Coast Central Credit Union

Overview / Commentary

www.coastccu.org

707-445-8801

2650 Harrison Ave
Eureka, CA 95501

Coast Central Credit Union is headquartered in Eureka and is the 35^th largest credit union in the state of California. It is also the 241^st largest credit union in the nation. It was established in 1974 and as of June of 2023, it had grown to 238 employees and 76,907 members at 10 locations. Coast Central Credit Union's CD rates are 6X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership in Coast Central Credit Union is open to those who live or work in the California counties of Del Norte, Humboldt, or Trinity.
See current membership details

View all posts from:

2016
2011
2008
Earlier

12/29 - 2.22% APY 5-Year CD In Northern California

2/25 - Competitive 3-Year CD Rates at Coast Central Credit Union in California - Local Only

8/8 - 5.06% 48-Month / 5.12% 60-Month CD at a California CU (Coast Central)

6/24/07 - 5.64% 24-Month / 5.69% 60-Month CD at a California CU (Coast Central)

Reviews (2)

Write a Review

Great Experience

Posted by: BrendanL | May 20, 2014

I've been banking with Coast Central Credit union for about 5 years now, and I've had nothing but fantastic experiences with them. The big banks can slap you with fees, change the terms to your accounts frequently, and just act like they don't really value you as a customers. I've never felt this way at all at CCCU. I've never even encountered a single fee, let alone one that was unfairly assessed. The tellers here are always very friendly and knowledgeable. You can tell they want to be there, too-- because some of them have been working with CCCU since I started banking here. I wish there were more ATMs, but given the size of this town, it's really not an issue.

Comment

Coast Central Credit Union Hacked

Posted by: NateK | Feb 27, 2016

Brian Krebs: "Notifying people and companies about data breaches often can be a frustrating and thankless job. Despite my best efforts, sometimes a breach victim I’m alerting will come away convinced that I am not an investigative journalist but instead a scammer. This happened most recently this week, when I told a California credit union that its online banking site was compromised and apparently had been for nearly two months."

Brian Krebs ( Krebs on Security blog )
http://krebsonsecurity.com/2016/02/breached-credit-union-comes-out-of-its-shell/

Credit Union Times
http://www.cutimes.com/2016/02/26/coast-central-credit-union-website-hacked

Lost Coast Outpost
https://lostcoastoutpost.com/2016/feb/26/coast-central-credit-union-website-hacked-manageme/

Comment

Health

Data as of Q2 2023

Learn why bank health matters

Health Grade Components

Overall
NCUA #	62367
Year Chartered	1974
Employees	238
Primary Regulator

Profit Margin
Return on Assets - YTD	0.64%
Return on Equity - YTD	9.37%
Annual Interest Income	$33.4MM

Assets and Liabilities
Assets	Q2 2023vs Q2 2022	$2.01B$2.05B
Loans	Q2 2023vs Q2 2022	$933.0MM$881.1MM
Deposits	Q2 2023vs Q2 2022	$1.79B$1.82B
Equity Capital	Q2 2023vs Q2 2022	$138.1MM$146.9MM
Loan Loss Allowance	Q2 2023vs Q2 2022	$0$6.2MM
Unbacked Noncurrent Loans	Q2 2023vs Q2 2022	$3.8MM$1.4MM
Real Estate Owned	Q2 2023vs Q2 2022	$0$0

Rates

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Savings
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not Coast Central Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Coast Central Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.25%^*	-	$10k	Membership Savings
OTHER TIERS: 1.50% → $10k+
2.25%^*	-	$10k	Special Savings Account
OTHER TIERS: 1.50% → $10k+
2.25%^*	-	$10k	Business Membership Savings
OTHER TIERS: 1.50% → $10k+
2.01%^*	$75k^*	-	Liquid Assets Account
OTHER TIERS: 1.25% → Up to $10k \| 1.51% → $10k - $25k \| 1.76% → $25k - $50k \| 1.86% → $50k - $75k
2.01%^*	$75k^*	-	Business Liquid Assets
OTHER TIERS: 1.25% → Up to $10k \| 1.51% → $10k - $25k \| 1.76% → $25k - $50k \| 1.86% → $50k - $75k
1.75%	-	-	Traditional IRA Savings
1.75%	-	-	Roth IRA Savings
1.75%	-	-	Education IRA Savings
1.75%	-	-	SEP IRA Savings
1.75%	-	-	Health Savings Account (HSA)
1.50%	-	-	Youth Savings Account
1.50%	-	-	Youth Savings Special Account
0.25%	-	-	Holiday Club Account

Coast Central Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%	-	-	Interest Checking
0.25%	-	-	Business Interest Checking

Coast Central Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
5.12%^*	$75k^*	-	182 to 364 Day CD
OTHER TIERS: 5.01% → $500 - $10k \| 5.06% → $10k - $75k
4.96%^*	$75k^*	-	12 to 23 Month CD
OTHER TIERS: 4.86% → $500 - $10k \| 4.91% → $10k - $75k
4.39%^*	$75k^*	-	24 to 35 Month CD
OTHER TIERS: 4.28% → $500 - $10k \| 4.33% → $10k - $75k
4.07%^*	$75k^*	-	60 Month CD
OTHER TIERS: 3.97% → $500 - $10k \| 4.02% → $10k - $75k
3.82%^*	$75k^*	-	48 to 59 Month CD
OTHER TIERS: 3.71% → $500 - $10k \| 3.76% → $10k - $75k
3.71%^*	$75k^*	-	36 to 47 Month CD
OTHER TIERS: 3.61% → $500 - $10k \| 3.66% → $10k - $75k
2.53%^*	$75k^*	-	90 to 181 Day CD
OTHER TIERS: 2.48% → $10k - $75k

Coast Central Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
4.86%	$500	-	12 to 23 Month IRA
4.86%	$500	-	12 to 23 Month Roth IRA
4.86%	$500	-	12 to 23 Month CESA
4.86%	$500	-	12 to 23 Month SEP IRA
4.28%	$500	-	24 to 35 Month IRA
4.28%	$500	-	24 to 35 Month Roth IRA
4.28%	$500	-	24 to 35 Month CESA
4.28%	$500	-	24 to 35 Month SEP IRA
4.07%	$500	-	60 Month IRA
4.07%	$500	-	60 Month Roth IRA
4.07%	$500	-	60 Month CESA
4.07%	$500	-	60 Month SEP IRA
3.82%	$500	-	48 to 59 Month IRA
3.82%	$500	-	48 to 59 Month Roth IRA
3.82%	$500	-	48 to 59 Month CESA
3.82%	$500	-	48 to 59 Month SEP IRA
3.71%	$500	-	36 to 47 Month IRA
3.71%	$500	-	36 to 47 Month Roth IRA
3.71%	$500	-	36 to 47 Month CESA
3.71%	$500	-	36 to 47 Month SEP IRA

Locations

Cities: Arcata, Crescent City, Eureka, Fortuna, Hoopa, McKinleyville, Weaverville, Willow Creek

Arcata Branches
Branch Office	1551 Giuntoli Ln	Arcata, CA 95521
Branch Office	686 F St Ste A	Arcata, CA 95521

Crescent City Branches
Branch Office	660 L St	Crescent City, CA 95531

Eureka Branches
Branch Office	2650 Harrison Ave	Eureka, CA 95501
Branch Office	402 F St	Eureka, CA 95501

Fortuna Branches
Branch Office	1814 Main St	Fortuna, CA 95540

Hoopa Branches
Branch Office	12700 Highway 96	Hoopa, CA 95546

McKinleyville Branches
Branch Office	1968 Central Ave	McKinleyville, CA 95519

Weaverville Branches
Branch Office	40 Glen Road, Suite A	Weaverville, CA 96093

Willow Creek Branches
Branch Office	39007 Highway 299	Willow Creek, CA 95573

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