Cobblestone Country Federal Credit Union

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High Yield 12-Month CD

Ally Bank, Member FDIC.
Consistently Competitive Rates.
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1.05% APY

Online Savings Account

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Consistently Competitive Rates.
24/7 Customer Care.

1.00% APY

Overview / Commentary

www.cobblestonecountryfcu.com

585-589-5286

299 West Ave
Albion, NY 14411

Cobblestone Country Federal Credit Union is headquartered in Albion and is the 241^st largest credit union in the state of New York. It is also the 4,315^th largest credit union in the nation. It was established in 1965 and as of June of 2016, it had grown to 4 employees and 2,827 members at 1 location. Cobblestone Country Federal Credit Union has a C health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Orleans County in New York.
See current membership details

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Health

C

Data as of Q2 2016

Learn more about bank health

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Cobblestone Country Federal Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #	16672
Year Chartered	1965
Employees	4
Primary Regulator

Profit Margin
Return on Assets - YTD	0.1%
Return on Equity - YTD	1.52%
Annual Interest Income	$152.00K

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$9.5MM$8.4MM
Loans	Q2 2016vs Q2 2015	$6.2MM$6.2MM
Deposits	Q2 2016vs Q2 2015	$8.9MM$7.7MM
Equity Capital	Q2 2016vs Q2 2015	$660.00K$651.00K
Loan Loss Allowance	Q2 2016vs Q2 2015	$14.00K$12.00K
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$96.00K$40.00K
Real Estate Owned	Q2 2016vs Q2 2015	$0$0

Rates

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Cobblestone Country Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	-	-	Share Account
0.05%	-	-	Club Account

Cobblestone Country Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.09%	-	-	12 Month CD
0.07%	-	-	6 Month CD

Locations

Cobblestone Country Federal Credit Union Locations
Branch Office	299 West Ave	Albion, NY 14411