CNB Bank, Inc.

Overview / Commentary
101 S. Washington Street
Berkeley Springs, WV 25411

CNB Bank, Inc. is headquartered in Berkeley Springs and is the 12th largest bank in the state of West Virginia. It is also the 1,730th largest bank in the nation. It was established in 1917 and as of June of 2020, it had grown to 103 employees at 9 locations. CNB Bank, Inc. has a B+ health rating.

Reviews (1)

Very Bad Experience

Posted by: |

This bank is extremely unprofessional. Always paid all credit card bills on time in full. My credit history has been excellent. Once I did not receive their statement and was not aware of any payment due since I did not receive their statement. They created a credit alert that I saw on Lending Tree. Immediately called when I found out balance is due and paid it off fully on the phone. I explained that I did not receive their statement but they did not care. They said it is not a banking error. I explained to then that I did not receive their statement and they can check that I have never been late on payments. But, they don’t care. I just got this credit card for AA miles and free bag checkin. Had to pay a very high price for this card. Very unprofessional bank. Manager was the worst. Extremely rude and unprofessional.


Health Grade Components

FDIC Certificate #14507
Year Established1917
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.65%
Return on Equity - YTD7.69%
Annual Interest Income$8.2MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$459.6MM$401.5MM
LoansQ2 2020vs Q2 2019$345.0MM$302.1MM
DepositsQ2 2020vs Q2 2019$401.3MM$350.3MM
Equity CapitalQ2 2020vs Q2 2019$37.2MM$35.4MM
Loan Loss AllowanceQ2 2020vs Q2 2019$3.9MM$3.7MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$1.1MM$954.00K
Real Estate OwnedQ2 2020vs Q2 2019$2.5MM$3.4MM
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Always verify rates and promotions with the bank or credit union. We are not CNB Bank, Inc.; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

CNB Bank, Inc. Savings Account Rates

0.50%*-$10kKasasa Saver
OTHER TIERS: 0.25% $10k+
0.03%$50-Statement Savings
0.03%$1-Christmas Club

CNB Bank, Inc. Money Market Rates

0.10%*$25k*-Ultimate Invest Account
OTHER TIERS: 0.05% $10k - $25k
0.10%*-$500kUltimate Invest Business
OTHER TIERS: 0.05% $500k+
0.10%$10k-Business Money Market
0.05%$1k-Money Market

CNB Bank, Inc. Checking Account Rates

2.25%-$10kKasasa Cash Checking
0.03%$500-Now Account

CNB Bank, Inc. CD Rates

0.65%$500-18 Month CD
0.50%$500-30 Month CD
0.50%$500-60 Month CD
0.50%$500-36 Month CD
0.40%$500-8 Month CD
0.35%$5k-26 Month CD (1 Time Bump)
0.35%$500-42 Month CD (1 Time Bump)
0.25%$500-24 Month CD
0.15%$500-12 Month CD
0.10%$1k-6 Month CD
0.05%$1k-7 to 30 Day CD
0.05%$1k-91 Day CD

CNB Bank, Inc. IRA Rates

0.65%$500-18 Month IRA
0.50%$500-60 Month IRA
0.50%$500-36 Month IRA
0.25%$500-24 Month IRA
0.25%$1-18 Month Flex IRA
0.15%$500-12 Month IRA

CNB Bank, Inc. Locations
Cnb Bank, Inc.101 S. Washington StreetBerkeley Springs, WV 25411
Spring Mills Branch1231 T.j. Jackson DriveFalling Waters, WV 25419
South Martinsburg Branch14994 Apple Harvest DriveMartinsburg, WV 25405
Valley Road Branch1610 Valley RoadBerkeley Springs, WV 25411
Hedgesville Branch2646 Hedgesville RoadMartinsburg, WV 25403
Hancock Branch333 E. Main StreetHancock, MD 21750
Longmeadow Shopping Center Branch1591 Potomac AvenueHagerstown, MD 21742
Dual Highway Branch1625 Dual HighwayHagerstown, MD 21740

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