Overview / Commentary
Clarity Credit Union is headquartered in Meridian and is the 14th largest credit union in the state of Idaho. It is also the 1,407th largest credit union in the nation. It was established in 1948 and as of December of 2021, it had grown to 46 employees and 16,554 members at 6 locations. Clarity Credit Union has an A health rating.
Field of Membership Restrictions
Clarity Credit Union is open to those who live, work, worship, or go to school in Ada, Boise, Canyon, Gem, Payette or Valley counties in Idaho. Immediate family of current credit union members are also eligible to join.
See current membership details
Health
A
Data as of Q4 2021
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68295 |
| Year Chartered | 1948 |
| Employees | 46 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 2.07% |
| Return on Equity - YTD | 28.63% |
| Annual Interest Income | $4.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2021vs Q4 2020 | $163.7MM$120.1MM |
| Loans | Q4 2021vs Q4 2020 | $86.0MM$72.6MM |
| Deposits | Q4 2021vs Q4 2020 | $150.4MM$111.3MM |
| Equity Capital | Q4 2021vs Q4 2020 | $11.4MM$8.2MM |
| Loan Loss Allowance | Q4 2021vs Q4 2020 | $0$0 |
| Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $271.00K$256.00K |
| Real Estate Owned | Q4 2021vs Q4 2020 | $0$0 |