People Driven Credit Union


Overview / Commentary
248-263-4100
24333 Lahser Rd
Southfield, MI 48033

People Driven Credit Union is headquartered in Southfield and is the 52nd largest credit union in the state of Michigan. It is also the 895th largest credit union in the nation. It was established in 1928 and as of June of 2022, it had grown to 82 employees and 21,090 members at 4 locations. People Driven Credit Union has an A health rating.

Field of Membership Restrictions

People Driven Credit Union membership is offered to those who live, work, worship or attend school in Lapeer, Genesee, Livingston, Macomb, Oakland, St. Clair, Washtenaw and Wayne Counties in Michigan; anyone over the age of 55 who receives retirement or pension and live in or are a member of a retirement organization in Michigan; employees of Ford Motor Company, Visteon Corporation, Automotive Components Holdings, L.L.C. or Faurecia, or other companies in Michigan.
See current membership details

Reviews (1)

In Sufficient Funds

Posted by: |

This credit union not only bounced my auto draft from my home insurance AAA because I was $2.01short, they charged me 30.00 and then another 30.00. Because of this I need to use my credit card that charges interest to pay that 70.00. If it were not for my AAA policy being an old one that needs to be withdrawn from people driven or have another inspection to change to Huntington, I would do so in a heartbeat. Once I move I will enjoy closing this account.



Health

Health Grade Components

Overall
NCUA #61068
Year Chartered1928
Employees82
Primary Regulator
Profit Margin
Return on Assets - YTD0.6%
Return on Equity - YTD10.05%
Annual Interest Income$4.7MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$354.8MM$343.0MM
LoansQ2 2022vs Q2 2021$213.4MM$162.3MM
DepositsQ2 2022vs Q2 2021$331.3MM$311.5MM
Equity CapitalQ2 2022vs Q2 2021$21.3MM$29.4MM
Loan Loss AllowanceQ2 2022vs Q2 2021$856.00K$1.4MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$507.00K$302.00K
Real Estate OwnedQ2 2022vs Q2 2021$0$69.00K
Rates

Rates for People Driven Credit Union are currently being reviewed.

Locations


People Driven Credit Union Locations
Branch Office30897 Mound RdWarren, MI 48092-2038
Branch Office24333 Lahser RdSouthfield, MI 48033-6041
Branch Office141 S Main StRomeo, MI 48065-5126
Branch Office5397 W Michigan AveYpsilanti, MI 48197-4900

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