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Overview / Commentary
585-589-5286
299 West Ave
Albion, NY 14411

Cobblestone Country Federal Credit Union is headquartered in Albion and is the 238th largest credit union in the state of New York. It is also the 4,263rd largest credit union in the nation. It was established in 1965 and as of September of 2016, it had grown to 4 employees and 2,812 members at 1 location. Cobblestone Country Federal Credit Union has a C health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Orleans County in New York.
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Health
C
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Cobblestone Country Federal Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #16672
Year Chartered1965
Employees4
Primary Regulator
Profit Margin
Return on Assets - YTD0.22%
Return on Equity - YTD3.17%
Annual Interest Income$234.00K
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$9.8MM$8.4MM
LoansQ3 2016vs Q3 2015$6.3MM$6.1MM
DepositsQ3 2016vs Q3 2015$9.2MM$7.7MM
Equity CapitalQ3 2016vs Q3 2015$672.00K$666.00K
Loan Loss AllowanceQ3 2016vs Q3 2015$15.00K$2.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$108.00K$81.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$0
Rates
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Cobblestone Country Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Share Account
0.05%--Club Account

Cobblestone Country Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.09%--12 Month CD
0.07%--6 Month CD
Locations


Cobblestone Country Federal Credit Union Locations
Branch Office299 West AveAlbion, NY 14411