Clarity Credit Union

Overview / Commentary
1822 N Midland Blvd
Nampa, ID 83651

Clarity Credit Union is headquartered in Meridian and is the 16th largest credit union in the state of Idaho. It is also the 1,545th largest credit union in the nation. It was established in 1948 and as of March of 2021, it had grown to 48 employees and 16,079 members at 6 locations. Clarity Credit Union has an A health rating.

Field of Membership Restrictions

Clarity Credit Union is open to those who live, work, worship, or go to school in Ada, Boise, Canyon, Gem, Payette or Valley counties in Idaho. Immediate family of current credit union members are also eligible to join.
See current membership details


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Health Grade Components

NCUA #68295
Year Chartered1948
Primary Regulator
Profit Margin
Return on Assets - YTD1.92%
Return on Equity - YTD28.03%
Annual Interest Income$1.1MM
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$136.1MM$93.2MM
LoansQ1 2021vs Q1 2020$70.0MM$58.7MM
DepositsQ1 2021vs Q1 2020$126.2MM$84.5MM
Equity CapitalQ1 2021vs Q1 2020$8.8MM$7.5MM
Loan Loss AllowanceQ1 2021vs Q1 2020$0$584.00K
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$125.00K$196.00K
Real Estate OwnedQ1 2021vs Q1 2020$0$0
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Clarity Credit Union Savings Account Rates

1.75%$5-Holiday Club
1.75%$5-Vacation Club
0.05%$5-Regular Share Account
0.05%$5-Kids Savings Account
0.05%$50-Idaho Medical Savings Account

Clarity Credit Union CD Rates

0.30%$250-2 Year Share Certificate
0.25%$250-1 Year Share Certificate
0.20%$250-6 Month Share Certificate

Clarity Credit Union Locations
Branch Office555 S Meridian RdMeridian, ID 83642-4539
Branch Office3 W Main STMiddleton, ID 83644
Branch Office805 Cleveland BlvdCaldwell, ID 83605-4150
Branch Office1822 N Midland BlvdNampa, ID 83651
Branch Office415 S Washington AveEmmett, ID 83617-2953
Corporate Office1880 S Cobalt Point Way Ste 100Meridian, ID 83642

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