Clear Lake Bank and Trust Company

Overview / Commentary

www.clearlakebank.bank

641-357-7121

322 Main
Clear Lake, IA 50428

Clear Lake Bank and Trust Company is headquartered in Clear Lake and is the 46^th largest bank in the state of Iowa. It is also the 1,552^nd largest bank in the nation. It was established in 1934 and as of June of 2020, it had grown to 92 employees at 5 locations. Clear Lake Bank and Trust Company has an A health rating.

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

Data as of Q2 2020

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	15690
Year Established	1934
Employees	92
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	1.34%
Return on Equity - YTD	15.94%
Annual Interest Income	$10.1MM

Assets and Liabilities
Assets	Q2 2020vs Q2 2019	$521.8MM$442.5MM
Loans	Q2 2020vs Q2 2019	$372.5MM$343.3MM
Deposits	Q2 2020vs Q2 2019	$468.1MM$391.4MM
Equity Capital	Q2 2020vs Q2 2019	$41.1MM$38.0MM
Loan Loss Allowance	Q2 2020vs Q2 2019	$5.0MM$4.4MM
Unbacked Noncurrent Loans	Q2 2020vs Q2 2019	$289.00K$159.00K
Real Estate Owned	Q2 2020vs Q2 2019	$0$2.0MM

Rates

Skip to rates for:

Savings
CD

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Clear Lake Bank and Trust Company; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Clear Lake Bank and Trust Company Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%^*	$250k^*	-	Premium Savings Account with Relationship Raise
OTHER TIERS: 0.15% → $10k - $100k \| 0.20% → $100k - $250k
0.20%^*	$250k^*	-	Premium Savings Account
OTHER TIERS: 0.10% → $10k - $100k \| 0.15% → $100k - $250k
0.10%	$100	-	Basic Savings Account

Clear Lake Bank and Trust Company CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.65%	$1k	-	60 Month CD
0.50%	$1k	-	48 Month CD
0.45%	$1k	-	36 Month CD
0.40%	$1k	-	27 Month CD
0.35%	$1k	-	24 Month CD
0.30%	$1k	-	18 Month CD
0.25%	$1k	-	12 Month CD
0.20%	$1k	-	6 Month CD

Locations

Clear Lake Bank and Trust Company Locations
Clear Lake Bank and Trust Company	322 Main	Clear Lake, IA 50428
Garner Branch	325 State Street	Garner, IA 50438
Mason City Branch	425 Tiffany Drive	Mason City, IA 50401
100 East State Street Branch	100 East State Street	Mason City, IA 50401
Drive-Up Facility	21 North 4th Street	Clear Lake, IA 50428

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.