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Community 1st Federal Credit Union


Overview / Commentary
www.c1stfcu.org
406-234-2550
2905 Main St
Miles City, MT 59301

Community 1st Federal Credit Union is headquartered in Miles City and is the 27th largest credit union in the state of Montana. It is also the 2,868th largest credit union in the nation. It was established in 1953 and as of March of 2020, it had grown to 10 employees and 3,552 members at 2 locations. Community 1st Federal Credit Union's money market rates are 70% higher than the national average, and it has a C+ health rating.

Field of Membership Restrictions

Membership in Community 1st Federal Credit Union is open to those who live, work, worship, or attend school in the Montana counties of Carter, Custer, Garfield, Prairie, Powder River, or Rosebud. Members of any association headquartered Miles City (MT) also qualify for membership.
See current membership details

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Health
C+

Data as of Q1 2020

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Community 1st Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #8588
Year Chartered1953
Employees10
Primary Regulator
Profit Margin
Return on Assets - YTD0.08%
Return on Equity - YTD0.77%
Annual Interest Income$334.00K
Assets and Liabilities
AssetsQ1 2020vs Q1 2019$30.9MM$29.1MM
LoansQ1 2020vs Q1 2019$22.6MM$22.2MM
DepositsQ1 2020vs Q1 2019$27.4MM$25.9MM
Equity CapitalQ1 2020vs Q1 2019$3.1MM$2.9MM
Loan Loss AllowanceQ1 2020vs Q1 2019$218.00K$185.00K
Unbacked Noncurrent LoansQ1 2020vs Q1 2019$531.00K$105.00K
Real Estate OwnedQ1 2020vs Q1 2019$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Community 1st Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%--PeeWee Penguin Club
0.75%$10-For Young Investors Account
0.50%--IRA Share Account
0.40%--Christmas Club
0.25%$10-Share Savings

Community 1st Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$75k*-Money Market Account
OTHER TIERS: 0.35% → $1k - $25k | 0.55% → $25k - $75k

Community 1st Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$500-36 Month Share Certificate
0.85%$500-24 Month Share Certificate
0.80%$500-18 Month Share Certificate
0.65%$500-12 Month Share Certificate
0.45%$500-6 Month Share Certificate

Community 1st Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$500-24 Month Traditional IRA Certificate
0.80%$500-12 Month Traditional IRA Certificate
0.60%$500-6 Month Traditional IRA Certificate
Locations


Community 1st Federal Credit Union Locations
Branch Office104 S Main StEkalaka, MT 59324
Branch Office2905 Main StMiles City, MT 59301

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