Utility employees and family are eligible for membership. Individuals who support LineLife Foundation are also eligible for membership.
UECU’s unique business model as a virtual credit union that operates as a financial co-operative. Unlike banks, UECU has no shareholders and is instead owned by its members – so every UECU decision is made with the best interest of the membership in mind. UECU serves a nationwide membership without branches on every corner because we don’t expect you to come to us. We deliver account access to you wherever you are through free online and mobile banking services. While other financial institutions spend money on their branches, UECU chooses to return these funds to our members.
Utilities Employees Credit Union is open to all residents of Pennsylvania through the Pennsylvania American Consumer Council. Employees of UECU Partner Companies and subsidiaries, family members of existing UECU members, retirees of a UECU Partner Company are also eligible for membership. UECU's Partner Companies include AECOM, Energy Allied International, AES Corporation, Agilent Technologies, American Water Works Company, Inc., Siemens AG, Hubbell, Inc., and more than 500 Partners and subsidiaries.
See current membership details
I believe that Utilities Employee Credit Union (UECU) is probably the best credit union out there. UECU has helped me out in life. They are very helpful in dealing with different life situations and they listen a care about you. I love their Money Marketing checking account. They pay back all my ATM fees since there isn't one of their ATM around me. Plus no penalty fees if your account goes under as long as you pay within 10 days. Also at the end of the year they give me money back for being a customer. One year I received almost an extra 300 dollars. I have never had an unpleasant worker there either. Everyone is really friendly and helpful. I seriously wouldn't choice any other credit union.
Overall | |
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NCUA # | 64896 |
Year Chartered | 1934 |
Employees | 92 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.2% |
Return on Equity - YTD | 2.12% |
Annual Interest Income | $20.3MM |
Assets and Liabilities | ||
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Assets | Q2 2023vs Q2 2022 | $1.27B$1.35B |
Loans | Q2 2023vs Q2 2022 | $591.6MM$529.2MM |
Deposits | Q2 2023vs Q2 2022 | $1.14B$1.22B |
Equity Capital | Q2 2023vs Q2 2022 | $122.0MM$130.3MM |
Loan Loss Allowance | Q2 2023vs Q2 2022 | $0$3.2MM |
Unbacked Noncurrent Loans | Q2 2023vs Q2 2022 | $2.1MM$1.6MM |
Real Estate Owned | Q2 2023vs Q2 2022 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Utilities Employees Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
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0.60%* | $50k* | - | Rewards Checking Plus | ||
OTHER TIERS: 0.50% → Up to $10k | 0.55% → $10k - $50k |
Utilities Employees Credit Union Locations | ||
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Branch Office | 11 Meridian Blvd | Wyomissing, PA 19610 |