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Utilities Employees Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/11/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/11/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/11/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/11/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/11/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.uecu.org
800-288-6423
11 Meridian Blvd
Wyomissing, PA 19610

Utilities Employees Credit Union is headquartered in Wyomissing and is the 10th largest credit union in the state of Pennsylvania. It is also the 319th largest credit union in the nation. It was established in 1934 and as of March of 2025, it had grown to 123 employees and 63,997 members at 1 location. Utilities Employees Credit Union's money market rates are 5X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Utilities Employees Credit Union is open to all residents of Pennsylvania through the Pennsylvania American Consumer Council. Employees of UECU Partner Companies and subsidiaries, family members of existing UECU members, retirees of a UECU Partner Company are also eligible for membership. UECU's Partner Companies include AECOM, Energy Allied International, AES Corporation, Agilent Technologies, American Water Works Company, Inc., Siemens AG, Hubbell, Inc., and more than 500 Partners and subsidiaries.
See current membership details

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Health
A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #64896
Year Chartered1934
Employees123
Primary Regulator
Profit Margin
Return on Assets - YTD0.14%
Return on Equity - YTD1.18%
Annual Interest Income$15.4MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$1.49B$1.3B
LoansQ1 2025vs Q1 2024$738.1MM$648.3MM
DepositsQ1 2025vs Q1 2024$1.26B$1.11B
Equity CapitalQ1 2025vs Q1 2024$163.2MM$126.5MM
Loan Loss AllowanceQ1 2025vs Q1 2024$7.3MM$7.4MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$2.7MM$2.1MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/11/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/11/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/11/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/11/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/11/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Utilities Employees Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*$500k*-Coverdell Education Savings Account
OTHER TIERS: 1.00% → $0 - $10k | 1.05% → $10k - $50k | 1.15% → $50k - $100k | 1.40% → $100k - $250k | 1.70% → $250k - $500k
2.00%$0$50kKasasa Saver Account
0.45%$0-Standard Share
0.45%$0-Special Savings
0.45%$5-Health Savings Account (HSA)
0.45%$0-Business Special Savings
0.45%$0-Business Savings

Utilities Employees Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*$500k*-Advantages Money Market Savings
OTHER TIERS: 1.00% → $0 - $10k | 1.05% → $10k - $50k | 1.15% → $50k - $100k | 1.40% → $100k - $250k | 1.70% → $250k - $500k
2.00%*$500k*-Business Advantages Money Market Savings
OTHER TIERS: 1.00% → $0 - $10k | 1.05% → $10k - $50k | 1.15% → $50k - $100k | 1.40% → $100k - $250k | 1.70% → $250k - $500k

Utilities Employees Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%$0$15kKasasa Cash Checking
0.30%*$50k*-Rewards Checking Plus
OTHER TIERS: 0.20% → $0 - $10k | 0.25% → $10k - $50k
0.20%$0-Power Business Checking

Utilities Employees Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.20%$500-9 Month CD Special
4.20%$500-Business 9 Month CD Special
4.00%$500-15 Month CD Special
4.00%$500-Business 15 Month CD Special
3.95%*$75k*-3 Month CD
OTHER TIERS: 3.75% → $500 - $10k | 3.85% → $10k - $75k
3.95%*$75k*-Business 3 Month CD
OTHER TIERS: 3.75% → $500 - $10k | 3.85% → $10k - $75k
3.80%*$75k*-6 Month CD
OTHER TIERS: 3.60% → $500 - $10k | 3.70% → $10k - $75k
3.80%*$75k*-Business 6 Month CD
OTHER TIERS: 3.60% → $500 - $10k | 3.70% → $10k - $75k
3.75%*$75k*-12 Month CD
OTHER TIERS: 3.55% → $500 - $10k | 3.65% → $10k - $75k
3.75%*$75k*-Business 12 Month CD
OTHER TIERS: 3.55% → $500 - $10k | 3.65% → $10k - $75k
3.70%*$75k*-18 Month CD
OTHER TIERS: 3.50% → $500 - $10k | 3.60% → $10k - $75k
3.70%*$75k*-24 Month CD
OTHER TIERS: 3.50% → $500 - $10k | 3.60% → $10k - $75k
3.70%*$75k*-36 Month CD
OTHER TIERS: 3.50% → $500 - $10k | 3.60% → $10k - $75k
3.70%*$75k*-48 Month CD
OTHER TIERS: 3.50% → $500 - $10k | 3.60% → $10k - $75k
3.70%*$75k*-60 Month CD
OTHER TIERS: 3.50% → $500 - $10k | 3.60% → $10k - $75k
3.70%*$75k*-Business 18 Month CD
OTHER TIERS: 3.50% → $500 - $10k | 3.60% → $10k - $75k
3.70%*$75k*-Business 24 Month CD
OTHER TIERS: 3.50% → $500 - $10k | 3.60% → $10k - $75k
3.70%*$75k*-Business 36 Month CD
OTHER TIERS: 3.50% → $500 - $10k | 3.60% → $10k - $75k
3.70%*$75k*-Business 48 Month CD
OTHER TIERS: 3.50% → $500 - $10k | 3.60% → $10k - $75k
3.70%*$75k*-Business 60 Month CD
OTHER TIERS: 3.50% → $500 - $10k | 3.60% → $10k - $75k
3.70%*$75k*-30 Month CD
OTHER TIERS: 3.50% → $500 - $10k | 3.60% → $10k - $75k
3.70%*$75k*-Business 30 Month CD
OTHER TIERS: 3.50% → $500 - $10k | 3.60% → $10k - $75k

Utilities Employees Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.20%$500-9 Month IRA Special
4.00%$500-15 Month IRA Special
3.95%*$75k*-3 Month IRA
OTHER TIERS: 3.75% → $500 - $10k | 3.85% → $10k - $75k
3.80%*$75k*-6 Month IRA
OTHER TIERS: 3.60% → $500 - $10k | 3.70% → $10k - $75k
3.75%*$75k*-12 Month IRA
OTHER TIERS: 3.55% → $500 - $10k | 3.65% → $10k - $75k
3.70%*$75k*-18 Month IRA
OTHER TIERS: 3.50% → $500 - $10k | 3.60% → $10k - $75k
3.70%*$75k*-24 Month IRA
OTHER TIERS: 3.50% → $500 - $10k | 3.60% → $10k - $75k
3.70%*$75k*-36 Month IRA
OTHER TIERS: 3.50% → $500 - $10k | 3.60% → $10k - $75k
3.70%*$75k*-48 Month IRA
OTHER TIERS: 3.50% → $500 - $10k | 3.60% → $10k - $75k
3.70%*$75k*-60 Month IRA
OTHER TIERS: 3.50% → $500 - $10k | 3.60% → $10k - $75k
3.70%*$75k*-30 Month IRA
OTHER TIERS: 3.50% → $500 - $10k | 3.60% → $10k - $75k
2.00%*$500k*-IRA Savings
OTHER TIERS: 1.00% → $0 - $10k | 1.05% → $10k - $50k | 1.15% → $50k - $100k | 1.40% → $100k - $250k | 1.70% → $250k - $500k
2.00%*$500k*-IRA Savings
OTHER TIERS: 1.00% → $0 - $10k | 1.05% → $10k - $50k | 1.15% → $50k - $100k | 1.40% → $100k - $250k | 1.70% → $250k - $500k
Locations


Utilities Employees Credit Union Locations
Branch Office11 Meridian BlvdWyomissing, PA 19610

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