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ClearChoice Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.10%1-year CD1 Year CD
0.02%SavingsShare Account
0.20%3-year CD3 Year CD

Overview / Commentary
610-376-0605
1981 State Hill Rd
Wyomissing, PA 19610

ClearChoice Federal Credit Union is headquartered in Wyomissing and is the 203rd largest credit union in the state of Pennsylvania. It is also the 3,693rd largest credit union in the nation. It was established in 1957 and as of June of 2017, it had grown to 5 employees and 2,272 members at 1 location. ClearChoice Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in the greater Reading, Pennsylvania area. Membership is also open to employees of UGI Corporation, AmeriGas, National Properties Inc, The Loomis Company, Carim Eye & Retina Center, Interstate Container, LLC, Yergey Law Office, United Corrstack, LLC, Associated Wholesalers, Inc.
See current membership details

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Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. ClearChoice Federal Credit Union has a low asset base, and a negative return on assets.

Health Grade Components

Overall
NCUA #12020
Year Chartered1957
Employees5
Primary Regulator
Profit Margin
Return on Assets - YTD-2.92%
Return on Equity - YTD-53.05%
Annual Interest Income$315.00K
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$16.0MM$16.6MM
LoansQ2 2017vs Q2 2016$11.5MM$11.3MM
DepositsQ2 2017vs Q2 2016$15.1MM$15.4MM
Equity CapitalQ2 2017vs Q2 2016$901.00K$1.1MM
Loan Loss AllowanceQ2 2017vs Q2 2016$310.00K$160.00K
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$21.00K$28.00K
Real Estate OwnedQ2 2017vs Q2 2016$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

ClearChoice Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.02%--Share Account
0.02%--Share (Youth Club) Account
0.02%--IRA Account
0.02%--Holiday Club Account
0.02%--Vacation Club Account

ClearChoice Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%*$25k*-Money Market Share Account
OTHER TIERS: 0.03% $2,500 - $10k | 0.04% $10k - $25k

ClearChoice Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%--3 Year CD
0.15%--2 Year CD
0.15%--1.5 Year UGI Teen Club CD
0.10%--1 Year CD
0.10%--1 Year UGI Kids Club CD
0.10%--1 Year UGI Teen Club CD
0.05%--6 Month CD
0.05%--6 Month UGI Kids Club CD

ClearChoice Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%--2.5 Year IRA
0.10%--1 Year IRA
Locations


ClearChoice Federal Credit Union Locations
Branch Office1981 State Hill RdWyomissing, PA 19610-1605