CNB Bank Direct

Deposits held and insured by Citizens National Bank (OH)

Reviews (1)

I Have Had An Account With CNB Bank Direct For Over A Year

Posted by: Anonymous | Jun 4, 2010

I have had an account with CNB Bank Direct for over a year. The inital setup process took longer than expected, but once the account was set up, it worked okay. The online access system is no-frills but usable. You can only transfer back to the account you used to set up the account, so make certain you fund from the right account with your opening deposit. The interest rate has been very good, but not the best available. ACH transfers happen very quickly so that is a plus with this account. It is possible to pull money out of this account if you issue the instruction from another bank, but CNB doesn't like to tell you that.



Health
A+

Data as of Q2 2019

Data displayed below is for insuring bank: Citizens National Bank (OH)
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Health Grade Components

Overall
FDIC Certificate #6531
Year Established1920
Employees162
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.91%
Return on Equity - YTD19.51%
Annual Interest Income$20.1MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$848.5MM$820.0MM
LoansQ2 2019vs Q2 2018$684.5MM$658.6MM
DepositsQ2 2019vs Q2 2018$574.1MM$566.4MM
Equity CapitalQ2 2019vs Q2 2018$84.7MM$75.2MM
Loan Loss AllowanceQ2 2019vs Q2 2018$10.2MM$9.5MM
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$708.00K$1.4MM
Real Estate OwnedQ2 2019vs Q2 2018$14.00K$693.00K
Rates
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CNB Bank Direct Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.26%$1-High Yield Savings Account

CNB Bank Direct Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.05%$25k$2mPremium Money Market
Locations

CNB Bank Direct is an Internet only bank and does not have branch locations. Its headquarters is located at 102 South Main Street - Bluffton, OH 45817

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