Featured Savings Rates
Featured Accounts

Common Cents Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.35%Reward CheckingKasasa Giving
1.00%Reward SavingsKasasa Saver
0.90%1-year CD12 Month CD

Overview / Commentary
409-842-5233
8109 Smith Rd
Beaumont, TX 77705-6108

Common Cents Credit Union is headquartered in Beaumont and is the 239th largest credit union in the state of Texas. It is also the 3,136th largest credit union in the nation. It was established in 1963 and as of September of 2016, it had grown to 14 employees and 2,891 members at 2 locations. Common Cents Credit Union has a B health rating.

Reviews (1)

Not A Quality Kasasa Bank

Posted by: ajwd77 | May 26, 2014

I applied to open an account to find out they hadn't posted all of the requirements on their website and yet they collected all of my personal and transfer banking information. I would not do business with this bank, because they had zero responsibility acceptance when they waited a week to respond to my request for an account.



Health
B
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Common Cents Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #15788
Year Chartered1963
Employees14
Primary Regulator
Profit Margin
Return on Assets - YTD-0.21%
Return on Equity - YTD-1.42%
Annual Interest Income$1.1MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$25.6MM$24.5MM
LoansQ3 2016vs Q3 2015$20.6MM$17.8MM
DepositsQ3 2016vs Q3 2015$21.7MM$20.5MM
Equity CapitalQ3 2016vs Q3 2015$3.7MM$3.8MM
Loan Loss AllowanceQ3 2016vs Q3 2015$206.00K$58.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$363.00K$397.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Common Cents Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*-$25kKasasa Saver
OTHER TIERS: 0.20% $25k+
0.35%--IRA
0.35%--Roth IRA

Common Cents Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*-$25kKasasa Cash
OTHER TIERS: 0.20% $25k+
0.35%*-$10kKasasa Giving
OTHER TIERS: 0.25% $10k+
0.05%--Share Draft Checking

Common Cents Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.21%--30 Month CD
0.90%--12 Month CD
0.60%--6 Month CD

Common Cents Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.16%--24 Month IRA
0.90%--18 Month IRA
Locations


Common Cents Credit Union Locations
Branch Office120 E LeBlanc StWinnie, TX 77665-7448
Branch Office8109 Smith RdBeaumont, TX 77705-6108