Common Cents Credit Union

Overview / Commentary
8109 Smith Rd
Beaumont, TX 77705-6108

Common Cents Credit Union is headquartered in Beaumont and is the 218th largest credit union in the state of Texas. It is also the 2,806th largest credit union in the nation. It was established in 1963 and as of June of 2019, it had grown to 16 employees and 3,134 members at 3 locations. Common Cents Credit Union's CD rates are 68% higher than the national average, and it has a B health rating.

Reviews (2)

A "Small" Local Credit Union

Posted by: KeithJ | Feb 5, 2018

I've been a member for a few months now and primarily joined to utilize their 3% Interest Kasasa Acct. I was nervous about joining such a small credit union but the extremely high interest rate was the best in the area. So far - it has worked out well and with no surprises. Will update this review if anything changes.

Not A Quality Kasasa Bank

Posted by: ajwd77 | May 26, 2014

I applied to open an account to find out they hadn't posted all of the requirements on their website and yet they collected all of my personal and transfer banking information. I would not do business with this bank, because they had zero responsibility acceptance when they waited a week to respond to my request for an account.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Common Cents Credit Union has a low asset base.

Health Grade Components

NCUA #15788
Year Chartered1963
Primary Regulator
Profit Margin
Return on Assets - YTD0.9%
Return on Equity - YTD6.76%
Annual Interest Income$1.1MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$32.2MM$31.3MM
LoansQ2 2019vs Q2 2018$25.5MM$22.3MM
DepositsQ2 2019vs Q2 2018$26.6MM$26.9MM
Equity CapitalQ2 2019vs Q2 2018$4.3MM$4.0MM
Loan Loss AllowanceQ2 2019vs Q2 2018$166.00K$220.00K
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$436.00K$464.00K
Real Estate OwnedQ2 2019vs Q2 2018$0$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Common Cents Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Common Cents Credit Union Savings Account Rates

1.00%*-$25kKasasa Saver
OTHER TIERS: 0.20% $25k+

Common Cents Credit Union Checking Account Rates

3.00%-$25kKasasa Cash
0.05%--Share Draft Checking

Common Cents Credit Union CD Rates

2.02%--30 Month CD
1.51%--12 Month CD
1.01%--6 Month CD

Common Cents Credit Union IRA Rates

2.02%--24 Month IRA
1.77%--18 Month IRA

Common Cents Credit Union Locations
Branch Office120 E LeBlanc StWinnie, TX 77665-7448
Branch Office8109 Smith RdBeaumont, TX 77705-6108
Branch Office595 Interstate 10 NBeaumont, TX 77706

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.