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  2. Community 1st Credit Union (IA)

Community 1st Credit Union (IA)

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.20%5-year CD60 Month CD
2.35% - Synchrony Bank 60 Month CDAdvertisement
1.85%4-year CD48 Month CD
1.80% - Goldman Sachs Bank USA 4 Year CDAdvertisement
1.65%3-year CD36 Month CD
1.85% - Synchrony Bank 36 Month CDAdvertisement
View all Community 1st Credit Union (IA) rates »

Overview / Commentary
www.c1stcreditunion.com
641-683-6752
235 Richmond Ave
Ottumwa, IA 52501

Community 1st Credit Union (IA) is headquartered in Ottumwa and is the 6th largest credit union in the state of Iowa. It is also the 449th largest credit union in the nation. It was established in 1936 and as of March of 2017, it had grown to 194 employees and 54,725 members at 16 locations. Community 1st Credit Union (IA)'s CD rates are 44% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Community 1St Credit Union is open to those who live or work in Adair, Adams, Appanoose, Audubon, Benton, Boone, Carroll, Cass, Cedar, Clarke, Clinton, Crawford, Dallas, Davis, Decatur, Des Moines, Fremont, Greene, Guthrie, Harrison, Henry, Iowa, Jackson, Jasper, Jefferson, Johnson, Jones, Keokuk, Lee, Linn, Louisa, Lucas, Madison, Mahaska, Marion, Marshall, Mills, Monona, Monroe, Montgomery, Muscatine, Page, Polk, Pottawattamie, Poweshiek, Ringgold, Scott, Shelby, Story, Tama, Taylor, Union, Van Buren, Wapello, Warren, Washington, or Wayne Counties in Iowa or Adair, Knox, Linn, Macon, Putnam, Schuyler, Scotland, or Sullivan Counties in Missouri.
See current membership details

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Reviews (1)

Community 1St Is A 5 Star Financial Institution

Posted by: Pamela1965 | Jul 14, 2010

Community First Credit Union of Pella: Friendly Representatives, Prompt service, minimal fees, convienient location and hours, and even a Dollar Dog account for the little ones.

I am a happy Community 1st Member and they are definitely a  part of my financial education and plan.

                                                             Pamela C.

3


Health
A

Data as of Q1 2017

Learn why bank health matters

Health Grade Components

Overall
NCUA #68510
Year Chartered1936
Employees194
Primary Regulator
Profit Margin
Return on Assets - YTD0.27%
Return on Equity - YTD3%
Annual Interest Income$5.9MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$607.0MM$574.8MM
LoansQ1 2017vs Q1 2016$516.0MM$484.2MM
DepositsQ1 2017vs Q1 2016$536.2MM$507.0MM
Equity CapitalQ1 2017vs Q1 2016$52.6MM$50.3MM
Loan Loss AllowanceQ1 2017vs Q1 2016$3.5MM$3.0MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$2.4MM$4.0MM
Real Estate OwnedQ1 2017vs Q1 2016$867.00K$275.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Community 1st Credit Union (IA) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%--IRA Shares
1.00%--Roth IRA Shares
0.75%$1k-Golden Opportunity Club Savings
0.50%*-$15kKasasa Saver
OTHER TIERS: 0.25% → $15k+
0.20%--Christmas Club
0.15%--Regular Share Savings
0.15%--Secondary Share Savings

Community 1st Credit Union (IA) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$25k*-Money Market Account
OTHER TIERS: 0.20% → $2,500 - $25k

Community 1st Credit Union (IA) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*-$15kKasasa Cash
OTHER TIERS: 0.15% → $15k+
0.40%$1k-Platinum Checking
0.40%--Commercial Checking
0.20%--Your Voice Checking
0.20%--C1st Interest Checking
0.20%--Golden Opportunity Checking
0.20%$2,500-Business Interest Checking

Community 1st Credit Union (IA) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.20%*$50k*-60 Month CD
OTHER TIERS: 1.70% → $500 - $7,500 | 1.80% → $7,500 - $15k | 2.10% → $15k - $50k
1.85%*$50k*-48 Month CD
OTHER TIERS: 1.35% → $500 - $7,500 | 1.45% → $7,500 - $15k | 1.75% → $15k - $50k
1.65%*$50k*-36 Month CD
OTHER TIERS: 1.15% → $500 - $7,500 | 1.25% → $7,500 - $15k | 1.55% → $15k - $50k
1.35%*$50k*-24 Month CD
OTHER TIERS: 0.85% → $500 - $7,500 | 0.95% → $7,500 - $15k | 1.25% → $15k - $50k
1.30%*$50k*-12 Month CD
OTHER TIERS: 0.65% → $500 - $7,500 | 0.75% → $7,500 - $15k | 1.05% → $15k - $50k
0.70%*$50k*-6 Month CD
OTHER TIERS: 0.30% → $500 - $7,500 | 0.40% → $7,500 - $50k
0.25%*$7,501*-3 Month CD
OTHER TIERS: 0.20% → $500 - $7,500
Locations

Community 1st Credit Union (IA) has 16 locations. Click to view all Community 1st Credit Union (IA) locations.