Commonwealth Central Credit Union


Overview / Commentary
800-564-1588
5890 Silver Creek Valley Rd
San Jose, CA 95138

Commonwealth Central Credit Union is headquartered in San Jose and is the 84th largest credit union in the state of California. It is also the 656th largest credit union in the nation. It was established in 1958 and as of March of 2025, it had grown to 97 employees and 38,561 members at 5 locations. Commonwealth Central Credit Union has an A health rating.

Field of Membership Restrictions

Membership in CommonWealth Central Credit Union membership is open to anyone who lives or works in Santa Clara County, California. Relatives or household members of a current CommonWealth Central Credit Union are eligible to join. Employees of a participating CommonWealth Member Company also qualify for membership.
See current membership details

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Health

Health Grade Components

Overall
NCUA #61741
Year Chartered1958
Employees97
Primary Regulator
Profit Margin
Return on Assets - YTD0.82%
Return on Equity - YTD6.23%
Annual Interest Income$7.1MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$626.7MM$632.1MM
LoansQ1 2025vs Q1 2024$456.6MM$510.8MM
DepositsQ1 2025vs Q1 2024$539.8MM$553.1MM
Equity CapitalQ1 2025vs Q1 2024$81.4MM$74MM
Loan Loss AllowanceQ1 2025vs Q1 2024$3.2MM$3.6MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$1.3MM$1.3MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

Rates for Commonwealth Central Credit Union are currently being reviewed.

Locations


Commonwealth Central Credit Union Locations
Branch Office5890 Silver Creek Valley RdSan Jose, CA 95138
Branch Office400 Tennant StaMorgan Hill, CA 95037
Branch Office3075 Union AveSan Jose, CA 95124
Branch Office1041 Cochrane Rd Ste 180Morgan Hill, CA 95037
Branch Office5890 Silver Creek Valley RdSan Jose, CA 95138

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