Cogent Bank

Cogent Bank

Overview / Commentary
1113 Saxon Boulevard
Orange City, FL 32763

Cogent Bank is headquartered in Orange City and is the 65th largest bank in the state of Florida. It is also the 2,281st largest bank in the nation. It was established in 1999 and as of December of 2019, it had grown to 82 employees at 3 locations. Cogent Bank has an A+ health rating.

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Health Grade Components

FDIC Certificate #34908
Year Established1999
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.54%
Return on Equity - YTD3.25%
Annual Interest Income$9.6MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$287.3MM$130.8MM
LoansQ4 2019vs Q4 2018$214.1MM$76.7MM
DepositsQ4 2019vs Q4 2018$230.5MM$102.6MM
Equity CapitalQ4 2019vs Q4 2018$40.1MM$27.9MM
Loan Loss AllowanceQ4 2019vs Q4 2018$2.8MM$2.6MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$965.00K$1.0MM
Real Estate OwnedQ4 2019vs Q4 2018$0$0

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Cogent Bank Locations
Pinnacle Bank1113 Saxon BoulevardOrange City, FL 32763
Orlando Branch150 North Orange Ave., Suite 111Orlando, FL 32801
Jacksonville Branch5011 Gate Parkway, Building 100Jacksonville, FL 32256
Tampa Branch1715 N West Shore Blvd Suite 150Tampa, FL 33607

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