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Clay County Savings Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.claycountysavings.com
816-781-4500
1178 West Kansas Street
Liberty, MO 64068

Clay County Savings Bank is headquartered in LIBERTY and is the 159th largest bank in the state of Missouri. It is also the 3,507th largest bank in the nation. It was established in 1922 and as of March of 2025, it had grown to 28 employees at 3 locations. Clay County Savings Bank's money market rates are 50% higher than the national average, and it has an A health rating.

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #29764
Year Established1922
Employees28
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD-0.64%
Return on Equity - YTD-8.67%
Annual Interest Income$1.4MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$137.3MM$150.2MM
LoansQ1 2025vs Q1 2024$90.1MM$98.5MM
DepositsQ1 2025vs Q1 2024$116.3MM$114.6MM
Equity CapitalQ1 2025vs Q1 2024$10.2MM$10.4MM
Loan Loss AllowanceQ1 2025vs Q1 2024$1MM$999K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$66K$66K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Clay County Savings Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$25k*-Health Savings Account
OTHER TIERS: 0.10% → $1k - $10k | 0.15% → $10k - $25k
0.15%$0-Statement Savings Account
0.10%$0-Kids Adventure Club

Clay County Savings Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.66%*$50k*-Money Market Deposit Account
OTHER TIERS: 0.25% → $1k - $10k | 0.30% → $10k - $25k | 0.51% → $25k - $50k

Clay County Savings Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$0-Premier Plus Checking
0.05%$0-Premier 55 Checking

Clay County Savings Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.84%*$25k*-60 Month CD
OTHER TIERS: 1.53% → $500 - $25k
1.79%*$25k*-48-59 Month CD
OTHER TIERS: 1.43% → $500 - $25k
1.69%*$25k*-36-47 Month CD
OTHER TIERS: 1.33% → $500 - $25k
1.64%*$25k*-30-35 Month CD
OTHER TIERS: 1.28% → $500 - $25k
1.53%*$25k*-24-29 Month CD
OTHER TIERS: 1.22% → $500 - $25k
1.28%*$25k*-18-23 Month CD
OTHER TIERS: 1.12% → $500 - $25k
1.02%*$25k*-12-17 Month CD
OTHER TIERS: 0.76% → $500 - $25k
0.76%*$25k*-6-11 Month CD
OTHER TIERS: 0.61% → $500 - $25k
0.46%*$25k*-3-5 Month CD
OTHER TIERS: 0.15% → $500 - $25k
Locations


Clay County Savings Bank Locations
Clay County Savings Bank1178 W Kansas StLiberty, MO 64068
303 South Jefferson Branch303 South JeffersonKearney, MO 64060
North Brighton Avenue Branch8140 North Brighton AvenueKansas City, MO 64119

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