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Utilities Employees Credit Union


Overview / Commentary
www.uecu.org
800-288-6423
11 Meridian Blvd
Wyomissing, PA 19610

From the Bank

Utility employees and family are eligible for membership. Individuals who support LineLife Foundation are also eligible for membership.

UECU’s unique business model as a virtual credit union that operates as a financial co-operative. Unlike banks, UECU has no shareholders and is instead owned by its members – so every UECU decision is made with the best interest of the membership in mind. UECU serves a nationwide membership without branches on every corner because we don’t expect you to come to us. We deliver account access to you wherever you are through free online and mobile banking services. While other financial institutions spend money on their branches, UECU chooses to return these funds to our members.

Field of Membership Restrictions

Utilities Employees Credit Union is open to employees of UECU Partner Companies and subsidiaries, family members of existing UECU members, retirees of a UECU Partner Company, and anyone who lives, works, worships or goes to school in the Greater Reading area. UECU's Partner Companies include (but are not limited to): AECOM, Energy Allied International, AES Corporation, Agilent Technologies, American Water Works Company, Inc., Siemens AG, Hubbell, Inc., and any one of the more than 500 Partners and subsidiaries. An extensive list can be found on the credit union's website.
See current membership details

Reviews (1)

A Great Credit Union

Posted by: |

I believe that Utilities Employee Credit Union (UECU) is probably the best credit union out there. UECU has helped me out in life. They are very helpful in dealing with different life situations and they listen a care about you. I love their Money Marketing checking account. They pay back all my ATM fees since there isn't one of their ATM around me. Plus no penalty fees if your account goes under as long as you pay within 10 days. Also at the end of the year they give me money back for being a customer. One year I received almost an extra 300 dollars. I have never had an unpleasant worker there either. Everyone is really friendly and helpful. I seriously wouldn't choice any other credit union.

3


Health
A+

Data as of Q4 2020

Learn why bank health matters

Health Grade Components

Overall
NCUA #64896
Year Chartered1934
Employees91
Primary Regulator
Profit Margin
Return on Assets - YTD0.5%
Return on Equity - YTD3.29%
Annual Interest Income$32.1MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$1.37B$1.24B
LoansQ4 2020vs Q4 2019$358.0MM$340.2MM
DepositsQ4 2020vs Q4 2019$1.16B$1.05B
Equity CapitalQ4 2020vs Q4 2019$205.2MM$184.9MM
Loan Loss AllowanceQ4 2020vs Q4 2019$2.7MM$2.0MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$1.4MM$1.5MM
Real Estate OwnedQ4 2020vs Q4 2019$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Utilities Employees Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Utilities Employees Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$50k*-IRA Savings
OTHER TIERS: 0.50% → Up to $50k
0.30%$5-Standard Share
0.30%$5-Special Savings
0.30%$5-Health Savings Account (HSA)

Utilities Employees Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$50k*-Advantages Money Market Savings
OTHER TIERS: 0.40% → Up to $10k | 0.50% → $10k - $50k

Utilities Employees Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$50k*-Rewards Checking Plus
OTHER TIERS: 0.40% → Up to $10k | 0.50% → $10k - $50k

Utilities Employees Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.05%*$75k*-60 Month Advantages CD
OTHER TIERS: 0.85% → $500 - $10k | 0.95% → $10k - $75k
0.95%*$75k*-48 Month Advantages CD
OTHER TIERS: 0.75% → $500 - $10k | 0.85% → $10k - $75k
0.85%*$75k*-36 Month Advantages CD
OTHER TIERS: 0.65% → $500 - $10k | 0.75% → $10k - $75k
0.75%*$75k*-24 Month Advantages CD
OTHER TIERS: 0.55% → $500 - $10k | 0.65% → $10k - $75k
0.70%*$75k*-18 Month Advantages CD
OTHER TIERS: 0.50% → $500 - $10k | 0.60% → $10k - $75k
0.65%*$75k*-12 Month Advantages CD
OTHER TIERS: 0.45% → $500 - $10k | 0.55% → $10k - $75k
0.60%*$75k*-6 Month Advantages CD
OTHER TIERS: 0.40% → $500 - $10k | 0.50% → $10k - $75k

Utilities Employees Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.05%*$75k*-60 Month Advantages IRA
OTHER TIERS: 0.85% → $500 - $10k | 0.95% → $10k - $75k
0.95%*$75k*-48 Month Advantages IRA
OTHER TIERS: 0.75% → $500 - $10k | 0.85% → $10k - $75k
0.85%*$75k*-36 Month Advantages IRA
OTHER TIERS: 0.65% → $500 - $10k | 0.75% → $10k - $75k
0.75%*$75k*-24 Month Advantages IRA
OTHER TIERS: 0.55% → $500 - $10k | 0.65% → $10k - $75k
0.70%*$75k*-18 Month Advantages IRA
OTHER TIERS: 0.50% → $500 - $10k | 0.60% → $10k - $75k
0.65%*$75k*-12 Month Advantages IRA
OTHER TIERS: 0.45% → $500 - $10k | 0.55% → $10k - $75k
0.60%*$75k*-6 Month Advantages IRA
OTHER TIERS: 0.40% → $500 - $10k | 0.50% → $10k - $75k
Locations


Utilities Employees Credit Union Locations
Branch Office11 Meridian BlvdWyomissing, PA 19610

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