Utilities Employees Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 2.25% | 5-year CD | 5 Years Advantages CD 2.35% - Synchrony Bank 60 Month CD |
| 0.90% | 1-year CD | 1 Year Advantages CD 1.40% - Synchrony Bank 12 Month CD |
| 0.40% | Savings | Special Savings |
Utilities Employees Credit Union is headquartered in Wyomissing and is the 7th largest credit union in the state of Pennsylvania. It is also the 236th largest credit union in the nation. It was established in 1934 and as of March of 2017, it had grown to 86 employees and 44,964 members at 1 location. Utilities Employees Credit Union's money market rates are 2X the national average, and it boasts an A+ health rating.
Field of Membership Restrictions
Membership in Utilities Employee Credit Union to employees of Berkshire Hathaway Energy, Dominion Resources, FirstEnergy Corporation, Hubbell Inc., NRG Enerygy Inc., Southern Company and other energy and utilities-related companies.
See current membership details
A Great Credit Union
I believe that Utilities Employee Credit Union (UECU) is probably the best credit union out there. UECU has helped me out in life. They are very helpful in dealing with different life situations and they listen a care about you. I love their Money Marketing checking account. They pay back all my ATM fees since there isn't one of their ATM around me. Plus no penalty fees if your account goes under as long as you pay within 10 days. Also at the end of the year they give me money back for being a customer. One year I received almost an extra 300 dollars. I have never had an unpleasant worker there either. Everyone is really friendly and helpful. I seriously wouldn't choice any other credit union.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 64896 |
| Year Chartered | 1934 |
| Employees | 86 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.6% |
| Return on Equity - YTD | 4.43% |
| Annual Interest Income | $6.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2017vs Q1 2016 | $1.17B$1.14B |
| Loans | Q1 2017vs Q1 2016 | $281.5MM$269.6MM |
| Deposits | Q1 2017vs Q1 2016 | $1.01B$979.4MM |
| Equity Capital | Q1 2017vs Q1 2016 | $156.6MM$157.6MM |
| Loan Loss Allowance | Q1 2017vs Q1 2016 | $2.0MM$2.1MM |
| Unbacked Noncurrent Loans | Q1 2017vs Q1 2016 | $744.00K$808.00K |
| Real Estate Owned | Q1 2017vs Q1 2016 | $0$53.00K |
Always verify rates and promotions with the bank or credit union. We are not Utilities Employees Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Utilities Employees Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.10%* | $50k* | - | IRA Savings | ||
| OTHER TIERS: 0.90% → Up to $50k | |||||
| 0.40% | - | - | Standard Share | ||
| 0.40% | - | - | Special Savings | ||
| 0.40% | - | - | Health Savings Account (HSA) | ||
Utilities Employees Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.00%* | $50k* | - | Advantages Money Market Savings | ||
| OTHER TIERS: 0.30% → Up to $10k | 0.55% → $10k - $50k | |||||
Utilities Employees Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.00%* | $50k* | - | Rewards Checking Plus | ||
| OTHER TIERS: 0.30% → Up to $10k | 0.55% → $10k - $50k | |||||
Utilities Employees Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.25%* | $75k* | - | 5 Years Advantages CD | ||
| OTHER TIERS: 2.00% → $500 - $10k | 2.10% → $10k - $75k | |||||
| 1.95%* | $75k* | - | 4 Years Advantages CD | ||
| OTHER TIERS: 1.40% → $500 - $10k | 1.85% → $10k - $75k | |||||
| 1.65%* | $75k* | - | 3 Years Advantages CD | ||
| OTHER TIERS: 1.20% → $500 - $10k | 1.40% → $10k - $75k | |||||
| 1.20%* | $75k* | - | 2 Years Advantages CD | ||
| OTHER TIERS: 0.95% → $500 - $10k | 1.10% → $10k - $75k | |||||
| 1.10%* | $75k* | - | 18 Months Advantages CD | ||
| OTHER TIERS: 0.75% → $500 - $10k | 0.95% → $10k - $75k | |||||
| 0.90%* | $75k* | - | 1 Year Advantages CD | ||
| OTHER TIERS: 0.65% → $500 - $10k | 0.85% → $10k - $75k | |||||
| 0.65%* | $75k* | - | 6 Months Advantages CD | ||
| OTHER TIERS: 0.50% → $500 - $10k | 0.60% → $10k - $75k | |||||
Utilities Employees Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.25%* | $75k* | - | 5 Years Advantages IRA | ||
| OTHER TIERS: 2.00% → $500 - $10k | 2.10% → $10k - $75k | |||||
| 1.95%* | $75k* | - | 4 Years Advantages IRA | ||
| OTHER TIERS: 1.40% → $500 - $10k | 1.85% → $10k - $75k | |||||
| 1.65%* | $75k* | - | 3 Years Advantages IRA | ||
| OTHER TIERS: 1.20% → $500 - $10k | 1.40% → $10k - $75k | |||||
| 1.20%* | $75k* | - | 2 Years Advantages IRA | ||
| OTHER TIERS: 0.95% → $500 - $10k | 1.10% → $10k - $75k | |||||
| 1.10%* | $75k* | - | 18 Months Advantages IRA | ||
| OTHER TIERS: 0.75% → $500 - $10k | 0.95% → $10k - $75k | |||||
| 0.90%* | $75k* | - | 1 Year Advantages IRA | ||
| OTHER TIERS: 0.65% → $500 - $10k | 0.85% → $10k - $75k | |||||
| 0.65%* | $75k* | - | 6 Months Advantages IRA | ||
| OTHER TIERS: 0.50% → $500 - $10k | 0.60% → $10k - $75k | |||||
| Utilities Employees Credit Union Locations | ||
|---|---|---|
| Branch Office | 11 Meridian Blvd | Wyomissing, PA 19610 |