Featured Savings Rates
Featured Accounts

Coast Central Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.07%5-year CD60 Months CD
1.10%3-year CD36 to 47 Months CD
0.40%1-year CD12 to 23 Months CD

Overview / Commentary
707-445-8801
2650 Harrison Ave
Eureka, CA 95501

Coast Central Credit Union is headquartered in Eureka and is the 34th largest credit union in the state of California. It is also the 199th largest credit union in the nation. It was established in 1974 and as of March of 2016, it had grown to 178 employees and 63,044 members at 12 locations. Coast Central Credit Union has an A+ health rating.

Field of Membership Restrictions

Coast Central CU is open to the residents and anyone that works in the California Counties of Humbolt, Del Norte, and Trinity, along with other various extensions of membership qualifications such as referrals from another CU or a family member, currently registered students at Humbolt State University or College of the Redwoods, being a CO-OP or Grange member, as well as miscellaneous options that the CU reserves to accommodate you and your particular situation.
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Reviews (2)

Great Experience

Posted by: BrendanL | May 20, 2014

I've been banking with Coast Central Credit union for about 5 years now, and I've had nothing but fantastic experiences with them. The big banks can slap you with fees, change the terms to your accounts frequently, and just act like they don't really value you as a customers. I've never felt this way at all at CCCU. I've never even encountered a single fee, let alone one that was unfairly assessed. The tellers here are always very friendly and knowledgeable. You can tell they want to be there, too-- because some of them have been working with CCCU since I started banking here. I wish there were more ATMs, but given the size of this town, it's really not an issue.

Coast Central Credit Union Hacked

Posted by: NateK | Feb 27, 2016

Brian Krebs: "Notifying people and companies about data breaches often can be a frustrating and thankless job. Despite my best efforts, sometimes a breach victim I’m alerting will come away convinced that I am not an investigative journalist but instead a scammer. This happened most recently this week, when I told a California credit union that its online banking site was compromised and apparently had been for nearly two months."

Brian Krebs ( Krebs on Security blog )
http://krebsonsecurity.com/2016/02/breached-credit-union-comes-out-of-its-shell/

Credit Union Times
http://www.cutimes.com/2016/02/26/coast-central-credit-union-website-hacked

Lost Coast Outpost
https://lostcoastoutpost.com/2016/feb/26/coast-central-credit-union-website-hacked-manageme/



Health
A+

Health Grade Components

Overall
NCUA #62367
Year Chartered1974
Employees178
Primary Regulator
Profit Margin
Return on Assets - YTD0.82%
Return on Equity - YTD7.11%
Annual Interest Income$7.8MM
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$1.21B$1.10B
LoansQ1 2016vs Q1 2015$516.1MM$491.2MM
DepositsQ1 2016vs Q1 2015$998.1MM$897.1MM
Equity CapitalQ1 2016vs Q1 2015$135.9MM$122.2MM
Loan Loss AllowanceQ1 2016vs Q1 2015$2.8MM$2.7MM
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$2.9MM$2.7MM
Real Estate OwnedQ1 2016vs Q1 2015$368.00K$359.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Coast Central Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%--Health Savings Account (HSA)
0.15%*$75k*-Liquid Assets Account
OTHER TIERS: 0.10% Up to $25k | 0.12% $25k - $50k | 0.13% $50k - $75k
0.15%*$75k*-Business Liquid Assets
OTHER TIERS: 0.10% Up to $25k | 0.12% $25k - $50k | 0.13% $50k - $75k
0.12%--Traditional IRA Savings
0.12%--Roth IRA Savings
0.12%--Education IRA Savings
0.12%--SEP IRA Savings
0.11%--Youth Savings Account
0.10%$100-Membership Savings
0.10%--Special Savings Account
0.10%--Holiday Club Account
0.10%$100-Business Membership Savings
0.10%--Business Special Savings

Coast Central Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Interest Checking
0.05%--Business Interest Checking
0.05%--Business Commercial Account
0.05%--Business Transfer Account
0.02%--Business Analysis Account

Coast Central Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.07%*$10k*-60 Months CD
OTHER TIERS: 2.02% $500 - $10k
1.25%*$10k*-48 to 59 Months CD
OTHER TIERS: 1.20% $500 - $10k
1.10%*$10k*-36 to 47 Months CD
OTHER TIERS: 1.05% $500 - $10k
0.80%*$10k*-24 to 35 Months CD
OTHER TIERS: 0.75% $500 - $10k
0.40%*$10k*-12 to 23 Months CD
OTHER TIERS: 0.35% $500 - $10k
0.30%*$10k*-182 to 364 Days CD
OTHER TIERS: 0.25% $500 - $10k
0.25%$10k-90 to 181 Days CD

Coast Central Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.07%--60 Months IRA
2.07%--60 Months Roth IRA
2.07%--60 Months CESA
2.07%--60 Months SEP IRA
1.26%--48 to 59 Months IRA
1.26%--48 to 59 Months Roth IRA
1.26%--48 to 59 Months CESA
1.26%--48 to 59 Months SEP IRA
1.11%--36 to 47 Months IRA
1.11%--36 to 47 Months Roth IRA
1.11%--36 to 47 Months CESA
1.11%--36 to 47 Months SEP IRA
0.80%--24 to 35 Months IRA
0.80%--24 to 35 Months Roth IRA
0.80%--24 to 35 Months CESA
0.80%--24 to 35 Months SEP IRA
0.40%--12 to 23 Months IRA
0.40%--12 to 23 Months Roth IRA
0.40%--12 to 23 Months CESA
0.40%--12 to 23 Months SEP IRA
Locations

Coast Central Credit Union has 12 locations. Click to view all Coast Central Credit Union locations.