Clarity Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
0.15%	1-year CD	1 Year Small Saver Certificate 1.05% - Ally Bank High Yield 12-Month CD
0.10%	Savings	Regular Share Account 1.00% - Ally Bank Online Savings Account
1.25%	2-year CD	2 Year Share Certificate 1.30% - Ally Bank Raise Your Rate 2-Year CD

View all Clarity Credit Union rates »

Overview / Commentary

www.claritycu.com

208-467-6583

1822 N Midland Blvd
Nampa, ID 83651

Clarity Credit Union is headquartered in Nampa and is the 18^th largest credit union in the state of Idaho. It is also the 2,054^th largest credit union in the nation. It was established in 1948 and as of June of 2016, it had grown to 37 employees and 15,522 members at 7 locations. Clarity Credit Union's CD rates are 11% higher than the national average, and it has a C+ health rating.

Field of Membership Restrictions

Clarity CU is open to the residents, people that maintain employment, church members, and registered students within these Idaho Counties; Ada, Boise, Canyon, Gem, Payette, and Valley as well as the immediate family members of current CU members.
See current membership details

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

C+

Data as of Q2 2016

Learn more about bank health

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Clarity Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	68295
Year Chartered	1948
Employees	37
Primary Regulator

Profit Margin
Return on Assets - YTD	-1.01%
Return on Equity - YTD	-13.16%
Annual Interest Income	$1.8MM

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$63.5MM$65.2MM
Loans	Q2 2016vs Q2 2015	$52.6MM$58.8MM
Deposits	Q2 2016vs Q2 2015	$57.1MM$58.5MM
Equity Capital	Q2 2016vs Q2 2015	$5.0MM$5.2MM
Loan Loss Allowance	Q2 2016vs Q2 2015	$929.00K$561.00K
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$607.00K$469.00K
Real Estate Owned	Q2 2016vs Q2 2015	$0$0

Rates

Skip to rates for:

Savings
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Clarity Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

Clarity Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.00%	-	-	Holiday Club
2.00%	-	-	Vacation Club
0.10%	-	-	Regular Share Account
0.10%	-	-	PeeWee Savings Account
0.10%	$50	-	Medical Savings Account

Clarity Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.25%	$10k	-	2 Year Share Certificate
1.00%	$5k	-	1 Year Share Certificate
0.20%	$500	-	6 Month Share Certificate
0.15%	$100	-	1 Year Small Saver Certificate

Clarity Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.45%	$100	-	1 Year IRA Certificate

Locations

Clarity Credit Union Locations
Branch Office	555 N Meridian Rd	Meridian, ID 83642-2757
Branch Office	3 W Main ST	Middleton, ID 83644
Branch Office	805 Cleveland Blvd	Caldwell, ID 83605-4150
Branch Office	1115 Albany St Rm 132	Caldwell, ID 83605-3522
Branch Office	1822 N Midland Blvd	Nampa, ID 83651
Branch Office	407 Highway 55	Horseshoe Bend, ID 83629-5034
Branch Office	111 S Hayes Ave	Emmett, ID 83617-2929