CoastalStates Bank is headquartered in Hilton Head Isla and is the 4th largest bank in the state of South Carolina. It is also the 633rd largest bank in the nation. It was established in 2004 and as of June of 2022, it had grown to 161 employees at 10 locations. CoastalStates Bank's CD rates are 4X the national average, and it has an A health rating.
I enjoy banking at our local bank called Coastal States Bank. There are 2 locations on Hilton Head and both have employees that are very welcoming and helpful. I love that they always have cookies and other goodies when you walk inside the branch. I have both personal and business checking accounts. One thing I like about Coastal States is their low or nonexistent fees. The personal checking we have does not have a daily or monthly balance requirement and does not charge a monthly fee. There is also unlimited check writing. Their online banking is very easy to navigate. I recently starting using CB Bill pay online and it is a great service. Currently we are researching moving our mortgage with them and their rates are very comparable to the big corporate banks. I would highly recommend this bank for any of their products!
Our mortgage was sold to this bank and we've been dealing with them for only two months. Suffice it to say, we have already encountered uninformed, unhelpful, rude, terse and nonchalance when dealing with our questions/concerns about our mortgage payments from bank personnel. We have earmarked on each of these 2 payments where we would like our excess money to be sent. Each time it has been misapplied and it has been up to us to call to get it moved to the correct designation. If this is what we have to look forward to for the duration of the time we are under CoastalStates Bank, then we will be extremely unhappy. On top of that, there's no coupon book!!
Unhappy but hopeful customer
|FDIC Certificate #||57756|
|Return on Assets - YTD||1.07%|
|Return on Equity - YTD||12.78%|
|Annual Interest Income||$28.2MM|
|Assets and Liabilities|
|Assets||Q2 2022vs Q2 2021||$1.71B$1.26B|
|Loans||Q2 2022vs Q2 2021||$1.16B$858.5MM|
|Deposits||Q2 2022vs Q2 2021||$1.51B$1.12B|
|Equity Capital||Q2 2022vs Q2 2021||$133.4MM$114.9MM|
|Loan Loss Allowance||Q2 2022vs Q2 2021||$10.6MM$7.2MM|
|Unbacked Noncurrent Loans||Q2 2022vs Q2 2021||$3.6MM$2.8MM|
|Real Estate Owned||Q2 2022vs Q2 2021||$573.00K$778.00K|
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|APY||MIN||MAX||ACCOUNT NAME||VIEW DETAILS|
|3.50%||$1k||-||18 Month CD Special|
|3.25%||$1k||-||12 Month CD Special|
|3.00%||$1k||-||9 Month CD Special|
|Alpharetta Branch||3000 Summit Pl||Alpharetta, GA 30009|
|Sandy Springs Branch||6160 Roswell Road||Atlanta, GA 30328|
|Mt Paran Branch||2060 Mount Paran Road, Northwest, Suite 100||Atlanta, GA 30327|
|Sun City Branch||30 William Pope Drive||Bluffton, SC 29909|
|Bluffton Village Branch||7 Thurmond Way||Bluffton, SC 29910|
|Cumming Branch||5835 Bethelview Road||Cumming, GA 30040|
|Foothills Community Branch||70 Carlisle Road||Dawsonville, GA 30534|
|Hilton Head Island Branches|
|Coastalstates Bank||5 Bow Cir||Hilton Head Island, SC 29928|
|Main Street Branch||98 Main Street||Hilton Head Island, SC 29926|
|Savannah Branch||339 Martin Luther King Jr. Blvd||Savannah, GA 31401|