Overview / Commentary
304-379-2265
160 Morgantown St
Bruceton Mills, WV 26525

Clear Mountain Bank is headquartered in Bruceton Mills and is the 7th largest bank in the state of West Virginia. It is also the 1,217th largest bank in the nation. It was established in 1931 and as of September of 2018, it had grown to 149 employees at 13 locations. Clear Mountain Bank's money market rates are 14% higher than the national average, and it has an A health rating.

Reviews (2)

Simply Awesome!

Posted by: Anonymous | Dec 15, 2011

Simply awesome! Easy to understand products, low fees, great service. Locally owned. What a bank should be.

Horrible Service

Posted by: Anonymous | May 10, 2012

Rates are very attractive, but their customer service is terrible. We've been approved for a loan for over three months. Every time we get close to closing they need some other esoteric paper work. The bank officer won't return calls, won't give us straight answers, and we have to go through a third party with connections in the bank to get them to return messages. Do not use this bank unless you have plenty of time to waste and enjoy frustration.



Health

Health Grade Components

Overall
FDIC Certificate #2443
Year Established1931
Employees149
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.32%
Return on Equity - YTD11.72%
Annual Interest Income$19.6MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$598.8MM$581.1MM
LoansQ3 2018vs Q3 2017$461.5MM$444.0MM
DepositsQ3 2018vs Q3 2017$523.4MM$508.9MM
Equity CapitalQ3 2018vs Q3 2017$69.6MM$64.2MM
Loan Loss AllowanceQ3 2018vs Q3 2017$7.6MM$7.2MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$4.8MM$5.8MM
Real Estate OwnedQ3 2018vs Q3 2017$505.00K$601.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Clear Mountain Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Clear Mountain Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%*$5k*-Health Savings Account (HSA)
OTHER TIERS: 0.40% Up to $5k
0.20%$1-Regular Savings Account
0.20%$1-PayDay IRA
0.05%$1-Christmas Club Account

Clear Mountain Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$100k*-Money Market Deposit Accounts
OTHER TIERS: 0.20% Up to $1k | 0.30% $1k - $25k | 0.40% $25k - $100k
0.50%*$100k*-Investor Money Market Deposit Accounts
OTHER TIERS: 0.20% Up to $10k | 0.30% $10k - $25k | 0.40% $25k - $100k

Clear Mountain Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.18%--Interest Checking Account
0.18%--Prime 50 Checking

Clear Mountain Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.91%$500-60 Month CD
1.91%$500-84 Month CD
1.91%$500-96 Month CD
1.51%$500-48 Month CD
1.21%$500-36 Month CD
1.21%$1k-36 Month Freedom CD
1.15%$500-30 Month CD
1.05%$500-24 Month CD
0.95%$500-18 Month CD
0.90%$1k-12 Month CD
0.60%$1k-182 Day CD
0.40%$1k-91 Day CD
0.35%$1k-31 Day CD
0.25%$1k-7 Day CD

Clear Mountain Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.71%$1-18 Month Variable IRA
1.91%$500-60 Month Fixed IRA
1.51%$500-48 Month Fixed IRA
1.21%$500-36 Month Fixed IRA
1.15%$500-30 Month Fixed IRA
1.05%$500-24 Month Fixed IRA
0.95%$500-18 Month Fixed IRA
0.90%$1k-12 Month Fixed IRA
Locations

Availability



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