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Commonwealth Credit Union (KY)

Popular Accounts at this Credit Union

2.00%5-year CD60 Month CD
0.60%1-year CD12 Month CD
0.10%SavingsRegular Savings Account

Overview / Commentary
417 High St
Frankfort, KY 40601

Commonwealth Credit Union (KY) is headquartered in Frankfort and is the 2nd largest credit union in the state of Kentucky. It is also the 242nd largest credit union in the nation. It was established in 1951 and as of March of 2016, it had grown to 252 employees and 87,867 members at 9 locations. Commonwealth Credit Union (KY)'s money market rates are 25% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Commonwealth CU of Kentucky is open to the employees, or the family members of, the educational field in Kentucky, one of the site listed Retirement Systems of Kentucky, County Employees or the State Police Retirement Systems of Kentucky, or the Kentucky Teachers Retirement System.
See current membership details

Reviews (1)

good little credit union

Posted by: gogogo | Aug 29, 2014

For the short period of time that I have been with Commonwealth credit union I have felt more like a person that everyone knows when walking through the doors unlike going to a bank where you are just another individual. the Bank gives decent apr's at least better than a bank which I consider to be terrible nowadays compared to what they used to be about 10 years ago. Commonwealth is very helpful with autoloans and has reasonable fees.


Health Grade Components

NCUA #61437
Year Chartered1951
Primary Regulator
Profit Margin
Return on Assets - YTD0.7%
Return on Equity - YTD4.38%
Annual Interest Income$10.7MM
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$1.07B$1.02B
LoansQ1 2016vs Q1 2015$727.1MM$642.4MM
DepositsQ1 2016vs Q1 2015$850.0MM$811.9MM
Equity CapitalQ1 2016vs Q1 2015$167.5MM$193.2MM
Loan Loss AllowanceQ1 2016vs Q1 2015$6.7MM$6.0MM
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$4.9MM$4.7MM
Real Estate OwnedQ1 2016vs Q1 2015$257.00K$654.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Commonwealth Credit Union (KY) Savings Account Rates

5.00%--Round Up Savings
0.20%--IRA Savings
0.20%--Roth IRA Savings
0.10%--Christmas Savings
0.10%--Vacation Club Account
0.10%--Regular Savings Account

Commonwealth Credit Union (KY) Money Market Rates

0.55%*$100k*-Money Market Account
OTHER TIERS: 0.15% $2,500 - $10k | 0.35% $10k - $25k | 0.45% $25k - $50k | 0.50% $50k - $100k

Commonwealth Credit Union (KY) Checking Account Rates

0.10%--CommonWEALTH Checking Account

Commonwealth Credit Union (KY) CD Rates

2.00%$1k-60 Month CD
1.75%$1k-48 Month CD
1.50%$250-Grow with Me Certificate
1.30%$1k-36 Month CD
0.95%$1k-24 Month CD
0.70%$1k-18 Month CD
0.60%$1k-12 Month CD
0.35%$1k-6 Month CD

Commonwealth Credit Union (KY) IRA Rates

2.00%$1k-60 Month IRA
1.75%$1k-48 Month IRA
1.30%$1k-36 Month IRA
0.95%$1k-24 Month IRA
0.70%$1k-18 Month IRA
0.60%$1k-12 Month IRA
0.35%$1k-6 Month IRA

Commonwealth Credit Union (KY) Locations
Branch Office101 Sower BlvdFrankfort, KY 40601
Branch Office280 Meijer WayLexington, KY 40503
Branch Office417 High StFrankfort, KY 40601
Branch Office1425 Louisville RdFrankfort, KY 40601
Branch Office1015 Crossroad DrLawrenceburg, KY 40342
Branch Office108 Lawson DrGeorgetown, KY 40324
Branch Office2540 Sir Barton WayLexington, KY 40509
Branch Office3704 Frankfort AveLouisville, KY 40207
Branch Office600 Boone Station RdShelbyville, KY 40065