Cogent Bank

Cogent Bank

Overview / Commentary
1113 Saxon Boulevard
Orange City, FL 32763

Cogent Bank is headquartered in Orange City and is the 78th largest bank in the state of Florida. It is also the 2,816th largest bank in the nation. It was established in 1999 and as of June of 2019, it had grown to 66 employees at 2 locations. Cogent Bank has an A+ health rating.

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Health Grade Components

FDIC Certificate #34908
Year Established1999
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD-1.52%
Return on Equity - YTD-8.26%
Annual Interest Income$3.9MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$207.2MM$88.9MM
LoansQ2 2019vs Q2 2018$145.6MM$48.7MM
DepositsQ2 2019vs Q2 2018$164.4MM$76.5MM
Equity CapitalQ2 2019vs Q2 2018$35.5MM$9.3MM
Loan Loss AllowanceQ2 2019vs Q2 2018$2.6MM$2.6MM
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$1.2MM$1.0MM
Real Estate OwnedQ2 2019vs Q2 2018$0$0

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Cogent Bank Locations
Pinnacle Bank1113 Saxon BoulevardOrange City, FL 32763
Orlando Branch150 North Orange Ave., Suite 111Orlando, FL 32801

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