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Community 1st Credit Union (IA)


Overview / Commentary
www.c1stcreditunion.com
641-684-5448
235 Richmond Ave
Ottumwa, IA 52501

Community 1st Credit Union (IA) is headquartered in Ottumwa and is the 5th largest credit union in the state of Iowa. It is also the 410th largest credit union in the nation. It was established in 1936 and as of March of 2022, it had grown to 233 employees and 66,704 members at 22 locations. Community 1st Credit Union (IA)'s money market rates are 48% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Community 1st Credit Union is open to those who live or work in Adair, Adams, Appanoose, Audubon, Benton, Boone, Carroll, Cass, Cedar, Clarke, Clinton, Crawford, Dallas, Davis, Decatur, Des Moines, Fremont, Greene, Guthrie, Harrison, Henry, Iowa, Jackson, Jasper, Jefferson, Johnson, Jones, Keokuk, Lee, Linn, Louisa, Lucas, Madison, Mahaska, Marion, Marshall, Mills, Monona, Monroe, Montgomery, Muscatine, Page, Polk, Pottawattamie, Poweshiek, Ringgold, Scott, Shelby, Story, Tama, Taylor, Union, Van Buren, Wapello, Warren, Washington, or Wayne Counties in Iowa or Adair, Knox, Linn, Macon, Putnam, Schuyler, Scotland, or Sullivan Counties in Missouri.
See current membership details

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Reviews (1)

Community 1St Is A 5 Star Financial Institution

Posted by: |

Community First Credit Union of Pella: Friendly Representatives, Prompt service, minimal fees, convienient location and hours, and even a Dollar Dog account for the little ones.

I am a happy Community 1st Member and they are definitely a  part of my financial education and plan.

                                                             Pamela C.

3


Health
A

Data as of Q1 2022

Learn why bank health matters

Health Grade Components

Overall
NCUA #68510
Year Chartered1936
Employees233
Primary Regulator
Profit Margin
Return on Assets - YTD0.43%
Return on Equity - YTD5.61%
Annual Interest Income$7.8MM
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$1.03B$913.9MM
LoansQ1 2022vs Q1 2021$636.5MM$617.6MM
DepositsQ1 2022vs Q1 2021$934.4MM$827.2MM
Equity CapitalQ1 2022vs Q1 2021$77.4MM$69.8MM
Loan Loss AllowanceQ1 2022vs Q1 2021$6.2MM$5.7MM
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$1.5MM$5.0MM
Real Estate OwnedQ1 2022vs Q1 2021$0$450.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Community 1st Credit Union (IA) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%$100-IRA Shares
0.60%$1k-Club GO Savings
0.50%*-$15kC1st Saver
OTHER TIERS: 0.25% → $15k+
0.15%--Christmas Club
0.10%$5-Primary Share Savings
0.10%--Secondary Share Savings

Community 1st Credit Union (IA) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%*$250k*-Money Market Account
OTHER TIERS: 0.15% → $2.5k - $25k | 0.20% → $25k - $50k | 0.40% → $50k - $100k | 0.50% → $100k - $250k

Community 1st Credit Union (IA) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*-$15kC1st Cash Checking
OTHER TIERS: 0.15% → $15k+
0.40%$1k-Platinum Checking
0.20%--Non-Profit Checking
0.20%--Your Voice Checking
0.20%--C1st Interest Checking
0.20%--Club GO Checking
0.15%*$125k*-Corporate Checking
OTHER TIERS: 0.05% → Up to $50k | 0.10% → $50k - $125k

Community 1st Credit Union (IA) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.95%*$50k*-60 Month CD
OTHER TIERS: 0.65% → $500 - $7.5k | 0.75% → $7.5k - $15k | 0.85% → $15k - $50k
0.85%*$50k*-48 Month CD
OTHER TIERS: 0.60% → $500 - $7.5k | 0.65% → $7.5k - $15k | 0.75% → $15k - $50k
0.70%*$50k*-36 Month CD
OTHER TIERS: 0.50% → $500 - $7.5k | 0.55% → $7.5k - $15k | 0.60% → $15k - $50k
0.60%*$50k*-24 Month CD
OTHER TIERS: 0.45% → $500 - $7.5k | 0.50% → $7.5k - $15k | 0.55% → $15k - $50k
0.55%*$50k*-18 Month CD
OTHER TIERS: 0.40% → $500 - $7.5k | 0.45% → $7.5k - $15k | 0.50% → $15k - $50k
0.45%*$50k*-12 Month CD
OTHER TIERS: 0.30% → $500 - $7.5k | 0.35% → $7.5k - $15k | 0.40% → $15k - $50k
0.30%*$50k*-6 Month CD
OTHER TIERS: 0.15% → $500 - $7.5k | 0.20% → $7.5k - $50k
0.10%$500-3 Month CD

Community 1st Credit Union (IA) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.95%*$50k*-60 Month IRA
OTHER TIERS: 0.65% → $500 - $7.5k | 0.75% → $7.5k - $15k | 0.85% → $15k - $50k
0.85%*$50k*-48 Month IRA
OTHER TIERS: 0.60% → $500 - $7.5k | 0.65% → $7.5k - $15k | 0.75% → $15k - $50k
0.70%*$50k*-36 Month IRA
OTHER TIERS: 0.50% → $500 - $7.5k | 0.55% → $7.5k - $15k | 0.60% → $15k - $50k
0.60%*$50k*-24 Month IRA
OTHER TIERS: 0.45% → $500 - $7.5k | 0.50% → $7.5k - $15k | 0.55% → $15k - $50k
0.55%*$50k*-18 Month IRA
OTHER TIERS: 0.40% → $500 - $7.5k | 0.45% → $7.5k - $15k | 0.50% → $15k - $50k
0.45%*$50k*-12 Month IRA
OTHER TIERS: 0.30% → $500 - $7.5k | 0.35% → $7.5k - $15k | 0.40% → $15k - $50k
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