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Clay County State Bank

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
1.40%5-year CD60 Month CD
0.50%1-year CD12 Month CD
0.20%SavingsPassbook

Overview / Commentary
618-665-3334
111 North Church Street
Louisville, IL 62858

Clay County State Bank is headquartered in Louisville and is the 355th largest bank in the state of Illinois. It is also the 4,774th largest bank in the nation. It was established in 1905 and as of December of 2016, it had grown to 19 employees at 1 location. Clay County State Bank has a B health rating.

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Clay County State Bank has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #10821
Year Established1905
Employees19
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.03%
Return on Equity - YTD7.73%
Annual Interest Income$2.7MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$78.3MM$82.2MM
LoansQ4 2016vs Q4 2015$44.0MM$41.4MM
DepositsQ4 2016vs Q4 2015$66.3MM$65.6MM
Equity CapitalQ4 2016vs Q4 2015$10.4MM$10.6MM
Loan Loss AllowanceQ4 2016vs Q4 2015$572.00K$578.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$1.8MM$1.2MM
Real Estate OwnedQ4 2016vs Q4 2015$0$0
Rates
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Clay County State Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%--Passbook

Clay County State Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%--Super NOW
0.15%--NOW

Clay County State Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.40%--60 Month CD
1.20%--48 Month CD
1.00%--36 Month CD
0.80%--24 Month CD
0.80%--30 Month CD
0.65%--18 Month CD
0.50%--12 Month CD
0.45%--21 Month CD
0.40%--15 Month CD
0.30%--7 Month CD
0.30%--6 Month CD
0.25%--3 Month CD
Locations


Clay County State Bank Locations
Clay County State Bank111 North Church StreetLouisville, IL 62858