Cochran County Schools Federal Credit Union
LOCATIONS
1
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HEALTH RATING
B
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CURRENT TOP RATE
0.75% APY
24 Month CD
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Overview / Commentary
Cochran County Schools Federal Credit Union is headquartered in MORTON and is the 340th largest credit union in the state of Texas. It is also the 4,056th largest credit union in the nation. It was established in 1961 and as of December of 2021, it had grown to 3 employees and 839 members at 1 location. Cochran County Schools Federal Credit Union has a B health rating.
Field of Membership Restrictions
Live, work, or worship in Cochran County.
See current membership details
Health
B
Data as of Q4 2021
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Cochran County Schools Federal Credit Union has a very low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 14166 |
| Year Chartered | 1961 |
| Employees | 3 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.87% |
| Return on Equity - YTD | 7.49% |
| Annual Interest Income | $398.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2021vs Q4 2020 | $9.0MM$8.5MM |
| Loans | Q4 2021vs Q4 2020 | $4.3MM$4.1MM |
| Deposits | Q4 2021vs Q4 2020 | $7.9MM$7.4MM |
| Equity Capital | Q4 2021vs Q4 2020 | $1.0MM$949.00K |
| Loan Loss Allowance | Q4 2021vs Q4 2020 | $58.00K$58.00K |
| Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $16.00K$96.00K |
| Real Estate Owned | Q4 2021vs Q4 2020 | $0$0 |