Clarity Credit Union is headquartered in Nampa and is the 17th largest credit union in the state of Idaho. It is also the 1,849th largest credit union in the nation. It was established in 1948 and as of December of 2018, it had grown to 42 employees and 14,759 members at 6 locations. Clarity Credit Union's CD rates are 96% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Clarity CU is open to the residents, people that maintain employment, church members, and registered students within these Idaho Counties; Ada, Boise, Canyon, Gem, Payette, and Valley as well as the immediate family members of current CU members.
See current membership details
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68295 |
| Year Chartered | 1948 |
| Employees | 42 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.38% |
| Return on Equity - YTD | 16.66% |
| Annual Interest Income | $3.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $77.9MM$71.3MM |
| Loans | Q4 2018vs Q4 2017 | $50.2MM$48.7MM |
| Deposits | Q4 2018vs Q4 2017 | $70.2MM$64.6MM |
| Equity Capital | Q4 2018vs Q4 2017 | $6.5MM$5.4MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $695.00K$995.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $353.00K$473.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Clarity Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
Clarity Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | $5 | - | Regular Share Account | |
| 0.15% | $5 | - | PeeWee Savings Account | |
| 0.15% | $50 | - | Medical Savings Account |
Clarity Credit Union CD Rates
| Clarity Credit Union Locations | ||
|---|---|---|
| Branch Office | 555 N Meridian Rd | Meridian, ID 83642-2757 |
| Branch Office | 3 W Main ST | Middleton, ID 83644 |
| Branch Office | 805 Cleveland Blvd | Caldwell, ID 83605-4150 |
| Branch Office | 1115 Albany St Rm 132 | Caldwell, ID 83605-3522 |
| Branch Office | 1822 N Midland Blvd | Nampa, ID 83651 |
| Branch Office | 145 S Washington Ave | Emmett, ID 83617-2947 |