Coastal Bank & Trust

Overview / Commentary
2414 N Marine Blvd
Jacksonville, NC 28546

Coastal Bank & Trust is headquartered in JACKSONVILLE and is the 30th largest bank in the state of North Carolina. It is also the 3,007th largest bank in the nation. It was established in 2009 and as of March of 2023, it had grown to 36 employees at 4 locations. Coastal Bank & Trust's CD rates are 5X the national average, and it has an A health rating.


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Health Grade Components

FDIC Certificate #58899
Year Established2009
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.14%
Return on Equity - YTD11.34%
Annual Interest Income$2.3MM
Assets and Liabilities
AssetsQ1 2023vs Q1 2022$206.2MM$198.4MM
LoansQ1 2023vs Q1 2022$156.8MM$127.1MM
DepositsQ1 2023vs Q1 2022$184.6MM$178.3MM
Equity CapitalQ1 2023vs Q1 2022$20.7MM$19.4MM
Loan Loss AllowanceQ1 2023vs Q1 2022$1.3MM$1.3MM
Unbacked Noncurrent LoansQ1 2023vs Q1 2022$0$0
Real Estate OwnedQ1 2023vs Q1 2022$0$0
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Always verify rates and promotions with the bank or credit union. We are not Coastal Bank & Trust; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Coastal Bank & Trust Savings Account Rates

0.30%--IRA Savings
0.17%$100-CBT Savings
0.17%--CBT Minor Savings
0.12%$200-CBT Business Savings

Coastal Bank & Trust Money Market Rates

0.50%*$200k*-CBT Platinum Money Market
OTHER TIERS: 0.25% $1k - $25k | 0.30% $25k - $50k | 0.35% $50k - $100k | 0.40% $100k - $200k
0.45%*$200k*-CBT Business Platinum Money Market
OTHER TIERS: 0.20% $1k - $25k | 0.25% $25k - $50k | 0.30% $50k - $100k | 0.35% $100k - $200k
0.40%*$100k*-CBT Money Market
OTHER TIERS: 0.20% $1k - $10k | 0.25% $10k - $50k | 0.30% $50k - $100k
0.35%*$100k*-CBT Business Money Market
OTHER TIERS: 0.15% $1k - $10k | 0.20% $10k - $50k | 0.25% $50k - $100k

Coastal Bank & Trust Checking Account Rates

0.20%$500-CBT IOLTA Checking
0.18%$200-CBT Commercial Analysis Checking
0.15%*$100k*-CBT Platinum Checking
OTHER TIERS: 0.07% Up to $10k | 0.09% $10k - $50k | 0.12% $50k - $100k
0.13%*$100k*-CBT Select Checking
OTHER TIERS: 0.07% Up to $10k | 0.09% $10k - $50k | 0.11% $50k - $100k
0.12%$100-CBT Community Checking
0.09%--CBT Fifty Plus Checking
0.07%--CBT Interest Checking
0.07%--CBT Patriot Checking

Coastal Bank & Trust CD Rates

4.60%$500-12 Month CD Special
4.34%$500-18 Month CD Special
4.08%$500-6 Month CD Special
3.30%$500-60 Month CD
3.05%$500-54 Month CD
2.79%$500-48 Month CD
2.63%$500-42 Month CD
2.53%$500-36 Month CD
2.53%$500-36 Month Bump CD
2.28%$500-24 Month CD
2.28%$500-24 Month Bump CD
1.51%$500-9 Month CD
1.00%$500-3 Month CD

Coastal Bank & Trust IRA Rates

4.60%$500-12 Month IRA
4.34%$500-18 Month IRA
4.08%$500-6 Month IRA
3.30%$500-60 Month IRA
3.05%$500-54 Month IRA
2.79%$500-48 Month IRA
2.63%$500-42 Month IRA
2.53%$500-36 Month IRA
2.53%$500-36 Month Bump IRA
2.28%$500-24 Month IRA
2.28%$500-24 Month Bump IRA
1.51%$500-9 Month IRA
1.00%$500-3 Month IRA

Coastal Bank & Trust Locations
Coastal Bank & Trust2414 N Marine BlvdJacksonville, NC 28546
Holly Ridge Branch300 Us Hwy 17 NorthHolly Ridge, NC 28445
Richlands Branch8800 Richlands HwyRichlands, NC 28574
Morehead City Branch4737-G Arendell StreetMorehead City, NC 28557

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