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Columbia Credit Union (WA)


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.columbiacu.org
360-891-4000
200 SE Park Plaza Drive
Vancouver, WA 98684

Columbia Credit Union (WA) is headquartered in Vancouver and is the 9th largest credit union in the state of Washington. It is also the 202nd largest credit union in the nation. It was established in 1952 and as of March of 2025, it had grown to 303 employees and 119,247 members at 13 locations. Columbia Credit Union (WA)'s money market rates are 9X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Columbia Credit Union is open to those who live or work in the state of Washington or in the Oregon counties of Clackamas, Marion, Multnomah or Washington. Family members of membership-eligible individuals also qualify for membership.
See current membership details

Reviews (2)

COLUMBIA CU RATES MISTAKEN ON THIS WEBSITE

Posted by: |

I called columbia credit union. their cd rates are nowhere near what they seem to be on this website. The website must have old data for them.

2

Confused Policy, Technologically Backwards

Posted by: |

Made an account just to review this bank in the hopes of helping others avoid the hassles of dealing with them. In short form:

-They change the policy with every phone call. Over the course of the COVID-19 pandemic, I have called them multiple times to check on their policies on wire transfers, and every conversation results in a new or altered policy. They may require something this time that they didn't last time (e.g., you can request to transfer your money out only on the day of the maturity date).

-Their processes are well behind the times. For example, their website has no way for one to send a secure message within the site. Instead, they will communicate only on the phone, meaning that one has to spend a considerable amount of time waiting on the phone (wait times can be over 1 hour!) to ask a simple questions.

-Their fees are much higher than for other banks. I recommend that anyone considering their products thoroughly look over each and every fee that they can (and therefore will) levy at every possible opportunity.

-Their customer service is overall awful. Long wait times on hold, poor coordination within their various teams on policies, poor adoption of technology to triage customer communications, and so forth.

To save from the frustration of dealing with this bank (and the accompanying waste of time and energy), I would take up to a 0.5% interest rate hit on a 6-figure deposit and do my business elsewhere.

Hope this review helps at least one other person in the future avoid doing business with these people.

Hope this helps

5


Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #68186
Year Chartered1952
Employees303
Primary Regulator
Profit Margin
Return on Assets - YTD1.05%
Return on Equity - YTD9.19%
Annual Interest Income$30.6MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$2.47B$2.43B
LoansQ1 2025vs Q1 2024$2B$1.9B
DepositsQ1 2025vs Q1 2024$2.16B$2.1B
Equity CapitalQ1 2025vs Q1 2024$281.6MM$250.5MM
Loan Loss AllowanceQ1 2025vs Q1 2024$24.4MM$21.4MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$15.2MM$7.1MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Columbia Credit Union (WA) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$0-Savings Account
0.10%$0-Achievers Club Savings
0.10%$0-Holiday Club Savings
0.10%$0-Business Regular Savings

Columbia Credit Union (WA) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.75%*$2.5m*-Premium Money Market
OTHER TIERS: 1.00% → $100k - $250k | 1.25% → $250k - $500k | 1.50% → $500k - $1m | 3.25% → $1m - $2.5m
3.75%*$2.5m*-Business Premium Money Market
OTHER TIERS: 1.00% → $100k - $250k | 1.25% → $250k - $500k | 1.50% → $500k - $1m | 3.25% → $1m - $2.5m
1.10%*$100k*-Money Market Account w/ Bonus Dividend Plan
OTHER TIERS: 0.33% → $0 - $5k | 0.55% → $5k - $10k | 0.60% → $10k - $25k | 0.75% → $25k - $50k | 0.95% → $50k - $100k
1.00%*$100k*-Personal Money Market Account
OTHER TIERS: 0.30% → $0 - $5k | 0.45% → $5k - $10k | 0.50% → $10k - $25k | 0.65% → $25k - $50k | 0.85% → $50k - $100k
1.00%*$500k*-Business Money Market Account
OTHER TIERS: 0.30% → $0 - $10k | 0.45% → $10k - $25k | 0.50% → $25k - $50k | 0.65% → $50k - $100k | 0.85% → $100k - $500k

Columbia Credit Union (WA) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.50%*$0$25kIncome Checking
OTHER TIERS: 0.05% → $25k+
3.40%$0-IOLTA Checking
0.20%*$250k*-High Yield Business Checking
OTHER TIERS: 0.05% → $25k - $50k | 0.10% → $50k - $100k | 0.15% → $100k - $250k
0.03%$0-Business Plus Checking

Columbia Credit Union (WA) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%*$250k*-Business 12 Month CD
OTHER TIERS: 3.70% → $500 - $10k | 3.75% → $10k - $50k | 3.85% → $50k - $100k | 4.05% → $100k - $250k
4.00%*$250k*-Business 6 Month CD
OTHER TIERS: 3.45% → $500 - $10k | 3.50% → $10k - $50k | 3.60% → $50k - $100k | 3.80% → $100k - $250k
3.80%*$100k*-6 Month CD
OTHER TIERS: 3.45% → $500 - $10k | 3.50% → $10k - $50k | 3.60% → $50k - $100k
3.50%*$250k*-Business 18 Month CD
OTHER TIERS: 2.95% → $500 - $10k | 3.00% → $10k - $50k | 3.10% → $50k - $100k | 3.30% → $100k - $250k
3.50%*$250k*-Business 24 Month CD
OTHER TIERS: 2.95% → $500 - $10k | 3.00% → $10k - $50k | 3.10% → $50k - $100k | 3.30% → $100k - $250k
3.30%*$100k*-12 Month CD
OTHER TIERS: 2.95% → $500 - $10k | 3.00% → $10k - $50k | 3.10% → $50k - $100k
3.30%*$100k*-12 Month Achievers Club CD
OTHER TIERS: 2.95% → $100 - $10k | 3.00% → $10k - $50k | 3.10% → $50k - $100k
3.05%*$100k*-18 Month CD
OTHER TIERS: 2.70% → $500 - $10k | 2.75% → $10k - $50k | 2.85% → $50k - $100k
3.05%*$100k*-24 Month CD
OTHER TIERS: 2.70% → $500 - $10k | 2.75% → $10k - $50k | 2.85% → $50k - $100k
3.00%*$250k*-Business 30 Month CD
OTHER TIERS: 2.45% → $500 - $10k | 2.50% → $10k - $50k | 2.60% → $50k - $100k | 2.80% → $100k - $250k
3.00%*$250k*-Business 3 Year CD
OTHER TIERS: 2.45% → $500 - $10k | 2.50% → $10k - $50k | 2.60% → $50k - $100k | 2.80% → $100k - $250k
3.00%*$250k*-Business 4 Year CD
OTHER TIERS: 2.45% → $500 - $10k | 2.50% → $10k - $50k | 2.60% → $50k - $100k | 2.80% → $100k - $250k
3.00%*$250k*-Business 5 Year CD
OTHER TIERS: 2.45% → $500 - $10k | 2.50% → $10k - $50k | 2.60% → $50k - $100k | 2.80% → $100k - $250k
2.80%*$100k*-30 Month CD
OTHER TIERS: 2.45% → $500 - $10k | 2.50% → $10k - $50k | 2.60% → $50k - $100k
2.80%*$100k*-3 Year CD
OTHER TIERS: 2.45% → $500 - $10k | 2.50% → $10k - $50k | 2.60% → $50k - $100k
2.80%*$100k*-4 Year CD
OTHER TIERS: 2.45% → $500 - $10k | 2.50% → $10k - $50k | 2.60% → $50k - $100k
2.80%*$100k*-5 Year CD
OTHER TIERS: 2.45% → $500 - $10k | 2.50% → $10k - $50k | 2.60% → $50k - $100k
1.75%*$250k*-Business 3 Month CD
OTHER TIERS: 1.20% → $500 - $10k | 1.25% → $10k - $50k | 1.35% → $50k - $100k | 1.55% → $100k - $250k
1.55%*$100k*-3 Month CD
OTHER TIERS: 1.20% → $500 - $10k | 1.25% → $10k - $50k | 1.35% → $50k - $100k

Columbia Credit Union (WA) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.80%*$100k*-6 Month IRA
OTHER TIERS: 3.45% → $500 - $10k | 3.50% → $10k - $50k | 3.60% → $50k - $100k
3.30%*$100k*-12 Month IRA
OTHER TIERS: 2.95% → $500 - $10k | 3.00% → $10k - $50k | 3.10% → $50k - $100k
3.30%*$100k*-12 Month Achievers Club IRA
OTHER TIERS: 2.95% → $100 - $10k | 3.00% → $10k - $50k | 3.10% → $50k - $100k
3.05%*$100k*-18 Month IRA
OTHER TIERS: 2.70% → $500 - $10k | 2.75% → $10k - $50k | 2.85% → $50k - $100k
3.05%*$100k*-24 Month IRA
OTHER TIERS: 2.70% → $500 - $10k | 2.75% → $10k - $50k | 2.85% → $50k - $100k
2.80%*$100k*-30 Month IRA
OTHER TIERS: 2.45% → $500 - $10k | 2.50% → $10k - $50k | 2.60% → $50k - $100k
2.80%*$100k*-3 Year IRA
OTHER TIERS: 2.45% → $500 - $10k | 2.50% → $10k - $50k | 2.60% → $50k - $100k
2.80%*$100k*-4 Year IRA
OTHER TIERS: 2.45% → $500 - $10k | 2.50% → $10k - $50k | 2.60% → $50k - $100k
2.80%*$100k*-5 Year IRA
OTHER TIERS: 2.45% → $500 - $10k | 2.50% → $10k - $50k | 2.60% → $50k - $100k
1.55%*$100k*-3 Month IRA
OTHER TIERS: 1.20% → $500 - $10k | 1.25% → $10k - $50k | 1.35% → $50k - $100k
0.45%*$50k*-IRA Savings
OTHER TIERS: 0.25% → $0 - $5k | 0.30% → $5k - $25k | 0.40% → $25k - $50k
Locations

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