Providence Bank (NC)

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.pbknc.com

252-443-9477

450 N Winstead Ave
Rocky Mount, NC 27804

Providence Bank (NC) is headquartered in ROCKY MOUNT and is the 13^th largest bank in the state of North Carolina. It is also the 810^th largest bank in the nation. It was established in 2006 and as of March of 2025, it had grown to 96 employees at 10 locations. Providence Bank (NC)'s CD rates are 3X the national average, and it boasts an A+ health rating.

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Health

A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	58239
Year Established	2006
Employees	96
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.63%
Return on Equity - YTD	13.52%
Annual Interest Income	$21MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$1.35B$1.02B
Loans	Q1 2025vs Q1 2024	$1.14B$853.4MM
Deposits	Q1 2025vs Q1 2024	$1.16B$822MM
Equity Capital	Q1 2025vs Q1 2024	$163.6MM$118.8MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$10.4MM$6.9MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$513K$651K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Providence Bank (NC) CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.60%	$1k	-	4 Month CD Special
4.60%	$1k	-	Business 4 Month CD Special
4.50%	$1k	-	8 Month CD Special
4.50%	$1k	-	Business 8 Month CD Special
4.40%	$1k	-	17 Month CD Special
4.40%	$1k	-	Business 17 Month CD Special
4.15%	$1k	-	25 Month CD Special
4.15%	$1k	-	Business 25 Month CD Special
2.75%	$1k	-	18 Month CD
2.75%	$1k	-	24 Month CD
2.75%	$1k	-	Business 24 Month CD
2.75%	$1k	-	Business 18 Month CD
2.25%	$1k	-	12 Month CD
2.25%	$1k	-	Business 12 Month CD
2.00%	$1k	-	6 Month CD
2.00%	$1k	-	60 Month CD
2.00%	$1k	-	Business 6 Month CD
2.00%	$1k	-	Business 60 Month CD

Providence Bank (NC) IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.75%	$1k	-	18 Month IRA
2.75%	$1k	-	24 Month IRA
2.25%	$1k	-	12 Month IRA
2.00%	$1k	-	6 Month IRA
2.00%	$1k	-	60 Month IRA

Locations

Providence Bank (NC) Locations
2401 Sunset Avenue Branch	2401 Sunset Avenue	Rocky Mount, NC 27804
Tarboro Branch	325 Main Street	Tarboro, NC 27886
Providence Bank	450 N Winstead Ave	Rocky Mount, NC 27804
Nashville Branch	241 W. Washington Street	Nashville, NC 27856
Cornerstone Bank Branch	3710 W Nash Street	Wilson, NC 27896
Six Forks Branch Office	100 E Six Forks Rd, Ste 304	Raleigh, NC 27609

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