Collins Community Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

4.30%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC

Member FDIC

3.60%

Our Rating

4.2 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.collinscu.org

319-393-9000

1005 Blairs Ferry Rd Ne
Cedar Rapids, IA 52402

Collins Community Credit Union is headquartered in Cedar Rapids and is the 4^th largest credit union in the state of Iowa. It is also the 290^th largest credit union in the nation. It was established in 1940 and as of December of 2024, it had grown to 196 employees and 81,960 members at 9 locations. Collins Community Credit Union's money market rates are 5X the national average, and it has a C+ health rating.

Field of Membership Restrictions

Membership in Collins Community Credit Union is open to those who live or work in the Illinois counties of Henry, Rock Island, or Mercer, or the Iowa counties of Benton, Black Hawk, Boone, Bremer, Buchanan, Butler, Cedar, Clinton, Clayton, Dallas, Delaware, Des Moines, Dubuque, Fayette, Grundy, Henry, Iowa, Jackson, Jasper, Jefferson, Jones, Johnson, Keokuk, Linn, Louisa, Madison, Mahaska, Marion, Marshall, Muscatine, Polk, Poweshiek, Scott, Story, Tama, Warren, Washington, or Wapello
See current membership details

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Health

C+

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #	62969
Year Chartered	1940
Employees	196
Primary Regulator

Profit Margin
Return on Assets - YTD	-0.1%
Return on Equity - YTD	-1.6%
Annual Interest Income	$73.5MM

Assets and Liabilities
Assets	Q4 2024vs Q4 2023	$1.62B$1.62B
Loans	Q4 2024vs Q4 2023	$1.22B$1.21B
Deposits	Q4 2024vs Q4 2023	$1.4B$1.29B
Equity Capital	Q4 2024vs Q4 2023	$97.7MM$101.6MM
Loan Loss Allowance	Q4 2024vs Q4 2023	$13.2MM$7.2MM
Unbacked Noncurrent Loans	Q4 2024vs Q4 2023	$21.6MM$14.7MM
Real Estate Owned	Q4 2024vs Q4 2023	$900K$0

TODAY'S FEATURED RATES

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

4.30%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.60%

Our Rating

4.2 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not Collins Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Collins Community Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%^†	$5	-	Health Savings Account
0.05%^†	$5	-	Lifestyle Savings Account
0.05%^†	$100	-	Savings Ltd.
0.05%^*^†	$0	$1k	Coverdell Education Savings Accounts
OTHER TIERS: 0.00% → $1k+
0.05%^†	$5	-	Youth Saving Account

Collins Community Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
3.05%^†	$5	-	Signature Money Market w/ Checking - New Money
2.35%^*^†	$1m^*	-	Money Market Plus
OTHER TIERS: 0.01% → $5 - $1k \| 0.05% → $1k - $10k \| 0.75% → $10k - $50k \| 1.35% → $50k - $100k \| 1.65% → $100k - $250k \| 1.94% → $250k - $500k \| 2.15% → $500k - $1m
2.35%^*^†	$1m^*	-	Business Money Market
OTHER TIERS: 0.01% → $5 - $1k \| 0.05% → $1k - $10k \| 0.75% → $10k - $50k \| 1.35% → $50k - $100k \| 1.65% → $100k - $250k \| 1.94% → $250k - $500k \| 2.15% → $500k - $1m
0.75%^†	$5	-	Signature Money Market w/o Checking - New Money

Collins Community Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
5.05%^†	$0	$25k	Advantage Checking
5.05%^†	$0	$15k	Advantage Protect Checking
0.25%^†	$0	-	Community Checking
0.10%^†	$0	-	Business Plus Checking
0.10%^†	$0	-	Small Business Checking

Collins Community Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.95%^†	$1k	-	20 Month CD

Collins Community Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
0.30%^*^†	$100k^*	-	Roth Conversion IRA
OTHER TIERS: 0.05% → $5 - $50k \| 0.15% → $50k - $100k
0.30%^*^†	$100k^*	-	Roth IRA
OTHER TIERS: 0.05% → $5 - $50k \| 0.15% → $50k - $100k
0.30%^*^†	$100k^*	-	Traditional IRA
OTHER TIERS: 0.05% → $5 - $50k \| 0.15% → $50k - $100k

Locations

Collins Community Credit Union Locations
Branch Office	3680 Highway 151	Marion, IA 52302
Corporate Office	1005 Blairs Ferry Rd NE	Cedar Rapids, IA 52402-1292
Branch Office	1800 1st Ave NE	Cedar Rapids, IA 52402-5554
Branch Office	3160 Wiley Blvd SW	Cedar Rapids, IA 52404
Branch Office	1655 Jordan St	North Liberty, IA 52317-4791
Branch Office	255 John F Kennedy Rd	Dubuque, IA 52002-5313
Branch Office	5908 Winterberry Dr	Cedar Falls, IA 50613
Branch Office	6260 Mills Civic Pkwy	West Des Moines, IA 50266-8004
Branch Office	601 E Court Ave	Des Moines, IA 50309

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