Utilities Employees Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 3.00% | 5-year CD | 3.10% - Barclays 60 Month Online CD |
| 2.25% | 1-year CD | 2.75% - Barclays 12 Month Online CD |
| 0.70% | Savings | 0.27% - National Average |
From the Bank
Membership at Utilities Employees Credit Union is an exclusive employee and family benefit.
UECU’s unique business model as a virtual credit union that operates as a financial co-operative. Unlike banks, UECU has no shareholders and is instead owned by its members – so every UECU decision is made with the best interest of the membership in mind. UECU serves a nationwide membership without branches on every corner because we don’t expect you to come to us. We deliver account access to you wherever you are through free online and mobile banking services. While other financial institutions spend money on their branches, UECU chooses to return these funds to our members.
Field of Membership Restrictions
Membership in Utilities Employee Credit Union to employees of Berkshire Hathaway Energy, Dominion Resources, FirstEnergy Corporation, Hubbell Inc., NRG Enerygy Inc., Southern Company and other energy and utilities-related companies.
See current membership details
A Great Credit Union
I believe that Utilities Employee Credit Union (UECU) is probably the best credit union out there. UECU has helped me out in life. They are very helpful in dealing with different life situations and they listen a care about you. I love their Money Marketing checking account. They pay back all my ATM fees since there isn't one of their ATM around me. Plus no penalty fees if your account goes under as long as you pay within 10 days. Also at the end of the year they give me money back for being a customer. One year I received almost an extra 300 dollars. I have never had an unpleasant worker there either. Everyone is really friendly and helpful. I seriously wouldn't choice any other credit union.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 64896 |
| Year Chartered | 1934 |
| Employees | 92 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.87% |
| Return on Equity - YTD | 6.27% |
| Annual Interest Income | $31.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $1.17B$1.18B |
| Loans | Q4 2018vs Q4 2017 | $336.8MM$309.7MM |
| Deposits | Q4 2018vs Q4 2017 | $1.00B$1.01B |
| Equity Capital | Q4 2018vs Q4 2017 | $161.9MM$159.2MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $2.3MM$2.3MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $5.3MM$1.2MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $72.00K$0 |
Always verify rates and promotions with the bank or credit union. We are not Utilities Employees Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Utilities Employees Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.60%* | $50k* | - | IRA Savings | ||
| OTHER TIERS: 1.35% → Up to $50k | |||||
| 0.70% | $5 | - | Standard Share | ||
| 0.70% | $5 | - | Special Savings | ||
| 0.70% | $5 | - | Health Savings Account (HSA) | ||
Utilities Employees Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.60%* | $50k* | - | Advantages Money Market Savings | ||
| OTHER TIERS: 1.10% → Up to $10k | 1.35% → $10k - $50k | |||||
Utilities Employees Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.25%* | $50k* | - | Rewards Checking Plus | ||
| OTHER TIERS: 0.50% → Up to $10k | 0.75% → $10k - $50k | |||||
Utilities Employees Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 3.00%* | $75k* | - | 5 Year Advantages CD | ||
| OTHER TIERS: 2.80% → $500 - $10k | 2.90% → $10k - $75k | |||||
| 2.75%* | $75k* | - | 4 Year Advantages CD | ||
| OTHER TIERS: 2.55% → $500 - $10k | 2.65% → $10k - $75k | |||||
| 2.60%* | $75k* | - | 3 Year Advantages CD | ||
| OTHER TIERS: 2.40% → $500 - $10k | 2.50% → $10k - $75k | |||||
| 2.60% | $500 | - | 20 Month Advantages CD Promo | ||
| 2.50%* | $75k* | - | 2 Year Advantages CD | ||
| OTHER TIERS: 2.25% → $500 - $10k | 2.40% → $10k - $75k | |||||
| 2.45%* | $75k* | - | 18 Month Advantages CD | ||
| OTHER TIERS: 2.00% → $500 - $10k | 2.25% → $10k - $75k | |||||
| 2.25%* | $75k* | - | 1 Year Advantages CD | ||
| OTHER TIERS: 1.90% → $500 - $10k | 2.05% → $10k - $75k | |||||
| 1.75%* | $75k* | - | 6 Month Advantages CD | ||
| OTHER TIERS: 1.30% → $500 - $10k | 1.60% → $10k - $75k | |||||
Utilities Employees Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 3.00%* | $75k* | - | 5 Year Advantages IRA | ||
| OTHER TIERS: 2.80% → $500 - $10k | 2.90% → $10k - $75k | |||||
| 2.75%* | $75k* | - | 4 Year Advantages IRA | ||
| OTHER TIERS: 2.55% → $500 - $10k | 2.65% → $10k - $75k | |||||
| 2.60%* | $75k* | - | 3 Year Advantages IRA | ||
| OTHER TIERS: 2.40% → $500 - $10k | 2.50% → $10k - $75k | |||||
| 2.60% | $500 | - | 20 Month Advantages IRA Promo | ||
| 2.50%* | $75k* | - | 2 Year Advantages IRA | ||
| OTHER TIERS: 2.25% → $500 - $10k | 2.40% → $10k - $75k | |||||
| 2.45%* | $75k* | - | 18 Month Advantages IRA | ||
| OTHER TIERS: 2.00% → $500 - $10k | 2.25% → $10k - $75k | |||||
| 2.25%* | $75k* | - | 1 Year Advantages IRA | ||
| OTHER TIERS: 1.90% → $500 - $10k | 2.05% → $10k - $75k | |||||
| 1.75%* | $75k* | - | 6 Month Advantages IRA | ||
| OTHER TIERS: 1.30% → $500 - $10k | 1.60% → $10k - $75k | |||||
| Utilities Employees Credit Union Locations | ||
|---|---|---|
| Branch Office | 11 Meridian Blvd | Wyomissing, PA 19610 |