Related Posts
1/26 - Competitive CD Rates at CNBBankDirect - Available Nationwide
10/20 - Top Internet CD Rates at CNB Bank Direct - Available Nationwide
6/17 - Early Withdrawal Now Allowed for CNB Bank Direct CDs
4/26 - Top 12-Mo, 18-Mo & 24-Mo CD Rates at CNB Bank Direct - But There's a Catch
2/3 - CNB Bank Direct Adds CDs But They're Not Competitive
I Have Had An Account With CNB Bank Direct For Over A Year
I have had an account with CNB Bank Direct for over a year. The inital setup process took longer than expected, but once the account was set up, it worked okay. The online access system is no-frills but usable. You can only transfer back to the account you used to set up the account, so make certain you fund from the right account with your opening deposit. The interest rate has been very good, but not the best available. ACH transfers happen very quickly so that is a plus with this account. It is possible to pull money out of this account if you issue the instruction from another bank, but CNB doesn't like to tell you that.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 6531 |
| Year Established | 1920 |
| Employees | 157 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.95% |
| Return on Equity - YTD | 20.9% |
| Annual Interest Income | $38.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $858.4MM$816.7MM |
| Loans | Q4 2018vs Q4 2017 | $689.9MM$662.8MM |
| Deposits | Q4 2018vs Q4 2017 | $566.2MM$547.2MM |
| Equity Capital | Q4 2018vs Q4 2017 | $81.6MM$77.0MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $9.9MM$9.3MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $1.4MM$6.5MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $357.00K$967.00K |
Always verify rates and promotions with the bank or credit union. We are not CNB Bank Direct; we are a rate comparison website and cannot provide official rates or promotions.
CNB Bank Direct Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.26% | $1 | - | High Yield Savings Account |
CNB Bank Direct CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.51% | $1k | $250k | 48 Month CD | |
| 1.31% | $1k | $250k | 36 Month CD | |
| 0.86% | $1k | $250k | 24 Month CD | |
| 0.76% | $1k | $250k | 18 Month CD | |
| 0.66% | $1k | $250k | 12 Month CD |
CNB Bank Direct is an Internet only bank and does not have branch locations. Its headquarters is located at 102 South Main Street - Bluffton, OH 45817