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CoastHills Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/16/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/16/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/16/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/16/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/16/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/16/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.coasthills.coop
805-733-7600
1075 E Betteravia Rd
Santa Maria, CA 93454

CoastHills Credit Union is headquartered in Santa Maria and is the 38th largest credit union in the state of California. It is also the 273rd largest credit union in the nation. It was established in 1958 and as of March of 2025, it had grown to 256 employees and 80,247 members at 12 locations. CoastHills Credit Union's money market rates are 7X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership in Coast Hills Credit Union is open to those who live, work, worship, or attend school in the California counties of Monterey, Santa Barbara, Santa Cruz, San Luis Obispo, or Ventura.
See current membership details

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Health
B

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
Year Established1958
Employees256
Primary Regulator
Profit Margin
Return on Assets - YTD0.24%
Return on Equity - YTD3.25%
Annual Interest Income$20.8MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$1.81B$1.83B
LoansQ1 2025vs Q1 2024$1.27B$1.27B
DepositsQ1 2025vs Q1 2024$1.48B$1.47B
Equity CapitalQ1 2025vs Q1 2024$134.3MM$129.8MM
Loan Loss AllowanceQ1 2025vs Q1 2024$14.6MM$13.4MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$16.7MM$3.7MM
Real Estate OwnedQ1 2025vs Q1 2024$88K$120K
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/16/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/16/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/16/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/16/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/16/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/16/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not CoastHills Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

CoastHills Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.64%*$0$500 Early Savers Shares
OTHER TIERS: 0.05% → $500+
1.00%$0-Health Savings Acocunt
0.05%$5-Basic Shares
0.05%$5-Business Shares
0.05%$5-Teen Scene
0.05%$5-Sammy Savers Account
0.05%$0-Special Shares
0.05%$0-Trust Account
0.05%$0-Holiday Club

CoastHills Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*$1m*-Peak Money Market
OTHER TIERS: 0.25% → $25k - $50k | 0.50% → $50k - $100k | 1.00% → $100k - $250k | 1.50% → $250k - $500k | 2.00% → $500k - $750k | 2.50% → $750k - $1m
0.75%*$200k*-Money Market Account
OTHER TIERS: 0.25% → $5k - $25k | 0.30% → $25k - $50k | 0.35% → $50k - $100k | 0.50% → $100k - $200k

CoastHills Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.27%*$35m*-Business Preferred Plus Checking
OTHER TIERS: 2.17% → $25m - $35m
0.50%$0$25kSuper Checking Account
0.50%*$0$25kFreedom Plus Checking Account
OTHER TIERS: 0.05% → $25k+
0.40%*$1m*-IOLTA Checking Account
OTHER TIERS: 0.10% → $2.5k - $10k | 0.20% → $10k - $250k | 0.30% → $250k - $1m

CoastHills Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.55%$500-13 Month Promotional Certificate
3.45%$500-4 Month Promotional Certificate
2.78%$200k-84 Month Super-Jumbo Share Certificate
2.53%$200k-60 - 83 Month Super-Jumbo Share Certificate
2.38%$100k-84 Month Jumbo Share Certificate
2.27%$100k-60 - 83 Month Jumbo Share Certificate
2.02%$50k$100k84 Month Mini-Jumbo Share Certificate
2.02%$500$50k84 Month Share Certificate
1.92%$500$50k60 - 83 Month Share Certificate
1.92%$50k$100k60 - 83 Month Mini-Jumbo Share Certificate
1.87%$200k-48 - 59 Month Super-Jumbo Share Certificate
1.66%$100k-48 - 59 Month Jumbo Share Certificate
1.61%$200k-36 - 47 Month Super-Jumbo Share Certificate
1.51%$500$50k48 - 59 Month Share Certificate
1.51%$50k$100k48 - 59 Month Mini-Jumbo Share Certificate
1.46%$100k-36 - 47 Month Jumbo Share Certificate
1.41%$200k-24 - 35 Month Super-Jumbo Share Certificate
1.36%$500$50k36 - 47 Month Share Certificate
1.36%$50k$100k36 - 47 Month Mini-Jumbo Share Certificate
1.26%$100k-24 - 35 Month Jumbo Share Certificate
1.26%$200k-12 - 23 Month Super-Jumbo Share Certificate
1.16%$500-24 - 35 Month Share Certificate
1.16%$50k-24 - 35 Month Mini-Jumbo Share Certificate
1.11%$100k-12 - 23 Month Jumbo Share Certificate
1.00%$500-12 - 23 Month Share Certificate
1.00%$50k-12 - 23 Month Mini-Jumbo Share Certificate
1.00%$200k-6 - 11 Month Super-Jumbo Share Certificate
0.90%$100k-6 - 11 Month Jumbo Share Certificate
0.80%$500$50k6 - 11 Month Share Certificate
0.80%$50k$100k6 - 11 Month Mini-Jumbo Share Certificate
0.50%$200k-3 - 5 Month Super-Jumbo Share Certificate
0.30%$100k-3 - 5 Month Jumbo Share Certificate
0.25%$500$50k3 - 5 Month Share Certificate
0.25%$50k$100k3 - 5 Month Mini-Jumbo Share Certificate

CoastHills Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.55%$500-13 Month Promotional IRA Certificate
3.45%$500-4 Month Promotional IRA Certificate
2.78%$200k-84 Month Super-Jumbo IRA Certificate
2.53%$200k-60 - 83 Month Super-Jumbo IRA Certificate
2.38%$100k-84 Month Jumbo IRA Certificate
2.27%$100k-60 - 83 Month Jumbo IRA Certificate
2.02%$500$50k84 Month IRA Certificate
2.02%$50k$100k84 Month Mini-Jumbo IRA Certificate
1.92%$500$50k60 - 83 Month IRA Certificate
1.92%$50k$100k60 - 83 Month Mini-Jumbo IRA Certificate
1.87%$200k-48 - 59 Month Super-Jumbo IRA Certificate
1.66%$100k-48 - 59 Month Jumbo IRA Certificate
1.61%$200k-36 - 47 Month Super-Jumbo IRA Certificate
1.51%$500$50k48 - 59 Month IRA Certificate
1.51%$50k$100k48 - 59 Month Mini-Jumbo IRA Certificate
1.46%$100k-36 - 47 Month Jumbo IRA Certificate
1.41%$200k-24 - 35 Month Super-Jumbo IRA Certificate
1.36%$500$50k36 - 47 Month IRA Certificate
1.36%$50k$100k36 - 47 Month Mini-Jumbo IRA Certificate
1.26%$100k-24 - 35 Month Jumbo IRA Certificate
1.26%$200k-12 - 23 Month Super-Jumbo IRA Certificate
1.16%$500$50k24 - 35 Month IRA Certificate
1.16%$50k$100k24 - 35 Month Mini-Jumbo IRA Certificate
1.11%$100k-12 - 23 Month Jumbo IRA Certificate
1.00%$500$50k12 - 23 Month IRA Certificate
1.00%$50k$100k12 - 23 Month Mini-Jumbo IRA Certificate
1.00%$200k-6 - 11 Month Super-Jumbo IRA Certificate
0.90%$100k-6 - 11 Month Jumbo IRA Certificate
0.80%$500$50k6 - 11 Month IRA Certificate
0.80%$50k$100k6 - 11 Month Mini-Jumbo IRA Certificate
0.50%$200k-3 - 5 Month Super-Jumbo IRA Certificate
0.30%$100k-3 - 5 Month Jumbo IRA Certificate
0.25%$500$50k3 - 5 Month IRA Certificate
0.25%$50k$100k3 - 5 Month Mini-Jumbo IRA Certificate
0.05%$0-IRA Account
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