People Driven Credit Union is headquartered in Southfield and is the 50th largest credit union in the state of Michigan. It is also the 869th largest credit union in the nation. It was established in 1928 and as of December of 2020, it had grown to 71 employees and 23,280 members at 4 locations. People Driven Credit Union has an A health rating.
People Driven Credit Union membership is offered to those who live, work, worship or attend school in Lapeer, Genesee, Livingston, Macomb, Oakland, St. Clair, Washtenaw and Wayne Counties in Michigan; anyone over the age of 55 who receives retirement or pension and live in or are a member of a retirement organization in Michigan; employees of Ford Motor Company, Visteon Corporation, Automotive Components Holdings, L.L.C. or Faurecia, or other companies in Michigan.
See current membership details
This credit union not only bounced my auto draft from my home insurance AAA because I was $2.01short, they charged me 30.00 and then another 30.00. Because of this I need to use my credit card that charges interest to pay that 70.00. If it were not for my AAA policy being an old one that needs to be withdrawn from people driven or have another inspection to change to Huntington, I would do so in a heartbeat. Once I move I will enjoy closing this account.
Overall | |
---|---|
NCUA # | 61068 |
Year Chartered | 1928 |
Employees | 71 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.43% |
Return on Equity - YTD | 4.77% |
Annual Interest Income | $9.5MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q4 2020vs Q4 2019 | $325.5MM$272.1MM |
Loans | Q4 2020vs Q4 2019 | $178.6MM$181.3MM |
Deposits | Q4 2020vs Q4 2019 | $293.8MM$242.6MM |
Equity Capital | Q4 2020vs Q4 2019 | $28.8MM$26.9MM |
Loan Loss Allowance | Q4 2020vs Q4 2019 | $1.7MM$1.4MM |
Unbacked Noncurrent Loans | Q4 2020vs Q4 2019 | $816.00K$1.3MM |
Real Estate Owned | Q4 2020vs Q4 2019 | $69.00K$0 |
Always verify rates and promotions with the bank or credit union. We are not People Driven Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.05% | $100 | - | IRA Savings Account | |
0.01% | $100 | - | Share Savings Account | |
0.01% | $100 | - | Holiday Club Account | |
0.01% | $100 | - | Vacation Club Account | |
0.01% | $100 | - | Member's Choice |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.01% | $2.5k | - | Interest Checking Account |
People Driven Credit Union Locations | ||
---|---|---|
Branch Office | 30897 Mound Rd | Warren, MI 48092-2038 |
Branch Office | 24333 Lahser Rd | Southfield, MI 48033-6041 |
Branch Office | 141 S Main St | Romeo, MI 48065-5126 |
Branch Office | 5397 W Michigan Ave | Ypsilanti, MI 48197-4900 |