Commonwealth Central Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.00% | Reward Checking | 1.75% - National Average |
| 1.50% | 1-year CD | |
| 0.05% | Savings | 2.20% - Barclays Online Savings Account |
Commonwealth Central Credit Union is headquartered in San Jose and is the 77th largest credit union in the state of California. It is also the 539th largest credit union in the nation. It was established in 1958 and as of December of 2018, it had grown to 107 employees and 38,073 members at 6 locations. Commonwealth Central Credit Union's CD rates are 67% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
A CommonWealth Central Credit Union membership is available to; (1) anyone who lives or works in Santa Clara County, (2) relatives or household occupants of current credit union members, (3) employees of any participating company of CommonWealth.
See current membership details
Related Posts
Best Credit Union Ever!
with their revamped website and killer rates, all I have to say about Commonwealth credit union is positive. I feel that I benefit greatly by dealing with a small CU as opposed to a huge national bank. B of A... so the enemy. I've been with this bank since I was literally born, and what I recall from my younger days were a bunch of special promotions and offers that made savings "cool" to kids. Now, as I pay off cars and start my first mortgage, this bank is still able to support me in all that I do. Even when I went to college in LA for 4 years, the geographical distance did not affect the quality of service I received. Great tellers, INCREDIBLE phone customer service, AND I get free checks. What could be better? I'll be with this credit union for life!
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 61741 |
| Year Chartered | 1958 |
| Employees | 107 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.8% |
| Return on Equity - YTD | 8.01% |
| Annual Interest Income | $18.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $515.1MM$503.1MM |
| Loans | Q4 2018vs Q4 2017 | $403.8MM$351.9MM |
| Deposits | Q4 2018vs Q4 2017 | $457.2MM$449.2MM |
| Equity Capital | Q4 2018vs Q4 2017 | $51.4MM$47.6MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $2.1MM$2.1MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $1.3MM$517.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Commonwealth Central Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Commonwealth Central Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.00%* | - | $5k | Get to Know You Savings For New Members | ||
| OTHER TIERS: 0.05% → $10k+ | 1.00% → $5k - $10k | |||||
| 0.40%* | $100k* | $250k | Wealth Management Savings | ||
| OTHER TIERS: 0.05% → Up to $2.5k | 0.35% → $2.5k - $100k | |||||
| 0.05% | $10 | - | Regular Shares | ||
| 0.05% | $5 | - | Youth Share Account | ||
| 0.05% | $100 | - | Holiday Club | ||
Commonwealth Central Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.45%* | $250k* | - | Money Management Account | ||
| OTHER TIERS: 0.05% → Up to $2.5k | 0.35% → $2.5k - $100k | 0.40% → $100k - $250k | |||||
Commonwealth Central Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.00%* | - | $20k | Rewards Checking | ||
| OTHER TIERS: 0.05% → $20k+ | |||||
| 0.10%* | $100k* | - | Wealth Checking | ||
| OTHER TIERS: 0.05% → $2.5k - $100k | |||||
| 0.05% | - | - | Premium Checking | ||
Commonwealth Central Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.50% | $500 | - | 16 Month Share Certificate Special | |
| 2.10% | $500 | - | 48 Month Share Certificate | |
| 1.85% | $500 | - | 36 Month Share Certificate | |
| 1.60% | $500 | - | 24 Month Share Certificate | |
| 1.55% | $500 | - | 18 Month Share Certificate | |
| 1.50% | $500 | - | 12 Month Share Certificate | |
| 1.50% | $250 | - | 12 Month Youth Share Certificate | |
| 0.90% | $500 | - | 6 Month Share Certificate | |
| 0.90% | $250 | - | 6 Month Youth Share Certificate | |
| 0.65% | $500 | - | 3 Month Share Certificate |
Commonwealth Central Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.85% | $100 | - | 36 Month IRA Certificate | |
| 1.60% | $100 | - | 24 Month IRA Certificate | |
| 1.55% | $100 | - | 18 Month IRA Certificate | |
| 1.50% | $100 | - | 12 Month IRA Certificate |
| Commonwealth Central Credit Union Locations | ||
|---|---|---|
| Branch Office | 537 E Calaveras Blvd | Milpitas, CA 95035 |
| Branch Office | 5890 Silver Creek Valley Rd | San Jose, CA 95138 |
| Branch Office | 400 Tennant Sta | Morgan Hill, CA 95037 |
| Branch Office | 3075 Union Ave | San Jose, CA 95124 |
| Branch Office | 1041 Cochrane Rd Ste 180 | Morgan Hill, CA 95037 |
| Branch Office | 5890 Silver Creek Valley Rd | San Jose, CA 95138 |