CME Federal Credit Union

Overview / Commentary

614-224-8890

365 S. 4th St
Columbus, OH 43215

CME Federal Credit Union is headquartered in Columbus and is the 23^rd largest credit union in the state of Ohio. It is also the 800^th largest credit union in the nation. It was established in 1935 and as of December of 2022, it had grown to 79 employees and 38,925 members at 6 locations. CME Federal Credit Union's money market rates are 5X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, volunteer, or attend school in Delaware, Fairfield, Franklin, Licking, Madison, Morrow, Pickaway and Union counties.
See current membership details

Reviews (3)

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Good experience

Posted by: Foureename | Sep 2, 2017

I have had good experiences at this credit union. Their rates are good, they have different financial products - I have used multiple checking and savings accounts here. Their customer service is excellent. They don't have locations in places I tend to go, so I have always had to intentionally go out of my way to go to a branch but it is so much better than the bad service I have had at Chase Bank and other banks, so even though it's a hassle sometimes, I felt it was worth it. They are pretty responsive and have had great service and I have used their services for a very long time. They were helpful after I had my wallet stolen and the thief took literally everything but they made the situation a bit easier to get through. They cashed my student loan check and made my funds available immediately when I was a poor college student. Everyone there has been quite friendly and helpful and I can't think of anything negative to say.

Comment

2% On All Deposits

Posted by: Voila | Jan 14, 2012

This Columbus, Ohio, credit union pays 2% on all checking and savings with a minimum 25 debit card transactions per month. The customer service is fine. The only drawback, and this is minor in my opinion, is the limited integration with Quicken personal finance software. CME doesn't export the name of the payee to Quicken. But it does export the proper amount of each transaction and the correct date, so that's good enough in return for 2% interest without a ceiling. CME's web site fully displays the payee and all information on the transactions, including handy little icons for some of the better-known merchants.

Comment

CME Credit Union Rate Drops To 0.50% From 1%

Posted by: voila5 | Apr 11, 2013

CME FCU in Columbus, Ohio, reduced a 1% EZ to Earn savings/checking interest rate linked to 25 monthly debit card charges to 0.50% as of April 1, 2013. There still is no maximum. This reduction was announced in an email to members in March. There apparently is a 1.01% rate listed on the web site for a "Great to Save" account with these conditions: "Deposit any amount into your savings or checking account and automatically transfer $15 to $1,000 per month into a high-rate 12-month certificate! After 12 months, put the money anywhere you want, like another certificate, or towards that special something you always wanted!"

It's not clear to me from the web site what the Great to Save account offers or what the maximum investment is.

Comment

Health

B+

Data as of Q4 2022

Learn why bank health matters

Health Grade Components

Overall
NCUA #	294
Year Chartered	1935
Employees	79
Primary Regulator

Profit Margin
Return on Assets - YTD	0.79%
Return on Equity - YTD	11%
Annual Interest Income	$15.1MM

Assets and Liabilities
Assets	Q4 2022vs Q4 2021	$420.5MM$401.0MM
Loans	Q4 2022vs Q4 2021	$362.8MM$285.5MM
Deposits	Q4 2022vs Q4 2021	$369.8MM$367.4MM
Equity Capital	Q4 2022vs Q4 2021	$29.7MM$31.2MM
Loan Loss Allowance	Q4 2022vs Q4 2021	$2.4MM$2.4MM
Unbacked Noncurrent Loans	Q4 2022vs Q4 2021	$1.7MM$1.8MM
Real Estate Owned	Q4 2022vs Q4 2021	$0$0

Rates

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Savings
Money Market
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not CME Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

CME Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.02%^*	$100k^*	-	Retirement Care Account
OTHER TIERS: 1.41% → $1k - $15k \| 1.61% → $15k - $50k \| 1.82% → $50k - $100k
1.61%^*	$25k^*	-	Health Savings Account
OTHER TIERS: 0.30% → $100 - $1k \| 0.65% → $1k - $15k \| 1.01% → $15k - $25k
0.25%	$50	-	IRA Share
0.10%^*	$50k^*	-	Business Share
OTHER TIERS: 0.01% → $100 - $1k \| 0.05% → $1k - $50k
0.10%^*	$50k^*	-	Advantage Share
OTHER TIERS: 0.01% → $100 - $1k \| 0.05% → $1k - $50k
0.10%	$50	-	Holiday Club
0.10%^*	$50k^*	-	Supplemental Share
OTHER TIERS: 0.01% → $100 - $1k \| 0.05% → $1k - $50k

CME Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
2.02%^*	$100k^*	-	Business Money Market
OTHER TIERS: 1.41% → $1k - $15k \| 1.61% → $15k - $50k \| 1.82% → $50k - $100k
2.02%^*	$100k^*	-	Money Market Account
OTHER TIERS: 1.41% → $1k - $15k \| 1.61% → $15k - $50k \| 1.82% → $50k - $100k

CME Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%^*	$50k^*	-	CME Platinum Checking
OTHER TIERS: 0.05% → Any amount \| 0.15% → $15k - $50k

CME Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.50%	$500	-	21 Month CD Special-New Money
4.25%	$500	-	15 Month CD Special - New Money
4.13%^*	$50k^*	-	84 Month Share Certificate
OTHER TIERS: 4.02% → $500 - $15k \| 4.07% → $15k - $50k
4.13%^*	$50k^*	-	84 Month Youth Share Certificate
OTHER TIERS: 4.02% → $250 - $15k \| 4.07% → $15k - $50k
4.02%^*	$50k^*	-	72 Month Share Certificate
OTHER TIERS: 3.92% → $500 - $15k \| 3.97% → $15k - $50k
4.02%^*	$50k^*	-	72 Month Youth Share Certificate
OTHER TIERS: 3.92% → $250 - $15k \| 3.97% → $15k - $50k
3.92%^*	$50k^*	-	60 Month Share Certificate
OTHER TIERS: 3.82% → $500 - $15k \| 3.87% → $15k - $50k
3.92%^*	$50k^*	-	60 Month Youth Share Certificate
OTHER TIERS: 3.82% → $250 - $15k \| 3.87% → $15k - $50k
3.82%^*	$50k^*	-	48 - 59 Month Share Certificate
OTHER TIERS: 3.71% → $500 - $15k \| 3.76% → $15k - $50k
3.82%^*	$50k^*	-	48 - 59 Month Youth Share Certificate
OTHER TIERS: 3.71% → $250 - $15k \| 3.76% → $15k - $50k
3.71%^*	$50k^*	-	36 - 47 Month Share Certificate
OTHER TIERS: 3.61% → $500 - $15k \| 3.66% → $15k - $50k
3.71%^*	$50k^*	-	36 - 47 Month Youth Share Certificate
OTHER TIERS: 3.61% → $250 - $15k \| 3.66% → $15k - $50k
3.56%^*	$50k^*	-	30-Month Bump Share Certificate
OTHER TIERS: 3.45% → $500 - $15k \| 3.51% → $15k - $50k
3.56%^*	$50k^*	-	30-Month Youth Bump Share Certificate
OTHER TIERS: 3.45% → $250 - $15k \| 3.51% → $15k - $50k
3.51%^*	$50k^*	-	24 - 35 Month Share Certificate
OTHER TIERS: 3.40% → $500 - $15k \| 3.45% → $15k - $50k
3.51%^*	$50k^*	-	24 - 35 Month Youth Share Certificate
OTHER TIERS: 3.40% → $250 - $15k \| 3.45% → $15k - $50k
3.35%^*	$50k^*	-	18-Month Bump Share Certificate
OTHER TIERS: 3.25% → $500 - $15k \| 3.30% → $15k - $50k
3.35%^*	$50k^*	-	18-Month Youth Bump Share Certificate
OTHER TIERS: 3.25% → $250 - $15k \| 3.30% → $15k - $50k
3.30%^*	$50k^*	-	12 - 23 Month Share Certificate
OTHER TIERS: 3.20% → $500 - $15k \| 3.25% → $15k - $50k
3.30%^*	$50k^*	-	12 - 23 Month Youth Share Certificate
OTHER TIERS: 3.20% → $250 - $15k \| 3.25% → $15k - $50k
3.25%	$500	-	9 Month CD Special - New Money
2.68%^*	$50k^*	-	6 - 11 Month Share Certificate
OTHER TIERS: 2.58% → $500 - $15k \| 2.63% → $15k - $50k
2.68%^*	$50k^*	-	6 - 11 Month Youth Share Certificate
OTHER TIERS: 2.58% → $250 - $15k \| 2.63% → $15k - $50k
1.87%^*	$50k^*	-	3 - 5 Month Share Certificate
OTHER TIERS: 1.76% → $500 - $15k \| 1.82% → $15k - $50k
1.87%^*	$50k^*	-	3 - 5 Month Youth Share Certificate
OTHER TIERS: 1.76% → $250 - $15k \| 1.82% → $15k - $50k

CME Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
4.13%^*	$50k^*	-	84 Month IRA Certificate
OTHER TIERS: 4.02% → $500 - $15k \| 4.07% → $15k - $50k
4.02%^*	$50k^*	-	72 Month IRA Certificate
OTHER TIERS: 3.92% → $500 - $15k \| 3.97% → $15k - $50k
3.92%^*	$50k^*	-	60 Month IRA Certificate
OTHER TIERS: 3.82% → $500 - $15k \| 3.87% → $15k - $50k
3.82%^*	$50k^*	-	48 - 59 Month IRA Certificate
OTHER TIERS: 3.71% → $500 - $15k \| 3.76% → $15k - $50k
3.71%^*	$50k^*	-	36 - 47 Month IRA Certificate
OTHER TIERS: 3.61% → $500 - $15k \| 3.66% → $15k - $50k
3.56%^*	$50k^*	-	30-Month Bump IRA Certificate
OTHER TIERS: 3.45% → $500 - $15k \| 3.51% → $15k - $50k
3.51%^*	$50k^*	-	24 - 35 Month IRA Certificate
OTHER TIERS: 3.40% → $500 - $15k \| 3.45% → $15k - $50k
3.35%^*	$50k^*	-	18-Month Bump IRA Certificate
OTHER TIERS: 3.25% → $500 - $15k \| 3.30% → $15k - $50k
3.30%^*	$50k^*	-	12 - 23 Month IRA Certificate
OTHER TIERS: 3.20% → $500 - $15k \| 3.25% → $15k - $50k
2.68%^*	$50k^*	-	6 - 11 Month IRA Certificate
OTHER TIERS: 2.58% → $500 - $15k \| 2.63% → $15k - $50k
1.87%^*	$50k^*	-	3 - 5 Month IRA Certificate
OTHER TIERS: 1.76% → $500 - $15k \| 1.82% → $15k - $50k

CME Federal Credit Union Locations
Branch Office	4099 Trueman Blvd	Hilliard, OH 43026
Branch Office	1017 Refugee Rd	Pickerington, OH 43147
Branch Office	428 S State St	Westerville, OH 43081
Branch Office	150 E Mound St	Columbus, OH 43215
Branch Office	365 S 4th St	Columbus, OH 43215
Branch Office	4545 N High St	Columbus, OH 43214