Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.clearlakebank.bank

641-357-7121

322 Main
Clear Lake, IA 50428

Clear Lake Bank and Trust Company is headquartered in CLEAR LAKE and is the 44^th largest bank in the state of Iowa. It is also the 1,534^th largest bank in the nation. It was established in 1934 and as of March of 2025, it had grown to 90 employees at 5 locations. Clear Lake Bank and Trust Company has an A health rating.

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Health

Data as of Q1 2025

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Health Grade Components

Overall
FDIC Certificate #	15690
Year Established	1934
Employees	90
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	1.72%
Return on Equity - YTD	21.25%
Annual Interest Income	$7.8MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$615.5MM$572.1MM
Loans	Q1 2025vs Q1 2024	$456.4MM$425.3MM
Deposits	Q1 2025vs Q1 2024	$556.5MM$518.3MM
Equity Capital	Q1 2025vs Q1 2024	$50.6MM$45.5MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$6MM$5.7MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$807K$207K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for Clear Lake Bank and Trust Company are currently being reviewed.

Locations

Clear Lake Bank and Trust Company Locations
Clear Lake Bank and Trust Company	322 Main Ave	Clear Lake, IA 50428
Garner Branch	325 State Street	Garner, IA 50438
Mason City Branch	425 Tiffany Drive	Mason City, IA 50401
100 East State Street Branch	100 East State Street	Mason City, IA 50401
Drive-Up Facility	21 North 4th Street	Clear Lake, IA 50428

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