Coastal Community Bank

Overview / Commentary
5415 Evergreen Way
Everett, WA 98203

Coastal Community Bank is headquartered in Everett and is the 10th largest bank in the state of Washington. It is also the 527th largest bank in the nation. It was established in 1997 and as of June of 2021, it had grown to 321 employees at 14 locations. Coastal Community Bank has an A health rating.

Reviews (3)

Great Local Bank

Posted by: |

One on one friendly service. Bankers immediately available, not a "fast food" bank.

Small town banks are the best!

I started banking at our town's first local bank when it opened my senior year of high school. Since I've been a member for over 10 years everyone knows me by first name when I walk in. It's a good feeling! They also have an incredible program for overdraft fees. I once had overdrawn and it added up to a weeks worth in overdraft fees alone. The ladies in there were so understanding and didn't even make me feel guilty for being so irresponsible. They ended up waiving the entire balance of overdraft fees and just let me make a deposit of the amount that I had originally overdrawn to get out of the negative. I don't think I would have been taken care of like that at a large bank that doesn't personally know their customers. I love my local small town bank!

Concerned That Coastal Employs The Former Frontierbank Executives Now Being Sued By FDIC For 46Million.

Posted by: |

Just a little worried that the same bank executives who failed Frontier Bank & are now being sued for 46million by the FDIC are working & have been working for Coastal Bank since they were fired from Frontier.

Maybe Coastal is a good bank but so was Frontier until these executives ignored the FDIC examiners concerns & kept lending the way they wanted to.

This caused the bank to fail & hundreds to lose their life savings, retirement, jobs, houses, etc.

Why would Coastal hire and keep on employees like this?

Can we be assured the same won't happen at Coastal?


Health Grade Components

FDIC Certificate #34403
Year Established1997
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.4%
Return on Equity - YTD17.57%
Annual Interest Income$37.9MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$2.01B$1.68B
LoansQ2 2021vs Q2 2020$1.64B$1.43B
DepositsQ2 2021vs Q2 2020$1.81B$1.31B
Equity CapitalQ2 2021vs Q2 2020$161.5MM$137.7MM
Loan Loss AllowanceQ2 2021vs Q2 2020$20.0MM$14.8MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$293.00K$3.7MM
Real Estate OwnedQ2 2021vs Q2 2020$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Coastal Community Bank Savings Account Rates

0.03%$100-Regular Savings
0.03%$100-Business Savings

Coastal Community Bank Money Market Rates

0.13%*$250k*-Great Rate Money Market
OTHER TIERS: 0.06% $15k - $25k | 0.08% $25k - $50k | 0.09% $50k - $250k
0.09%*$25k*-Money Market
OTHER TIERS: 0.03% Up to $5k | 0.06% $5k - $15k | 0.08% $15k - $25k

Coastal Community Bank Checking Account Rates

0.25%*-$10kGreen Rewards Checking
OTHER TIERS: 0.07% $10k+
0.02%--Interest Checking
0.02%--Individual Attorney/Client Trust


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