Community 1st Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
0.50%	1-year CD	12 Month Share Certificate 1.35% - Ally Bank High Yield 12-Month CD
0.10%	Savings	Share Savings Account 1.05% - Ally Bank Online Savings Account
1.00%	3-year CD	36 Month Share Certificate 1.60% - Ally Bank High Yield 3 Year CD

View all Community 1st Federal Credit Union rates »

Overview / Commentary

www.c1stfcu.org

406-234-2550

2905 Main St
Miles City, MT 59301

Community 1st Federal Credit Union is headquartered in Miles City and is the 24^th largest credit union in the state of Montana. It is also the 2,991^st largest credit union in the nation. It was established in 1953 and as of December of 2016, it had grown to 10 employees and 3,465 members at 2 locations. Community 1st Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership is open to those who live, worship, attend school, work or are part of an association in Custer, Carter, Powder River, Garfield, Rosebud or Prairie Counties in Montana.
See current membership details

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Health

C+

Data as of Q4 2016

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Community 1st Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	8588
Year Chartered	1953
Employees	10
Primary Regulator

Profit Margin
Return on Assets - YTD	0.44%
Return on Equity - YTD	4.82%
Annual Interest Income	$1.0MM

Assets and Liabilities
Assets	Q4 2016vs Q4 2015	$28.4MM$28.2MM
Loans	Q4 2016vs Q4 2015	$19.6MM$18.8MM
Deposits	Q4 2016vs Q4 2015	$25.7MM$25.6MM
Equity Capital	Q4 2016vs Q4 2015	$2.6MM$2.5MM
Loan Loss Allowance	Q4 2016vs Q4 2015	$112.00K$117.00K
Unbacked Noncurrent Loans	Q4 2016vs Q4 2015	$342.00K$130.00K
Real Estate Owned	Q4 2016vs Q4 2015	$0$0

Rates

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Savings
Money Market
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Community 1st Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.85%	-	-	PeeWee Penguin Club Account
0.85%	-	-	For Young Investors Account
0.25%	-	-	Christmas Club Account
0.25%	-	-	IRA Share Account
0.25%	-	-	Roth IRA Share Account
0.10%	-	-	Share Savings Account

Community 1st Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%^*	$75k^*	-	Money Market Account
OTHER TIERS: 0.10% → $1k - $25k \| 0.15% → $25k - $75k

Community 1st Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%	$500	-	36 Month Share Certificate
0.75%	$500	-	24 Month Share Certificate
0.65%	$500	-	18 Month Share Certificate
0.50%	$500	-	12 Month Share Certificate
0.25%	$500	-	6 Month Share Certificate

Community 1st Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
0.90%	$500	-	24 Month IRA Certificate
0.65%	$500	-	12 Month IRA Certificate
0.40%	$500	-	6 Month IRA Certificate

Locations

Community 1st Federal Credit Union Locations
Branch Office	104 S Main St	Ekalaka, MT 59324
Branch Office	2905 Main St	Miles City, MT 59301