Commonwealth One Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 3.11% | 5-year CD | |
| 2.07% | 1-year CD | |
| 0.10% | Savings | 2.20% - Barclays Online Savings Account |
Commonwealth One Federal Credit Union is headquartered in Alexandria and is the 24th largest credit union in the state of Virginia. It is also the 729th largest credit union in the nation. It was established in 1944 and as of December of 2018, it had grown to 73 employees and 33,722 members at 6 locations. Commonwealth One Federal Credit Union's CD rates are 2X the national average, and it has an A health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship, volunteer or attend school in Washington D.C., the counties of Warren and Clarke and the cities of Harrisonburg and Alexandria in Virginia. Membership is also open to employees of the credit union's select employer group and to immediate family of those eligible.
See current membership details
Excellent Credit Union To Work With...
I've been a member of CommonWealth One for over 2 years and my experience has been phenomenal. The Harrisonburg location has been a pleasure working with and has always treated me like a member and not just a number. Their loan rates are low and they also have some of the best certificate rates. I recommend them to everyone.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 5134 |
| Year Chartered | 1944 |
| Employees | 73 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.65% |
| Return on Equity - YTD | 6.31% |
| Annual Interest Income | $13.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $347.9MM$348.7MM |
| Loans | Q4 2018vs Q4 2017 | $254.4MM$252.4MM |
| Deposits | Q4 2018vs Q4 2017 | $309.4MM$312.1MM |
| Equity Capital | Q4 2018vs Q4 2017 | $36.4MM$34.4MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $1.8MM$1.6MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $1.3MM$1.9MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Commonwealth One Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Commonwealth One Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.10%* | - | $1k | Youth Savings Account | ||
| OTHER TIERS: 0.07% → $1k - $10k | 0.08% → $10k - $25k | 0.09% → $25k - $50k | 0.10% → $50k+ | |||||
| 0.10%* | $50k* | - | Share Savings | ||
| OTHER TIERS: 0.05% → Up to $2.5k | 0.07% → $2.5k - $10k | 0.08% → $10k - $25k | 0.09% → $25k - $50k | |||||
| 0.10%* | $50k* | - | Vacation Club | ||
| OTHER TIERS: 0.05% → Up to $2.5k | 0.07% → $2.5k - $10k | 0.08% → $10k - $25k | 0.09% → $25k - $50k | |||||
| 0.10%* | $50k* | - | IRA Share | ||
| OTHER TIERS: 0.05% → Up to $2.5k | 0.07% → $2.5k - $10k | 0.08% → $10k - $25k | 0.09% → $25k - $50k | |||||
| 0.10%* | $50k* | - | Holiday Club | ||
| OTHER TIERS: 0.05% → Up to $2.5k | 0.07% → $2.5k - $10k | 0.08% → $10k - $25k | 0.09% → $25k - $50k | |||||
Commonwealth One Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.01%* | $50k* | - | Money Management Plus | ||
| OTHER TIERS: 0.63% → Up to $25k | 0.73% → $25k - $50k | |||||
| 0.50%* | $10k* | - | Money Management | ||
| OTHER TIERS: 0.30% → Up to $2.5k | 0.40% → $2.5k - $10k | |||||
Commonwealth One Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $10k | - | Relationship PLUS Checking |
Commonwealth One Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 3.21%* | $100k* | - | 60 Month Jumbo Share Certificate Featured Rate | ||
| OTHER TIERS: 3.16% → $50k - $100k | |||||
| 3.11% | $1k | - | 60 Month Share Certificate Featured Rate. | ||
| 3.01%* | $100k* | - | 48 Month Jumbo Share Certificate | ||
| OTHER TIERS: 2.96% → $50k - $100k | |||||
| 2.91%* | $100k* | - | 36 Month Jumbo Share Certificate | ||
| OTHER TIERS: 2.86% → $50k - $100k | |||||
| 2.91% | $1k | - | 48 Month Share Certificate Featured Rate | ||
| 2.81% | $1k | - | 36 Month Share Certificate Featured Rate | ||
| 2.81%* | $100k* | - | 24 Month Jumbo Share Certificate Featured Rate | ||
| OTHER TIERS: 2.76% → $50k - $100k | |||||
| 2.71% | $1k | - | 24 Month Share Certificate Featured Rate | ||
| 2.17%* | $100k* | - | 12 Month Jumbo Share Certificate | ||
| OTHER TIERS: 2.12% → $50k - $100k | |||||
| 2.07% | $1k | - | 12 Month Share Certificate | ||
| 1.61%* | $100k* | - | 18 Month Jumbo Share Certificate | ||
| OTHER TIERS: 1.56% → $50k - $100k | |||||
| 1.51% | $1k | - | 18 Month Share Certificate | ||
| 1.51% | $50 | - | 15 Month Share Certificate Special | ||
| 1.00% | $500 | - | 6 Month Share Certificate | ||
Commonwealth One Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 3.21%* | $100k* | - | 60 Month Jumbo IRA Certificate Featured Rate | ||
| OTHER TIERS: 3.16% → $50k - $100k | |||||
| 3.11% | $1k | - | 60 Month IRA Certificate Featured Rate | ||
| 3.01%* | $100k* | - | 48 Month Jumbo IRA Certificate | ||
| OTHER TIERS: 2.96% → $50k - $100k | |||||
| 2.91%* | $100k* | - | 36 Month Jumbo IRA Certificate | ||
| OTHER TIERS: 2.86% → $50k - $100k | |||||
| 2.91% | $1k | - | 48 Month IRA Certificate Featured Rate | ||
| 2.81% | $1k | - | 36 Month IRA Certificate Featured Rate | ||
| 2.81%* | $100k* | - | 24 Month Jumbo IRA Certificate Featured Rate | ||
| OTHER TIERS: 2.76% → $50k - $100k | |||||
| 2.71% | $1k | - | 24 Month IRA Certificate Featured Rate | ||
| 2.17%* | $100k* | - | 12 Month Jumbo IRA Certificate | ||
| OTHER TIERS: 2.12% → $50k - $100k | |||||
| 2.07% | $1k | - | 12 Month IRA Certificate | ||
| 1.61%* | $100k* | - | 18 Month Jumbo IRA Certificate | ||
| OTHER TIERS: 1.56% → $50k - $100k | |||||
| 1.51% | $1k | - | 18 Month IRA Certificate | ||
| 1.51% | $50 | - | 15 Month IRA Certificate Special | ||
| 1.00% | $500 | - | 6 Month IRA Certificate | ||
| Commonwealth One Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 441 G St NW Ste 3M54 | Washington, DC 20548-0001 |
| Branch Office | 170 Bluestone Dr | Harrisonburg, VA 22807-1008 |
| Branch Office | 7701 Telegraph Rd Kingman Building | Alexandria, VA 22315 |
| Branch Office | 3330 King St | Alexandria, VA 22302 |
| Branch Office | 4875 Eisenhower Ave | Alexandria, VA 22304-4886 |
| Branch Office | 42 Terri Dr | Harrisonburg, VA 22802 |