CNB Bank Direct

Deposits held and insured by Citizens National Bank (OH)

Reviews (1)

I Have Had An Account With CNB Bank Direct For Over A Year

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I have had an account with CNB Bank Direct for over a year. The inital setup process took longer than expected, but once the account was set up, it worked okay. The online access system is no-frills but usable. You can only transfer back to the account you used to set up the account, so make certain you fund from the right account with your opening deposit. The interest rate has been very good, but not the best available. ACH transfers happen very quickly so that is a plus with this account. It is possible to pull money out of this account if you issue the instruction from another bank, but CNB doesn't like to tell you that.


Data as of Q2 2022

Data displayed below is for insuring bank: Citizens National Bank (OH)
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Health Grade Components

FDIC Certificate #6531
Year Established1920
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD2.55%
Return on Equity - YTD25.27%
Annual Interest Income$20.2MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$966.8MM$947.3MM
LoansQ2 2022vs Q2 2021$765.4MM$731.8MM
DepositsQ2 2022vs Q2 2021$732.5MM$760.5MM
Equity CapitalQ2 2022vs Q2 2021$87.6MM$102.4MM
Loan Loss AllowanceQ2 2022vs Q2 2021$11.2MM$11.0MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$2.3MM$5.0MM
Real Estate OwnedQ2 2022vs Q2 2021$0$0
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CNB Bank Direct Savings Account Rates

2.94%$1-High Yield Savings Account

CNB Bank Direct Money Market Rates

3.04%$25k$2mPremium Money Market

CNB Bank Direct is an Internet only bank and does not have branch locations. Its headquarters is located at 102 South Main Street - Bluffton, OH 45817

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