Commercial Bank & Trust Company (TN)

Overview / Commentary
101 North Poplar St.
Paris, TN 38242

Commercial Bank & Trust Company (TN) is headquartered in PARIS and is the 27th largest bank in the state of Tennessee. It is also the 968th largest bank in the nation. It was established in 1877 and as of December of 2023, it had grown to 196 employees at 11 locations. Commercial Bank & Trust Company (TN) has a B+ health rating.

Reviews (1)

Do NOT Bank With Commercial Bank In Paris, TN

I would highly recommend NOT banking with this company, especially the one in Paris, TN. Not only are the staff entirely rude most times, an incident occurred recently that revealed their true colors. The representative withdrew money not from my bank account, but from a complete stranger's, and I had to give the money back, which is no problem. The problem arises with the harassment I received, as a Black man. I was called many times and asked about my "intentions" with the money, when I had assured them numerous times I would be at the bank at a specific time to drop the money off. But they threatened to get the police involved, and I'm not completely sure why, as I would never steal money from anyone. In addition, the modible application for the bank crashes a hundred times over, rendering it unable to show you your account balance at all. Do NOT bank with Commercial Bank, nor the one in Paris, TN in particular.


Health Grade Components

FDIC Certificate #8660
Year Established1877
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.31%
Return on Equity - YTD4.84%
Annual Interest Income$44.6MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$1.05B$1.06B
LoansQ4 2023vs Q4 2022$536.7MM$509.5MM
DepositsQ4 2023vs Q4 2022$967.8MM$999.6MM
Equity CapitalQ4 2023vs Q4 2022$76.5MM$55.5MM
Loan Loss AllowanceQ4 2023vs Q4 2022$7.7MM$8.4MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$157K$344K
Real Estate OwnedQ4 2023vs Q4 2022$0$0
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Commercial Bank & Trust Company (TN) Checking Account Rates

1.60%-$15kChoice Checking

Commercial Bank & Trust Company (TN) Locations
Commercial Bank & Trust Co.101 N Poplar StParis, TN 38242
Union City Main Branch127 South First StreetUnion City, TN 38261
Memphis Branch2000 Union AvenueMemphis, TN 38104
Commercial Bank & Trust Co. Branch3093 North Highland AvenueJackson, TN 38305
Mendenhall Branch510 S. MendenhallMemphis, TN 38137
Reelfoot Avenue Branch709 East Reelfoot AvenueUnion City, TN 38261
Commercial Bank & Trust Co.79a Stonebridge BoulevardJackson, TN 38305
East Wood Street Branch914 East Wood StreetParis, TN 38242
Mineral Wells Avenue BranchMineral Wells AvenueParis, TN 38242

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