CNB Bank, Inc. is headquartered in Berkeley Springs and is the 12th largest bank in the state of West Virginia. It is also the 1,697th largest bank in the nation. It was established in 1917 and as of June of 2021, it had grown to 105 employees at 8 locations. CNB Bank, Inc. has a B+ health rating.
Very Bad Experience
This bank is extremely unprofessional. Always paid all credit card bills on time in full. My credit history has been excellent. Once I did not receive their statement and was not aware of any payment due since I did not receive their statement. They created a credit alert that I saw on Lending Tree. Immediately called when I found out balance is due and paid it off fully on the phone. I explained that I did not receive their statement but they did not care. They said it is not a banking error. I explained to then that I did not receive their statement and they can check that I have never been late on payments. But, they don’t care. I just got this credit card for AA miles and free bag checkin. Had to pay a very high price for this card. Very unprofessional bank. Manager was the worst. Extremely rude and unprofessional.
Data as of Q2 2021
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 14507 |
| Year Established | 1917 |
| Employees | 105 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.74% |
| Return on Equity - YTD | 9.86% |
| Annual Interest Income | $8.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2021vs Q2 2020 | $514.6MM$459.6MM |
| Loans | Q2 2021vs Q2 2020 | $372.6MM$345.0MM |
| Deposits | Q2 2021vs Q2 2020 | $454.6MM$401.3MM |
| Equity Capital | Q2 2021vs Q2 2020 | $38.0MM$37.2MM |
| Loan Loss Allowance | Q2 2021vs Q2 2020 | $4.5MM$3.9MM |
| Unbacked Noncurrent Loans | Q2 2021vs Q2 2020 | $1.6MM$1.1MM |
| Real Estate Owned | Q2 2021vs Q2 2020 | $2.3MM$2.5MM |