CoastalStates Bank

CoastalStates Bank

Overview / Commentary
5 Bow Circle
Hilton Head Island, SC 29928

CoastalStates Bank is headquartered in Hilton Head Isla and is the 5th largest bank in the state of South Carolina. It is also the 810th largest bank in the nation. It was established in 2004 and as of June of 2021, it had grown to 141 employees at 9 locations. CoastalStates Bank has an A health rating.

Reviews (2)

Great Local Bank

Posted by: |

I enjoy banking at our local bank called Coastal States Bank. There are 2 locations on Hilton Head and both have employees that are very welcoming and helpful. I love that they always have cookies and other goodies when you walk inside the branch. I have both personal and business checking accounts. One thing I like about Coastal States is their low or nonexistent fees. The personal checking we have does not have a daily or monthly balance requirement and does not charge a monthly fee. There is also unlimited check writing. Their online banking is very easy to navigate. I recently starting using CB Bill pay online and it is a great service. Currently we are researching moving our mortgage with them and their rates are very comparable to the big corporate banks. I would highly recommend this bank for any of their products!

Mortgage Payments

Posted by: |

Our mortgage was sold to this bank and we've been dealing with them for only two months. Suffice it to say, we have already encountered uninformed, unhelpful, rude, terse and nonchalance when dealing with our questions/concerns about our mortgage payments from bank personnel. We have earmarked on each of these 2 payments where we would like our excess money to be sent. Each time it has been misapplied and it has been up to us to call to get it moved to the correct designation. If this is what we have to look forward to for the duration of the time we are under CoastalStates Bank, then we will be extremely unhappy. On top of that, there's no coupon book!!

Unhappy but hopeful customer


Health Grade Components

FDIC Certificate #57756
Year Established2004
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.13%
Return on Equity - YTD12.15%
Annual Interest Income$21.8MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$1.26B$962.9MM
LoansQ2 2021vs Q2 2020$858.5MM$739.1MM
DepositsQ2 2021vs Q2 2020$1.12B$791.7MM
Equity CapitalQ2 2021vs Q2 2020$114.9MM$93.3MM
Loan Loss AllowanceQ2 2021vs Q2 2020$7.2MM$5.0MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$2.8MM$4.4MM
Real Estate OwnedQ2 2021vs Q2 2020$778.00K$932.00K

Sorry, we do not have rate data for CoastalStates Bank.


CoastalStates Bank Locations
Sun City Branch30 William Pope DriveBluffton, SC 29909
Coastalstates Bank5 Bow CircleHilton Head Island, SC 29928
Bluffton Village Branch7 Thurmond WayBluffton, SC 29910
Main Street Branch98 Main StreetHilton Head Island, SC 29926
Foothills Community Branch70 Carlisle RoadDawsonville, GA 30534
Cumming Branch5835 Bethelview RoadCumming, GA 30040
Savannah Branch339 Martin Luther King Jr. BlvdSavannah, GA 31401
Alpharetta Branch3000 Summit PlAlpharetta, GA 30009
Sandy Springs Branch6160 Roswell RoadAtlanta, GA 30328

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.