Overview / Commentary
111 North Church Street
Louisville, IL 62858

Clay County State Bank is headquartered in Louisville and is the 337th largest bank in the state of Illinois. It is also the 4,509th largest bank in the nation. It was established in 1905 and as of December of 2018, it had grown to 19 employees at 1 location. Clay County State Bank's CD rates are 2X the national average, and it has an A health rating.


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Clay County State Bank has a relatively low asset base.

Health Grade Components

FDIC Certificate #10821
Year Established1905
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.3%
Return on Equity - YTD9.23%
Annual Interest Income$2.9MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$76.2MM$77.4MM
LoansQ4 2018vs Q4 2017$51.9MM$51.6MM
DepositsQ4 2018vs Q4 2017$65.1MM$63.3MM
Equity CapitalQ4 2018vs Q4 2017$10.9MM$10.9MM
Loan Loss AllowanceQ4 2018vs Q4 2017$541.00K$560.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$1.0MM$1.9MM
Real Estate OwnedQ4 2018vs Q4 2017$0$29.00K
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Clay County State Bank; we are a rate comparison website and cannot provide official rates or promotions.

Clay County State Bank CD Rates

2.75%$500-60 Month CD
2.50%$500-48 Month CD
2.37%$5k-36 Month CD
2.27%$500-30 Month CD
2.25%$500-24 Month CD
2.00%$500-12 Month CD
1.86%$500-18 Month CD
1.80%$500-21 Month CD
0.40%$500-15 Month CD
0.30%$500-7 Month CD

Clay County State Bank Locations
Clay County State Bank111 North Church StreetLouisville, IL 62858

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.