2. Community 1st Credit Union (IA)

Community 1st Credit Union (IA)

Popular Accounts at this Credit Union

APYACCOUNT TYPEHOW THEY COMPARE
2.75%5-year CD
2.27% - National Average
2.60%4-year CD
1.99% - National Average
2.50%3-year CD
1.87% - National Average
View all Community 1st Credit Union (IA) rates »

Overview / Commentary
www.c1stcreditunion.com
641-683-6752
235 Richmond Ave
Ottumwa, IA 52501

Community 1st Credit Union (IA) is headquartered in Ottumwa and is the 7th largest credit union in the state of Iowa. It is also the 453rd largest credit union in the nation. It was established in 1936 and as of December of 2018, it had grown to 195 employees and 56,739 members at 16 locations. Community 1st Credit Union (IA)'s money market rates are 4X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Community 1St Credit Union is open to those who live or work in Adair, Adams, Appanoose, Audubon, Benton, Boone, Carroll, Cass, Cedar, Clarke, Clinton, Crawford, Dallas, Davis, Decatur, Des Moines, Fremont, Greene, Guthrie, Harrison, Henry, Iowa, Jackson, Jasper, Jefferson, Johnson, Jones, Keokuk, Lee, Linn, Louisa, Lucas, Madison, Mahaska, Marion, Marshall, Mills, Monona, Monroe, Montgomery, Muscatine, Page, Polk, Pottawattamie, Poweshiek, Ringgold, Scott, Shelby, Story, Tama, Taylor, Union, Van Buren, Wapello, Warren, Washington, or Wayne Counties in Iowa or Adair, Knox, Linn, Macon, Putnam, Schuyler, Scotland, or Sullivan Counties in Missouri.
See current membership details

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Reviews (1)

Community 1St Is A 5 Star Financial Institution

Posted by: Pamela1965 | Jul 14, 2010

Community First Credit Union of Pella: Friendly Representatives, Prompt service, minimal fees, convienient location and hours, and even a Dollar Dog account for the little ones.

I am a happy Community 1st Member and they are definitely a  part of my financial education and plan.

                                                             Pamela C.

3


Health
B+

Data as of Q4 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #68510
Year Chartered1936
Employees195
Primary Regulator
Profit Margin
Return on Assets - YTD0.61%
Return on Equity - YTD6.59%
Annual Interest Income$27.7MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$650.2MM$622.2MM
LoansQ4 2018vs Q4 2017$576.6MM$542.6MM
DepositsQ4 2018vs Q4 2017$571.7MM$547.7MM
Equity CapitalQ4 2018vs Q4 2017$59.8MM$55.8MM
Loan Loss AllowanceQ4 2018vs Q4 2017$3.7MM$3.5MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$6.8MM$4.0MM
Real Estate OwnedQ4 2018vs Q4 2017$373.00K$553.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Community 1st Credit Union (IA) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$100-IRA Shares
1.00%$1k-Club GO Savings
0.50%*-$15kKasasa Saver
OTHER TIERS: 0.25% → $15k+
0.20%--Christmas Club
0.15%$5-Regular Share Savings
0.15%--Secondary Share Savings

Community 1st Credit Union (IA) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.65%*$250k*-Money Market Account
OTHER TIERS: 0.50% → $2.5k - $25k | 0.80% → $25k - $50k | 1.10% → $50k - $100k | 1.30% → $100k - $250k

Community 1st Credit Union (IA) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%-$15kKasasa Cash
0.40%$1k-Platinum Checking
0.40%--Commercial Checking
0.20%--Your Voice Checking
0.20%--C1st Interest Checking
0.20%--Club GO Checking
0.20%$2.5k-Business Interest Checking

Community 1st Credit Union (IA) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.75%*$50k*-60 Month CD
OTHER TIERS: 2.25% → $500 - $7.5k | 2.35% → $7.5k - $15k | 2.65% → $15k - $50k
2.60%*$50k*-48 Month CD
OTHER TIERS: 2.10% → $500 - $7.5k | 2.20% → $7.5k - $15k | 2.50% → $15k - $50k
2.50%*$50k*-36 Month CD
OTHER TIERS: 2.00% → $500 - $7.5k | 2.10% → $7.5k - $15k | 2.40% → $15k - $50k
2.40%*$50k*-24 Month CD
OTHER TIERS: 1.90% → $500 - $7.5k | 2.00% → $7.5k - $15k | 2.30% → $15k - $50k
2.25%*$50k*-18 Month CD
OTHER TIERS: 1.65% → $500 - $7.5k | 1.75% → $7.5k - $15k | 2.05% → $15k - $50k
2.05%*$50k*-12 Month CD
OTHER TIERS: 1.40% → $500 - $7.5k | 1.50% → $7.5k - $15k | 1.80% → $15k - $50k
1.20%*$50k*-6 Month CD
OTHER TIERS: 0.80% → $500 - $7.5k | 0.90% → $7.5k - $50k
0.50%*$7.5k*-3 Month CD
OTHER TIERS: 0.45% → $500 - $7.5k

Community 1st Credit Union (IA) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.75%*$50k*-60 Month IRA
OTHER TIERS: 2.25% → $500 - $7.5k | 2.35% → $7.5k - $15k | 2.65% → $15k - $50k
2.60%*$50k*-48 Month IRA
OTHER TIERS: 2.10% → $500 - $7.5k | 2.20% → $7.5k - $15k | 2.50% → $15k - $50k
2.50%*$50k*-36 Month IRA
OTHER TIERS: 2.00% → $500 - $7.5k | 2.10% → $7.5k - $15k | 2.40% → $15k - $50k
2.40%*$50k*-24 Month IRA
OTHER TIERS: 1.90% → $500 - $7.5k | 2.00% → $7.5k - $15k | 2.30% → $15k - $50k
2.25%*$50k*-18 Month IRA
OTHER TIERS: 1.65% → $500 - $7.5k | 1.75% → $7.5k - $15k | 2.05% → $15k - $50k
2.05%*$50k*-12 Month IRA
OTHER TIERS: 1.40% → $500 - $7.5k | 1.50% → $7.5k - $15k | 1.80% → $15k - $50k
Locations

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