Featured Savings Rates
Featured Accounts

Coastal Credit Union

Popular Accounts at this Credit Union

2.17%5-year CD60 Month CD
1.00%1-year CD12 Month CD
0.60%SavingsShare Savings Account

Overview / Commentary
1042 Howard Ave
Biloxi, MS 39530-3773

Coastal Credit Union is headquartered in Biloxi and is the 44th largest credit union in the state of Mississippi. It is also the 4,280th largest credit union in the nation. It was established in 1973 and as of March of 2017, it had grown to 4 employees and 1,350 members at 2 locations. Coastal Credit Union's savings rates are 15% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Membership in Coastal Credit Union is open to employees and retirees of Biloxi Housing Authority, City of Biloxi, City of D'Iberville, Harrison County, Gulf Oaks Hospital, Merit Health Biloxi and affiliated physicians offices, Harrison County Library System, Gulf Coast Surgery Center, Swetman Security Services, or Gaming employees including support staff.
See current membership details


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Coastal Credit Union has a very low asset base.

Health Grade Components

NCUA #61717
Year Chartered1973
Primary Regulator
Profit Margin
Return on Assets - YTD1.08%
Return on Equity - YTD5.88%
Annual Interest Income$128.00K
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$9.6MM$8.8MM
LoansQ1 2017vs Q1 2016$7.2MM$6.9MM
DepositsQ1 2017vs Q1 2016$7.8MM$7.2MM
Equity CapitalQ1 2017vs Q1 2016$1.8MM$1.6MM
Loan Loss AllowanceQ1 2017vs Q1 2016$11.00K$16.00K
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$79.00K$26.00K
Real Estate OwnedQ1 2017vs Q1 2016$0$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Coastal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Coastal Credit Union Savings Account Rates

1.00%--Christmas Club
0.75%--IRA Savings
0.75%--Roth IRA Savings
0.60%*$5k*-Share Savings Account
OTHER TIERS: 0.35% Up to $2,500 | 0.50% $2,500 - $5k

Coastal Credit Union CD Rates

2.17%$500-60 Month CD
1.76%$500-48 Month CD
1.51%$500-36 Month CD
1.31%$500-24 Month CD
1.16%$500-18 Month CD
1.00%$500-12 Month CD
0.55%$500-6 Month CD
0.45%$500-3 Month CD

Coastal Credit Union IRA Rates

2.17%$1k-60 Month IRA
1.76%$1k-48 Month IRA
1.51%$1k-36 Month IRA
1.31%$1k-24 Month IRA
1.16%$1k-18 Month IRA
1.00%$1k-12 Month IRA
0.55%$1k-6 Month IRA
0.45%$1k-3 Month IRA

Coastal Credit Union Locations
Branch Office1042 Howard AveBiloxi, MS 39530-3773
Branch Office10383 Auto Mall PkwyDIberville, MS 39540-3750