Commonwealth Central Credit Union
Overview / Commentary
Commonwealth Central Credit Union is headquartered in San Jose and is the 84th largest credit union in the state of California. It is also the 656th largest credit union in the nation. It was established in 1958 and as of March of 2025, it had grown to 97 employees and 38,561 members at 5 locations. Commonwealth Central Credit Union has an A health rating.
Field of Membership Restrictions
Membership in CommonWealth Central Credit Union membership is open to anyone who lives or works in Santa Clara County, California. Relatives or household members of a current CommonWealth Central Credit Union are eligible to join. Employees of a participating CommonWealth Member Company also qualify for membership.
See current membership details
Health
A
Data as of Q1 2025
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 61741 |
| Year Chartered | 1958 |
| Employees | 97 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.82% |
| Return on Equity - YTD | 6.23% |
| Annual Interest Income | $7.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $626.7MM$632.1MM |
| Loans | Q1 2025vs Q1 2024 | $456.6MM$510.8MM |
| Deposits | Q1 2025vs Q1 2024 | $539.8MM$553.1MM |
| Equity Capital | Q1 2025vs Q1 2024 | $81.4MM$74MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $3.2MM$3.6MM |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $1.3MM$1.3MM |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |