Community 1st Federal Credit Union is headquartered in Miles City and is the 27th largest credit union in the state of Montana. It is also the 2,943rd largest credit union in the nation. It was established in 1953 and as of June of 2019, it had grown to 10 employees and 3,521 members at 2 locations. Community 1st Federal Credit Union's money market rates are 70% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership is open to those who live, worship, attend school, work or are part of an association in Custer, Carter, Powder River, Garfield, Rosebud or Prairie Counties in Montana.
See current membership details
Data as of Q2 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 8588 |
| Year Chartered | 1953 |
| Employees | 10 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.66% |
| Return on Equity - YTD | 6.31% |
| Annual Interest Income | $651.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $28.7MM$28.4MM |
| Loans | Q2 2019vs Q2 2018 | $22.6MM$21.7MM |
| Deposits | Q2 2019vs Q2 2018 | $25.4MM$25.2MM |
| Equity Capital | Q2 2019vs Q2 2018 | $3.0MM$2.8MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $190.00K$160.00K |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $218.00K$346.00K |
| Real Estate Owned | Q2 2019vs Q2 2018 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Community 1st Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Community 1st Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.85% | - | - | PeeWee Penguin Club | |
| 0.85% | $10 | - | For Young Investors Account | |
| 0.40% | - | - | Christmas Club | |
| 0.40% | - | - | IRA Share Account | |
| 0.35% | $10 | - | Share Savings |
Community 1st Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.75%* | $75k* | - | Money Market Account | ||
| OTHER TIERS: 0.55% → $1k - $25k | 0.65% → $25k - $75k | |||||
Community 1st Federal Credit Union CD Rates
Community 1st Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.90% | $500 | - | 24 Month Traditional IRA Certificate | |
| 1.40% | $500 | - | 12 Month Traditional IRA Certificate | |
| 1.15% | $500 | - | 6 Month Traditional IRA Certificate |
| Community 1st Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 104 S Main St | Ekalaka, MT 59324 |
| Branch Office | 2905 Main St | Miles City, MT 59301 |