People Driven Credit Union

Overview / Commentary
24333 Lahser Rd
Southfield, MI 48033

People Driven Credit Union is headquartered in Southfield and is the 51st largest credit union in the state of Michigan. It is also the 896th largest credit union in the nation. It was established in 1928 and as of September of 2021, it had grown to 79 employees and 21,626 members at 4 locations. People Driven Credit Union has an A health rating.

Field of Membership Restrictions

People Driven Credit Union membership is offered to those who live, work, worship or attend school in Lapeer, Genesee, Livingston, Macomb, Oakland, St. Clair, Washtenaw and Wayne Counties in Michigan; anyone over the age of 55 who receives retirement or pension and live in or are a member of a retirement organization in Michigan; employees of Ford Motor Company, Visteon Corporation, Automotive Components Holdings, L.L.C. or Faurecia, or other companies in Michigan.
See current membership details

Reviews (1)

In Sufficient Funds

Posted by: |

This credit union not only bounced my auto draft from my home insurance AAA because I was $2.01short, they charged me 30.00 and then another 30.00. Because of this I need to use my credit card that charges interest to pay that 70.00. If it were not for my AAA policy being an old one that needs to be withdrawn from people driven or have another inspection to change to Huntington, I would do so in a heartbeat. Once I move I will enjoy closing this account.


Health Grade Components

NCUA #61068
Year Chartered1928
Primary Regulator
Profit Margin
Return on Assets - YTD0.65%
Return on Equity - YTD7.42%
Annual Interest Income$6.5MM
Assets and Liabilities
AssetsQ3 2021vs Q3 2020$341.2MM$312.4MM
LoansQ3 2021vs Q3 2020$159.2MM$181.8MM
DepositsQ3 2021vs Q3 2020$309.0MM$280.8MM
Equity CapitalQ3 2021vs Q3 2020$29.9MM$28.5MM
Loan Loss AllowanceQ3 2021vs Q3 2020$1.1MM$1.8MM
Unbacked Noncurrent LoansQ3 2021vs Q3 2020$526.00K$744.00K
Real Estate OwnedQ3 2021vs Q3 2020$68.00K$69.00K
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Always verify rates and promotions with the bank or credit union. We are not People Driven Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

People Driven Credit Union Savings Account Rates

0.05%$100-IRA Savings Account
0.01%$100-Share Savings Account
0.01%$100-Holiday Club Account
0.01%$100-Vacation Club Account
0.01%$100-Member's Choice

People Driven Credit Union Money Market Rates

0.20%*$100k*-Money Market Plus Account
OTHER TIERS: 0.05% $1k - $2.5k | 0.10% $2.5k - $25k | 0.15% $25k - $100k
0.15%*$25k*-Money Market IRA
OTHER TIERS: 0.05% $1k - $5k | 0.10% $5k - $25k

People Driven Credit Union Checking Account Rates

0.01%$2.5k-Interest Checking Account

People Driven Credit Union CD Rates

0.70%*$25k*-5 Year CD
OTHER TIERS: 0.65% $500 - $25k
0.60%*$25k*-4 Year CD
OTHER TIERS: 0.55% $500 - $25k
0.50%*$25k*-3 Year CD
OTHER TIERS: 0.45% $500 - $25k
0.40%*$25k*-2 Year CD
OTHER TIERS: 0.35% $500 - $25k
0.35%*$25k*-1 Year CD
OTHER TIERS: 0.30% $500 - $25k
0.25%*$25k*-6 Month CD
OTHER TIERS: 0.20% $500 - $25k
0.25%$25-1 Year Save to Win CD

People Driven Credit Union IRA Rates

0.70%*$25k*-5 Year IRA
OTHER TIERS: 0.65% $500 - $25k
0.60%*$25k*-4 Year IRA
OTHER TIERS: 0.55% $500 - $25k
0.50%*$25k*-3 Year IRA
OTHER TIERS: 0.45% $500 - $25k
0.40%*$25k*-2 Year IRA
OTHER TIERS: 0.35% $500 - $25k
0.35%*$25k*-1 Year IRA
OTHER TIERS: 0.30% $500 - $25k

People Driven Credit Union Locations
Branch Office30897 Mound RdWarren, MI 48092-2038
Branch Office24333 Lahser RdSouthfield, MI 48033-6041
Branch Office141 S Main StRomeo, MI 48065-5126
Branch Office5397 W Michigan AveYpsilanti, MI 48197-4900

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