Providence Bank (NC)

Overview / Commentary
450 N Winstead Ave
Rocky Mount, NC 27804

Providence Bank (NC) is headquartered in Rocky Mount and is the 17th largest bank in the state of North Carolina. It is also the 1,256th largest bank in the nation. It was established in 2006 and as of June of 2022, it had grown to 52 employees at 6 locations. Providence Bank (NC) has an A+ health rating.


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Health Grade Components

FDIC Certificate #58239
Year Established2006
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.79%
Return on Equity - YTD15.91%
Annual Interest Income$15.2MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$749.1MM$626.7MM
LoansQ2 2022vs Q2 2021$578.4MM$496.6MM
DepositsQ2 2022vs Q2 2021$612.9MM$498.3MM
Equity CapitalQ2 2022vs Q2 2021$85.4MM$75.2MM
Loan Loss AllowanceQ2 2022vs Q2 2021$5.9MM$5.0MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$101.00K$123.00K
Real Estate OwnedQ2 2022vs Q2 2021$0$1.7MM

Rates for Providence Bank (NC) are currently being reviewed.


Providence Bank (NC) Locations
2401 Sunset Avenue Branch2401 Sunset AvenueRocky Mount, NC 27804
Tarboro Branch325 Main StreetTarboro, NC 27886
Providence Bank450 N Winstead AveRocky Mount, NC 27804
Nashville Branch241 W. Washington StreetNashville, NC 27856
Cornerstone Bank Branch3710 W Nash StreetWilson, NC 27896
Six Forks Branch Office100 E Six Forks Rd, Ste 304 Raleigh, NC 27609

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