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Overview / Commentary
333 Cottage Rd
South Portland, ME 04106-3919

Coast Line Credit Union is headquartered in South Portland and is the 43rd largest credit union in the state of Maine. It is also the 2,216th largest credit union in the nation. It was established in 1927 and as of December of 2017, it had grown to 7 employees and 3,630 members at 1 location. Coast Line Credit Union has an A health rating.

Field of Membership Restrictions

Coast Line CU is open to any businesses, residents, people that maintain employment, church members, and registered students in the Maine Counties of Cumberland, Sagadahoc, and York, as well as the employees of various site listed railway companies, their connected subsidiaries, affiliates, and associates,along with the family members of CU members.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Coast Line Credit Union has a relatively low asset base.

Health Grade Components

NCUA #60646
Year Chartered1927
Primary Regulator
Profit Margin
Return on Assets - YTD1.06%
Return on Equity - YTD6.28%
Annual Interest Income$1.6MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$55.3MM$54.8MM
LoansQ4 2017vs Q4 2016$36.4MM$35.3MM
DepositsQ4 2017vs Q4 2016$43.4MM$42.9MM
Equity CapitalQ4 2017vs Q4 2016$9.3MM$8.7MM
Loan Loss AllowanceQ4 2017vs Q4 2016$359.00K$364.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$89.00K$130.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Coast Line Credit Union Savings Account Rates

0.25%--IRA Savings
0.10%--Share Savings
0.10%--All Purpose Club
0.10%--Holiday Club

Coast Line Credit Union Money Market Rates

0.50%*$50k*-IRA Money Market
OTHER TIERS: 0.35% $10k - $50k
0.40%*$50k*-Money Market
OTHER TIERS: 0.25% $2,500 - $10k | 0.35% $10k - $50k

Coast Line Credit Union Checking Account Rates

0.03%--Personal Checking

Coast Line Credit Union CD Rates

1.95%$2k-49 Month CD Special
1.90%$2k-5 Year Share Certificate
1.70%$2k-4 Year Share Certificate
1.50%$2k-3 Year Share Certificate
1.30%$2k-19 Month CD Special
1.20%$2k-2 Year Share Certificate
0.85%$2k-1 Year Share Certificate
0.85%$2k-9 Month CD Special
0.60%$2k-6 Month Share Certificate

Coast Line Credit Union IRA Rates

1.95%$2k-5 Year IRA Certificate
1.75%$2k-4 Year IRA Certificate
1.50%$2k-3 Year IRA Certificate
1.20%$2k-2 Year IRA Certificate
0.90%$2k-1 Year IRA Certificate
0.75%$2k-6 Month IRA Certificate

Coast Line Credit Union Locations
Branch Office333 Cottage RdSouth Portland, ME 04106-3919