Overview / Commentary
Clarity Credit Union is headquartered in Meridian and is the 16th largest credit union in the state of Idaho. It is also the 1,591st largest credit union in the nation. It was established in 1948 and as of December of 2020, it had grown to 47 employees and 15,821 members at 6 locations. Clarity Credit Union has an A health rating.
Field of Membership Restrictions
Clarity Credit Union is open to those who live, work, worship, or go to school in Ada, Boise, Canyon, Gem, Payette or Valley counties in Idaho. Immediate family of current credit union members are also eligible to join.
See current membership details
Health
A
Data as of Q4 2020
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68295 |
| Year Chartered | 1948 |
| Employees | 47 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.64% |
| Return on Equity - YTD | 8.99% |
| Annual Interest Income | $4.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2020vs Q4 2019 | $120.1MM$87.1MM |
| Loans | Q4 2020vs Q4 2019 | $72.6MM$54.1MM |
| Deposits | Q4 2020vs Q4 2019 | $111.3MM$78.8MM |
| Equity Capital | Q4 2020vs Q4 2019 | $8.2MM$7.4MM |
| Loan Loss Allowance | Q4 2020vs Q4 2019 | $0$567.00K |
| Unbacked Noncurrent Loans | Q4 2020vs Q4 2019 | $256.00K$384.00K |
| Real Estate Owned | Q4 2020vs Q4 2019 | $0$0 |