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Clearwater Credit Union (MT)


Overview / Commentary
clearwatercreditunion.org
406-523-3300
3600 Brooks St
Missoula, MT 59801

Clearwater Credit Union (MT) is headquartered in Missoula and is the 2nd largest credit union in the state of Montana. It is also the 460th largest credit union in the nation. It was established in 1956 and as of March of 2022, it had grown to 162 employees and 55,142 members at 8 locations. Clearwater Credit Union (MT) has an A health rating.

Field of Membership Restrictions

Clearwater Credit Union is open to anyone who lives, works, worships, or attends school in the Montana counties of Beaverhead, Deer Lodge, Granite, Lake, Missoula, Ravalli, or Silver Bow.
See current membership details

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Reviews (2)

Helped me dig myself out of a hole.

Posted by: |

I was having a hard time deciding how to best take care of my money. I talked to a lady at Missoula Federal Credit Union and she convinced me to open up a checking account with them. They charge 7 bucks for the service and didn't require a hard credit pull. I had tried several local banks and national banks and none of them would accept me. I was paying outrageous fees with my previous bank and it wasn't convenient at all. I can't even tally up the amount of money I'm saving now that I'm with better bank.

1

Ethically Corrupted

Posted by: |

They illegally garnished my student loan disbursement, which is a federally protected source which cannot be garnished. When confronted the resolution specialist told me to prove it, and that they in no way accepted responsibility of their error. Absolute slime-ball bank.

3


Health
A

Data as of Q1 2022

Learn why bank health matters

Health Grade Components

Overall
NCUA #11300
Year Chartered1956
Employees162
Primary Regulator
Profit Margin
Return on Assets - YTD1.22%
Return on Equity - YTD14.15%
Annual Interest Income$6.4MM
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$899.0MM$810.5MM
LoansQ1 2022vs Q1 2021$537.9MM$453.3MM
DepositsQ1 2022vs Q1 2021$807.3MM$724.5MM
Equity CapitalQ1 2022vs Q1 2021$76.4MM$75.7MM
Loan Loss AllowanceQ1 2022vs Q1 2021$7.2MM$7.1MM
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$294.00K$201.00K
Real Estate OwnedQ1 2022vs Q1 2021$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Clearwater Credit Union (MT); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Clearwater Credit Union (MT) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$5$2.5kV.I.P. Share Savings
OTHER TIERS: 0.05% → $2.5k+
0.05%$1k-Health Savings Account (HSA)
0.05%$5-Basic Share Savings
0.05%$5-IRA Share Savings

Clearwater Credit Union (MT) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$2.5k*-Regular Money Market
OTHER TIERS: 0.15% → $1.5k - $2.5k

Clearwater Credit Union (MT) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$2.5k*-Premium Checking
OTHER TIERS: 0.15% → $1.5k - $2.5k

Clearwater Credit Union (MT) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%$1k-SmartSaver CD
0.80%$500-60 Month Engage Member Youth CD
0.70%$500-48 Month Engage Member Youth CD
0.60%$500-36 Month Engage Member Youth CD
0.50%$500-11 Month Engage Member Youth CD Special
0.50%$500-24 Month Engage Member Youth CD
0.35%$500-12 Month Engage Member Youth CD
0.30%$500-60 Month CD
0.30%$500-60 Month Youth CD
0.30%$500-6 Month Engage Member Youth CD
0.20%$500-48 Month CD
0.20%$500-48 Month Youth CD
0.10%$500-6 Month CD
0.10%$500-12 Month CD
0.10%$500-24 Month CD
0.10%$500-11 Month CD Special
0.10%$500-36 Month CD
0.10%$500-6 Month Youth CD
0.10%$500-11 Month Youth CD Special
0.10%$500-12 Month Youth CD
0.10%$500-24 Month Youth CD
0.10%$500-36 Month Youth CD

Clearwater Credit Union (MT) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$1k-60 Month IRA
0.20%$1k-48 Month IRA
0.10%$1k-12 Month IRA
0.10%$1k-24 Month IRA
0.10%$1k-36 Month IRA
0.10%$1k-11 Month IRA Special
0.10%$1k-6 Month IRA
Locations


Clearwater Credit Union (MT) Locations
Branch Office126 W Spruce StMissoula, MT 59802
Branch Office107 Main StStevensville, MT 59870
Branch Office3600 Brooks StMissoula, MT 59801
Branch OfficeFirst Level University CtrMissoula, MT 59812-0001
Branch Office2610 N Reserve StMissoula, MT 59808
Branch Office1775 S Russell StMissoula, MT 59801
Branch Office34 E Granite StButte, MT 59701-9326
Branch Office2237 34th stMissoula, MT 59801

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.