Featured Savings Rates
Featured Accounts

Clarity Credit Union

Popular Accounts at this Credit Union

0.15%1-year CD1 Year Small Saver Certificate
0.05%SavingsRegular Share Account
1.25%2-year CD2 Year Share Certificate

Overview / Commentary
1822 N Midland Blvd
Nampa, ID 83651

Clarity Credit Union is headquartered in Nampa and is the 17th largest credit union in the state of Idaho. It is also the 1,966th largest credit union in the nation. It was established in 1948 and as of September of 2017, it had grown to 39 employees and 15,238 members at 6 locations. Clarity Credit Union's CD rates are 11% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Clarity CU is open to the residents, people that maintain employment, church members, and registered students within these Idaho Counties; Ada, Boise, Canyon, Gem, Payette, and Valley as well as the immediate family members of current CU members.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Clarity Credit Union has a relatively low asset base.

Health Grade Components

NCUA #68295
Year Chartered1948
Primary Regulator
Profit Margin
Return on Assets - YTD0.8%
Return on Equity - YTD11.03%
Annual Interest Income$2.5MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$70.3MM$64.9MM
LoansQ3 2017vs Q3 2016$48.9MM$52.7MM
DepositsQ3 2017vs Q3 2016$64.0MM$59.1MM
Equity CapitalQ3 2017vs Q3 2016$5.1MM$4.9MM
Loan Loss AllowanceQ3 2017vs Q3 2016$1.1MM$1.1MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$439.00K$555.00K
Real Estate OwnedQ3 2017vs Q3 2016$0$0
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Clarity Credit Union Savings Account Rates

0.05%--Regular Share Account
0.05%--PeeWee Savings Account
0.05%$50-Medical Savings Account

Clarity Credit Union CD Rates

2.00%-$2,5001 Year Vacation Club Certificate
2.00%-$2,5001 Year Holiday Club Certificate
1.25%$10k-2 Year Share Certificate
1.00%$5k-1 Year Share Certificate
0.20%$500-6 Month Share Certificate
0.15%$100-1 Year Small Saver Certificate

Clarity Credit Union Locations
Branch Office555 N Meridian RdMeridian, ID 83642-2757
Branch Office3 W Main STMiddleton, ID 83644
Branch Office805 Cleveland BlvdCaldwell, ID 83605-4150
Branch Office1115 Albany St Rm 132Caldwell, ID 83605-3522
Branch Office1822 N Midland BlvdNampa, ID 83651
Branch Office145 S Washington AveEmmett, ID 83617-2947