Clearwater Credit Union (MT) is headquartered in Missoula and is the 2nd largest credit union in the state of Montana. It is also the 460th largest credit union in the nation. It was established in 1956 and as of March of 2022, it had grown to 162 employees and 55,142 members at 8 locations. Clearwater Credit Union (MT) has an A health rating.
Clearwater Credit Union is open to anyone who lives, works, worships, or attends school in the Montana counties of Beaverhead, Deer Lodge, Granite, Lake, Missoula, Ravalli, or Silver Bow.
See current membership details
I was having a hard time deciding how to best take care of my money. I talked to a lady at Missoula Federal Credit Union and she convinced me to open up a checking account with them. They charge 7 bucks for the service and didn't require a hard credit pull. I had tried several local banks and national banks and none of them would accept me. I was paying outrageous fees with my previous bank and it wasn't convenient at all. I can't even tally up the amount of money I'm saving now that I'm with better bank.
They illegally garnished my student loan disbursement, which is a federally protected source which cannot be garnished. When confronted the resolution specialist told me to prove it, and that they in no way accepted responsibility of their error. Absolute slime-ball bank.
Overall | |
---|---|
NCUA # | 11300 |
Year Chartered | 1956 |
Employees | 162 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 1.22% |
Return on Equity - YTD | 14.15% |
Annual Interest Income | $6.4MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q1 2022vs Q1 2021 | $899.0MM$810.5MM |
Loans | Q1 2022vs Q1 2021 | $537.9MM$453.3MM |
Deposits | Q1 2022vs Q1 2021 | $807.3MM$724.5MM |
Equity Capital | Q1 2022vs Q1 2021 | $76.4MM$75.7MM |
Loan Loss Allowance | Q1 2022vs Q1 2021 | $7.2MM$7.1MM |
Unbacked Noncurrent Loans | Q1 2022vs Q1 2021 | $294.00K$201.00K |
Real Estate Owned | Q1 2022vs Q1 2021 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.15%* | $5 | $2.5k | V.I.P. Share Savings | ||
OTHER TIERS: 0.05% → $2.5k+ | |||||
0.05% | $1k | - | Health Savings Account (HSA) | ||
0.05% | $5 | - | Basic Share Savings | ||
0.05% | $5 | - | IRA Share Savings |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.25%* | $2.5k* | - | Regular Money Market | ||
OTHER TIERS: 0.15% → $1.5k - $2.5k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.25%* | $2.5k* | - | Premium Checking | ||
OTHER TIERS: 0.15% → $1.5k - $2.5k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.30% | $1k | - | 60 Month IRA | |
0.20% | $1k | - | 48 Month IRA | |
0.10% | $1k | - | 12 Month IRA | |
0.10% | $1k | - | 24 Month IRA | |
0.10% | $1k | - | 36 Month IRA | |
0.10% | $1k | - | 11 Month IRA Special | |
0.10% | $1k | - | 6 Month IRA |
Clearwater Credit Union (MT) Locations | ||
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Branch Office | 126 W Spruce St | Missoula, MT 59802 |
Branch Office | 107 Main St | Stevensville, MT 59870 |
Branch Office | 3600 Brooks St | Missoula, MT 59801 |
Branch Office | First Level University Ctr | Missoula, MT 59812-0001 |
Branch Office | 2610 N Reserve St | Missoula, MT 59808 |
Branch Office | 1775 S Russell St | Missoula, MT 59801 |
Branch Office | 34 E Granite St | Butte, MT 59701-9326 |
Branch Office | 2237 34th st | Missoula, MT 59801 |