Combined Federal Credit Union

Overview / Commentary
Hot Springs, AR 71913

Combined Federal Credit Union is headquartered in HOT SPRINGS and is the 34th largest credit union in the state of Arkansas. It is also the 3,792nd largest credit union in the nation. It was established in 1967 and as of March of 2024, it had grown to 5 employees and 1,955 members at 1 location. Combined Federal Credit Union's CD rates are 3X the national average, but it has a C health rating.

Field of Membership Restrictions

Membership in Combined Federal Credit Union is open to employees and retirees of Advance Care Hospital, City of Hot Springs, Fountain Lake Health and Rehab, Hot Springs Medical Group, Nazarene Missionary Baptist Church and over 25 local Select Employer Groups.
See current membership details


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Combined Federal Credit Union has a very low asset base.

Health Grade Components

NCUA #18474
Year Chartered1967
Primary Regulator
Profit Margin
Return on Assets - YTD0.91%
Return on Equity - YTD7.98%
Annual Interest Income$140K
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$9.2MM$9.3MM
LoansQ1 2024vs Q1 2023$8.1MM$7.3MM
DepositsQ1 2024vs Q1 2023$8.1MM$8.3MM
Equity CapitalQ1 2024vs Q1 2023$1.1MM$1MM
Loan Loss AllowanceQ1 2024vs Q1 2023$67K$41K
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$216K$194K
Real Estate OwnedQ1 2024vs Q1 2023$0$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Combined Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Combined Federal Credit Union Savings Account Rates

0.60%*$50k*-Regular Savings Account
OTHER TIERS: 0.25% $100 - $10k | 0.40% $10k - $25k | 0.50% $25k - $50k
0.25%$0-Christmas Club Account
0.25%$0-Vacation Club Account

Combined Federal Credit Union Checking Account Rates

0.08%$300-Share Draft Account

Combined Federal Credit Union CD Rates

5.25%$2k-6 Month CD Special- New Money
2.75%*$10k*-60 Month CD
OTHER TIERS: 2.65% $500 - $10k
2.63%*$10k*-24 Month CD
OTHER TIERS: 2.53% $500 - $10k
2.61%*$10k*-12 Month CD
OTHER TIERS: 2.51% $500 - $10k
2.50%*$10k*-36 Month CD
OTHER TIERS: 2.40% $500 - $10k
1.75%*$10k*-6 Month CD
OTHER TIERS: 1.65% $500 - $10k
0.95%*$10k*-3 Month CD
OTHER TIERS: 0.85% $500 - $10k

Combined Federal Credit Union Locations
Branch Office203 NASH STHOT SPRINGS, AR 71913

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.