Clear Mountain Bank

Overview / Commentary
160 Morgantown St
Bruceton Mills, WV 26525

Clear Mountain Bank is headquartered in Bruceton Mills and is the 6th largest bank in the state of West Virginia. It is also the 1,178th largest bank in the nation. It was established in 1931 and as of December of 2019, it had grown to 154 employees at 13 locations. Clear Mountain Bank has an A+ health rating.

Reviews (2)

Simply Awesome!

Posted by: |

Simply awesome! Easy to understand products, low fees, great service. Locally owned. What a bank should be.

Horrible Service

Posted by: |

Rates are very attractive, but their customer service is terrible. We've been approved for a loan for over three months. Every time we get close to closing they need some other esoteric paper work. The bank officer won't return calls, won't give us straight answers, and we have to go through a third party with connections in the bank to get them to return messages. Do not use this bank unless you have plenty of time to waste and enjoy frustration.


Health Grade Components

FDIC Certificate #2443
Year Established1931
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.34%
Return on Equity - YTD11.21%
Annual Interest Income$29.2MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$648.6MM$603.5MM
LoansQ4 2019vs Q4 2018$479.9MM$457.8MM
DepositsQ4 2019vs Q4 2018$563.6MM$526.2MM
Equity CapitalQ4 2019vs Q4 2018$79.4MM$71.2MM
Loan Loss AllowanceQ4 2019vs Q4 2018$7.9MM$7.6MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$2.9MM$5.3MM
Real Estate OwnedQ4 2019vs Q4 2018$283.00K$307.00K

Rates for Clear Mountain Bank are currently being reviewed.



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