Featured Savings Rates
Featured Accounts

First Class Community Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.36%5-year CD60 Month Share Certificate
0.20%1-year CD12 Month Share Certificate
0.10%SavingsPlatinum Share Investment Account

Overview / Commentary
515-282-7363
2051 Westown Pkwy
West Des Moines, IA 50265-1541

First Class Community Credit Union is headquartered in West Des Moines and is the 25th largest credit union in the state of Iowa. It is also the 1,918th largest credit union in the nation. It was established in 1925 and as of June of 2016, it had grown to 19 employees and 8,619 members at 2 locations. First Class Community Credit Union has a B+ health rating.

Field of Membership Restrictions

First Class Credit Union of Iowa is open to the residents and the people that maintain employment within these eligible counties: Polk, Story, Jasper, Marion, Warren, Madison, Boone, Dallas, Plymouth, Cherokee, Ida, Woodbury, Crawford, and Monona, postal service employees and their families, along with the employees of the credit union affiliated select employee groups.
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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. First Class Community Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #64231
Year Chartered1925
Employees19
Primary Regulator
Profit Margin
Return on Assets - YTD0.1%
Return on Equity - YTD1.1%
Annual Interest Income$1.1MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$71.3MM$68.7MM
LoansQ2 2016vs Q2 2015$35.3MM$34.5MM
DepositsQ2 2016vs Q2 2015$64.8MM$61.4MM
Equity CapitalQ2 2016vs Q2 2015$6.4MM$6.2MM
Loan Loss AllowanceQ2 2016vs Q2 2015$285.00K$257.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$279.00K$447.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$169.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Class Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%--Individual Retirement Account
0.10%$300-Platinum Share Investment Account
0.10%$300-Youth Share Account
0.10%$300-Holiday Club Account

First Class Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$2k-Money Market Account

First Class Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.36%*$10k*-60 Month Share Certificate
OTHER TIERS: 1.05% $5k - $10k
1.20%*$10k*-48 Month Share Certificate
OTHER TIERS: 0.95% $5k - $10k
1.05%*$10k*-36 Month Share Certificate
OTHER TIERS: 0.80% $5k - $10k
0.65%*$10k*-24 Month Share Certificate
OTHER TIERS: 0.20% $500 - $5k | 0.55% $5k - $10k
0.20%$1k-12 Month Share Certificate

First Class Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.36%*$10k*-60 Month IRA Certificate
OTHER TIERS: 1.05% $5k - $10k
1.20%*$10k*-48 Month IRA Certificate
OTHER TIERS: 0.95% $5k - $10k
1.05%*$10k*-36 Month IRA Certificate
OTHER TIERS: 0.80% $5k - $10k
0.65%*$10k*-24 Month IRA Certificate
OTHER TIERS: 0.20% $500 - $5k | 0.55% $5k - $10k
0.20%$1k-12 Month IRA Certificate
Locations


First Class Community Credit Union Locations
Branch Office2051 Westown PkwyWest Des Moines, IA 50265-1541
Branch Office303 Euclid AveDes Moines, IA 50313-4349