Clarity Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
0.15%	1-year CD	1 Year Small Saver Certificate 1.40% - Synchrony Bank 12 Month CD
0.05%	Savings	Regular Share Account 1.20% - Goldman Sachs Bank USA Online Savings
1.25%	2-year CD	2 Year Share Certificate 1.65% - Synchrony Bank 24 Month CD

View all Clarity Credit Union rates »

Overview / Commentary

www.claritycu.com

208-467-6583

1822 N Midland Blvd
Nampa, ID 83651

Clarity Credit Union is headquartered in Nampa and is the 17^th largest credit union in the state of Idaho. It is also the 1,969^th largest credit union in the nation. It was established in 1948 and as of March of 2017, it had grown to 37 employees and 15,352 members at 6 locations. Clarity Credit Union's CD rates are 11% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Clarity CU is open to the residents, people that maintain employment, church members, and registered students within these Idaho Counties; Ada, Boise, Canyon, Gem, Payette, and Valley as well as the immediate family members of current CU members.
See current membership details

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Health

B

Data as of Q1 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Clarity Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	68295
Year Chartered	1948
Employees	37
Primary Regulator

Profit Margin
Return on Assets - YTD	1.02%
Return on Equity - YTD	14.6%
Annual Interest Income	$803.00K

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$71.3MM$65.6MM
Loans	Q1 2017vs Q1 2016	$49.5MM$52.4MM
Deposits	Q1 2017vs Q1 2016	$65.5MM$59.7MM
Equity Capital	Q1 2017vs Q1 2016	$4.9MM$5.0MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$1.1MM$745.00K
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$602.00K$670.00K
Real Estate Owned	Q1 2017vs Q1 2016	$0$0

Rates

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Savings
CD
IRA

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Clarity Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.00%	-	-	Holiday Club
2.00%	-	-	Vacation Club
0.05%	-	-	Regular Share Account
0.05%	-	-	PeeWee Savings Account
0.05%	$50	-	Medical Savings Account

Clarity Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.25%	$10k	-	2 Year Share Certificate
1.00%	$5k	-	1 Year Share Certificate
0.20%	$500	-	6 Month Share Certificate
0.15%	$100	-	1 Year Small Saver Certificate

Clarity Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.45%	$100	-	1 Year IRA Certificate

Locations

Clarity Credit Union Locations
Branch Office	555 N Meridian Rd	Meridian, ID 83642-2757
Branch Office	3 W Main ST	Middleton, ID 83644
Branch Office	805 Cleveland Blvd	Caldwell, ID 83605-4150
Branch Office	1115 Albany St Rm 132	Caldwell, ID 83605-3522
Branch Office	1822 N Midland Blvd	Nampa, ID 83651
Branch Office	145 S Washington Ave	Emmett, ID 83617-2947