Featured Savings Rates
Featured Accounts

Commonwealth Credit Union (KY)

Popular Accounts at this Credit Union

2.05%5-year CD60 Month CD
0.90%1-year CD12 Month CD
0.15%SavingsRegular Savings Account

Overview / Commentary
417 High St
Frankfort, KY 40601

Commonwealth Credit Union (KY) is headquartered in Frankfort and is the 2nd largest credit union in the state of Kentucky. It is also the 244th largest credit union in the nation. It was established in 1951 and as of March of 2017, it had grown to 272 employees and 91,144 members at 10 locations. Commonwealth Credit Union (KY)'s CD rates are 39% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in Commonwealth Credit Union is open to those who live, work, volunteer, worship or attend school in Anderson, Bourbon, Boyle, Bullitt, Clark, Estill, Fayette, Franklin, Garrard, Harrison, Henry, Jefferson, Jessamine, Lincoln, Madison, Mercer, Nicholas, Oldham, Powell, Scott, Shelby, Spencer, Trimble, or Woodford Counties in Kentucky.
See current membership details

Reviews (1)

good little credit union

Posted by: gogogo | Aug 29, 2014

For the short period of time that I have been with Commonwealth credit union I have felt more like a person that everyone knows when walking through the doors unlike going to a bank where you are just another individual. the Bank gives decent apr's at least better than a bank which I consider to be terrible nowadays compared to what they used to be about 10 years ago. Commonwealth is very helpful with autoloans and has reasonable fees.


Health Grade Components

NCUA #61437
Year Chartered1951
Primary Regulator
Profit Margin
Return on Assets - YTD0.55%
Return on Equity - YTD3.84%
Annual Interest Income$11.6MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$1.14B$1.07B
LoansQ1 2017vs Q1 2016$819.5MM$727.1MM
DepositsQ1 2017vs Q1 2016$929.6MM$850.0MM
Equity CapitalQ1 2017vs Q1 2016$162.7MM$167.5MM
Loan Loss AllowanceQ1 2017vs Q1 2016$8.1MM$6.7MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$6.4MM$4.9MM
Real Estate OwnedQ1 2017vs Q1 2016$78.00K$257.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Commonwealth Credit Union (KY) Savings Account Rates

5.00%--Round Up Savings
0.20%--IRA Savings
0.15%--Christmas Savings
0.15%--Vacation Club Account
0.15%--Regular Savings Account

Commonwealth Credit Union (KY) Money Market Rates

0.60%*$100k*-Money Market Account
OTHER TIERS: 0.30% $2,500 - $10k | 0.40% $10k - $25k | 0.50% $25k - $50k | 0.55% $50k - $100k

Commonwealth Credit Union (KY) Checking Account Rates

0.10%--CommonWEALTH Checking Account

Commonwealth Credit Union (KY) CD Rates

2.05%$1k-60 Month CD
1.75%$1k-48 Month CD
1.55%$250-Grow with Me Certificate
1.50%$1k-36 Month CD
1.25%$1k-24 Month CD
1.25%$5k-12 Month MAD CD Special
1.00%$1k-18 Month CD
0.90%$1k-12 Month CD
0.50%$1k-6 Month CD

Commonwealth Credit Union (KY) IRA Rates

2.05%$1k-60 Month IRA
1.75%$1k-48 Month IRA
1.50%$1k-36 Month IRA
1.25%$1k-24 Month IRA
1.00%$1k-18 Month IRA
0.90%$1k-12 Month IRA
0.50%$1k-6 Month IRA

Commonwealth Credit Union (KY) Locations
Branch Office101 Sower BlvdFrankfort, KY 40601
Branch Office280 Meijer WayLexington, KY 40503
Branch Office417 High StFrankfort, KY 40601
Branch Office1425 Louisville RdFrankfort, KY 40601
Branch Office1015 Crossroad DrLawrenceburg, KY 40342
Branch Office108 Lawson DrGeorgetown, KY 40324
Branch Office2540 Sir Barton WayLexington, KY 40509
Branch Office3704 Frankfort AveLouisville, KY 40207
Branch Office600 Boone Station RdShelbyville, KY 40065
Branch Office2126 S Floyd StLouisville, KY 40208