Clark County Credit Union is headquartered in LAS VEGAS and is the 3rd largest credit union in the state of Nevada. It is also the 375th largest credit union in the nation. It was established in 1951 and as of September of 2020, it had grown to 181 employees and 47,673 members at 8 locations. Clark County Credit Union has an A+ health rating.
Field of Membership Restrictions
Clark County Credit Union offers membership to employees of any City of Las Vegas, City of North Las Vegas, City of Henderson or Clark County goverment employee group; Volunteers of any medical profession-related group in Clark County; a member of local public radio; business member of the Henderson. NV Chamber of Commerce and employees or retirees of any board-authorised Select Employer Groups.
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Great banking experiences
Recently my spouse and I have expanded the banking that we do at Clark County Credit Union. We were looking to open a new checking account for a specific purpose, and our current bank (which will remain unnamed here) had way too many requirements and regulations for just a simple checking account. CCCU has many levels of checking accounts available; because we also have a savings account with them, we were able to qualify at a high level which meant no fees for us, no matter what the balance was or how often we used the account. They also offer safety deposit boxes for less than half of what our other bank charges! I'm almost thinking of transferring all my banking to them, because they've really impressed me. They're also always fast and friendly every time we visit. Not everyone qualifies for an account here, but if you can bank with them through a relative, work or any other means, I highly recommend it. They're excellent.
Credit Union Gives Down Home Service
This credit union offers a large variety of banking functions but prides itself on the its ability to offer great purchasing loans interest rates. For example, purchasing a car is super easy and affordable. The organization also offers a service that will assist in finding the vehicle, negotiating the purchase price, managing the loan paperwork and taking care of the registration and licensing requirements. Banking services like ATM, checking, customer service and concern resolution are easy to access. Another great feature is that when using generic ATMs, there is no service fee! They offer bill pay as well. The credit union has several "brick and mortar" locations but almost all banking can be done online. Finally, this credit union gives off a "home town" feeling. Big banks are great for many things and give off that big business feel. Having a local credit union has been a great experience.
Clark County Credit Union Thinks of You First
Sometimes using a local credit union can give the best benefits in banking options. Clark County Credit Union is just so for its members. It offers competitive banking services including the best of the best in online bill pay. And, when no monthly service charge for this service is required how much better to have the pay check automatically deposited and bills paid. There are many such approaches to respecting the banking customer at this credit union and well worth the effort to qualify and join.
CCCU Review
This is the first and only bank I am using and I don't think I will be transferring or going to any other banks. I am perfectly satisfied with their service. Their online website is easy to use and my savings and checking accounts can also be accessed easily. I am also impressed by their efficient customer support. I remember 2 years ago, when I was going over my checking account and reviewing my transactions, there was a $200 purchase that did not come from me. It was a fraudulent transaction an online shopping site and it was the first time that such thing happened to me and I immediately contacted the bank to inform them about this. The process of filing a fraudulent transaction claim and getting my money back was smooth and I got my $200 in less than a week. They also inform me about suspicious activities from my account (which happened when my sister unknowingly purchased several apps from Barnes and Noble through her Nook) using my card. I feel secure using this bank and I don't see myself going anywhere else. At least not for now.
USED To Be The Best!
I've been a 20+ year member of CCCU. Recently they've started "upgrading" everything. You used to be able to call and reach a live person locally in about 5 minutes. Now when you call you wait on hold for long periods of time and it eventually kicks you to a call center in Illinois. It doesnt feel like a small local bank anymore. It feels like Bank of America. But they still have the "we're a small credit union and wont just give a loan to anybody" mentality. So, you might as well bank with B of A.These "upgrades" are a downgrade if you ask me.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 86752 |
| Year Chartered | 1951 |
| Employees | 181 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.89% |
| Return on Equity - YTD | 7.14% |
| Annual Interest Income | $25.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2020vs Q3 2019 | $980.4MM$848.4MM |
| Loans | Q3 2020vs Q3 2019 | $595.7MM$593.1MM |
| Deposits | Q3 2020vs Q3 2019 | $844.5MM$705.1MM |
| Equity Capital | Q3 2020vs Q3 2019 | $119.1MM$104.4MM |
| Loan Loss Allowance | Q3 2020vs Q3 2019 | $8.9MM$6.0MM |
| Unbacked Noncurrent Loans | Q3 2020vs Q3 2019 | $2.1MM$2.4MM |
| Real Estate Owned | Q3 2020vs Q3 2019 | $0$0 |