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Coast Central Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/20/2025
4.20%
Our Rating
3.6  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/20/2025
4.54%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/20/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/20/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/20/2025
4.46%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/20/2025
4.50%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/20/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/20/2025
4.39%
Our Rating
3.6  / 5
Valley National Bank
High-Yield Savings Account Via Raisin
See Offer
Sponsored Note: Valley National Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/20/2025
4.25%
Our Rating
3.7  / 5
Sallie Mae Bank
14 Month High-Yield CD Via Raisin
See Offer
Sponsored Note: Sallie Mae Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.coastccu.org
707-445-8801
2650 Harrison Ave
Eureka, CA 95501

Coast Central Credit Union is headquartered in Eureka and is the 32nd largest credit union in the state of California. It is also the 229th largest credit union in the nation. It was established in 1974 and as of December of 2024, it had grown to 243 employees and 78,768 members at 10 locations. Coast Central Credit Union's CD rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Coast Central Credit Union is open to those who live or work in the California counties of Del Norte, Humboldt, or Trinity.
See current membership details

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Health
A

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #62367
Year Chartered1974
Employees243
Primary Regulator
Profit Margin
Return on Assets - YTD0.66%
Return on Equity - YTD8.02%
Annual Interest Income$83.4MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$2.18B$2.05B
LoansQ4 2024vs Q4 2023$1.02B$945.8MM
DepositsQ4 2024vs Q4 2023$1.93B$1.81B
Equity CapitalQ4 2024vs Q4 2023$176MM$156.6MM
Loan Loss AllowanceQ4 2024vs Q4 2023$5.7MM$6.6MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$5.2MM$4.2MM
Real Estate OwnedQ4 2024vs Q4 2023$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/20/2025
4.20%
Our Rating
3.6  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/20/2025
4.54%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/20/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/20/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/20/2025
4.46%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/20/2025
4.50%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/20/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/20/2025
4.39%
Our Rating
3.6  / 5
Valley National Bank
High-Yield Savings Account Via Raisin
See Offer
Sponsored Note: Valley National Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/20/2025
4.25%
Our Rating
3.7  / 5
Sallie Mae Bank
14 Month High-Yield CD Via Raisin
See Offer
Sponsored Note: Sallie Mae Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Coast Central Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%$0-Membership Savings
1.51%$0-Special Savings Account
1.51%$0-Education IRA Savings
1.51%$0-SEP IRA Savings
1.51%*$75k*-Liquid Assets Account
OTHER TIERS: 1.01% → $0 - $10k | 1.16% → $10k - $25k | 1.26% → $25k - $50k | 1.36% → $50k - $75k
1.51%$0-Business Membership Savings
1.51%*$75k*-Business Liquid Assets
OTHER TIERS: 1.01% → $0 - $10k | 1.16% → $10k - $25k | 1.26% → $25k - $50k | 1.36% → $50k - $75k
1.26%$0-Youth Savings Account
1.26%$0-Health Savings Account (HSA)
1.26%$0-Youth Savings Special Account
0.25%$0-Holiday Club Account

Coast Central Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$0-Interest Checking
0.25%$0-Business Interest Checking

Coast Central Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.06%$500-12 to 23 Month CD
4.02%*$75k*-182 to 364 Day CD
OTHER TIERS: 3.96% → $500 - $10k | 3.97% → $10k - $75k
3.83%*$500*$10k60 Month CD
OTHER TIERS: 3.82% → $10k+
3.72%*$500*$10k48 to 59 Month CD
OTHER TIERS: 3.71% → $10k+
3.66%*$75k*-36 to 47 Month CD
OTHER TIERS: 3.61% → $10k - $75k | 3.62% → $500 - $10k
3.61%*$75k*-24 to 35 Month CD
OTHER TIERS: 3.56% → $500 - $75k
2.54%*$75k*-90 to 181 Day CD
OTHER TIERS: 2.48% → $10k - $75k

Coast Central Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.06%$0-12 to 23 Month IRA
4.06%$0-12 to 23 Month Roth IRA
4.06%$0-12 to 23 Month CESA
4.06%$0-12 to 23 Month SEP IRA
3.82%$0-60 Month IRA
3.82%$0-60 Month Roth IRA
3.82%$0-60 Month CESA
3.82%$0-60 Month SEP IRA
3.71%$0-48 to 59 Month IRA
3.71%$0-48 to 59 Month Roth IRA
3.71%$0-48 to 59 Month CESA
3.71%$0-48 to 59 Month SEP IRA
3.66%$0-36 to 47 Month IRA
3.66%$0-36 to 47 Month Roth IRA
3.66%$0-36 to 47 Month CESA
3.66%$0-36 to 47 Month SEP IRA
3.61%$0-24 to 35 Month IRA
3.61%$0-24 to 35 Month Roth IRA
3.61%$0-24 to 35 Month CESA
3.61%$0-24 to 35 Month SEP IRA
1.51%$0-Traditional IRA Savings
1.51%$0-Roth IRA Savings
Locations


Cities: Arcata, Crescent City, Eureka, Fortuna, Hoopa, McKinleyville, Weaverville, Willow Creek

Arcata Branches
Branch Office1551 Giuntoli LnArcata, CA 95521
Branch Office686 F St Ste AArcata, CA 95521

Crescent City Branches
Branch Office660 L StCrescent City, CA 95531

Eureka Branches
Branch Office2650 Harrison AveEureka, CA 95501
Branch Office402 F StEureka, CA 95501

Fortuna Branches
Branch Office1814 Main StFortuna, CA 95540

Hoopa Branches
Branch Office12700 Highway 96Hoopa, CA 95546

McKinleyville Branches
Branch Office1968 Central AveMcKinleyville, CA 95519

Weaverville Branches
Branch Office40 Glen Road, Suite AWeaverville, CA 96093

Willow Creek Branches
Branch Office39007 Highway 299Willow Creek, CA 95573

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