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Overview / Commentary
355 W Monument Ave
Dayton, OH 45402

Code Credit Union is headquartered in Dayton and is the 56th largest credit union in the state of Ohio. It is also the 1,408th largest credit union in the nation. It was established in 1940 and as of September of 2017, it had grown to 32 employees and 13,054 members at 4 locations. Code Credit Union's CD rates are 68% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Code CU is open to the residents, people that maintain employment, church members, and registered students in these Ohio Counties; Montgomery, Darke, Preble, Miami, Warren, Clark, and Greene, as well as the current and retired employees of all the governmental establishments within Montgomery County, along with the direct family members of current CU members.
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Health Grade Components

NCUA #66840
Year Chartered1940
Primary Regulator
Profit Margin
Return on Assets - YTD0.34%
Return on Equity - YTD2.9%
Annual Interest Income$2.8MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$122.8MM$116.1MM
LoansQ3 2017vs Q3 2016$83.0MM$72.3MM
DepositsQ3 2017vs Q3 2016$105.7MM$101.6MM
Equity CapitalQ3 2017vs Q3 2016$14.3MM$13.9MM
Loan Loss AllowanceQ3 2017vs Q3 2016$620.00K$603.00K
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$1.0MM$774.00K
Real Estate OwnedQ3 2017vs Q3 2016$8.00K$55.00K
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Code Credit Union Savings Account Rates

0.25%--Accumulator IRA
0.25%$500-HSA - Individual
0.25%$500-HSA - Family
0.25%--Accumulator Educational IRA
0.15%--Youth Savings
0.15%$200-Vacation Club
0.15%--Xmas Club
0.10%$200-Share Savings
0.10%$200-Business Savings

Code Credit Union Money Market Rates

0.30%$10k-Premier Money Market
0.30%$10k-Select Business Money Market
0.25%$2k-Money Market

Code Credit Union Checking Account Rates

0.05%$500-Checking Account
0.05%$500-Business Checking

Code Credit Union CD Rates

2.18%$1k-48 Month Share Certificate
2.05%$1k-36 Month Share Certificate
1.87%$1k-24 Month Share Certificate
1.87%$250-24 Month Youth Share Certificate
1.81%$1k-30 Month Share Certificate
1.71%$10k-15 Month Preferred Certificate
1.61%$10k-9 Month Preferred Certificate
1.60%$1k-18 Month Share Certificate
1.51%$1k-12 Month Share Certificate
1.19%$5k-6 Month Share Certificate

Code Credit Union IRA Rates

2.18%$500-48 Month IRA Certificate
2.05%$500-36 Month IRA Certificate
1.87%$500-24 Month IRA Certificate
1.81%$500-30 Month IRA Certificate
1.71%$10k-15 Month Preferred IRA Certificate
1.61%$10k-9 Month Preferred IRA Certificate
1.60%$500-18 Month IRA Certificate
1.51%$500-12 Month IRA Certificate
1.19%$500-6 Month IRA Certificate

Code Credit Union Locations
Branch Office355 W Monument AveDayton, OH 45402
Branch Office415 W National RdEnglewood, OH 45322-1405
Branch Office4916 National RdClayton, OH 45315
Branch Office2759 miamisburg centerville rddayton, OH 45459