Commercial Bank & Trust Company (TN)

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.cbtcnet.com

731-642-3341

101 North Poplar St.
Paris, TN 38242

Commercial Bank & Trust Company (TN) is headquartered in PARIS and is the 27^th largest bank in the state of Tennessee. It is also the 955^th largest bank in the nation. It was established in 1877 and as of March of 2025, it had grown to 194 employees at 11 locations. Commercial Bank & Trust Company (TN) has an A health rating.

Reviews (1)

Write a Review

Do NOT Bank With Commercial Bank In Paris, TN

Posted by: anonymous89 | May 15, 2021

I would highly recommend NOT banking with this company, especially the one in Paris, TN. Not only are the staff entirely rude most times, an incident occurred recently that revealed their true colors. The representative withdrew money not from my bank account, but from a complete stranger's, and I had to give the money back, which is no problem. The problem arises with the harassment I received, as a Black man. I was called many times and asked about my "intentions" with the money, when I had assured them numerous times I would be at the bank at a specific time to drop the money off. But they threatened to get the police involved, and I'm not completely sure why, as I would never steal money from anyone. In addition, the modible application for the bank crashes a hundred times over, rendering it unable to show you your account balance at all. Do NOT bank with Commercial Bank, nor the one in Paris, TN in particular.

Comment

Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	8660
Year Established	1877
Employees	194
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.97%
Return on Equity - YTD	13.13%
Annual Interest Income	$12.3MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$1.09B$1.02B
Loans	Q1 2025vs Q1 2024	$574.6MM$538.5MM
Deposits	Q1 2025vs Q1 2024	$1B$931MM
Equity Capital	Q1 2025vs Q1 2024	$82.2MM$76.9MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$8.1MM$7.7MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$203K$220K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Commercial Bank & Trust Company (TN) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.60%^*	$0	$15k	Choice Checking
OTHER TIERS: 0.40% → $15k+

Locations

Commercial Bank & Trust Company (TN) Locations
Commercial Bank & Trust Co.	101 N Poplar St	Paris, TN 38242
Union City Main Branch	127 South First Street	Union City, TN 38261
Memphis Branch	2000 Union Avenue	Memphis, TN 38104
Commercial Bank & Trust Co. Branch	3093 North Highland Avenue	Jackson, TN 38305
Mendenhall Branch	510 S. Mendenhall	Memphis, TN 38137
Reelfoot Avenue Branch	709 East Reelfoot Avenue	Union City, TN 38261
Commercial Bank & Trust Co.	79a Stonebridge Boulevard	Jackson, TN 38305
East Wood Street Branch	914 East Wood Street	Paris, TN 38242
Mineral Wells Avenue Branch	Mineral Wells Avenue	Paris, TN 38242

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