Cogent Bank

Cogent Bank

Overview / Commentary
1113 Saxon Boulevard
Orange City, FL 32763

Cogent Bank is headquartered in Orange City and is the 27th largest bank in the state of Florida. It is also the 1,032nd largest bank in the nation. It was established in 1999 and as of June of 2021, it had grown to 152 employees at 6 locations. Cogent Bank has an A health rating.


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Health Grade Components

FDIC Certificate #34908
Year Established1999
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.98%
Return on Equity - YTD11.33%
Annual Interest Income$17.2MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$940.3MM$588.2MM
LoansQ2 2021vs Q2 2020$717.9MM$418.5MM
DepositsQ2 2021vs Q2 2020$692.6MM$377.4MM
Equity CapitalQ2 2021vs Q2 2020$78.9MM$42.5MM
Loan Loss AllowanceQ2 2021vs Q2 2020$6.7MM$3.1MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$796.00K$1.1MM
Real Estate OwnedQ2 2021vs Q2 2020$0$0

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Cogent Bank Locations
Pinnacle Bank1113 Saxon BoulevardOrange City, FL 32763
Jacksonville Branch5011 Gate Parkway, Building 100Jacksonville, FL 32256
Tampa Branch1715 N West Shore Blvd Suite 150Tampa, FL 33607
Clearwater Branch28059 Us Hwy 19 NClearwater, FL 33761
Ft. Myers Branch14421 Metropolis Ave. Suite 102Fort Myers, FL 33912
Orlando Branch420 South Orange Ave., Ste 150Orlando, FL 32801
Naples Branch999 Vanderbilt Beach RoadNaples, FL 34108

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