Cobblestone Country Federal Credit Union
LOCATIONS
1
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HEALTH RATING
B+
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CURRENT TOP RATE
0.09% APY
12 Month CD
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Overview / Commentary
Cobblestone Country Federal Credit Union is headquartered in Albion and is the 177th largest credit union in the state of New York. It is also the 3,133rd largest credit union in the nation. It was established in 1965 and as of March of 2025, it had grown to 3 employees and 2,674 members at 1 location. Cobblestone Country Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership is open to those who live or work in Orleans County in New York.
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Health
B+
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Cobblestone Country Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 16672 |
| Year Chartered | 1965 |
| Employees | 3 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 2.97% |
| Return on Equity - YTD | 23% |
| Annual Interest Income | $290K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $22.5MM$19.6MM |
| Loans | Q1 2025vs Q1 2024 | $15.6MM$14.5MM |
| Deposits | Q1 2025vs Q1 2024 | $19.6MM$17.6MM |
| Equity Capital | Q1 2025vs Q1 2024 | $2.8MM$2MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $121K$87K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $131K$116K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |