Community Alliance Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.25% | 5-year CD | 5 Year CD 1.85% - Synchrony Bank 60 Month CD |
| 0.25% | 1-year CD | 1 Year CD 1.05% - Ally Bank High Yield 12-Month CD |
| 0.05% | Savings | Primary Shares Savings Account (Share 01-Share 25) 1.00% - Ally Bank Online Savings Account |
Community Alliance Credit Union is headquartered in Novi and is the 94th largest credit union in the state of Michigan. It is also the 1,535th largest credit union in the nation. It was established in 1966 and as of June of 2016, it had grown to 31 employees and 11,008 members at 2 locations. Community Alliance Credit Union's money market rates are 14% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership is open to those who live, work, volunteer, attend school or worship in Monroe, Oakland, Wayne, Washtenaw, and Livingston Counties in Michigan. Membership is also open to employees, members of the Board of Directors/Governors, and pensioners of the Automobile Club of Michigan, the Auto Club Insurance Association, the Auto Club Group, and their successor and subsidiary companies and those who receive a retirement annuity, pension, social security, or similar retirement payment and live in or are part of a retirement organization in the counties served.
See current membership details
Data as of Q2 2016
Learn more about bank healthHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 61184 |
| Year Chartered | 1966 |
| Employees | 31 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.45% |
| Return on Equity - YTD | -5.45% |
| Annual Interest Income | $3.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $104.5MM$101.2MM |
| Loans | Q2 2016vs Q2 2015 | $98.0MM$93.6MM |
| Deposits | Q2 2016vs Q2 2015 | $89.8MM$85.8MM |
| Equity Capital | Q2 2016vs Q2 2015 | $8.7MM$8.8MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $1.1MM$803.00K |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $1.2MM$988.00K |
| Real Estate Owned | Q2 2016vs Q2 2015 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Community Alliance Credit Union Savings Account Rates
Community Alliance Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.50%* | $100k* | - | Premium Money Market Account (Share 86) | ||
| OTHER TIERS: 0.15% → $25k - $50k | 0.30% → $50k - $100k | |||||
| 0.10% | $2,500 | - | Money Market Account (Share 85) | ||
Community Alliance Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.20%* | $10k* | - | Business Interest Checking Account | ||
| OTHER TIERS: 0.10% → $3,500 - $10k | |||||
| 0.10%* | $15k* | - | Interest Checking Account | ||
| OTHER TIERS: 0.05% → Up to $15k | |||||
Community Alliance Credit Union CD Rates
Community Alliance Credit Union IRA Rates
| Community Alliance Credit Union Locations | ||
|---|---|---|
| Branch Office | 37401 Plymouth Rd | Livonia, MI 48150-1025 |
| Corporate Office | 39500 High Pointe Blvd Ste 200 | Novi, MI 48375 |