Cochran County Schools Federal Credit Union
LOCATIONS
1
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HEALTH RATING
C+
View health report
CURRENT TOP RATE
1.75% APY
24 Month CD
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Overview / Commentary
Cochran County Schools Federal Credit Union is headquartered in MORTON and is the 336th largest credit union in the state of Texas. It is also the 4,010th largest credit union in the nation. It was established in 1961 and as of September of 2022, it had grown to 3 employees and 837 members at 1 location. Cochran County Schools Federal Credit Union's savings rates are 2X the national average, and it has a C+ health rating.
Field of Membership Restrictions
Live, work, or worship in Cochran County.
See current membership details
Health
C+
Data as of Q3 2022
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Cochran County Schools Federal Credit Union has a very low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 14166 |
| Year Chartered | 1961 |
| Employees | 3 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.98% |
| Return on Equity - YTD | 15.1% |
| Annual Interest Income | $341.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2022vs Q3 2021 | $8.6MM$8.8MM |
| Loans | Q3 2022vs Q3 2021 | $4.4MM$4.2MM |
| Deposits | Q3 2022vs Q3 2021 | $7.4MM$7.7MM |
| Equity Capital | Q3 2022vs Q3 2021 | $1.2MM$1.0MM |
| Loan Loss Allowance | Q3 2022vs Q3 2021 | $41.00K$59.00K |
| Unbacked Noncurrent Loans | Q3 2022vs Q3 2021 | $60.00K$20.00K |
| Real Estate Owned | Q3 2022vs Q3 2021 | $0$0 |