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Coast Line Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.coastlinecu.com
207-799-7245
333 Cottage Rd
South Portland, ME 04106-3919

Coast Line Credit Union is headquartered in South Portland and is the 41st largest credit union in the state of Maine. It is also the 1,998th largest credit union in the nation. It was established in 1927 and as of March of 2025, it had grown to 7 employees and 3,362 members at 1 location. Coast Line Credit Union's money market rates are 6X the national average, and it has an A health rating.

Field of Membership Restrictions

Coast Line Credit Union is open to who live, work, worship or attend school in the Maine counties of Cumberland, Sagadahoc, or York. Employees of Maine Central Railroad, Boston and Maine Railroad Company, or Springfield Terminal Railway Company (and all subsidiaries, affiliates or associates) also qualify for membership. Immediate family and household members of anyone eligible also qualify for membership.
See current membership details

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Health
A

Data as of Q1 2025

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Coast Line Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #60646
Year Chartered1927
Employees7
Primary Regulator
Profit Margin
Return on Assets - YTD1.57%
Return on Equity - YTD8.43%
Annual Interest Income$967K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$83.5MM$76.6MM
LoansQ1 2025vs Q1 2024$38.2MM$38.4MM
DepositsQ1 2025vs Q1 2024$63.8MM$56.6MM
Equity CapitalQ1 2025vs Q1 2024$15.3MM$14.1MM
Loan Loss AllowanceQ1 2025vs Q1 2024$225K$240K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$88K$117K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Coast Line Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$0-Share Savings
0.10%$0-All Purpose Club
0.10%$0-Holiday Club

Coast Line Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.75%*$100k*-Money Market
OTHER TIERS: 1.00% → $2.5k - $10k | 1.51% → $10k - $50k | 2.25% → $50k - $100k
2.25%*$50k*-IRA Money Market
OTHER TIERS: 1.75% → $10k - $50k

Coast Line Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.03%$0-Personal Checking

Coast Line Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.85%$2k-9 Month Share Certificate
3.75%$2k-6 Month Share Certificate
3.75%$2k-1 Year Share Certificate
3.55%$2k-25 Month Share Certificate
3.35%$2k-45 Month Share Certificate
3.25%$2k-5 Year Share Certificate
3.15%$2k-4 Year Share Certificate
3.10%$2k-3 Year Share Certificate
3.05%$2k-2 Year Share Certificate

Coast Line Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.75%$2k-6 Month IRA Certificate
3.75%$2k-1 Year IRA Certificate
3.55%$2k-2 Year IRA Certificate
3.35%$2k-4 Year IRA Certificate
3.25%$2k-5 Year IRA Certificate
3.10%$2k-3 Year IRA Certificate
0.75%$0-IRA Savings
Locations


Coast Line Credit Union Locations
Branch Office333 Cottage RdSouth Portland, ME 04106-3919

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