Featured Savings Rates
Featured Accounts

Coastal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.26%5-year CD60 Month CD
1.11%1-year CD12 Month CD
0.60%SavingsShare Savings Account

Overview / Commentary
228-432-0284
1042 Howard Ave
Biloxi, MS 39530-3773

Coastal Credit Union is headquartered in Biloxi and is the 44th largest credit union in the state of Mississippi. It is also the 4,376th largest credit union in the nation. It was established in 1973 and as of June of 2016, it had grown to 4 employees and 1,302 members at 2 locations. Coastal Credit Union's CD rates are 23% higher than the national average, and it has a C+ health rating.

Field of Membership Restrictions

Membership in Coastal Credit Union is open to employees and retirees of Biloxi Housing Authority, City of Biloxi, City of D'Iberville, Harrison County, Gulf Oaks Hospital, Merit Health Biloxi and affiliated physicians offices, Harrison County Library System, Gulf Coast Surgery Center, Swetman Security Services, or Gaming employees including support staff.
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Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Coastal Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #61717
Year Chartered1973
Employees4
Primary Regulator
Profit Margin
Return on Assets - YTD1.67%
Return on Equity - YTD8.9%
Annual Interest Income$255.00K
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$8.9MM$8.4MM
LoansQ2 2016vs Q2 2015$6.9MM$6.1MM
DepositsQ2 2016vs Q2 2015$7.2MM$6.8MM
Equity CapitalQ2 2016vs Q2 2015$1.7MM$1.6MM
Loan Loss AllowanceQ2 2016vs Q2 2015$18.00K$28.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$62.00K$100.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$12.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Coastal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%--Christmas Club
0.75%--IRA Savings
0.75%--Roth IRA Savings
0.60%*$5k*-Share Savings Account
OTHER TIERS: 0.35% Up to $2,500 | 0.50% $2,500 - $5k

Coastal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.26%$500-60 Month CD
1.87%$500-48 Month CD
1.66%$500-36 Month CD
1.46%$500-24 Month CD
1.26%--18 Month CD
1.11%--12 Month CD
0.65%--6 Month CD
0.45%--3 Month CD

Coastal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.26%$2,500-60 Month IRA
1.87%$2,500-48 Month IRA
1.66%$2,500-36 Month IRA
1.46%$2,500-24 Month IRA
1.26%$2,500-18 Month IRA
1.11%$2,500-12 Month IRA
0.65%$2,500-6 Month IRA
0.45%$2,500-3 Month IRA
Locations


Coastal Credit Union Locations
Branch Office1042 Howard AveBiloxi, MS 39530-3773
Branch Office10383 Auto Mall PkwyDIberville, MS 39540-3750