Coast Central Credit Union

Overview / Commentary
2650 Harrison Ave
Eureka, CA 95501

Coast Central Credit Union is headquartered in Eureka and is the 34th largest credit union in the state of California. It is also the 238th largest credit union in the nation. It was established in 1974 and as of December of 2023, it had grown to 237 employees and 77,611 members at 10 locations. Coast Central Credit Union's CD rates are 5X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Coast Central Credit Union is open to those who live or work in the California counties of Del Norte, Humboldt, or Trinity.
See current membership details

Reviews (2)

Great Experience

Posted by: |

I've been banking with Coast Central Credit union for about 5 years now, and I've had nothing but fantastic experiences with them. The big banks can slap you with fees, change the terms to your accounts frequently, and just act like they don't really value you as a customers. I've never felt this way at all at CCCU. I've never even encountered a single fee, let alone one that was unfairly assessed. The tellers here are always very friendly and knowledgeable. You can tell they want to be there, too-- because some of them have been working with CCCU since I started banking here. I wish there were more ATMs, but given the size of this town, it's really not an issue.

Coast Central Credit Union Hacked

Posted by: |

Brian Krebs: "Notifying people and companies about data breaches often can be a frustrating and thankless job. Despite my best efforts, sometimes a breach victim I’m alerting will come away convinced that I am not an investigative journalist but instead a scammer. This happened most recently this week, when I told a California credit union that its online banking site was compromised and apparently had been for nearly two months."

Brian Krebs ( Krebs on Security blog )

Credit Union Times

Lost Coast Outpost


Health Grade Components

NCUA #62367
Year Chartered1974
Primary Regulator
Profit Margin
Return on Assets - YTD0.58%
Return on Equity - YTD7.55%
Annual Interest Income$69.7MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$2.05B$2.04B
LoansQ4 2023vs Q4 2022$945.8MM$882.1MM
DepositsQ4 2023vs Q4 2022$1.81B$1.82B
Equity CapitalQ4 2023vs Q4 2022$156.6MM$129.3MM
Loan Loss AllowanceQ4 2023vs Q4 2022$6.6MM$6.2MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$4.2MM$2MM
Real Estate OwnedQ4 2023vs Q4 2022$0$48K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Coast Central Credit Union Savings Account Rates

2.28%*-$10kMembership Savings
OTHER TIERS: 2.27% $100+
2.28%*$500*$10kSpecial Savings Account
OTHER TIERS: 2.27% Any amount
2.28%*-$10kBusiness Membership Savings
OTHER TIERS: 2.27% $100+
2.02%*$75k*-Liquid Assets Account
OTHER TIERS: 1.26% Up to $10k | 1.51% $10k - $25k | 1.77% $25k - $50k | 1.87% $50k - $75k
2.02%*$75k*-Business Liquid Assets
OTHER TIERS: 1.26% Up to $10k | 1.51% $10k - $25k | 1.77% $25k - $50k | 1.87% $50k - $75k
1.77%--Traditional IRA Savings
1.77%--Roth IRA Savings
1.77%--Education IRA Savings
1.77%--SEP IRA Savings
1.77%--Health Savings Account (HSA)
1.51%--Youth Savings Account
1.51%--Youth Savings Special Account
0.25%--Holiday Club Account

Coast Central Credit Union Checking Account Rates

0.25%--Interest Checking
0.25%--Business Interest Checking

Coast Central Credit Union CD Rates

4.92%*$75k*-182 to 364 Day CD
OTHER TIERS: 4.82% $500 - $10k | 4.87% $10k - $75k
4.71%*$75k*-12 to 23 Month CD
OTHER TIERS: 4.60% $500 - $10k | 4.66% $10k - $75k
4.29%*$75k*-24 to 35 Month CD
OTHER TIERS: 4.19% $500 - $10k | 4.24% $10k - $75k
3.93%*$75k*-60 Month CD
OTHER TIERS: 3.83% $500 - $10k | 3.88% $10k - $75k
3.83%*$75k*-48 to 59 Month CD
OTHER TIERS: 3.72% $500 - $10k | 3.77% $10k - $75k
3.72%*$75k*-36 to 47 Month CD
OTHER TIERS: 3.62% $500 - $10k | 3.67% $10k - $75k
2.54%*$75k*-90 to 181 Day CD
OTHER TIERS: 2.48% $10k - $75k

Coast Central Credit Union IRA Rates

4.71%$500-12 to 23 Month IRA
4.71%$500-12 to 23 Month Roth IRA
4.71%$500-12 to 23 Month CESA
4.71%$500-12 to 23 Month SEP IRA
4.29%$500-24 to 35 Month IRA
4.29%$500-24 to 35 Month Roth IRA
4.29%$500-24 to 35 Month CESA
4.29%$500-24 to 35 Month SEP IRA
3.93%$500-60 Month IRA
3.93%$500-60 Month Roth IRA
3.93%$500-60 Month CESA
3.93%$500-60 Month SEP IRA
3.83%$500-48 to 59 Month IRA
3.83%$500-48 to 59 Month Roth IRA
3.83%$500-48 to 59 Month CESA
3.83%$500-48 to 59 Month SEP IRA
3.72%$500-36 to 47 Month IRA
3.72%$500-36 to 47 Month Roth IRA
3.72%$500-36 to 47 Month CESA
3.72%$500-36 to 47 Month SEP IRA

Cities: Arcata, Crescent City, Eureka, Fortuna, Hoopa, McKinleyville, Weaverville, Willow Creek

Arcata Branches
Branch Office1551 Giuntoli LnArcata, CA 95521
Branch Office686 F St Ste AArcata, CA 95521

Crescent City Branches
Branch Office660 L StCrescent City, CA 95531

Eureka Branches
Branch Office2650 Harrison AveEureka, CA 95501
Branch Office402 F StEureka, CA 95501

Fortuna Branches
Branch Office1814 Main StFortuna, CA 95540

Hoopa Branches
Branch Office12700 Highway 96Hoopa, CA 95546

McKinleyville Branches
Branch Office1968 Central AveMcKinleyville, CA 95519

Weaverville Branches
Branch Office40 Glen Road, Suite AWeaverville, CA 96093

Willow Creek Branches
Branch Office39007 Highway 299Willow Creek, CA 95573

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