Featured Savings Rates
Featured Accounts
Overview / Commentary
360-891-4000
200 SE Park Plaza Drive
Vancouver, WA 98684

Columbia Credit Union (WA) is headquartered in Vancouver and is the 9th largest credit union in the state of Washington. It is also the 212th largest credit union in the nation. It was established in 1952 and as of March of 2016, it had grown to 296 employees and 82,942 members at 10 locations. Columbia Credit Union (WA) has an A+ health rating.

Field of Membership Restrictions

Columbia CU of Washington is open to you if you or one of your family members is a resident or works in the state of Washington or Jantzen Beach/Hayden Island. Membership eligibility also extends to include businesses that have Washington-based facilities, or half of its employees are Washington residents.
See current membership details

Related Posts

View all posts from:


Reviews (2)

Overall Great Experiance

Posted by: bubba | Jul 3, 2014

I switched to Columbia Credit Union from a mainstream bank several years ago and have been very happy with it. The service is great, and I never have to wait long to talk to anyone, and I never pay any fees for my accounts. Their website has greatly improved recently and so has they're mobile app. Sometimes I have issues linking my account to some e-commerce sites like PayPal and Amazon, but I've always been able to get that resolved by contacting that services customer service. Plus, it feels good to keep my money in the local economy.

Not What They Say They Are

Columbia Credit Union claims to be local but they send much of the work (read:jobs) to other places like NewJersey and South Carolina.
We looked for a local-oriented credit union that would add value to our Southwest Washington area. While this credit union may have some employees and events that are engaged locally they still choose to contract with out-of-state entities to do the day-to-day work of being a credit union.
When we asked why we got a letter from NJ about some part of a new mortgage we opened with them - Columbia Credit union stated that the regulatory compliance aspects of mortgage lending are complex and they sought the service of the NJ contractor to "make sure" all was done right with mortgages.
There are two things *wrong* with that attitude. The first is that almost all banking is complex and Columbia abdicates any attempt to be good at complexity. And second, their action of moving that part of their operations to another state insults the ability and integrity of our local workforce. Do they truly believe that no one in Washington State can do the job that Columbia sent to NJ? Why export jobs?
We are sorely disappointed with the service we have gotten from this credit union in another area of their 'service' offered. They advertise mobile banking products aand we were happy to have the convenience of those mobile apps but the app suddenly stopped working. After repeated tries to ensure that we had changed nothing about operating systems or app versions that would cause their app to stop working we called for help. After repeated transfers to customer reps and an excruciating hold time - we went to the local branch:::: WHILE we were on hold. We managed to get in line and get seated with a live cust/rep at the branch only to be given conflicting answers AT THE SAME TIME. (I am not kidding!)
Now - for whatever reason we cannot use the mobile app at all. It *was* convenient when it worked but apparently now we cannot use it all. meh.
So we are looking for a LOCAL credit union that honors Washington by employing local people. With luck we will find one that does not say one thing and do another.
With luck.....



Health
A+

Health Grade Components

Overall
NCUA #68186
Year Chartered1952
Employees296
Primary Regulator
Profit Margin
Return on Assets - YTD0.86%
Return on Equity - YTD7.21%
Annual Interest Income$9.8MM
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$1.17B$1.06B
LoansQ1 2016vs Q1 2015$858.1MM$769.2MM
DepositsQ1 2016vs Q1 2015$1.02B$925.3MM
Equity CapitalQ1 2016vs Q1 2015$137.2MM$124.7MM
Loan Loss AllowanceQ1 2016vs Q1 2015$6.1MM$8.5MM
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$2.4MM$2.7MM
Real Estate OwnedQ1 2016vs Q1 2015$387.00K$1.9MM
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Columbia Credit Union (WA); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Columbia Credit Union (WA) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$50k*-IRA Savings
OTHER TIERS: 0.03% Up to $5k | 0.10% $5k - $25k | 0.15% $25k - $50k
0.20%*$50k*-Roth IRA Savings
OTHER TIERS: 0.03% Up to $5k | 0.10% $5k - $25k | 0.15% $25k - $50k
0.20%*$50k*-CESA Savings
OTHER TIERS: 0.03% Up to $5k | 0.10% $5k - $25k | 0.15% $25k - $50k
0.03%$100-Savings Account
0.03%--Achievers Club Savings
0.03%$50-Holiday Club Savings
0.03%--Business Regular Savings

Columbia Credit Union (WA) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.23%*$100k*-Money Market Account w/ Bonus Dividend Plan
OTHER TIERS: 0.03% Up to $10k | 0.07% $10k - $25k | 0.13% $25k - $50k | 0.19% $50k - $100k
0.20%*$500k*-Business Money Market Account
OTHER TIERS: 0.03% Up to $10k | 0.06% $10k - $25k | 0.10% $25k - $50k | 0.15% $50k - $100k | 0.18% $100k - $500k
0.18%*$100k*-Personal Money Market Account
OTHER TIERS: 0.03% Up to $10k | 0.06% $10k - $25k | 0.10% $25k - $50k | 0.15% $50k - $100k

Columbia Credit Union (WA) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$250k*-High Yield Business Checking
OTHER TIERS: 0.10% $25k - $50k | 0.15% $50k - $100k | 0.18% $100k - $250k
0.03%--Income Checking
0.03%--Plus Business Checking

Columbia Credit Union (WA) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.15%*$250k*-Business 5 Year CD
OTHER TIERS: 0.95% $500 - $10k | 1.00% $10k - $50k | 1.05% $50k - $100k | 1.10% $100k - $250k
1.10%*$100k*-5 Year CD
OTHER TIERS: 0.95% $500 - $10k | 1.00% $10k - $50k | 1.05% $50k - $100k
0.85%*$250k*-Business 4 Year CD
OTHER TIERS: 0.65% $500 - $10k | 0.70% $10k - $50k | 0.75% $50k - $100k | 0.80% $100k - $250k
0.80%*$100k*-4 Year CD
OTHER TIERS: 0.65% $500 - $10k | 0.70% $10k - $50k | 0.75% $50k - $100k
0.80%*$250k*-Business 3 Year CD
OTHER TIERS: 0.60% $500 - $10k | 0.65% $10k - $50k | 0.70% $50k - $100k | 0.75% $100k - $250k
0.75%*$100k*-3 Year CD
OTHER TIERS: 0.60% $500 - $10k | 0.65% $10k - $50k | 0.70% $50k - $100k
0.45%*$250k*-Business 24 Month CD
OTHER TIERS: 0.25% $500 - $10k | 0.30% $10k - $50k | 0.35% $50k - $100k | 0.40% $100k - $250k
0.45%*$250k*-Business 30 Month CD
OTHER TIERS: 0.25% $500 - $10k | 0.30% $10k - $50k | 0.35% $50k - $100k | 0.40% $100k - $250k
0.40%*$100k*-24 Month CD
OTHER TIERS: 0.25% $500 - $10k | 0.30% $10k - $50k | 0.35% $50k - $100k
0.40%*$100k*-30 Month CD
OTHER TIERS: 0.25% $500 - $10k | 0.30% $10k - $50k | 0.35% $50k - $100k
0.37%*$250k*-Business 18 Month CD
OTHER TIERS: 0.17% $500 - $10k | 0.22% $10k - $50k | 0.27% $50k - $100k | 0.32% $100k - $250k
0.32%*$100k*-18 Month CD
OTHER TIERS: 0.17% $500 - $10k | 0.22% $10k - $50k | 0.27% $50k - $100k
0.32%*$250k*-Business 12 Month CD
OTHER TIERS: 0.12% $500 - $10k | 0.17% $10k - $50k | 0.22% $50k - $100k | 0.27% $100k - $250k
0.27%*$100k*-12 Month CD
OTHER TIERS: 0.12% $500 - $10k | 0.17% $10k - $50k | 0.22% $50k - $100k
0.27%*$100k*-12 Month Achievers Club CD
OTHER TIERS: 0.12% $500 - $10k | 0.17% $10k - $50k | 0.22% $50k - $100k
0.26%*$250k*-Business 6 Month CD
OTHER TIERS: 0.06% $500 - $10k | 0.11% $10k - $50k | 0.16% $50k - $100k | 0.21% $100k - $250k
0.23%*$250k*-Business 3 Month CD
OTHER TIERS: 0.03% $500 - $10k | 0.08% $10k - $50k | 0.13% $50k - $100k | 0.18% $100k - $250k
0.21%*$100k*-6 Month CD
OTHER TIERS: 0.06% $500 - $10k | 0.11% $10k - $50k | 0.16% $50k - $100k
0.18%*$100k*-3 Month CD
OTHER TIERS: 0.03% $500 - $10k | 0.08% $10k - $50k | 0.13% $50k - $100k

Columbia Credit Union (WA) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%*$100k*-5 Year IRA
OTHER TIERS: 0.95% $500 - $10k | 1.00% $10k - $50k | 1.05% $50k - $100k
0.80%*$100k*-4 Year IRA
OTHER TIERS: 0.65% $500 - $10k | 0.70% $10k - $50k | 0.75% $50k - $100k
0.75%*$100k*-3 Year IRA
OTHER TIERS: 0.60% $500 - $10k | 0.65% $10k - $50k | 0.70% $50k - $100k
0.40%*$100k*-24 Month IRA
OTHER TIERS: 0.25% $500 - $10k | 0.30% $10k - $50k | 0.35% $50k - $100k
0.40%*$100k*-30 Month IRA
OTHER TIERS: 0.25% $500 - $10k | 0.30% $10k - $50k | 0.35% $50k - $100k
0.32%*$100k*-18 Month IRA
OTHER TIERS: 0.17% $500 - $10k | 0.22% $10k - $50k | 0.27% $50k - $100k
0.27%*$100k*-12 Month IRA
OTHER TIERS: 0.12% $500 - $10k | 0.17% $10k - $50k | 0.22% $50k - $100k
0.27%*$100k*-12 Month Achievers Club IRA
OTHER TIERS: 0.12% $100 - $10k | 0.17% $10k - $50k | 0.22% $50k - $100k
0.21%*$100k*-6 Month IRA
OTHER TIERS: 0.06% $500 - $10k | 0.11% $10k - $50k | 0.16% $50k - $100k
0.18%*$100k*-3 Month IRA
OTHER TIERS: 0.03% $500 - $10k | 0.08% $10k - $50k | 0.13% $50k - $100k
Locations


Columbia Credit Union (WA) Locations
Branch Office3003 NE 62nd Ave 62nd Ave & Fourth PlainVancouver, WA 98661-7217
Branch Office401 NW 12th AveBattle Ground, WA 98604-9105
Branch Office109 S 65th Ave Ste 102Ridgefield, WA 98642
Branch Office3501 SE 192nd Ave 192nd Ave and 34th StreetVancouver, WA 98683
Branch Office271 C StWashougal, WA 98671-2146
Branch Office200 NE Park Plaza DrVancouver, WA 98684
Branch Office210 SE 131st AveVancouver, WA 98683
Branch Office108 Grand BlvdVancouver, WA 98661
Branch Office703 Broadway St Ste 100Vancouver, WA 98660
Branch Office11505 NE Fourth Plain Blvd Ste A SR500 and NE 4th PlainVancouver, WA 98662-6312