Commonwealth Central Credit Union

Overview / Commentary
5890 Silver Creek Valley Rd
San Jose, CA 95138

Commonwealth Central Credit Union is headquartered in San Jose and is the 82nd largest credit union in the state of California. It is also the 596th largest credit union in the nation. It was established in 1958 and as of December of 2022, it had grown to 94 employees and 39,642 members at 5 locations. Commonwealth Central Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership in CommonWealth Central Credit Union membership is open to anyone who lives or works in Santa Clara County, California. Relatives or household members of a current CommonWealth Central Credit Union are eligible to join. Employees of a participating CommonWealth Member Company also qualify for membership.
See current membership details

Reviews (1)

Best Credit Union Ever!

Posted by: |

with their revamped website and killer rates, all I have to say about Commonwealth credit union is positive. I feel that I benefit greatly by dealing with a small CU as opposed to a huge national bank. B of A... so the enemy. I've been with this bank since I was literally born, and what I recall from my younger days were a bunch of special promotions and offers that made savings "cool" to kids. Now, as I pay off cars and start my first mortgage, this bank is still able to support me in all that I do. Even when I went to college in LA for 4 years, the geographical distance did not affect the quality of service I received. Great tellers, INCREDIBLE phone customer service, AND I get free checks. What could be better? I'll be with this credit union for life!


Health Grade Components

NCUA #61741
Year Chartered1958
Primary Regulator
Profit Margin
Return on Assets - YTD0.78%
Return on Equity - YTD8.44%
Annual Interest Income$21.2MM
Assets and Liabilities
AssetsQ4 2022vs Q4 2021$672.6MM$681.8MM
LoansQ4 2022vs Q4 2021$489.8MM$419.9MM
DepositsQ4 2022vs Q4 2021$604.8MM$620.1MM
Equity CapitalQ4 2022vs Q4 2021$62.2MM$58.4MM
Loan Loss AllowanceQ4 2022vs Q4 2021$2.6MM$2.6MM
Unbacked Noncurrent LoansQ4 2022vs Q4 2021$748.00K$782.00K
Real Estate OwnedQ4 2022vs Q4 2021$0$0

Rates for Commonwealth Central Credit Union are currently being reviewed.


Commonwealth Central Credit Union Locations
Branch Office5890 Silver Creek Valley RdSan Jose, CA 95138
Branch Office400 Tennant StaMorgan Hill, CA 95037
Branch Office3075 Union AveSan Jose, CA 95124
Branch Office1041 Cochrane Rd Ste 180Morgan Hill, CA 95037
Branch Office5890 Silver Creek Valley RdSan Jose, CA 95138

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.