Columbia Post Office Credit Union
Overview / Commentary
Columbia Post Office Credit Union is headquartered in Columbia and is the 36th largest credit union in the state of South Carolina. It is also the 2,966th largest credit union in the nation. It was established in 1927 and as of March of 2025, it had grown to 1,249 members at 2 locations. Columbia Post Office Credit Union has a B health rating.
Field of Membership Restrictions
Membership in Columbia Post Office Credit Union is open to current and retired postal employees and their family members.
See current membership details
Health
B
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Columbia Post Office Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 61065 |
| Year Chartered | 1927 |
| Employees | 0 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.38% |
| Return on Equity - YTD | 1.87% |
| Annual Interest Income | $195K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $27.8MM$29.9MM |
| Loans | Q1 2025vs Q1 2024 | $4.5MM$4.7MM |
| Deposits | Q1 2025vs Q1 2024 | $22MM$24.2MM |
| Equity Capital | Q1 2025vs Q1 2024 | $5.8MM$5.7MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $94K$70K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $58K$36K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |