CNB Bank, Inc.

Overview / Commentary
101 S. Washington Street
Berkeley Springs, WV 25411

CNB Bank, Inc. is headquartered in Berkeley Springs and is the 11th largest bank in the state of West Virginia. It is also the 1,634th largest bank in the nation. It was established in 1917 and as of June of 2022, it had grown to 103 employees at 8 locations. CNB Bank, Inc. has a B+ health rating.

Reviews (1)

Very Bad Experience

Posted by: |

This bank is extremely unprofessional. Always paid all credit card bills on time in full. My credit history has been excellent. Once I did not receive their statement and was not aware of any payment due since I did not receive their statement. They created a credit alert that I saw on Lending Tree. Immediately called when I found out balance is due and paid it off fully on the phone. I explained that I did not receive their statement but they did not care. They said it is not a banking error. I explained to then that I did not receive their statement and they can check that I have never been late on payments. But, they don’t care. I just got this credit card for AA miles and free bag checkin. Had to pay a very high price for this card. Very unprofessional bank. Manager was the worst. Extremely rude and unprofessional.


Health Grade Components

FDIC Certificate #14507
Year Established1917
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.65%
Return on Equity - YTD9.7%
Annual Interest Income$9.0MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$545.1MM$514.6MM
LoansQ2 2022vs Q2 2021$390.5MM$372.6MM
DepositsQ2 2022vs Q2 2021$481.5MM$454.6MM
Equity CapitalQ2 2022vs Q2 2021$32.2MM$38.0MM
Loan Loss AllowanceQ2 2022vs Q2 2021$4.8MM$4.5MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$1.2MM$1.6MM
Real Estate OwnedQ2 2022vs Q2 2021$2.4MM$2.3MM

Rates for CNB Bank, Inc. are currently being reviewed.


CNB Bank, Inc. Locations
Cnb Bank, Inc.101 S Washington StBerkeley Springs, WV 25411
Spring Mills Branch1231 T.j. Jackson DriveFalling Waters, WV 25419
South Martinsburg Branch14994 Apple Harvest DriveMartinsburg, WV 25405
Valley Road Branch1610 Valley RoadBerkeley Springs, WV 25411
Hedgesville Branch2646 Hedgesville RoadMartinsburg, WV 25403
Hancock Branch333 E. Main StreetHancock, MD 21750
Longmeadow Shopping Center Branch1591 Potomac AvenueHagerstown, MD 21742
Dual Highway Branch1625 Dual HighwayHagerstown, MD 21740

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