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Community 1st Credit Union (IA)


Overview / Commentary
www.c1stcreditunion.com
641-684-5448
235 Richmond Ave
Ottumwa, IA 52501

Community 1st Credit Union (IA) is headquartered in Ottumwa and is the 6th largest credit union in the state of Iowa. It is also the 441st largest credit union in the nation. It was established in 1936 and as of September of 2020, it had grown to 194 employees and 59,905 members at 18 locations. Community 1st Credit Union (IA)'s money market rates are 48% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Community 1St Credit Union is open to those who live or work in Adair, Adams, Appanoose, Audubon, Benton, Boone, Carroll, Cass, Cedar, Clarke, Clinton, Crawford, Dallas, Davis, Decatur, Des Moines, Fremont, Greene, Guthrie, Harrison, Henry, Iowa, Jackson, Jasper, Jefferson, Johnson, Jones, Keokuk, Lee, Linn, Louisa, Lucas, Madison, Mahaska, Marion, Marshall, Mills, Monona, Monroe, Montgomery, Muscatine, Page, Polk, Pottawattamie, Poweshiek, Ringgold, Scott, Shelby, Story, Tama, Taylor, Union, Van Buren, Wapello, Warren, Washington, or Wayne Counties in Iowa or Adair, Knox, Linn, Macon, Putnam, Schuyler, Scotland, or Sullivan Counties in Missouri.
See current membership details

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Reviews (1)

Community 1St Is A 5 Star Financial Institution

Posted by: |

Community First Credit Union of Pella: Friendly Representatives, Prompt service, minimal fees, convienient location and hours, and even a Dollar Dog account for the little ones.

I am a happy Community 1st Member and they are definitely a  part of my financial education and plan.

                                                             Pamela C.

3


Health
B+

Data as of Q3 2020

Learn why bank health matters

Health Grade Components

Overall
NCUA #68510
Year Chartered1936
Employees194
Primary Regulator
Profit Margin
Return on Assets - YTD0.39%
Return on Equity - YTD4.82%
Annual Interest Income$23.5MM
Assets and Liabilities
AssetsQ3 2020vs Q3 2019$809.7MM$680.7MM
LoansQ3 2020vs Q3 2019$620.1MM$586.8MM
DepositsQ3 2020vs Q3 2019$723.2MM$597.1MM
Equity CapitalQ3 2020vs Q3 2019$66.4MM$62.8MM
Loan Loss AllowanceQ3 2020vs Q3 2019$5.3MM$4.5MM
Unbacked Noncurrent LoansQ3 2020vs Q3 2019$4.8MM$5.8MM
Real Estate OwnedQ3 2020vs Q3 2019$450.00K$221.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Community 1st Credit Union (IA) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%$100-IRA Shares
0.70%$1k-Club GO Savings
0.50%*-$15kC1st Saver
OTHER TIERS: 0.25% → $15k+
0.15%--Christmas Club
0.10%$5-Primary Share Savings
0.10%--Secondary Share Savings

Community 1st Credit Union (IA) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%*$250k*-Money Market Account
OTHER TIERS: 0.15% → $2.5k - $25k | 0.20% → $25k - $50k | 0.40% → $50k - $100k | 0.50% → $100k - $250k

Community 1st Credit Union (IA) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*-$15kC1st Cash Checking
OTHER TIERS: 0.15% → $15k+
0.40%$1k-Platinum Checking
0.20%--Non-Profit Checking
0.20%--Your Voice Checking
0.20%--C1st Interest Checking
0.20%--Club GO Checking
0.15%*$125k*-Corporate Checking
OTHER TIERS: 0.05% → Up to $50k | 0.10% → $50k - $125k

Community 1st Credit Union (IA) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.20%*$50k*-60 Month CD
OTHER TIERS: 0.90% → $500 - $7.5k | 1.00% → $7.5k - $15k | 1.10% → $15k - $50k
1.10%*$50k*-48 Month CD
OTHER TIERS: 0.80% → $500 - $7.5k | 0.90% → $7.5k - $15k | 1.00% → $15k - $50k
0.95%*$50k*-36 Month CD
OTHER TIERS: 0.70% → $500 - $7.5k | 0.80% → $7.5k - $15k | 0.85% → $15k - $50k
0.80%*$50k*-24 Month CD
OTHER TIERS: 0.60% → $500 - $7.5k | 0.70% → $7.5k - $15k | 0.75% → $15k - $50k
0.70%*$50k*-18 Month CD
OTHER TIERS: 0.50% → $500 - $7.5k | 0.60% → $7.5k - $15k | 0.65% → $15k - $50k
0.60%*$50k*-12 Month CD
OTHER TIERS: 0.40% → $500 - $7.5k | 0.50% → $7.5k - $15k | 0.55% → $15k - $50k
0.45%*$50k*-6 Month CD
OTHER TIERS: 0.20% → $500 - $7.5k | 0.30% → $7.5k - $50k
0.10%$500-3 Month CD

Community 1st Credit Union (IA) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.20%*$50k*-60 Month IRA
OTHER TIERS: 0.90% → $500 - $7.5k | 1.00% → $7.5k - $15k | 1.10% → $15k - $50k
1.10%*$50k*-48 Month IRA
OTHER TIERS: 0.80% → $500 - $7.5k | 0.90% → $7.5k - $15k | 1.00% → $15k - $50k
0.95%*$50k*-36 Month IRA
OTHER TIERS: 0.70% → $500 - $7.5k | 0.80% → $7.5k - $15k | 0.85% → $15k - $50k
0.80%*$50k*-24 Month IRA
OTHER TIERS: 0.60% → $500 - $7.5k | 0.70% → $7.5k - $15k | 0.75% → $15k - $50k
0.70%*$50k*-18 Month IRA
OTHER TIERS: 0.50% → $500 - $7.5k | 0.60% → $7.5k - $15k | 0.65% → $15k - $50k
0.60%*$50k*-12 Month IRA
OTHER TIERS: 0.40% → $500 - $7.5k | 0.50% → $7.5k - $15k | 0.55% → $15k - $50k
Locations

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