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  2. Community 1St CU (IA)

Community 1St CU (IA)

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.05%5-year CD60 Month CD
1.85% - Synchrony Bank 60 Month CDAdvertisement
1.70%4-year CD48 Month CD
1.40% - Ally Bank Raise Your Rate 4-Year CDAdvertisement
1.50%3-year CD36 Month CD
1.55% - Ally Bank High Yield 3 Year CDAdvertisement
View all Community 1St CU (IA) rates »

Overview / Commentary
www.c1stcu.com
641-683-6752
235 Richmond Ave
Ottumwa, IA 52501

Community 1St CU (IA) is headquartered in Ottumwa and is the 6th largest credit union in the state of Iowa. It is also the 451st largest credit union in the nation. It was established in 1936 and as of June of 2016, it had grown to 186 employees and 56,147 members at 16 locations. Community 1St CU (IA)'s CD rates are 17% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Community 1st CU of Iowa is open to any resident or person that works in any of the site listed Iowa or Missouri counties.
See current membership details

Related Posts

Community 1st CU (IA) Adds Competitive 6-month CD Special - 10/7/2015

Community 1st Credit Union (IA/MO) has added a 6-month CD Special (2.00% APY). The minimum opening deposit is $500 of new money, with no balance cap.

View all posts from:


Reviews (1)

Community 1St Is A 5 Star Financial Institution

Posted by: Pamela1965 | Jul 14, 2010

Community First Credit Union of Pella: Friendly Representatives, Prompt service, minimal fees, convienient location and hours, and even a Dollar Dog account for the little ones.

I am a happy Community 1st Member and they are definitely a  part of my financial education and plan.

                                                             Pamela C.

2


Health
B+

Data as of Q2 2016

Learn more about bank health

Health Grade Components

Overall
NCUA #68510
Year Chartered1936
Employees186
Primary Regulator
Profit Margin
Return on Assets - YTD0.54%
Return on Equity - YTD6.08%
Annual Interest Income$11.1MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$572.9MM$534.1MM
LoansQ2 2016vs Q2 2015$496.4MM$466.1MM
DepositsQ2 2016vs Q2 2015$503.8MM$475.4MM
Equity CapitalQ2 2016vs Q2 2015$51.1MM$47.5MM
Loan Loss AllowanceQ2 2016vs Q2 2015$3.1MM$2.2MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$4.5MM$2.1MM
Real Estate OwnedQ2 2016vs Q2 2015$535.00K$361.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Community 1St CU (IA) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%--IRA Shares
1.00%--Roth IRA Shares
0.60%$1k-Golden Opportunity Club Savings
0.50%*-$15kKasasa Saver
OTHER TIERS: 0.25% → $15k+
0.20%--Christmas Club
0.15%--Regular Share Savings
0.15%--Secondary Share Savings

Community 1St CU (IA) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$25k*-Money Market Account
OTHER TIERS: 0.15% → $2,500 - $25k

Community 1St CU (IA) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*-$15kKasasa Cash
OTHER TIERS: 0.15% → $15k+
0.40%$1k-C1st Platinum Checking
0.40%--Commercial Checking
0.20%--Your Voice Checking
0.20%--C1st Interest Checking
0.20%--Golden Opportunity Checking
0.20%$2,500-Business C1st Interest Checking

Community 1St CU (IA) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.05%*$50k*-60 Month CD
OTHER TIERS: 1.55% → $500 - $7,500 | 1.65% → $7,500 - $15k | 1.95% → $15k - $50k
1.70%*$50k*-48 Month CD
OTHER TIERS: 1.20% → $500 - $7,500 | 1.30% → $7,500 - $15k | 1.60% → $15k - $50k
1.50%*$50k*-36 Month CD
OTHER TIERS: 1.00% → $500 - $7,500 | 1.10% → $7,500 - $15k | 1.40% → $15k - $50k
1.20%*$50k*-24 Month CD
OTHER TIERS: 0.70% → $500 - $7,500 | 0.80% → $7,500 - $15k | 1.10% → $15k - $50k
1.05%*$50k*-12 Month CD
OTHER TIERS: 0.40% → $500 - $7,500 | 0.50% → $7,500 - $15k | 0.80% → $15k - $50k
0.60%*$50k*-6 Month CD
OTHER TIERS: 0.20% → $500 - $7,500 | 0.30% → $7,500 - $50k
0.20%*$7,501*-3 Month CD
OTHER TIERS: 0.15% → $500 - $7,500
Locations

Community 1St CU (IA) has 16 locations. Click to view all Community 1St CU (IA) locations.