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Columbia Credit Union (WA)

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.10%5-year CD5 Year CD
1.85% - Synchrony Bank 60 Month CDAdvertisement
0.27%1-year CD12 Month CD
1.05% - Ally Bank High Yield 12-Month CDAdvertisement
0.03%SavingsSavings Account
1.00% - Ally Bank Online Savings AccountAdvertisement
View all Columbia Credit Union (WA) rates »

Overview / Commentary
www.columbiacu.org
360-891-4000
200 SE Park Plaza Drive
Vancouver, WA 98684

Columbia Credit Union (WA) is headquartered in Vancouver and is the 9th largest credit union in the state of Washington. It is also the 219th largest credit union in the nation. It was established in 1952 and as of June of 2016, it had grown to 293 employees and 82,459 members at 11 locations. Columbia Credit Union (WA) has an A+ health rating.

Field of Membership Restrictions

Columbia Credit Union membership is open to individuals and businesses in Washington State and in the Oregon community of Clackamas, Marion, Multnomah, and Washington Counties (and to the family of eligible individuals), so eligibility is quite open.
See current membership details

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Reviews (3)

Overall Great Experiance

Posted by: bubba | Jul 3, 2014

I switched to Columbia Credit Union from a mainstream bank several years ago and have been very happy with it. The service is great, and I never have to wait long to talk to anyone, and I never pay any fees for my accounts. Their website has greatly improved recently and so has they're mobile app. Sometimes I have issues linking my account to some e-commerce sites like PayPal and Amazon, but I've always been able to get that resolved by contacting that services customer service. Plus, it feels good to keep my money in the local economy.

2

Not What They Say They Are

Posted by: PeacekeepingJoe | Feb 25, 2015

Columbia Credit Union claims to be local but they send much of the work (read:jobs) to other places like NewJersey and South Carolina.
We looked for a local-oriented credit union that would add value to our Southwest Washington area. While this credit union may have some employees and events that are engaged locally they still choose to contract with out-of-state entities to do the day-to-day work of being a credit union.
When we asked why we got a letter from NJ about some part of a new mortgage we opened with them - Columbia Credit union stated that the regulatory compliance aspects of mortgage lending are complex and they sought the service of the NJ contractor to "make sure" all was done right with mortgages.
There are two things *wrong* with that attitude. The first is that almost all banking is complex and Columbia abdicates any attempt to be good at complexity. And second, their action of moving that part of their operations to another state insults the ability and integrity of our local workforce. Do they truly believe that no one in Washington State can do the job that Columbia sent to NJ? Why export jobs?
We are sorely disappointed with the service we have gotten from this credit union in another area of their 'service' offered. They advertise mobile banking products aand we were happy to have the convenience of those mobile apps but the app suddenly stopped working. After repeated tries to ensure that we had changed nothing about operating systems or app versions that would cause their app to stop working we called for help. After repeated transfers to customer reps and an excruciating hold time - we went to the local branch:::: WHILE we were on hold. We managed to get in line and get seated with a live cust/rep at the branch only to be given conflicting answers AT THE SAME TIME. (I am not kidding!)
Now - for whatever reason we cannot use the mobile app at all. It *was* convenient when it worked but apparently now we cannot use it all. meh.
So we are looking for a LOCAL credit union that honors Washington by employing local people. With luck we will find one that does not say one thing and do another.
With luck.....

1

Flat Out Garbage.

Posted by: Ryan McDermott | Aug 17, 2016

This bank treats honest people and veterans like dirt. Its a cash farm and nothing more the outsource everything and their customer service is on level with a poorly staffed walmart. Go anywhere else.

1


Health
A+

Data as of Q2 2016

Learn more about bank health

Health Grade Components

Overall
NCUA #68186
Year Chartered1952
Employees293
Primary Regulator
Profit Margin
Return on Assets - YTD0.86%
Return on Equity - YTD7.15%
Annual Interest Income$19.6MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$1.17B$1.06B
LoansQ2 2016vs Q2 2015$879.1MM$776.4MM
DepositsQ2 2016vs Q2 2015$1.01B$921.2MM
Equity CapitalQ2 2016vs Q2 2015$139.8MM$126.8MM
Loan Loss AllowanceQ2 2016vs Q2 2015$6.4MM$8.1MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$3.0MM$4.4MM
Real Estate OwnedQ2 2016vs Q2 2015$297.00K$1.4MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Columbia Credit Union (WA) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$50k*-IRA Savings
OTHER TIERS: 0.03% → Up to $5k | 0.10% → $5k - $25k | 0.15% → $25k - $50k
0.20%*$50k*-Roth IRA Savings
OTHER TIERS: 0.03% → Up to $5k | 0.10% → $5k - $25k | 0.15% → $25k - $50k
0.20%*$50k*-CESA Savings
OTHER TIERS: 0.03% → Up to $5k | 0.10% → $5k - $25k | 0.15% → $25k - $50k
0.03%$100-Savings Account
0.03%--Achievers Club Savings
0.03%$50-Holiday Club Savings
0.03%--Business Regular Savings

Columbia Credit Union (WA) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.23%*$100k*-Money Market Account w/ Bonus Dividend Plan
OTHER TIERS: 0.03% → Up to $10k | 0.07% → $10k - $25k | 0.13% → $25k - $50k | 0.19% → $50k - $100k
0.20%*$500k*-Business Money Market Account
OTHER TIERS: 0.03% → Up to $10k | 0.06% → $10k - $25k | 0.10% → $25k - $50k | 0.15% → $50k - $100k | 0.18% → $100k - $500k
0.18%*$100k*-Personal Money Market Account
OTHER TIERS: 0.03% → Up to $10k | 0.06% → $10k - $25k | 0.10% → $25k - $50k | 0.15% → $50k - $100k

Columbia Credit Union (WA) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$250k*-High Yield Business Checking
OTHER TIERS: 0.10% → $25k - $50k | 0.15% → $50k - $100k | 0.18% → $100k - $250k
0.03%--Income Checking
0.03%--Plus Business Checking

Columbia Credit Union (WA) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.15%*$250k*-Business 5 Year CD
OTHER TIERS: 0.95% → $500 - $10k | 1.00% → $10k - $50k | 1.05% → $50k - $100k | 1.10% → $100k - $250k
1.10%*$100k*-5 Year CD
OTHER TIERS: 0.95% → $500 - $10k | 1.00% → $10k - $50k | 1.05% → $50k - $100k
0.85%*$250k*-Business 4 Year CD
OTHER TIERS: 0.65% → $500 - $10k | 0.70% → $10k - $50k | 0.75% → $50k - $100k | 0.80% → $100k - $250k
0.80%*$100k*-4 Year CD
OTHER TIERS: 0.65% → $500 - $10k | 0.70% → $10k - $50k | 0.75% → $50k - $100k
0.80%*$250k*-Business 3 Year CD
OTHER TIERS: 0.60% → $500 - $10k | 0.65% → $10k - $50k | 0.70% → $50k - $100k | 0.75% → $100k - $250k
0.75%*$100k*-3 Year CD
OTHER TIERS: 0.60% → $500 - $10k | 0.65% → $10k - $50k | 0.70% → $50k - $100k
0.45%*$250k*-Business 24 Month CD
OTHER TIERS: 0.25% → $500 - $10k | 0.30% → $10k - $50k | 0.35% → $50k - $100k | 0.40% → $100k - $250k
0.45%*$250k*-Business 30 Month CD
OTHER TIERS: 0.25% → $500 - $10k | 0.30% → $10k - $50k | 0.35% → $50k - $100k | 0.40% → $100k - $250k
0.40%*$100k*-24 Month CD
OTHER TIERS: 0.25% → $500 - $10k | 0.30% → $10k - $50k | 0.35% → $50k - $100k
0.40%*$100k*-30 Month CD
OTHER TIERS: 0.25% → $500 - $10k | 0.30% → $10k - $50k | 0.35% → $50k - $100k
0.37%*$250k*-Business 18 Month CD
OTHER TIERS: 0.17% → $500 - $10k | 0.22% → $10k - $50k | 0.27% → $50k - $100k | 0.32% → $100k - $250k
0.32%*$100k*-18 Month CD
OTHER TIERS: 0.17% → $500 - $10k | 0.22% → $10k - $50k | 0.27% → $50k - $100k
0.32%*$250k*-Business 12 Month CD
OTHER TIERS: 0.12% → $500 - $10k | 0.17% → $10k - $50k | 0.22% → $50k - $100k | 0.27% → $100k - $250k
0.27%*$100k*-12 Month CD
OTHER TIERS: 0.12% → $500 - $10k | 0.17% → $10k - $50k | 0.22% → $50k - $100k
0.27%*$100k*-12 Month Achievers Club CD
OTHER TIERS: 0.12% → $500 - $10k | 0.17% → $10k - $50k | 0.22% → $50k - $100k
0.26%*$250k*-Business 6 Month CD
OTHER TIERS: 0.06% → $500 - $10k | 0.11% → $10k - $50k | 0.16% → $50k - $100k | 0.21% → $100k - $250k
0.23%*$250k*-Business 3 Month CD
OTHER TIERS: 0.03% → $500 - $10k | 0.08% → $10k - $50k | 0.13% → $50k - $100k | 0.18% → $100k - $250k
0.21%*$100k*-6 Month CD
OTHER TIERS: 0.06% → $500 - $10k | 0.11% → $10k - $50k | 0.16% → $50k - $100k
0.18%*$100k*-3 Month CD
OTHER TIERS: 0.03% → $500 - $10k | 0.08% → $10k - $50k | 0.13% → $50k - $100k

Columbia Credit Union (WA) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%*$100k*-5 Year IRA
OTHER TIERS: 0.95% → $500 - $10k | 1.00% → $10k - $50k | 1.05% → $50k - $100k
0.80%*$100k*-4 Year IRA
OTHER TIERS: 0.65% → $500 - $10k | 0.70% → $10k - $50k | 0.75% → $50k - $100k
0.75%*$100k*-3 Year IRA
OTHER TIERS: 0.60% → $500 - $10k | 0.65% → $10k - $50k | 0.70% → $50k - $100k
0.40%*$100k*-24 Month IRA
OTHER TIERS: 0.25% → $500 - $10k | 0.30% → $10k - $50k | 0.35% → $50k - $100k
0.40%*$100k*-30 Month IRA
OTHER TIERS: 0.25% → $500 - $10k | 0.30% → $10k - $50k | 0.35% → $50k - $100k
0.32%*$100k*-18 Month IRA
OTHER TIERS: 0.17% → $500 - $10k | 0.22% → $10k - $50k | 0.27% → $50k - $100k
0.27%*$100k*-12 Month IRA
OTHER TIERS: 0.12% → $500 - $10k | 0.17% → $10k - $50k | 0.22% → $50k - $100k
0.27%*$100k*-12 Month Achievers Club IRA
OTHER TIERS: 0.12% → $100 - $10k | 0.17% → $10k - $50k | 0.22% → $50k - $100k
0.21%*$100k*-6 Month IRA
OTHER TIERS: 0.06% → $500 - $10k | 0.11% → $10k - $50k | 0.16% → $50k - $100k
0.18%*$100k*-3 Month IRA
OTHER TIERS: 0.03% → $500 - $10k | 0.08% → $10k - $50k | 0.13% → $50k - $100k
Locations

Columbia Credit Union (WA) has 11 locations. Click to view all Columbia Credit Union (WA) locations.