Overview / Commentary
Clarity Credit Union is headquartered in Meridian and is the 14th largest credit union in the state of Idaho. It is also the 1,372nd largest credit union in the nation. It was established in 1948 and as of June of 2022, it had grown to 48 employees and 16,992 members at 6 locations. Clarity Credit Union's CD rates are 68% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Clarity Credit Union is open to those who live, work, worship, or go to school in Ada, Boise, Canyon, Gem, Payette or Valley counties in Idaho. Immediate family of current credit union members are also eligible to join.
See current membership details
Health
B+
Data as of Q2 2022
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68295 |
| Year Chartered | 1948 |
| Employees | 48 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.65% |
| Return on Equity - YTD | 9.49% |
| Annual Interest Income | $2.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2022vs Q2 2021 | $173.6MM$143.6MM |
| Loans | Q2 2022vs Q2 2021 | $100.5MM$81.5MM |
| Deposits | Q2 2022vs Q2 2021 | $157.4MM$130.8MM |
| Equity Capital | Q2 2022vs Q2 2021 | $11.8MM$11.0MM |
| Loan Loss Allowance | Q2 2022vs Q2 2021 | $0$0 |
| Unbacked Noncurrent Loans | Q2 2022vs Q2 2021 | $369.00K$155.00K |
| Real Estate Owned | Q2 2022vs Q2 2021 | $0$0 |