Commonwealth Central Credit Union


Overview / Commentary
800-564-1588
5890 Silver Creek Valley Rd
San Jose, CA 95138

Commonwealth Central Credit Union is headquartered in San Jose and is the 82nd largest credit union in the state of California. It is also the 579th largest credit union in the nation. It was established in 1958 and as of June of 2022, it had grown to 99 employees and 40,050 members at 5 locations. Commonwealth Central Credit Union has an A health rating.

Field of Membership Restrictions

A CommonWealth Central Credit Union membership is available to; (1) anyone who lives or works in Santa Clara County, (2) relatives or household occupants of current credit union members, (3) employees of any participating company of CommonWealth.
See current membership details

Reviews (1)

Best Credit Union Ever!

Posted by: |

with their revamped website and killer rates, all I have to say about Commonwealth credit union is positive. I feel that I benefit greatly by dealing with a small CU as opposed to a huge national bank. B of A... so the enemy. I've been with this bank since I was literally born, and what I recall from my younger days were a bunch of special promotions and offers that made savings "cool" to kids. Now, as I pay off cars and start my first mortgage, this bank is still able to support me in all that I do. Even when I went to college in LA for 4 years, the geographical distance did not affect the quality of service I received. Great tellers, INCREDIBLE phone customer service, AND I get free checks. What could be better? I'll be with this credit union for life!



Health

Health Grade Components

Overall
NCUA #61741
Year Chartered1958
Employees99
Primary Regulator
Profit Margin
Return on Assets - YTD0.43%
Return on Equity - YTD5.14%
Annual Interest Income$9.1MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$687.1MM$646.9MM
LoansQ2 2022vs Q2 2021$434.1MM$434.5MM
DepositsQ2 2022vs Q2 2021$623.6MM$587.2MM
Equity CapitalQ2 2022vs Q2 2021$58.4MM$57.1MM
Loan Loss AllowanceQ2 2022vs Q2 2021$2.5MM$3.2MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$423.00K$536.00K
Real Estate OwnedQ2 2022vs Q2 2021$0$0
Rates

Rates for Commonwealth Central Credit Union are currently being reviewed.

Locations


Commonwealth Central Credit Union Locations
Branch Office5890 Silver Creek Valley RdSan Jose, CA 95138
Branch Office400 Tennant StaMorgan Hill, CA 95037
Branch Office3075 Union AveSan Jose, CA 95124
Branch Office1041 Cochrane Rd Ste 180Morgan Hill, CA 95037
Branch Office5890 Silver Creek Valley RdSan Jose, CA 95138

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