Clifty Creek Employees Federal Credit Union
Overview / Commentary
Clifty Creek Employees Federal Credit Union is headquartered in Madison and is the 101st largest credit union in the state of Indiana. It is also the 3,369th largest credit union in the nation. It was established in 1958 and as of March of 2025, it had grown to 3 employees and 1,504 members at 2 locations. Clifty Creek Employees Federal Credit Union has a B health rating.
Field of Membership Restrictions
Clifty Creek Employees Federal Credit Union is open to employees and contractors of Clifty Creek Power Plant, OVEC employees assigned to the Clifty Creek Plant, and family of those eligible.
See current membership details
Health
B
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Clifty Creek Employees Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 12152 |
| Year Chartered | 1958 |
| Employees | 3 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -1.77% |
| Return on Equity - YTD | -9.64% |
| Annual Interest Income | $199K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $15.9MM$16.1MM |
| Loans | Q1 2025vs Q1 2024 | $11.3MM$13.5MM |
| Deposits | Q1 2025vs Q1 2024 | $12.9MM$13.2MM |
| Equity Capital | Q1 2025vs Q1 2024 | $2.9MM$2.8MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $193K$89K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $136K$0 |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |