Clarity Credit Union is headquartered in Meridian and is the 17th largest credit union in the state of Idaho. It is also the 1,819th largest credit union in the nation. It was established in 1948 and as of June of 2019, it had grown to 42 employees and 14,901 members at 7 locations. Clarity Credit Union's CD rates are 96% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Clarity Credit Union is open to those who live, work, worship, or go to school in Ada, Boise, Canyon, Gem, Payette or Valley counties in Idaho. Immediate family of current credit union members are also eligible to join.
See current membership details
Data as of Q2 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68295 |
| Year Chartered | 1948 |
| Employees | 42 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.64% |
| Return on Equity - YTD | 7.76% |
| Annual Interest Income | $2.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $82.0MM$78.5MM |
| Loans | Q2 2019vs Q2 2018 | $51.7MM$47.7MM |
| Deposits | Q2 2019vs Q2 2018 | $74.1MM$70.8MM |
| Equity Capital | Q2 2019vs Q2 2018 | $6.7MM$5.8MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $743.00K$842.00K |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $350.00K$218.00K |
| Real Estate Owned | Q2 2019vs Q2 2018 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Clarity Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
Clarity Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | $5 | - | Regular Share Account | |
| 0.15% | $5 | - | PeeWee Savings Account | |
| 0.15% | $50 | - | Medical Savings Account |
Clarity Credit Union CD Rates
| Clarity Credit Union Locations | ||
|---|---|---|
| Branch Office | 555 N Meridian Rd | Meridian, ID 83642-2757 |
| Branch Office | 3 W Main ST | Middleton, ID 83644 |
| Branch Office | 805 Cleveland Blvd | Caldwell, ID 83605-4150 |
| Branch Office | 1115 Albany St Rm 132 | Caldwell, ID 83605-3522 |
| Branch Office | 1822 N Midland Blvd | Nampa, ID 83651 |
| Branch Office | 145 S Washington Ave | Emmett, ID 83617-2947 |
| Corporate Office | 1880 S Cobalt Point Way Ste 100 | Meridian, ID 83642 |