CME Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 2.02% | 5-year CD | 60 Month Share Certificate |
| 0.75% | 1-year CD | 12 - 23 Month Share Certificate 1.80% - Ally Bank No Penalty 11-Month CD |
| 0.10% | Savings | Supplemental Share 1.65% - Barclays Online Savings Account |
CME Federal Credit Union is headquartered in Columbus and is the 23rd largest credit union in the state of Ohio. It is also the 830th largest credit union in the nation. It was established in 1935 and as of March of 2018, it had grown to 63 employees and 33,903 members at 7 locations. CME Federal Credit Union's money market rates are 25% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship, volunteer, or attend school in Delaware, Fairfield, Franklin, Licking, Madison, Morrow, Pickaway and Union counties.
See current membership details
Good experience
I have had good experiences at this credit union. Their rates are good, they have different financial products - I have used multiple checking and savings accounts here. Their customer service is excellent. They don't have locations in places I tend to go, so I have always had to intentionally go out of my way to go to a branch but it is so much better than the bad service I have had at Chase Bank and other banks, so even though it's a hassle sometimes, I felt it was worth it. They are pretty responsive and have had great service and I have used their services for a very long time. They were helpful after I had my wallet stolen and the thief took literally everything but they made the situation a bit easier to get through. They cashed my student loan check and made my funds available immediately when I was a poor college student. Everyone there has been quite friendly and helpful and I can't think of anything negative to say.
2% On All Deposits
This Columbus, Ohio, credit union pays 2% on all checking and savings with a minimum 25 debit card transactions per month. The customer service is fine. The only drawback, and this is minor in my opinion, is the limited integration with Quicken personal finance software. CME doesn't export the name of the payee to Quicken. But it does export the proper amount of each transaction and the correct date, so that's good enough in return for 2% interest without a ceiling. CME's web site fully displays the payee and all information on the transactions, including handy little icons for some of the better-known merchants.
CME Credit Union Rate Drops To 0.50% From 1%
CME FCU in Columbus, Ohio, reduced a 1% EZ to Earn savings/checking interest rate linked to 25 monthly debit card charges to 0.50% as of April 1, 2013. There still is no maximum. This reduction was announced in an email to members in March. There apparently is a 1.01% rate listed on the web site for a "Great to Save" account with these conditions: "Deposit any amount into your savings or checking account and automatically transfer $15 to $1,000 per month into a high-rate 12-month certificate! After 12 months, put the money anywhere you want, like another certificate, or towards that special something you always wanted!"
It's not clear to me from the web site what the Great to Save account offers or what the maximum investment is.
Data as of Q1 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 294 |
| Year Chartered | 1935 |
| Employees | 63 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.07% |
| Return on Equity - YTD | 12.97% |
| Annual Interest Income | $2.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2018vs Q1 2017 | $285.7MM$279.1MM |
| Loans | Q1 2018vs Q1 2017 | $221.7MM$207.4MM |
| Deposits | Q1 2018vs Q1 2017 | $260.6MM$256.3MM |
| Equity Capital | Q1 2018vs Q1 2017 | $22.9MM$20.6MM |
| Loan Loss Allowance | Q1 2018vs Q1 2017 | $3.0MM$3.2MM |
| Unbacked Noncurrent Loans | Q1 2018vs Q1 2017 | $1.3MM$1.4MM |
| Real Estate Owned | Q1 2018vs Q1 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not CME Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
CME Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.51%* | $25k* | - | Health Savings Account | ||
| OTHER TIERS: 0.15% → $100 - $1k | 0.50% → $1k - $15k | 1.01% → $15k - $25k | |||||
| 0.25% | $50 | - | IRA Share | ||
| 0.25% | $50 | - | CESA Share | ||
| 0.10%* | $50k* | - | Business Share | ||
| OTHER TIERS: 0.01% → $100 - $1k | 0.05% → $1k - $50k | |||||
| 0.10%* | $50k* | - | Advantage Share | ||
| OTHER TIERS: 0.01% → $100 - $1k | 0.05% → $1k - $50k | |||||
| 0.10% | $50 | - | Holiday Club | ||
| 0.10%* | $50k* | - | Supplemental Share | ||
| OTHER TIERS: 0.01% → $100 - $1k | 0.05% → $1k - $50k | |||||
CME Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.55%* | $100k* | - | Business Money Maximizer | ||
| OTHER TIERS: 0.25% → $1k - $15k | 0.35% → $15k - $50k | 0.45% → $50k - $100k | |||||
| 0.55%* | $100k* | - | Money Market Account | ||
| OTHER TIERS: 0.25% → $1k - $15k | 0.35% → $15k - $50k | 0.45% → $50k - $100k | |||||
CME Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $1k | - | ez Money Checking |
CME Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.43%* | $50k* | - | 84 Month Share Certificate | ||
| OTHER TIERS: 2.33% → $500 - $15k | 2.38% → $15k - $50k | |||||
| 2.17%* | $50k* | - | 72 Month Share Certificate | ||
| OTHER TIERS: 2.07% → $500 - $15k | 2.12% → $15k - $50k | |||||
| 2.02%* | $50k* | - | 60 Month Share Certificate | ||
| OTHER TIERS: 1.92% → $500 - $15k | 1.97% → $15k - $50k | |||||
| 1.66%* | $50k* | - | 48 - 59 Month Share Certificate | ||
| OTHER TIERS: 1.56% → $500 - $15k | 1.61% → $15k - $50k | |||||
| 1.41%* | $50k* | - | 36 - 47 Month Share Certificate | ||
| OTHER TIERS: 1.31% → $500 - $15k | 1.36% → $15k - $50k | |||||
| 1.16%* | $50k* | - | 30-Month Bump Share Certificate | ||
| OTHER TIERS: 1.06% → $500 - $15k | 1.11% → $15k - $50k | |||||
| 0.95%* | $50k* | - | 24 - 35 Month Share Certificate | ||
| OTHER TIERS: 0.85% → $500 - $15k | 0.90% → $15k - $50k | |||||
| 0.90%* | $50k* | - | 18-Month Bump Share Certificate | ||
| OTHER TIERS: 0.80% → $500 - $15k | 0.85% → $15k - $50k | |||||
| 0.75%* | $50k* | - | 12 - 23 Month Share Certificate | ||
| OTHER TIERS: 0.65% → $500 - $15k | 0.70% → $15k - $50k | |||||
| 0.60%* | $50k* | - | 6 - 11 Month Share Certificate | ||
| OTHER TIERS: 0.50% → $500 - $15k | 0.55% → $15k - $50k | |||||
| 0.45%* | $50k* | - | 3 - 5 Month Share Certificate | ||
| OTHER TIERS: 0.35% → $500 - $15k | 0.40% → $15k - $50k | |||||
CME Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.43%* | $50k* | - | 84 Month IRA Certificate | ||
| OTHER TIERS: 2.33% → $500 - $15k | 2.38% → $15k - $50k | |||||
| 2.17%* | $50k* | - | 72 Month IRA Certificate | ||
| OTHER TIERS: 2.07% → $500 - $15k | 2.12% → $15k - $50k | |||||
| 2.02%* | $50k* | - | 60 Month IRA Certificate | ||
| OTHER TIERS: 1.92% → $500 - $15k | 1.97% → $15k - $50k | |||||
| 1.66%* | $50k* | - | 48 - 59 Month IRA Certificate | ||
| OTHER TIERS: 1.56% → $500 - $15k | 1.61% → $15k - $50k | |||||
| 1.41%* | $50k* | - | 36 - 47 Month IRA Certificate | ||
| OTHER TIERS: 1.31% → $500 - $15k | 1.36% → $15k - $50k | |||||
| 1.16%* | $50k* | - | 30-Month Bump IRA Certificate | ||
| OTHER TIERS: 1.06% → $500 - $15k | 1.11% → $15k - $50k | |||||
| 0.95%* | $50k* | - | 24 - 35 Month IRA Certificate | ||
| OTHER TIERS: 0.85% → $500 - $15k | 0.90% → $15k - $50k | |||||
| 0.90%* | $50k* | - | 18-Month Bump IRA Certificate | ||
| OTHER TIERS: 0.80% → $500 - $15k | 0.85% → $15k - $50k | |||||
| 0.75%* | $50k* | - | 12 - 23 Month IRA Certificate | ||
| OTHER TIERS: 0.65% → $500 - $15k | 0.70% → $15k - $50k | |||||
| 0.60%* | $50k* | - | 6 - 11 Month IRA Certificate | ||
| OTHER TIERS: 0.50% → $500 - $15k | 0.55% → $15k - $50k | |||||
| 0.45%* | $50k* | - | 3 - 5 Month IRA Certificate | ||
| OTHER TIERS: 0.35% → $500 - $15k | 0.40% → $15k - $50k | |||||
| CME Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 4099 Trueman Blvd | Hilliard, OH 43026 |
| Branch Office | 1017 Refugee Rd | Pickerington, OH 43147 |
| Branch Office | 428 S State St | Westerville, OH 43081 |
| Branch Office | 150 E Mound St | Columbus, OH 43215 |
| Branch Office | 365 S 4th St | Columbus, OH 43215 |
| Branch Office | 4545 N High St | Columbus, OH 43214 |
| Branch Office | 555 E Rich St | Columbus, OH 43215 |