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Communication Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.comfedcu.org
405-879-5600
4141 NW Expressway
Oklahoma City, OK 73116

Communication Federal Credit Union is headquartered in Oklahoma City and is the 3rd largest credit union in the state of Oklahoma. It is also the 235th largest credit union in the nation. It was established in 1939 and as of March of 2025, it had grown to 278 employees and 128,861 members at 24 locations. Communication Federal Credit Union's money market rates are 6X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Communication Federal Credit Union is open to anyone who lives in Oklahoma or Kansas by joining the Oklahomans for Energy and Jobs/Natural Resources Education Foundation ($5 one-time membership fee). Membership is also open to those who live, work, or worship in Carter or Pottawatomie Counties or within Broken Arrow, Oklahoma. Employees and retirees of more than 500 Select Employer Groups, including Oklahoma Natural Gas, Kansas Gas, and several IBEW Locals, also qualify.
See current membership details

Reviews (1)

CD Rates & Mobile App

Posted by: |

They have very good rates on CDs and the banking app is easy to use. The staff at my branch are friendly but the lobby can get very busy.

1


Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #3454
Year Chartered1939
Employees278
Primary Regulator
Profit Margin
Return on Assets - YTD-0.62%
Return on Equity - YTD-5.73%
Annual Interest Income$30.6MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$2.16B$2.11B
LoansQ1 2025vs Q1 2024$1.66B$1.6B
DepositsQ1 2025vs Q1 2024$1.89B$1.81B
Equity CapitalQ1 2025vs Q1 2024$234.8MM$230.4MM
Loan Loss AllowanceQ1 2025vs Q1 2024$32.5MM$20.4MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$16.9MM$13MM
Real Estate OwnedQ1 2025vs Q1 2024$91K$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Communication Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$0-Coverdell Education Savings Accounts
3.75%$0-Blue Savings for Business
0.10%$5-Regular Savings
0.10%$0-Health Savings Account
0.10%$5-Youth Savings

Communication Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%*$0$2kReverse-Tier Money Max
OTHER TIERS: 0.10% → $6k - $2k | 1.00% → $4k - $6k | 1.74% → $2k - $4k
1.25%*$500k*-Liquid Gold Money Market
OTHER TIERS: 0.10% → $0 - $250k | 1.00% → $250k - $500k
0.50%*$100k*-Money Max
OTHER TIERS: 0.10% → $0 - $5k | 0.25% → $5k - $10k | 0.30% → $10k - $25k | 0.40% → $25k - $50k | 0.45% → $50k - $100k

Communication Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$0$30kPerformance Checking
0.10%$0-Share Draft

Communication Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.10%$1k-13 Month Share Certificate Special
3.95%$1k-26 Month Share Certificate Special
3.95%$1k-39 Month Share Certificate Special
3.10%$1k-4 Year Share Certificate
3.10%$1k-5 Year Share Certificate
3.10%$1k-4 Year Step-Up Share Certificate
3.10%$1k-5 Year Step-Up Share Certificate
2.95%$1k-1 Year Share Certificate
2.95%$1k-18 Month Share Certificate
2.95%$1k-2 Year Share Certificate
2.95%$1k-2 Year Step-Up Share Certificate
2.90%$1k-3 Year Share Certificate
2.90%$1k-3 Year Step-Up Share Certificate
2.85%$1k-6 Month Share Certificate

Communication Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.10%$1k-4 Year IRA Certificate
3.10%$1k-5 Year IRA Certificate
3.10%$1k-4 Year Step-Up IRA Certificate
3.10%$1k-5 Year Step-Up IRA Certificate
2.95%$1k-1 Year IRA Certificate
2.95%$1k-18 Month IRA Certificate
2.95%$1k-2 Year IRA Certificate
2.95%$1k-2 Year Step-Up IRA Certificate
2.90%$1k-3 Year IRA Certificate
2.90%$1k-3 Year Step-Up IRA Certificate
2.85%$1k-6 Month IRA Certificate
0.50%*$100k*-IRA Share Account
OTHER TIERS: 0.10% → $0 - $5k | 0.25% → $5k - $10k | 0.30% → $10k - $25k | 0.40% → $25k - $50k | 0.45% → $50k - $100k
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