Common Cents Credit Union is headquartered in Beaumont and is the 225th largest credit union in the state of Texas. It is also the 2,930th largest credit union in the nation. It was established in 1963 and as of September of 2022, it had grown to 16 employees and 3,453 members at 3 locations. Common Cents Credit Union has a B+ health rating.
Membership in Common Cents Credit Union is open to individuals who live, work, worship, or attend school in Jefferson or Chambers County, Texas. Immediate family members of a current Common Cents Credit Union member are also eligible to join.
See current membership details
I've been a member for a few months now and primarily joined to utilize their 3% Interest Kasasa Acct. I was nervous about joining such a small credit union but the extremely high interest rate was the best in the area. So far - it has worked out well and with no surprises. Will update this review if anything changes.
I applied to open an account to find out they hadn't posted all of the requirements on their website and yet they collected all of my personal and transfer banking information. I would not do business with this bank, because they had zero responsibility acceptance when they waited a week to respond to my request for an account.
|Return on Assets - YTD||1.09%|
|Return on Equity - YTD||8.07%|
|Annual Interest Income||$1.3MM|
|Assets and Liabilities|
|Assets||Q3 2022vs Q3 2021||$33.5MM$34.1MM|
|Loans||Q3 2022vs Q3 2021||$22.7MM$21.7MM|
|Deposits||Q3 2022vs Q3 2021||$28.7MM$29.5MM|
|Equity Capital||Q3 2022vs Q3 2021||$4.6MM$4.2MM|
|Loan Loss Allowance||Q3 2022vs Q3 2021||$403.00K$626.00K|
|Unbacked Noncurrent Loans||Q3 2022vs Q3 2021||$251.00K$279.00K|
|Real Estate Owned||Q3 2022vs Q3 2021||$0$0|
Rates for Common Cents Credit Union are currently being reviewed.
|Common Cents Credit Union Locations|
|Branch Office||120 E LeBlanc St||Winnie, TX 77665-7448|
|Branch Office||8109 Smith Rd||Beaumont, TX 77705-6108|
|Branch Office||595 Interstate 10 N||Beaumont, TX 77706|