Coast Central Credit Union

Overview / Commentary
2650 Harrison Ave
Eureka, CA 95501

Coast Central Credit Union is headquartered in Eureka and is the 35th largest credit union in the state of California. It is also the 214th largest credit union in the nation. It was established in 1974 and as of June of 2022, it had grown to 219 employees and 75,861 members at 10 locations. Coast Central Credit Union's CD rates are 73% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Coast Central Credit Union is open to those who live or work in Del Norte, Humboldt, or Trinity Counties in California. Membership is also open to students of Humboldt State University or College of the Redwoods.
See current membership details

Reviews (2)

Great Experience

Posted by: |

I've been banking with Coast Central Credit union for about 5 years now, and I've had nothing but fantastic experiences with them. The big banks can slap you with fees, change the terms to your accounts frequently, and just act like they don't really value you as a customers. I've never felt this way at all at CCCU. I've never even encountered a single fee, let alone one that was unfairly assessed. The tellers here are always very friendly and knowledgeable. You can tell they want to be there, too-- because some of them have been working with CCCU since I started banking here. I wish there were more ATMs, but given the size of this town, it's really not an issue.

Coast Central Credit Union Hacked

Posted by: |

Brian Krebs: "Notifying people and companies about data breaches often can be a frustrating and thankless job. Despite my best efforts, sometimes a breach victim I’m alerting will come away convinced that I am not an investigative journalist but instead a scammer. This happened most recently this week, when I told a California credit union that its online banking site was compromised and apparently had been for nearly two months."

Brian Krebs ( Krebs on Security blog )

Credit Union Times

Lost Coast Outpost


Health Grade Components

NCUA #62367
Year Chartered1974
Primary Regulator
Profit Margin
Return on Assets - YTD0.75%
Return on Equity - YTD10.66%
Annual Interest Income$22.4MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$2.05B$2.04B
LoansQ2 2022vs Q2 2021$881.1MM$804.8MM
DepositsQ2 2022vs Q2 2021$1.82B$1.74B
Equity CapitalQ2 2022vs Q2 2021$146.9MM$207.4MM
Loan Loss AllowanceQ2 2022vs Q2 2021$6.2MM$5.6MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$1.4MM$700.00K
Real Estate OwnedQ2 2022vs Q2 2021$0$48.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Coast Central Credit Union Savings Account Rates

0.75%*$75k*-Liquid Assets Account
OTHER TIERS: 0.50% Up to $10k | 0.60% $10k - $25k | 0.65% $25k - $50k | 0.70% $50k - $75k
0.75%*$75k*-Business Liquid Assets
OTHER TIERS: 0.50% Up to $10k | 0.60% $10k - $25k | 0.65% $25k - $50k | 0.70% $50k - $75k
0.50%--Traditional IRA Savings
0.50%--Roth IRA Savings
0.50%--Education IRA Savings
0.50%--SEP IRA Savings
0.50%--Health Savings Account (HSA)
0.25%*$10k*-Membership Savings
OTHER TIERS: 0.10% $100 - $500 | 0.15% $500 - $2.5k | 0.20% $2.5k - $10k
0.25%*$10k*-Special Savings Account
OTHER TIERS: 0.10% Up to $500 | 0.15% $500 - $2.5k | 0.20% $2.5k - $10k
0.25%*$10k*-Business Membership Savings
OTHER TIERS: 0.10% $100 - $500 | 0.15% $500 - $2.5k | 0.20% $2.5k - $10k
0.20%--Youth Savings Account
0.10%--Holiday Club Account

Coast Central Credit Union Checking Account Rates

0.25%--Business Interest Checking
0.10%--Interest Checking

Coast Central Credit Union CD Rates

3.07%*$75k*-60 Month CD
OTHER TIERS: 3.01% $500 - $75k
2.77%*$75k*-48 to 59 Month CD
OTHER TIERS: 2.76% $500 - $75k
2.56%*$75k*-36 to 47 Month CD
OTHER TIERS: 2.51% $500 - $75k
2.06%*$75k*-24 to 35 Month CD
OTHER TIERS: 2.00% $500 - $10k | 2.01% $10k - $75k
1.56%*$75k*-12 to 23 Month CD
OTHER TIERS: 1.50% $500 - $10k | 1.51% $10k - $75k
1.11%*$75k*-182 to 364 Day CD
OTHER TIERS: 1.00% $500 - $75k
0.45%*$75k*-90 to 181 Day CD
OTHER TIERS: 0.40% $10k - $75k

Coast Central Credit Union IRA Rates

3.07%$500-60 Month IRA
3.07%$500-60 Month Roth IRA
3.07%$500-60 Month CESA
3.07%$500-60 Month SEP IRA
2.77%$500-48 to 59 Month IRA
2.77%$500-48 to 59 Month Roth IRA
2.77%$500-48 to 59 Month CESA
2.77%$500-48 to 59 Month SEP IRA
2.56%$500-36 to 47 Month IRA
2.56%$500-36 to 47 Month Roth IRA
2.56%$500-36 to 47 Month CESA
2.56%$500-36 to 47 Month SEP IRA
2.06%$500-24 to 35 Month IRA
2.06%$500-24 to 35 Month Roth IRA
2.06%$500-24 to 35 Month CESA
2.06%$500-24 to 35 Month SEP IRA
1.56%$500-12 to 23 Month IRA
1.56%$500-12 to 23 Month Roth IRA
1.56%$500-12 to 23 Month CESA
1.56%$500-12 to 23 Month SEP IRA

Cities: Arcata, Crescent City, Eureka, Fortuna, Hoopa, McKinleyville, Weaverville, Willow Creek

Arcata Branches
Branch Office1551 Giuntoli LnArcata, CA 95521
Branch Office686 F St Ste AArcata, CA 95521

Crescent City Branches
Branch Office660 L StCrescent City, CA 95531

Eureka Branches
Branch Office2650 Harrison AveEureka, CA 95501
Branch Office402 F StEureka, CA 95501

Fortuna Branches
Branch Office1814 Main StFortuna, CA 95540

Hoopa Branches
Branch Office12700 Highway 96Hoopa, CA 95546

McKinleyville Branches
Branch Office1968 Central AveMcKinleyville, CA 95519

Weaverville Branches
Branch Office40 Glen Road, Suite AWeaverville, CA 96093

Willow Creek Branches
Branch Office39007 Highway 299Willow Creek, CA 95573

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