Cobblestone Country Federal Credit Union

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SPONSORED LISTINGS

High Yield 12-Month CD

Ally Bank, Member FDIC.
Consistently Competitive Rates.
24/7 Customer Care.

1.35% APY

Online Savings Account

No Minimum Balance.
No Monthly Maintenance Fee.
FDIC Insured.

1.05% APY

Overview / Commentary

www.cobblestonecountryfcu.com

585-589-5286

299 West Ave
Albion, NY 14411

Cobblestone Country Federal Credit Union is headquartered in Albion and is the 240^th largest credit union in the state of New York. It is also the 4,274^th largest credit union in the nation. It was established in 1965 and as of December of 2016, it had grown to 4 employees and 2,843 members at 1 location. Cobblestone Country Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Orleans County in New York.
See current membership details

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Health

C+

Data as of Q4 2016

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Cobblestone Country Federal Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #	16672
Year Chartered	1965
Employees	4
Primary Regulator

Profit Margin
Return on Assets - YTD	0.3%
Return on Equity - YTD	4.23%
Annual Interest Income	$317.00K

Assets and Liabilities
Assets	Q4 2016vs Q4 2015	$9.5MM$8.7MM
Loans	Q4 2016vs Q4 2015	$6.6MM$6.0MM
Deposits	Q4 2016vs Q4 2015	$8.8MM$8.0MM
Equity Capital	Q4 2016vs Q4 2015	$685.00K$654.00K
Loan Loss Allowance	Q4 2016vs Q4 2015	$15.00K$12.00K
Unbacked Noncurrent Loans	Q4 2016vs Q4 2015	$56.00K$99.00K
Real Estate Owned	Q4 2016vs Q4 2015	$0$0

Rates

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Cobblestone Country Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	-	-	Share (Savings) Accounts
0.05%	-	-	Club Accounts

Cobblestone Country Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.09%	-	-	12 Month CD
0.07%	-	-	6 Month CD

Locations

Cobblestone Country Federal Credit Union Locations
Branch Office	299 West Ave	Albion, NY 14411