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CNB Bank, Inc.


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.cnbwv.com
888-258-1520
101 S. Washington Street
Berkeley Springs, WV 25411

CNB Bank, Inc. is headquartered in BERKELEY SPRINGS and is the 9th largest bank in the state of West Virginia. It is also the 1,462nd largest bank in the nation. It was established in 1917 and as of March of 2025, it had grown to 111 employees at 9 locations. CNB Bank, Inc.'s CD rates are 11% higher than the national average, and it has an A health rating.

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #14507
Year Established1917
Employees111
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.54%
Return on Equity - YTD8.44%
Annual Interest Income$7.8MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$650.3MM$622.5MM
LoansQ1 2025vs Q1 2024$511.8MM$459.3MM
DepositsQ1 2025vs Q1 2024$584.6MM$550.8MM
Equity CapitalQ1 2025vs Q1 2024$42MM$37.1MM
Loan Loss AllowanceQ1 2025vs Q1 2024$5.7MM$5.3MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$370K$719K
Real Estate OwnedQ1 2025vs Q1 2024$0$2.3MM
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not CNB Bank, Inc.; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

CNB Bank, Inc. Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$0$10kKasasa Saver
OTHER TIERS: 0.25% → $10k+

CNB Bank, Inc. Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$50k*-Money Market IRA
OTHER TIERS: 0.05% → $1k - $5k | 0.35% → $5k - $25k | 0.50% → $25k - $50k

CNB Bank, Inc. Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%$0$10kKasasa Cash Checking

CNB Bank, Inc. CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$500-10 Month CD Special
4.00%$500-7 Month CD Special
3.75%$500-13 Month CD
3.00%$500-6 Month CD
2.75%$500-25 Month CD
2.00%$500-18 Month CD
1.50%$500-24 Month CD
1.50%$500-30 Month CD
1.50%$500-60 Month CD
1.50%$500-36 Month CD
1.00%$500-12 Month CD
0.50%$500-91 Day CD

CNB Bank, Inc. IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.15%$10k-13 Month IRA Special
Locations


CNB Bank, Inc. Locations
Cnb Bank, Inc.101 S Washington StBerkeley Springs, WV 25411
Spring Mills Branch1231 T.j. Jackson DriveFalling Waters, WV 25419
South Martinsburg Branch14994 Apple Harvest DriveMartinsburg, WV 25405
Valley Road Branch1610 Valley RoadBerkeley Springs, WV 25411
Hedgesville Branch2646 Hedgesville RoadMartinsburg, WV 25403
Hancock Branch333 E. Main StreetHancock, MD 21750
Longmeadow Shopping Center Branch1591 Potomac AvenueHagerstown, MD 21742
Dual Highway Branch1625 Dual HighwayHagerstown, MD 21740

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