CNB Bank, Inc. is headquartered in Berkeley Springs and is the 11th largest bank in the state of West Virginia. It is also the 1,759th largest bank in the nation. It was established in 1917 and as of June of 2019, it had grown to 104 employees at 8 locations. CNB Bank, Inc.'s money market rates are 70% higher than the national average, and it has a B+ health rating.
Very Bad Experience
This bank is extremely unprofessional. Always paid all credit card bills on time in full. My credit history has been excellent. Once I did not receive their statement and was not aware of any payment due since I did not receive their statement. They created a credit alert that I saw on Lending Tree. Immediately called when I found out balance is due and paid it off fully on the phone. I explained that I did not receive their statement but they did not care. They said it is not a banking error. I explained to then that I did not receive their statement and they can check that I have never been late on payments. But, they don’t care. I just got this credit card for AA miles and free bag checkin. Had to pay a very high price for this card. Very unprofessional bank. Manager was the worst. Extremely rude and unprofessional.
Data as of Q2 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 14507 |
| Year Established | 1917 |
| Employees | 104 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.79% |
| Return on Equity - YTD | 9.16% |
| Annual Interest Income | $8.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $401.5MM$378.5MM |
| Loans | Q2 2019vs Q2 2018 | $302.1MM$288.1MM |
| Deposits | Q2 2019vs Q2 2018 | $350.3MM$312.8MM |
| Equity Capital | Q2 2019vs Q2 2018 | $35.4MM$31.7MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $3.7MM$3.7MM |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $954.00K$1.5MM |
| Real Estate Owned | Q2 2019vs Q2 2018 | $3.4MM$183.00K |
Always verify rates and promotions with the bank or credit union. We are not CNB Bank, Inc.; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
CNB Bank, Inc. Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.50%* | - | $10k | Kasasa Saver | ||
| OTHER TIERS: 0.25% → $10k+ | |||||
| 0.03% | $50 | - | Statement Savings | ||
| 0.03% | $1 | - | Christmas Club | ||
CNB Bank, Inc. Money Market Rates
CNB Bank, Inc. Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.25% | - | $10k | Kasasa Cash Checking | |
| 0.03% | $500 | - | Now Account |
CNB Bank, Inc. CD Rates
CNB Bank, Inc. IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.50% | $500 | - | 60 Month IRA | |
| 0.55% | $500 | - | 36 Month IRA | |
| 0.35% | $500 | - | 24 Month IRA | |
| 0.25% | $500 | - | 18 Month IRA | |
| 0.25% | $1 | - | 18 Month Flex IRA | |
| 0.15% | $500 | - | 12 Month IRA |
| CNB Bank, Inc. Locations | ||
|---|---|---|
| Cnb Bank, Inc. | 101 S. Washington Street | Berkeley Springs, WV 25411 |
| Spring Mills Branch | 1231 T.j. Jackson Drive | Falling Waters, WV 25419 |
| South Martinsburg Branch | 14994 Apple Harvest Drive | Martinsburg, WV 25405 |
| Valley Road Branch | 1610 Valley Road | Berkeley Springs, WV 25411 |
| Hedgesville Branch | 2646 Hedgesville Road | Martinsburg, WV 25403 |
| Hancock Branch | 333 E. Main Street | Hancock, MD 21750 |
| Cnb Bank At The Grand Branch | 20 West Washington Street Suite 500 | Hagerstown, MD 21740 |
| Longmeadow Shopping Center Branch | 1591 Potomac Avenue | Hagerstown, MD 21742 |
| Dual Highway Branch | 1625 Dual Highway | Hagerstown, MD 21740 |