Cobblestone Country Federal Credit Union

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12 Month CD

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= Peace of Mind. Member FDIC.

1.40% APY

Spring Savings

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Up to $400 Cash Bonus
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1.15% APY

Overview / Commentary

www.cobblestonecountryfcu.com

585-589-5286

299 West Ave
Albion, NY 14411

Cobblestone Country Federal Credit Union is headquartered in Albion and is the 237^th largest credit union in the state of New York. It is also the 4,182^nd largest credit union in the nation. It was established in 1965 and as of March of 2017, it had grown to 4 employees and 2,873 members at 1 location. Cobblestone Country Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Orleans County in New York.
See current membership details

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Health

B

Data as of Q1 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Cobblestone Country Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	16672
Year Chartered	1965
Employees	4
Primary Regulator

Profit Margin
Return on Assets - YTD	0.08%
Return on Equity - YTD	1.16%
Annual Interest Income	$83.00K

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$10.4MM$9.8MM
Loans	Q1 2017vs Q1 2016	$6.5MM$5.8MM
Deposits	Q1 2017vs Q1 2016	$9.7MM$9.1MM
Equity Capital	Q1 2017vs Q1 2016	$687.00K$656.00K
Loan Loss Allowance	Q1 2017vs Q1 2016	$7.00K$13.00K
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$48.00K$55.00K
Real Estate Owned	Q1 2017vs Q1 2016	$0$0

Rates

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Cobblestone Country Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	-	-	Share (Savings) Accounts
0.05%	-	-	Club Accounts

Cobblestone Country Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.09%	-	-	12 Month CD
0.07%	-	-	6 Month CD

Locations

Cobblestone Country Federal Credit Union Locations
Branch Office	299 West Ave	Albion, NY 14411