Commonwealth Central Credit Union is headquartered in San Jose and is the 79th largest credit union in the state of California. It is also the 565th largest credit union in the nation. It was established in 1958 and as of September of 2020, it had grown to 108 employees and 39,927 members at 6 locations. Commonwealth Central Credit Union has an A health rating.
A CommonWealth Central Credit Union membership is available to; (1) anyone who lives or works in Santa Clara County, (2) relatives or household occupants of current credit union members, (3) employees of any participating company of CommonWealth.
See current membership details
with their revamped website and killer rates, all I have to say about Commonwealth credit union is positive. I feel that I benefit greatly by dealing with a small CU as opposed to a huge national bank. B of A... so the enemy. I've been with this bank since I was literally born, and what I recall from my younger days were a bunch of special promotions and offers that made savings "cool" to kids. Now, as I pay off cars and start my first mortgage, this bank is still able to support me in all that I do. Even when I went to college in LA for 4 years, the geographical distance did not affect the quality of service I received. Great tellers, INCREDIBLE phone customer service, AND I get free checks. What could be better? I'll be with this credit union for life!
Overall | |
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NCUA # | 61741 |
Year Chartered | 1958 |
Employees | 108 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.07% |
Return on Equity - YTD | 0.71% |
Annual Interest Income | $14.2MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q3 2020vs Q3 2019 | $596.7MM$538.0MM |
Loans | Q3 2020vs Q3 2019 | $405.5MM$406.5MM |
Deposits | Q3 2020vs Q3 2019 | $537.9MM$477.8MM |
Equity Capital | Q3 2020vs Q3 2019 | $55.7MM$54.4MM |
Loan Loss Allowance | Q3 2020vs Q3 2019 | $3.4MM$2.6MM |
Unbacked Noncurrent Loans | Q3 2020vs Q3 2019 | $687.00K$841.00K |
Real Estate Owned | Q3 2020vs Q3 2019 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Commonwealth Central Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.20%* | $250k* | - | Money Management Account | ||
OTHER TIERS: 0.03% → Up to $2.5k | 0.10% → $2.5k - $100k | 0.15% → $100k - $250k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
1.50%* | - | $20k | Rewards Checking | ||
OTHER TIERS: 0.05% → $20k+ | |||||
0.06%* | $100k* | - | Wealth Checking | ||
OTHER TIERS: 0.03% → $2.5k - $100k | |||||
0.03% | - | - | Premium Checking |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.55% | $100 | - | 36 Month IRA Certificate | |
0.45% | $100 | - | 24 Month IRA Certificate | |
0.35% | $100 | - | 12 Month IRA Certificate | |
0.35% | $100 | - | 18 Month IRA Certificate |
Commonwealth Central Credit Union Locations | ||
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Branch Office | 537 E Calaveras Blvd | Milpitas, CA 95035 |
Branch Office | 5890 Silver Creek Valley Rd | San Jose, CA 95138 |
Branch Office | 400 Tennant Sta | Morgan Hill, CA 95037 |
Branch Office | 3075 Union Ave | San Jose, CA 95124 |
Branch Office | 1041 Cochrane Rd Ste 180 | Morgan Hill, CA 95037 |
Branch Office | 5890 Silver Creek Valley Rd | San Jose, CA 95138 |