Southern Coastal Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.27% | 5-year CD | 3.10% - Barclays 60 Month Online CD |
| 1.11% | 1-year CD | 2.75% - Barclays 12 Month Online CD |
| 0.60% | Savings | 0.27% - National Average |
Southern Coastal Federal Credit Union is headquartered in Biloxi and is the 44th largest credit union in the state of Mississippi. It is also the 4,080th largest credit union in the nation. It was established in 1973 and as of December of 2018, it had grown to 5 employees and 1,432 members at 2 locations. Southern Coastal Federal Credit Union's CD rates are 23% higher than the national average, and it has a C+ health rating.
Field of Membership Restrictions
Membership in Southern Coastal Credit Union is open to employees and retirees of Biloxi Housing Authority, City of Biloxi, City of D'Iberville, Harrison County, Gulf Oaks Hospital, Merit Health Biloxi and affiliated physicians offices, Harrison County Library System, Gulf Coast Surgery Center, Swetman Security Services, or Gaming employees including support staff.
See current membership details
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 24885 |
| Year Chartered | 1973 |
| Employees | 5 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.95% |
| Return on Equity - YTD | 4.72% |
| Annual Interest Income | $560.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $9.7MM$9.7MM |
| Loans | Q4 2018vs Q4 2017 | $8.0MM$7.5MM |
| Deposits | Q4 2018vs Q4 2017 | $7.8MM$7.8MM |
| Equity Capital | Q4 2018vs Q4 2017 | $2.0MM$1.9MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $15.00K$13.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $152.00K$212.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Southern Coastal Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Southern Coastal Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.00% | $5 | - | Christmas Club | ||
| 0.75% | $5 | - | IRA Savings | ||
| 0.60%* | $5k* | - | Share Savings Account | ||
| OTHER TIERS: 0.35% → $5 - $2.5k | 0.50% → $2.5k - $5k | |||||
Southern Coastal Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.27% | $500 | - | 60 Month CD | |
| 2.02% | $500 | - | 48 Month CD | |
| 1.76% | $500 | - | 36 Month CD | |
| 1.51% | $500 | - | 24 Month CD | |
| 1.26% | $500 | - | 18 Month CD | |
| 1.11% | $500 | - | 12 Month CD | |
| 0.70% | $500 | - | 6 Month CD | |
| 0.55% | $500 | - | 3 Month CD |
Southern Coastal Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.27% | $1k | - | 60 Month IRA | |
| 2.02% | $1k | - | 48 Month IRA | |
| 1.76% | $1k | - | 36 Month IRA | |
| 1.51% | $1k | - | 24 Month IRA | |
| 1.26% | $1k | - | 18 Month IRA | |
| 1.11% | $1k | - | 12 Month IRA | |
| 0.70% | $1k | - | 6 Month IRA | |
| 0.55% | $1k | - | 3 Month IRA |
| Southern Coastal Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 10383 Auto Mall Pkwy | DIberville, MS 39540-3750 |
| Corporate Office | 1042 Howard Ave | Biloxi, MS 39530-3773 |