Clear Lake Bank and Trust Company

Overview / Commentary
322 Main
Clear Lake, IA 50428

Clear Lake Bank and Trust Company is headquartered in Clear Lake and is the 48th largest bank in the state of Iowa. It is also the 1,671st largest bank in the nation. It was established in 1934 and as of September of 2019, it had grown to 94 employees at 5 locations. Clear Lake Bank and Trust Company's savings rates are 2X the national average, and it has an A health rating.


No reviews have been left for this bank yet. Be the first to review.


Health Grade Components

FDIC Certificate #15690
Year Established1934
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.52%
Return on Equity - YTD17.55%
Annual Interest Income$14.1MM
Assets and Liabilities
AssetsQ3 2019vs Q3 2018$427.5MM$404.8MM
LoansQ3 2019vs Q3 2018$337.1MM$320.6MM
DepositsQ3 2019vs Q3 2018$375.4MM$359.4MM
Equity CapitalQ3 2019vs Q3 2018$38.9MM$35.0MM
Loan Loss AllowanceQ3 2019vs Q3 2018$4.5MM$4.1MM
Unbacked Noncurrent LoansQ3 2019vs Q3 2018$109.00K$704.00K
Real Estate OwnedQ3 2019vs Q3 2018$2.1MM$2.0MM
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Clear Lake Bank and Trust Company; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Clear Lake Bank and Trust Company Savings Account Rates

1.10%*$250k*-Premium Savings Account with Relationship Raise
OTHER TIERS: 0.25% $10k - $50k | 0.60% $50k - $100k | 0.90% $100k - $250k
1.05%*$250k*-Premium Savings Account
OTHER TIERS: 0.20% $10k - $50k | 0.55% $50k - $100k | 0.85% $100k - $250k
0.15%$100-Basic Savings Account

Clear Lake Bank and Trust Company CD Rates

1.75%$1k-60 Month CD
1.65%$1k-48 Month CD
1.55%$1k-36 Month CD
1.50%$1k-27 Month CD
1.30%$1k-18 Month CD
1.30%$1k-24 Month CD
1.25%$1k-12 Month CD
1.00%$1k-6 Month CD

Clear Lake Bank and Trust Company Locations
Clear Lake Bank and Trust Company322 MainClear Lake, IA 50428
Garner Branch325 State StreetGarner, IA 50438
Mason City Branch425 Tiffany DriveMason City, IA 50401
100 East State Street Branch100 East State StreetMason City, IA 50401
Drive-Up Facility21 North 4th StreetClear Lake, IA 50428

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.