Community Alliance Credit Union

Overview / Commentary
37401 Plymouth Road
Livonia, MI 48150

Community Alliance Credit Union is headquartered in Novi and is the 108th largest credit union in the state of Michigan. It is also the 1,694th largest credit union in the nation. It was established in 1966 and as of December of 2019, it had grown to 30 employees and 9,351 members at 2 locations. Community Alliance Credit Union's money market rates are 14% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, volunteer, attend school or worship in Monroe, Oakland, Wayne, Washtenaw, and Livingston Counties in Michigan. Membership is also open to employees, members of the Board of Directors/Governors, and pensioners of the Automobile Club of Michigan, the Auto Club Insurance Association, the Auto Club Group, and their successor and subsidiary companies and those who receive a retirement annuity, pension, social security, or similar retirement payment and live in or are part of a retirement organization in the counties served.
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Reviews (1)

Open 7 Days

They are open 7 days a week! The staff is very friendly and knowledgeable.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Community Alliance Credit Union has a relatively low asset base.

Health Grade Components

NCUA #61184
Year Chartered1966
Primary Regulator
Profit Margin
Return on Assets - YTD0.19%
Return on Equity - YTD1.97%
Annual Interest Income$5.5MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$93.6MM$97.9MM
LoansQ4 2019vs Q4 2018$71.0MM$84.8MM
DepositsQ4 2019vs Q4 2018$84.2MM$83.4MM
Equity CapitalQ4 2019vs Q4 2018$8.9MM$8.7MM
Loan Loss AllowanceQ4 2019vs Q4 2018$1.1MM$1.2MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$870.00K$1.3MM
Real Estate OwnedQ4 2019vs Q4 2018$0$0
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Always verify rates and promotions with the bank or credit union. We are not Community Alliance Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Community Alliance Credit Union Savings Account Rates

0.10%$5-IRA Roth / Educational (share 75-77)
0.05%$5-Primary Shares Savings Account (Share 01-Share 25)
0.05%$5-IRA Share Account (Share 70)
0.05%$5-Holiday Savings Account (Share 99)

Community Alliance Credit Union Money Market Rates

0.50%*$100k*-Premium Money Market Account (Share 86)
OTHER TIERS: 0.30% $25k - $50k | 0.35% $50k - $100k
0.20%$2.5k-Money Market Account (Share 85)

Community Alliance Credit Union Checking Account Rates

0.20%*$10k*-Business Interest Checking Account
OTHER TIERS: 0.10% $3.5k - $10k
0.10%*$15k*-Alliance Checking Plus
OTHER TIERS: 0.05% $2.5k - $15k

Community Alliance Credit Union CD Rates

1.45%$500-5 Year CD
1.45%$500-Business 5 Year CD
1.05%$500-3 Year CD
1.05%$500-Business 3 Years CD
0.95%$500-2 Year CD
0.95%$500-Business 2 Years CD
0.90%$500-18 Month CD
0.90%$500-Business 18 Month CD
0.75%$500-1 Year CD
0.75%$500-Business 1 Year CD
0.50%$500-6 Month CD
0.50%$25-1 Year Save to Win CD Special
0.50%$500-Business 6 Month CD

Community Alliance Credit Union IRA Rates

1.45%$500-5 Year IRA
1.05%$500-3 Year IRA
0.95%$500-2 Year IRA
0.90%$500-18 Month IRA
0.75%$500-1 Year IRA
0.50%$500-6 Month IRA

Community Alliance Credit Union Locations
Branch Office37401 Plymouth RdLivonia, MI 48150-1025
Corporate Office39500 High Pointe Blvd Ste 200Novi, MI 48375

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