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Overview / Commentary
235 Richmond Ave
Ottumwa, IA 52501

Community 1St CU (IA) is headquartered in Ottumwa and is the 6th largest credit union in the state of Iowa. It is also the 433rd largest credit union in the nation. It was established in 1936 and as of December of 2015, it had grown to 169 employees and 54,357 members at 16 locations. Community 1St CU (IA)'s savings rates are 92% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Community 1st CU of Iowa is open to any resident or person that works in any of the site listed Iowa or Missouri counties.
See current membership details

Related Posts

Community 1st CU (IA) Adds Competitive 6-month CD Special - 10/7/2015

Community 1st Credit Union (IA/MO) has added a 6-month CD Special (2.00% APY). The minimum opening deposit is $500 of new money, with no balance cap.

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Reviews (1)

Community 1St Is A 5 Star Financial Institution

Community First Credit Union of Pella: Friendly Representatives, Prompt service, minimal fees, convienient location and hours, and even a Dollar Dog account for the little ones.

I am a happy Community 1st Member and they are definitely a  part of my financial education and plan.

                                                             Pamela C.


Health Grade Components

NCUA #68510
Year Chartered1936
Primary Regulator
Profit Margin
Return on Assets - YTD0.7%
Return on Equity - YTD7.95%
Annual Interest Income$21.2MM
Assets and Liabilities
AssetsQ4 2015vs Q4 2014$572.6MM$519.4MM
LoansQ4 2015vs Q4 2014$483.6MM$447.8MM
DepositsQ4 2015vs Q4 2014$503.7MM$456.7MM
Equity CapitalQ4 2015vs Q4 2014$49.5MM$45.6MM
Loan Loss AllowanceQ4 2015vs Q4 2014$2.8MM$1.9MM
Unbacked Noncurrent LoansQ4 2015vs Q4 2014$3.9MM$3.1MM
Real Estate OwnedQ4 2015vs Q4 2014$300.00K$431.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Community 1St CU (IA) Savings Account Rates

1.00%--IRA Shares
1.00%--Roth IRA Shares
0.60%$1k-Golden Opportunity Club Savings
0.20%--Christmas Club
0.15%--Regular Share Savings
0.15%--Secondary Share Savings

Community 1St CU (IA) Money Market Rates

0.40%*$25k*-Money Market Account
OTHER TIERS: 0.15% $2,500 - $25k

Community 1St CU (IA) Checking Account Rates

0.40%$1k-C1st Platinum Checking
0.40%--Commercial Checking
0.20%--Your Voice Checking
0.20%--C1st Interest Checking
0.20%--Golden Opportunity Checking
0.20%$2,500-Business C1st Interest Checking

Community 1St CU (IA) CD Rates

1.95%*$50k*-60 Month CD
OTHER TIERS: 1.45% $500 - $7,500 | 1.55% $7,500 - $15k | 1.85% $15k - $50k
1.60%*$50k*-48 Month CD
OTHER TIERS: 1.10% $500 - $7,500 | 1.20% $7,500 - $15k | 1.50% $15k - $50k
1.50%*$250k*-18 Month CD Special
OTHER TIERS: 0.80% $500 - $7,500 | 0.90% $7,500 - $15k | 1.20% $15k - $50k | 1.30% $50k - $250k
1.40%*$50k*-36 Month CD
OTHER TIERS: 0.90% $500 - $7,500 | 1.00% $7,500 - $15k | 1.30% $15k - $50k
1.20%*$250k*-9 Month CD Special
OTHER TIERS: 0.50% $500 - $7,500 | 0.60% $7,500 - $15k | 0.90% $15k - $50k | 1.00% $50k - $250k
1.10%*$50k*-24 Month CD
OTHER TIERS: 0.60% $500 - $7,500 | 0.70% $7,500 - $15k | 1.00% $15k - $50k
1.00%$500-6 Month CD Special
0.80%*$50k*-12 Month CD
OTHER TIERS: 0.30% $500 - $7,500 | 0.40% $7,500 - $15k | 0.70% $15k - $50k
0.20%*$7,501*-3 Month CD
OTHER TIERS: 0.15% $500 - $7,500

Community 1St CU (IA) has 16 locations. Click to view all Community 1St CU (IA) locations.