Clay County Savings Bank

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.claycountysavings.com

816-781-4500

1178 West Kansas Street
Liberty, MO 64068

Clay County Savings Bank is headquartered in LIBERTY and is the 159^th largest bank in the state of Missouri. It is also the 3,507^th largest bank in the nation. It was established in 1922 and as of March of 2025, it had grown to 28 employees at 3 locations. Clay County Savings Bank's money market rates are 50% higher than the national average, and it has an A health rating.

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	29764
Year Established	1922
Employees	28
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	-0.64%
Return on Equity - YTD	-8.67%
Annual Interest Income	$1.4MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$137.3MM$150.2MM
Loans	Q1 2025vs Q1 2024	$90.1MM$98.5MM
Deposits	Q1 2025vs Q1 2024	$116.3MM$114.6MM
Equity Capital	Q1 2025vs Q1 2024	$10.2MM$10.4MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$1MM$999K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$66K$66K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Clay County Savings Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.20%^*	$25k^*	-	Health Savings Account
OTHER TIERS: 0.10% → $1k - $10k \| 0.15% → $10k - $25k
0.15%	$0	-	Statement Savings Account
0.10%	$0	-	Kids Adventure Club

Clay County Savings Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.66%^*	$50k^*	-	Money Market Deposit Account
OTHER TIERS: 0.25% → $1k - $10k \| 0.30% → $10k - $25k \| 0.51% → $25k - $50k

Clay County Savings Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	$0	-	Premier Plus Checking
0.05%	$0	-	Premier 55 Checking

Clay County Savings Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.84%^*	$25k^*	-	60 Month CD
OTHER TIERS: 1.53% → $500 - $25k
1.79%^*	$25k^*	-	48-59 Month CD
OTHER TIERS: 1.43% → $500 - $25k
1.69%^*	$25k^*	-	36-47 Month CD
OTHER TIERS: 1.33% → $500 - $25k
1.64%^*	$25k^*	-	30-35 Month CD
OTHER TIERS: 1.28% → $500 - $25k
1.53%^*	$25k^*	-	24-29 Month CD
OTHER TIERS: 1.22% → $500 - $25k
1.28%^*	$25k^*	-	18-23 Month CD
OTHER TIERS: 1.12% → $500 - $25k
1.02%^*	$25k^*	-	12-17 Month CD
OTHER TIERS: 0.76% → $500 - $25k
0.76%^*	$25k^*	-	6-11 Month CD
OTHER TIERS: 0.61% → $500 - $25k
0.46%^*	$25k^*	-	3-5 Month CD
OTHER TIERS: 0.15% → $500 - $25k

Locations

Clay County Savings Bank Locations
Clay County Savings Bank	1178 W Kansas St	Liberty, MO 64068
303 South Jefferson Branch	303 South Jefferson	Kearney, MO 64060
North Brighton Avenue Branch	8140 North Brighton Avenue	Kansas City, MO 64119

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