Clarity Credit Union

Overview / Commentary
1822 N Midland Blvd
Nampa, ID 83651

Clarity Credit Union is headquartered in Meridian and is the 15th largest credit union in the state of Idaho. It is also the 1,278th largest credit union in the nation. It was established in 1948 and as of December of 2023, it had grown to 50 employees and 17,960 members at 6 locations. Clarity Credit Union has a B+ health rating.

Field of Membership Restrictions

Clarity Credit Union is open to those who live, work, worship, or attend school in the Idaho counties of Ada, Boise, Canyon, Gem, Owyhee, Payette or Valley. Direct family members of a current Clarity Credit Union member are also eligible to join.
See current membership details


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Health Grade Components

NCUA #68295
Year Chartered1948
Primary Regulator
Profit Margin
Return on Assets - YTD1.2%
Return on Equity - YTD14.58%
Annual Interest Income$9.1MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$194.4MM$168.9MM
LoansQ4 2023vs Q4 2022$129.8MM$117.6MM
DepositsQ4 2023vs Q4 2022$173.6MM$151MM
Equity CapitalQ4 2023vs Q4 2022$15.7MM$13.2MM
Loan Loss AllowanceQ4 2023vs Q4 2022$911K$616K
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$955K$551K
Real Estate OwnedQ4 2023vs Q4 2022$0$0

Rates for Clarity Credit Union are currently being reviewed.


Clarity Credit Union Locations
Branch Office555 S Meridian RdMeridian, ID 83642-4539
Branch Office3 W Main STMiddleton, ID 83644
Branch Office1822 N Midland BlvdNampa, ID 83651
Branch Office415 S Washington AveEmmett, ID 83617-2953
Corporate Office1880 S Cobalt Point Way Ste 100Meridian, ID 83642
Branch Office708 N 21st AveCaldwell, ID 83605-4358

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