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Coast Central Credit Union

Popular Accounts at this Credit Union

2.32%5-year CD60 Months CD
1.61%3-year CD36 to 47 Months CD
0.85%1-year CD12 to 23 Months CD

Overview / Commentary
2650 Harrison Ave
Eureka, CA 95501

Coast Central Credit Union is headquartered in Eureka and is the 33rd largest credit union in the state of California. It is also the 200th largest credit union in the nation. It was established in 1974 and as of December of 2017, it had grown to 193 employees and 67,144 members at 12 locations. Coast Central Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Coast Central Credit Union is open to those who live or work in Del Norte, Humboldt, or Trinity Counties in California. Membership is also open to students of Humboldt State University or College of the Redwoods.
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Reviews (2)

Great Experience

Posted by: BrendanL | May 20, 2014

I've been banking with Coast Central Credit union for about 5 years now, and I've had nothing but fantastic experiences with them. The big banks can slap you with fees, change the terms to your accounts frequently, and just act like they don't really value you as a customers. I've never felt this way at all at CCCU. I've never even encountered a single fee, let alone one that was unfairly assessed. The tellers here are always very friendly and knowledgeable. You can tell they want to be there, too-- because some of them have been working with CCCU since I started banking here. I wish there were more ATMs, but given the size of this town, it's really not an issue.

Coast Central Credit Union Hacked

Posted by: NateK | Feb 27, 2016

Brian Krebs: "Notifying people and companies about data breaches often can be a frustrating and thankless job. Despite my best efforts, sometimes a breach victim I’m alerting will come away convinced that I am not an investigative journalist but instead a scammer. This happened most recently this week, when I told a California credit union that its online banking site was compromised and apparently had been for nearly two months."

Brian Krebs ( Krebs on Security blog )

Credit Union Times

Lost Coast Outpost


Health Grade Components

NCUA #62367
Year Chartered1974
Primary Regulator
Profit Margin
Return on Assets - YTD0.9%
Return on Equity - YTD8.53%
Annual Interest Income$36.9MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$1.38B$1.28B
LoansQ4 2017vs Q4 2016$617.2MM$560.6MM
DepositsQ4 2017vs Q4 2016$1.16B$1.08B
Equity CapitalQ4 2017vs Q4 2016$145.3MM$132.1MM
Loan Loss AllowanceQ4 2017vs Q4 2016$4.2MM$3.4MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$2.5MM$2.8MM
Real Estate OwnedQ4 2017vs Q4 2016$133.00K$180.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Coast Central Credit Union Savings Account Rates

0.15%--Health Savings Account (HSA)
0.15%*$75k*-Liquid Assets Account
OTHER TIERS: 0.10% Up to $25k | 0.12% $25k - $50k | 0.13% $50k - $75k
0.15%*$75k*-Business Liquid Assets
OTHER TIERS: 0.10% Up to $25k | 0.12% $25k - $50k | 0.13% $50k - $75k
0.12%--Traditional IRA Savings
0.12%--Roth IRA Savings
0.12%--Education IRA Savings
0.12%--SEP IRA Savings
0.11%--Youth Savings Account
0.10%$100-Membership Savings
0.10%--Special Savings Account
0.10%--Holiday Club Account
0.10%$100-Business Membership Savings
0.10%--Business Special Savings

Coast Central Credit Union Checking Account Rates

0.10%--Interest Checking
0.05%--Business Interest Checking
0.05%--Business Transfer Account
0.02%--Business Analysis Account

Coast Central Credit Union CD Rates

2.32%*$10k*-60 Months CD
OTHER TIERS: 2.27% $500 - $10k
1.91%*$10k*-48 to 59 Months CD
OTHER TIERS: 1.86% $500 - $10k
1.61%*$10k*-36 to 47 Months CD
OTHER TIERS: 1.56% $500 - $10k
1.46%*$10k*-24 to 35 Months CD
OTHER TIERS: 1.41% $500 - $10k
0.85%*$10k*-12 to 23 Months CD
OTHER TIERS: 0.80% $500 - $10k
0.50%*$10k*-182 to 364 Days CD
OTHER TIERS: 0.45% $500 - $10k
0.45%$10k-90 to 181 Days CD

Coast Central Credit Union IRA Rates

2.32%$500-60 Months IRA
2.32%$500-60 Months Roth IRA
2.32%$500-60 Months CESA
2.32%$500-60 Months SEP IRA
1.91%$500-48 to 59 Months IRA
1.91%$500-48 to 59 Months Roth IRA
1.91%$500-48 to 59 Months CESA
1.91%$500-48 to 59 Months SEP IRA
1.61%$500-36 to 47 Months IRA
1.61%$500-36 to 47 Months Roth IRA
1.61%$500-36 to 47 Months CESA
1.61%$500-36 to 47 Months SEP IRA
1.46%$500-24 to 35 Months IRA
1.46%$500-24 to 35 Months Roth IRA
1.46%$500-24 to 35 Months CESA
1.46%$500-24 to 35 Months SEP IRA
0.85%$500-12 to 23 Months IRA
0.85%$500-12 to 23 Months Roth IRA
0.85%$500-12 to 23 Months CESA
0.85%$500-12 to 23 Months SEP IRA