Coastal Bank & Trust

Overview / Commentary
2414 N Marine Blvd
Jacksonville, NC 28546

Coastal Bank & Trust is headquartered in Jacksonville and is the 31st largest bank in the state of North Carolina. It is also the 3,120th largest bank in the nation. It was established in 2009 and as of March of 2022, it had grown to 33 employees at 4 locations. Coastal Bank & Trust has an A+ health rating.


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Health Grade Components

FDIC Certificate #58899
Year Established2009
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.59%
Return on Equity - YTD5.48%
Annual Interest Income$1.5MM
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$198.4MM$157.5MM
LoansQ1 2022vs Q1 2021$127.1MM$111.2MM
DepositsQ1 2022vs Q1 2021$178.3MM$136.8MM
Equity CapitalQ1 2022vs Q1 2021$19.4MM$19.7MM
Loan Loss AllowanceQ1 2022vs Q1 2021$1.3MM$1.2MM
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$0$128.00K
Real Estate OwnedQ1 2022vs Q1 2021$0$0
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Always verify rates and promotions with the bank or credit union. We are not Coastal Bank & Trust; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Coastal Bank & Trust Savings Account Rates

0.20%--IRA Savings
0.10%$100-CBT Savings
0.10%--CBT Minor Savings
0.10%$200-CBT Business Savings

Coastal Bank & Trust Money Market Rates

0.20%*$100k*-CBT Platinum Money Market
OTHER TIERS: 0.05% $1k - $25k | 0.10% $25k - $50k | 0.15% $50k - $100k
0.20%*$200k*-CBT Business Platinum Money Market
OTHER TIERS: 0.05% $1k - $50k | 0.10% $50k - $200k
0.15%*$100k*-CBT Money Market
OTHER TIERS: 0.05% $1k - $10k | 0.10% $10k - $100k
0.10%*$100k*-CBT Business Money Market
OTHER TIERS: 0.05% $1k - $100k

Coastal Bank & Trust Checking Account Rates

0.20%$500-CBT IOLTA Checking
0.18%$200-CBT Commercial Analysis Checking
0.15%$100-CBT Community Checking
0.10%*$100k*-CBT Platinum Checking
OTHER TIERS: 0.03% Up to $50k | 0.05% $50k - $100k
0.05%*$50k*-CBT Select Checking
OTHER TIERS: 0.03% Up to $50k
0.05%--CBT Fifty Plus Checking
0.03%--CBT Interest Checking
0.03%--CBT Patriot Checking

Coastal Bank & Trust CD Rates

0.55%$500-54 Month CD
0.55%$500-60 Month CD
0.50%$500-42 Month CD
0.50%$500-48 Month CD
0.45%$500-36 Month CD
0.45%$500-36 Month Bump CD
0.40%$500-24 Month CD
0.40%$500-24 Month Bump CD
0.35%$500-12 Month CD
0.35%$500-18 Month CD
0.25%$500-6 Month CD
0.25%$500-9 Month CD
0.20%$500-3 Month CD

Coastal Bank & Trust IRA Rates

0.55%$500-54 Month IRA
0.55%$500-60 Month IRA
0.50%$500-42 Month IRA
0.50%$500-48 Month IRA
0.45%$500-36 Month IRA
0.45%$500-36 Month Bump IRA
0.40%$500-24 Month IRA
0.40%$500-24 Month Bump IRA
0.35%$500-12 Month IRA
0.35%$500-18 Month IRA
0.25%$500-6 Month IRA
0.25%$500-9 Month IRA
0.20%$500-3 Month IRA

Coastal Bank & Trust Locations
Coastal Bank & Trust2414 N Marine BlvdJacksonville, NC 28546
Holly Ridge Branch300 Us Hwy 17 NorthHolly Ridge, NC 28445
Richlands Branch8800 Richlands HwyRichlands, NC 28574
Morehead City Branch4737-G Arendell StreetMorehead City, NC 28557

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