Commercial State Bank (SD)

Overview / Commentary
204 S. Main Ave
Wagner, SD 57380-0220

Commercial State Bank (SD) is headquartered in Wagner and is the 30th largest bank in the state of South Dakota. It is also the 2,798th largest bank in the nation. It was established in 1902 and as of March of 2022, it had grown to 25 employees at 1 location. Commercial State Bank (SD)'s money market rates are 25% higher than the national average, and it has a B health rating.


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Health Grade Components

FDIC Certificate #9932
Year Established1902
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.31%
Return on Equity - YTD13.37%
Annual Interest Income$2.1MM
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$247.2MM$212.7MM
LoansQ1 2022vs Q1 2021$131.8MM$134.2MM
DepositsQ1 2022vs Q1 2021$224.1MM$189.0MM
Equity CapitalQ1 2022vs Q1 2021$22.8MM$23.0MM
Loan Loss AllowanceQ1 2022vs Q1 2021$2.4MM$2.3MM
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$4.3MM$3.0MM
Real Estate OwnedQ1 2022vs Q1 2021$0$0
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Always verify rates and promotions with the bank or credit union. We are not Commercial State Bank (SD); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Commercial State Bank (SD) Savings Account Rates

0.55%$1-Savings Account

Commercial State Bank (SD) Money Market Rates


Commercial State Bank (SD) Checking Account Rates

0.25%*$100k*-Image Plus Checking
OTHER TIERS: 0.05% Up to $10k | 0.10% $10k - $25k | 0.20% $25k - $100k
0.25%*$100k*-Commercial Image Plus Checking
OTHER TIERS: 0.05% Up to $10k | 0.10% $10k - $25k | 0.20% $25k - $100k

Commercial State Bank (SD) CD Rates

1.00%$500-48 Month CD - Quarterly
1.00%$500-48 Month CD - Semi-Annually
1.00%$1-60 Month Pre-Paid Funeral Agreement
0.95%$500-30 Month CD - Quarterly
0.95%$500-30 Month CD - Semi-Annually
0.95%$500-36 Month CD - Quarterly
0.95%$500-36 Month CD - Semi-Annually
0.90%$500-24 Month CD - Quarterly
0.90%$500-24 Month CD - Semi-Annually
0.80%$500-18 Month CD - Quarterly
0.80%$500-18 Month CD - Semi-Annually
0.75%$500-12 Month CD - Quarterly
0.75%$500-12 Month CD - Semi-Annually
0.75%$500-12 Month CD - Annually
0.65%$500-182 Day CD
0.60%$500-91 Day CD
0.50%$1-12 Month Pre-Paid Funeral Agreement

Commercial State Bank (SD) IRA Rates

0.90%$500-48 Month Fixed Rate IRA
0.75%$500-18 Month Fixed Rate IRA
0.75%$10-18 Month Variable IRA

Commercial State Bank (SD) Locations
Commercial State Bank, Of Wagner204 S. Main AveWagner, SD 57380

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