Clearpath Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 1.41% | 5-year CD | |
| 0.40% | 1-year CD | |
| 0.04% | Savings | 2.20% - Barclays Online Savings Account |
Clearpath Federal Credit Union is headquartered in Glendale and is the 145th largest credit union in the state of California. It is also the 1,483rd largest credit union in the nation. It was established in 1954 and as of December of 2018, it had grown to 36 employees and 12,883 members at 3 locations. Clearpath Federal Credit Union's money market rates are 25% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership is open to employees of Ralphs Grocery Company (includes Food 4 Less division) who work in, are paid, or supervised from the corporate office in Compton, California and other select companies and organizations.
See current membership details
Related Posts
Sad Story Of A Greedy Bank.
Long story short, after my dad passed away when I was 16 years old, my mother opened an account in my name at her credit union which eventually turned into Clearpath Federal Credit Union. It wasn't that much, she was a grocer for 20 years but wanted to ensure we had something building. Fast forward to 5 years, I was in college and called to see how much was in there, wasn't much, somewhere in neighborhood of $800-$1000 (my mother remembers more, but I lowballed to be safe), now after graduating, getting married, moving all over the world, have a child, now at 34 years old, I called in to see how much was now in there nearly 20 years later excited to see how much the account has grown only to find out there is about $100 in the account!!! Somewhere in this timespan the bank has added new fees like, inactivity fee, wrong address fee etc. I could not believe my ears, plus they could not provide any information regarding the account sums prior to just a few years back. THIS HAS MADE US COMPLETELY ILL, LITERALLY SICK TO OUR STOMACH. I was told over the phone a manager would call right away, it took a week and i missed the call, trying to get a hold of that manager now with no success. How does a good deed from a single struggling mother of 3 three invest into her sons with limited financial means only to be taken from the very bank she entrusted the money too. This is wrong!
Unprofessional Bank
One of the worst banks that I have ever seen. First they charged me service fees for three months in a row without telling me, and they said that it was a teller's fault who didn't tell you. I am trying to get refund on those service charges for three days, and a personal banker tried to reach their manager to discuss about my service charge, but so far there has been no response from manager. Just imagine after 3 days a manager doesn't respond to his/her banker. It's really a shame that bank's hire this kind of manager and keep them in their position. I am not recommending this bank to anyone. Customer service=0.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 9556 |
| Year Chartered | 1954 |
| Employees | 36 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.62% |
| Return on Equity - YTD | 6.15% |
| Annual Interest Income | $4.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $115.9MM$118.9MM |
| Loans | Q4 2018vs Q4 2017 | $87.6MM$82.4MM |
| Deposits | Q4 2018vs Q4 2017 | $102.4MM$106.1MM |
| Equity Capital | Q4 2018vs Q4 2017 | $12.0MM$11.4MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $706.00K$774.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $220.00K$447.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Clearpath Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Clearpath Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | - | $1k | Dream Savings Account | |
| 0.05% | - | - | HSA Checking | |
| 0.04% | - | - | Share Savings Account |
Clearpath Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.55% | $100k | - | Platinum Money Market Account | |
| 0.45% | $100 | - | Money Market Retirement Account | |
| 0.45% | $50k | - | Gold Money Market Account | |
| 0.15% | - | - | Money Market Education Savings Account | |
| 0.15% | $2.5k | - | Standard Money Market Account |
Clearpath Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.00% | - | - | eChecking Account | |
| 0.03% | $2k | - | Free Checking Account |
Clearpath Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.41%* | $50k* | - | 60 Month Savings Certificate | ||
| OTHER TIERS: 1.11% → $500 - $10k | 1.26% → $10k - $50k | |||||
| 1.06%* | $50k* | - | 48-59 Month Savings Certificate | ||
| OTHER TIERS: 0.75% → $500 - $10k | 0.90% → $10k - $50k | |||||
| 0.85%* | $50k* | - | 36-47 Month Savings Certificate | ||
| OTHER TIERS: 0.55% → $500 - $10k | 0.70% → $10k - $50k | |||||
| 0.60%* | $50k* | - | 24-35 Month Savings Certificate | ||
| OTHER TIERS: 0.40% → $500 - $10k | 0.50% → $10k - $50k | |||||
| 0.40%* | $50k* | - | 12-23 Month Savings Certificate | ||
| OTHER TIERS: 0.20% → $500 - $10k | 0.30% → $10k - $50k | |||||
| 0.35%* | $50k* | - | 3-11 Month Savings Certificate | ||
| OTHER TIERS: 0.15% → $500 - $10k | 0.25% → $10k - $50k | |||||
| 0.15% | - | - | 12 Month Dream Club Certificate | ||
Clearpath Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.41%* | $50k* | - | 60 Month IRA Certificate | ||
| OTHER TIERS: 1.11% → $500 - $10k | 1.26% → $10k - $50k | |||||
| 1.06%* | $50k* | - | 48-59 Month IRA Certificate | ||
| OTHER TIERS: 0.75% → $500 - $10k | 0.90% → $10k - $50k | |||||
| 0.85%* | $50k* | - | 36-47 Month IRA Certificate | ||
| OTHER TIERS: 0.55% → $500 - $10k | 0.70% → $10k - $50k | |||||
| 0.60%* | $50k* | - | 24-35 Month IRA Certificate | ||
| OTHER TIERS: 0.40% → $500 - $10k | 0.50% → $10k - $50k | |||||
| 0.40%* | $50k* | - | 12-23 Month IRA Certificate | ||
| OTHER TIERS: 0.20% → $500 - $10k | 0.30% → $10k - $50k | |||||
| 0.35%* | $50k* | - | 3-11 Month IRA Certificate | ||
| OTHER TIERS: 0.15% → $500 - $10k | 0.25% → $10k - $50k | |||||
| Clearpath Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 340 Arden Ave | Glendale, CA 91203 |
| Branch Office | 12625 Frederick St | Moreno Valley, CA 92553-5216 |
| Branch Office | 1200 W Artesia Blvd | Compton, CA 90220 |