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Coast Central Credit Union

Popular Accounts at this Credit Union

2.07%5-year CD60 Months CD
1.10%3-year CD36 to 47 Months CD
0.40%1-year CD12 to 23 Months CD

Overview / Commentary
2650 Harrison Ave
Eureka, CA 95501

Coast Central Credit Union is headquartered in Eureka and is the 33rd largest credit union in the state of California. It is also the 196th largest credit union in the nation. It was established in 1974 and as of June of 2016, it had grown to 178 employees and 63,705 members at 12 locations. Coast Central Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership in Coast Central Credit Union is open to those who live or work in Del Norte, Humboldt, or Trinity Counties in California. Membership is also open to students of Humboldt State University or College of the Redwoods.
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Reviews (2)

Great Experience

Posted by: BrendanL | May 20, 2014

I've been banking with Coast Central Credit union for about 5 years now, and I've had nothing but fantastic experiences with them. The big banks can slap you with fees, change the terms to your accounts frequently, and just act like they don't really value you as a customers. I've never felt this way at all at CCCU. I've never even encountered a single fee, let alone one that was unfairly assessed. The tellers here are always very friendly and knowledgeable. You can tell they want to be there, too-- because some of them have been working with CCCU since I started banking here. I wish there were more ATMs, but given the size of this town, it's really not an issue.

Coast Central Credit Union Hacked

Posted by: NateK | Feb 27, 2016

Brian Krebs: "Notifying people and companies about data breaches often can be a frustrating and thankless job. Despite my best efforts, sometimes a breach victim I’m alerting will come away convinced that I am not an investigative journalist but instead a scammer. This happened most recently this week, when I told a California credit union that its online banking site was compromised and apparently had been for nearly two months."

Brian Krebs ( Krebs on Security blog )

Credit Union Times

Lost Coast Outpost


Health Grade Components

NCUA #62367
Year Chartered1974
Primary Regulator
Profit Margin
Return on Assets - YTD0.81%
Return on Equity - YTD7.18%
Annual Interest Income$15.8MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$1.24B$1.11B
LoansQ2 2016vs Q2 2015$540.5MM$503.6MM
DepositsQ2 2016vs Q2 2015$1.02B$914.9MM
Equity CapitalQ2 2016vs Q2 2015$138.4MM$120.9MM
Loan Loss AllowanceQ2 2016vs Q2 2015$2.9MM$3.0MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$3.7MM$3.1MM
Real Estate OwnedQ2 2016vs Q2 2015$369.00K$57.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Coast Central Credit Union Savings Account Rates

0.15%--Health Savings Account (HSA)
0.15%*$75k*-Liquid Assets Account
OTHER TIERS: 0.10% Up to $25k | 0.12% $25k - $50k | 0.13% $50k - $75k
0.12%--Traditional IRA Savings
0.12%--Roth IRA Savings
0.12%--Education IRA Savings
0.12%--SEP IRA Savings
0.11%--Youth Savings Account
0.10%$100-Membership Savings
0.10%--Special Savings Account
0.10%--Holiday Club Account

Coast Central Credit Union Checking Account Rates

0.10%--Interest Checking

Coast Central Credit Union CD Rates

2.07%*$10k*-60 Months CD
OTHER TIERS: 2.02% $500 - $10k
1.25%*$10k*-48 to 59 Months CD
OTHER TIERS: 1.20% $500 - $10k
1.10%*$10k*-36 to 47 Months CD
OTHER TIERS: 1.05% $500 - $10k
0.80%*$10k*-24 to 35 Months CD
OTHER TIERS: 0.75% $500 - $10k
0.40%*$10k*-12 to 23 Months CD
OTHER TIERS: 0.35% $500 - $10k
0.30%*$10k*-182 to 364 Days CD
OTHER TIERS: 0.25% $500 - $10k
0.25%$10k-90 to 181 Days CD

Coast Central Credit Union IRA Rates

2.07%--60 Months IRA
2.07%--60 Months Roth IRA
2.07%--60 Months CESA
2.07%--60 Months SEP IRA
1.26%--48 to 59 Months IRA
1.26%--48 to 59 Months Roth IRA
1.26%--48 to 59 Months CESA
1.26%--48 to 59 Months SEP IRA
1.11%--36 to 47 Months IRA
1.11%--36 to 47 Months Roth IRA
1.11%--36 to 47 Months CESA
1.11%--36 to 47 Months SEP IRA
0.80%--24 to 35 Months IRA
0.80%--24 to 35 Months Roth IRA
0.80%--24 to 35 Months CESA
0.80%--24 to 35 Months SEP IRA
0.40%--12 to 23 Months IRA
0.40%--12 to 23 Months Roth IRA
0.40%--12 to 23 Months CESA
0.40%--12 to 23 Months SEP IRA

Coast Central Credit Union has 12 locations. Click to view all Coast Central Credit Union locations.