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CNB Bank, Inc.


Overview / Commentary
www.cnbwv.com
888-258-1520
101 S. Washington Street
Berkeley Springs, WV 25411

CNB Bank, Inc. is headquartered in Berkeley Springs and is the 12th largest bank in the state of West Virginia. It is also the 1,713th largest bank in the nation. It was established in 1917 and as of December of 2019, it had grown to 105 employees at 9 locations. CNB Bank, Inc. has a B+ health rating.

Reviews (1)

Very Bad Experience

Posted by: |

This bank is extremely unprofessional. Always paid all credit card bills on time in full. My credit history has been excellent. Once I did not receive their statement and was not aware of any payment due since I did not receive their statement. They created a credit alert that I saw on Lending Tree. Immediately called when I found out balance is due and paid it off fully on the phone. I explained that I did not receive their statement but they did not care. They said it is not a banking error. I explained to then that I did not receive their statement and they can check that I have never been late on payments. But, they don’t care. I just got this credit card for AA miles and free bag checkin. Had to pay a very high price for this card. Very unprofessional bank. Manager was the worst. Extremely rude and unprofessional.

2


Health
B+

Data as of Q4 2019

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #14507
Year Established1917
Employees105
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.7%
Return on Equity - YTD8.09%
Annual Interest Income$16.1MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$417.2MM$391.1MM
LoansQ4 2019vs Q4 2018$317.6MM$301.0MM
DepositsQ4 2019vs Q4 2018$361.1MM$324.2MM
Equity CapitalQ4 2019vs Q4 2018$35.6MM$32.9MM
Loan Loss AllowanceQ4 2019vs Q4 2018$3.3MM$3.7MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$1.3MM$1.2MM
Real Estate OwnedQ4 2019vs Q4 2018$2.7MM$191.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

CNB Bank, Inc. Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*-$10kKasasa Saver
OTHER TIERS: 0.25% → $10k+
0.03%$50-Statement Savings
0.03%$1-Christmas Club

CNB Bank, Inc. Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$25k*-Ultimate Invest Account
OTHER TIERS: 0.05% → $10k - $25k
0.10%*-$500kUltimate Invest Business
OTHER TIERS: 0.05% → $500k+
0.10%$10k-Business Money Market
0.05%$1k-Money Market

CNB Bank, Inc. Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%-$10kKasasa Cash Checking
0.03%$500-Now Account

CNB Bank, Inc. CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.01%$500-18 Month CD
0.75%$500-30 Month CD
0.75%$500-60 Month CD
0.75%$500-36 Month CD
0.55%$500-42 Month CD (1 Time Bump)
0.50%$500-8 Month CD
0.35%$5k-26 Month CD (1 Time Bump)
0.25%$500-24 Month CD
0.15%$500-12 Month CD
0.10%$1k-6 Month CD
0.05%$1k-7 to 30 Day CD
0.05%$1k-91 Day CD

CNB Bank, Inc. IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.01%$500-18 Month IRA
0.75%$500-60 Month IRA
0.75%$500-36 Month IRA
0.25%$500-24 Month IRA
0.25%$1-18 Month Flex IRA
0.15%$500-12 Month IRA
Locations


CNB Bank, Inc. Locations
Cnb Bank, Inc.101 S. Washington StreetBerkeley Springs, WV 25411
Spring Mills Branch1231 T.j. Jackson DriveFalling Waters, WV 25419
South Martinsburg Branch14994 Apple Harvest DriveMartinsburg, WV 25405
Valley Road Branch1610 Valley RoadBerkeley Springs, WV 25411
Hedgesville Branch2646 Hedgesville RoadMartinsburg, WV 25403
Hancock Branch333 E. Main StreetHancock, MD 21750
Cnb Bank At The Grand Branch20 West Washington Street Suite 500Hagerstown, MD 21740
Longmeadow Shopping Center Branch1591 Potomac AvenueHagerstown, MD 21742
Dual Highway Branch1625 Dual HighwayHagerstown, MD 21740

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