Cochran County Schools Federal Credit Union
LOCATIONS
1
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HEALTH RATING
B
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CURRENT TOP RATE
0.75% APY
12 Month CD
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Overview / Commentary
Cochran County Schools Federal Credit Union is headquartered in MORTON and is the 361st largest credit union in the state of Texas. It is also the 4,322nd largest credit union in the nation. It was established in 1961 and as of December of 2019, it had grown to 3 employees and 835 members at 1 location. Cochran County Schools Federal Credit Union's savings rates are 25% higher than the national average, and it has a B health rating.
Field of Membership Restrictions
Live, work, or worship in Cochran County.
See current membership details
Health
B
Data as of Q4 2019
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Cochran County Schools Federal Credit Union has a very low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 14166 |
| Year Chartered | 1961 |
| Employees | 3 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.93% |
| Return on Equity - YTD | 6.67% |
| Annual Interest Income | $424.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2019vs Q4 2018 | $6.6MM$6.0MM |
| Loans | Q4 2019vs Q4 2018 | $4.4MM$4.3MM |
| Deposits | Q4 2019vs Q4 2018 | $5.7MM$5.1MM |
| Equity Capital | Q4 2019vs Q4 2018 | $914.00K$853.00K |
| Loan Loss Allowance | Q4 2019vs Q4 2018 | $61.00K$50.00K |
| Unbacked Noncurrent Loans | Q4 2019vs Q4 2018 | $78.00K$76.00K |
| Real Estate Owned | Q4 2019vs Q4 2018 | $0$0 |