Commonwealth One Federal Credit Union

Overview / Commentary

www.cofcu.org

703-823-5211

4875 Eisenhower Ave
Alexandria, VA 22304-4886

Commonwealth One Federal Credit Union is headquartered in Alexandria and is the 24^th largest credit union in the state of Virginia. It is also the 720^th largest credit union in the nation. It was established in 1944 and as of March of 2019, it had grown to 78 employees and 33,710 members at 6 locations. Commonwealth One Federal Credit Union's CD rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, volunteer or attend school in Washington D.C., the counties of Warren and Clarke and the cities of Harrisonburg and Alexandria in Virginia. Membership is also open to employees of the credit union's select employer group and to immediate family of those eligible.
See current membership details

Reviews (1)

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Excellent Credit Union To Work With...

Posted by: mbaker80 | Aug 3, 2017

I've been a member of CommonWealth One for over 2 years and my experience has been phenomenal. The Harrisonburg location has been a pleasure working with and has always treated me like a member and not just a number. Their loan rates are low and they also have some of the best certificate rates. I recommend them to everyone.

Comment

Health

Data as of Q1 2019

Learn why bank health matters

Health Grade Components

Overall
NCUA #	5134
Year Chartered	1944
Employees	78
Primary Regulator

Profit Margin
Return on Assets - YTD	0.48%
Return on Equity - YTD	4.59%
Annual Interest Income	$3.6MM

Assets and Liabilities
Assets	Q1 2019vs Q1 2018	$364.6MM$352.3MM
Loans	Q1 2019vs Q1 2018	$255.3MM$247.3MM
Deposits	Q1 2019vs Q1 2018	$325.4MM$315.6MM
Equity Capital	Q1 2019vs Q1 2018	$37.1MM$34.8MM
Loan Loss Allowance	Q1 2019vs Q1 2018	$1.9MM$1.5MM
Unbacked Noncurrent Loans	Q1 2019vs Q1 2018	$1.4MM$1.4MM
Real Estate Owned	Q1 2019vs Q1 2018	$0$0

Rates

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Savings
Money Market
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not Commonwealth One Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Commonwealth One Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.10%^*	-	$1k	Youth Savings Account
OTHER TIERS: 0.07% → $1k - $10k \| 0.08% → $10k - $25k \| 0.09% → $25k - $50k \| 0.10% → $50k+
0.10%^*	$50k^*	-	Share Savings
OTHER TIERS: 0.05% → Up to $2.5k \| 0.07% → $2.5k - $10k \| 0.08% → $10k - $25k \| 0.09% → $25k - $50k
0.10%^*	$50k^*	-	Vacation Club
OTHER TIERS: 0.05% → Up to $2.5k \| 0.07% → $2.5k - $10k \| 0.08% → $10k - $25k \| 0.09% → $25k - $50k
0.10%^*	$50k^*	-	IRA Share
OTHER TIERS: 0.05% → Up to $2.5k \| 0.07% → $2.5k - $10k \| 0.08% → $10k - $25k \| 0.09% → $25k - $50k
0.10%^*	$50k^*	-	Holiday Club
OTHER TIERS: 0.05% → Up to $2.5k \| 0.07% → $2.5k - $10k \| 0.08% → $10k - $25k \| 0.09% → $25k - $50k

Commonwealth One Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
1.01%^*	$50k^*	-	Money Management Plus
OTHER TIERS: 0.63% → Up to $25k \| 0.73% → $25k - $50k
0.50%^*	$10k^*	-	Money Management
OTHER TIERS: 0.30% → Up to $2.5k \| 0.40% → $2.5k - $10k

Commonwealth One Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	$10k	-	Relationship PLUS Checking

Commonwealth One Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.21%^*	$100k^*	-	60 Month Jumbo Share Certificate Featured Rate
OTHER TIERS: 3.16% → $50k - $100k
3.11%	$1k	-	60 Month Share Certificate Featured Rate.
3.01%^*	$100k^*	-	48 Month Jumbo Share Certificate
OTHER TIERS: 2.96% → $50k - $100k
2.91%^*	$100k^*	-	36 Month Jumbo Share Certificate
OTHER TIERS: 2.86% → $50k - $100k
2.91%	$1k	-	48 Month Share Certificate Featured Rate
2.81%	$1k	-	36 Month Share Certificate Featured Rate
2.81%^*	$100k^*	-	24 Month Jumbo Share Certificate Featured Rate
OTHER TIERS: 2.76% → $50k - $100k
2.71%	$1k	-	24 Month Share Certificate Featured Rate
2.17%^*	$100k^*	-	12 Month Jumbo Share Certificate
OTHER TIERS: 2.12% → $50k - $100k
2.07%	$1k	-	12 Month Share Certificate
1.61%^*	$100k^*	-	18 Month Jumbo Share Certificate
OTHER TIERS: 1.56% → $50k - $100k
1.51%	$1k	-	18 Month Share Certificate
1.51%	$50	-	15 Month Share Certificate Special
1.00%	$500	-	6 Month Share Certificate

Commonwealth One Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.21%^*	$100k^*	-	60 Month Jumbo IRA Certificate Featured Rate
OTHER TIERS: 3.16% → $50k - $100k
3.11%	$1k	-	60 Month IRA Certificate Featured Rate
3.01%^*	$100k^*	-	48 Month Jumbo IRA Certificate
OTHER TIERS: 2.96% → $50k - $100k
2.91%^*	$100k^*	-	36 Month Jumbo IRA Certificate
OTHER TIERS: 2.86% → $50k - $100k
2.91%	$1k	-	48 Month IRA Certificate Featured Rate
2.81%	$1k	-	36 Month IRA Certificate Featured Rate
2.81%^*	$100k^*	-	24 Month Jumbo IRA Certificate Featured Rate
OTHER TIERS: 2.76% → $50k - $100k
2.71%	$1k	-	24 Month IRA Certificate Featured Rate
2.17%^*	$100k^*	-	12 Month Jumbo IRA Certificate
OTHER TIERS: 2.12% → $50k - $100k
2.07%	$1k	-	12 Month IRA Certificate
1.61%^*	$100k^*	-	18 Month Jumbo IRA Certificate
OTHER TIERS: 1.56% → $50k - $100k
1.51%	$1k	-	18 Month IRA Certificate
1.51%	$50	-	15 Month IRA Certificate Special
1.00%	$500	-	6 Month IRA Certificate

Locations

Commonwealth One Federal Credit Union Locations
Branch Office	441 G St NW Ste 3M54	Washington, DC 20548-0001
Branch Office	170 Bluestone Dr	Harrisonburg, VA 22807-1008
Branch Office	7701 Telegraph Rd Kingman Building	Alexandria, VA 22315
Branch Office	3330 King St	Alexandria, VA 22302
Branch Office	4875 Eisenhower Ave	Alexandria, VA 22304-4886
Branch Office	42 Terri Dr	Harrisonburg, VA 22802

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