Utilities Employees Credit Union

Overview / Commentary

www.uecu.org

800-288-6423

11 Meridian Blvd
Wyomissing, PA 19610

From the Bank

Membership at Utilities Employees Credit Union is an exclusive employee and family benefit.

UECU’s unique business model as a virtual credit union that operates as a financial co-operative. Unlike banks, UECU has no shareholders and is instead owned by its members – so every UECU decision is made with the best interest of the membership in mind. UECU serves a nationwide membership without branches on every corner because we don’t expect you to come to us. We deliver account access to you wherever you are through free online and mobile banking services. While other financial institutions spend money on their branches, UECU chooses to return these funds to our members.

Field of Membership Restrictions

Utilities Employees Credit Union is open to employees of UECU Partner Companies and subsidiaries, family members of existing UECU members, retirees of a UECU Partner Company, and anyone who lives, works, worships or goes to school in the Greater Reading area. UECU's Partner Companies include (but are not limited to): AECOM, Energy Allied International, AES Corporation, Agilent Technologies, American Water Works Company, Inc., Siemens AG, Hubbell, Inc., and any one of the more than 500 Partners and subsidiaries. An extensive list can be found on the credit union's website.
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Reviews (1)

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A Great Credit Union

Posted by: tprouse | Jun 10, 2015

I believe that Utilities Employee Credit Union (UECU) is probably the best credit union out there. UECU has helped me out in life. They are very helpful in dealing with different life situations and they listen a care about you. I love their Money Marketing checking account. They pay back all my ATM fees since there isn't one of their ATM around me. Plus no penalty fees if your account goes under as long as you pay within 10 days. Also at the end of the year they give me money back for being a customer. One year I received almost an extra 300 dollars. I have never had an unpleasant worker there either. Everyone is really friendly and helpful. I seriously wouldn't choice any other credit union.

Comment

Health

Data as of Q1 2019

Learn why bank health matters

Health Grade Components

Overall
NCUA #	64896
Year Chartered	1934
Employees	87
Primary Regulator

Profit Margin
Return on Assets - YTD	0.98%
Return on Equity - YTD	6.87%
Annual Interest Income	$9.2MM

Assets and Liabilities
Assets	Q1 2019vs Q1 2018	$1.19B$1.18B
Loans	Q1 2019vs Q1 2018	$327.5MM$305.8MM
Deposits	Q1 2019vs Q1 2018	$1.02B$1.02B
Equity Capital	Q1 2019vs Q1 2018	$167.8MM$154.6MM
Loan Loss Allowance	Q1 2019vs Q1 2018	$2.0MM$2.3MM
Unbacked Noncurrent Loans	Q1 2019vs Q1 2018	$631.00K$840.00K
Real Estate Owned	Q1 2019vs Q1 2018	$2.3MM$0

Rates

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Savings
Money Market
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not Utilities Employees Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Utilities Employees Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.75%^*	$50k^*	-	IRA Savings
OTHER TIERS: 1.45% → Up to $50k
0.80%	$5	-	Standard Share
0.80%	$5	-	Special Savings
0.80%	$5	-	Health Savings Account (HSA)

Utilities Employees Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.75%^*	$50k^*	-	Advantages Money Market Savings
OTHER TIERS: 1.15% → Up to $10k \| 1.45% → $10k - $50k

Utilities Employees Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.50%^*	$50k^*	-	Rewards Checking Plus
OTHER TIERS: 0.75% → Up to $10k \| 1.00% → $10k - $50k

Utilities Employees Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.00%^*	$75k^*	-	60 Month Advantages CD
OTHER TIERS: 2.80% → $500 - $10k \| 2.90% → $10k - $75k
2.75%^*	$75k^*	-	48 Month Advantages CD
OTHER TIERS: 2.55% → $500 - $10k \| 2.65% → $10k - $75k
2.60%^*	$75k^*	-	36 Month Advantages CD
OTHER TIERS: 2.40% → $500 - $10k \| 2.50% → $10k - $75k
2.60%	$500	-	20 Month Advantages CD Promo
2.50%^*	$75k^*	-	24 Month Advantages CD
OTHER TIERS: 2.25% → $500 - $10k \| 2.40% → $10k - $75k
2.45%^*	$75k^*	-	18 Month Advantages CD
OTHER TIERS: 2.00% → $500 - $10k \| 2.25% → $10k - $75k
2.25%^*	$75k^*	-	12 Month Advantages CD
OTHER TIERS: 1.90% → $500 - $10k \| 2.05% → $10k - $75k
1.90%^*	$75k^*	-	6 Month Advantages CD
OTHER TIERS: 1.30% → $500 - $10k \| 1.60% → $10k - $75k

Utilities Employees Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.00%^*	$75k^*	-	60 Month Advantages IRA
OTHER TIERS: 2.80% → $500 - $10k \| 2.90% → $10k - $75k
2.75%^*	$75k^*	-	48 Month Advantages IRA
OTHER TIERS: 2.55% → $500 - $10k \| 2.65% → $10k - $75k
2.60%^*	$75k^*	-	36 Month Advantages IRA
OTHER TIERS: 2.40% → $500 - $10k \| 2.50% → $10k - $75k
2.60%	$500	-	20 Month Advantages IRA Promo
2.50%^*	$75k^*	-	24 Month Advantages IRA
OTHER TIERS: 2.25% → $500 - $10k \| 2.40% → $10k - $75k
2.45%^*	$75k^*	-	18 Month Advantages IRA
OTHER TIERS: 2.00% → $500 - $10k \| 2.25% → $10k - $75k
2.25%^*	$75k^*	-	12 Month Advantages IRA
OTHER TIERS: 1.90% → $500 - $10k \| 2.05% → $10k - $75k
1.90%^*	$75k^*	-	6 Month Advantages IRA
OTHER TIERS: 1.30% → $500 - $10k \| 1.60% → $10k - $75k

Locations

Utilities Employees Credit Union Locations
Branch Office	11 Meridian Blvd	Wyomissing, PA 19610

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