Commercial Bank & Trust Company (TN) is headquartered in Paris and is the 23rd largest bank in the state of Tennessee. It is also the 900th largest bank in the nation. It was established in 1877 and as of March of 2022, it had grown to 197 employees at 11 locations. Commercial Bank & Trust Company (TN) has a B+ health rating.
Do NOT Bank With Commercial Bank In Paris, TN
I would highly recommend NOT banking with this company, especially the one in Paris, TN. Not only are the staff entirely rude most times, an incident occurred recently that revealed their true colors. The representative withdrew money not from my bank account, but from a complete stranger's, and I had to give the money back, which is no problem. The problem arises with the harassment I received, as a Black man. I was called many times and asked about my "intentions" with the money, when I had assured them numerous times I would be at the bank at a specific time to drop the money off. But they threatened to get the police involved, and I'm not completely sure why, as I would never steal money from anyone. In addition, the modible application for the bank crashes a hundred times over, rendering it unable to show you your account balance at all. Do NOT bank with Commercial Bank, nor the one in Paris, TN in particular.
Data as of Q1 2022
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 8660 |
| Year Established | 1877 |
| Employees | 197 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.23% |
| Return on Equity - YTD | 15.54% |
| Annual Interest Income | $7.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2022vs Q1 2021 | $1.11B$1.03B |
| Loans | Q1 2022vs Q1 2021 | $504.6MM$506.2MM |
| Deposits | Q1 2022vs Q1 2021 | $1.03B$921.5MM |
| Equity Capital | Q1 2022vs Q1 2021 | $74.4MM$99.7MM |
| Loan Loss Allowance | Q1 2022vs Q1 2021 | $8.4MM$7.4MM |
| Unbacked Noncurrent Loans | Q1 2022vs Q1 2021 | $3.2MM$3.8MM |
| Real Estate Owned | Q1 2022vs Q1 2021 | $0$0 |