People Driven Credit Union is headquartered in Southfield and is the 49th largest credit union in the state of Michigan. It is also the 886th largest credit union in the nation. It was established in 1928 and as of September of 2019, it had grown to 77 employees and 23,656 members at 5 locations. People Driven Credit Union has an A health rating.
Field of Membership Restrictions
People Driven Credit Union membership is offered to those who live, work, worship or attend school in Lapeer, Genesee, Livingston, Macomb, Oakland, St. Clair, Washtenaw and Wayne Counties in Michigan; anyone over the age of 55 who receives retirement or pension and live in or are a member of a retirement organization in Michigan; employees of Ford Motor Company, Visteon Corporation, Automotive Components Holdings, L.L.C. or Faurecia, or other companies in Michigan.
See current membership details
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In Sufficient Funds
This credit union not only bounced my auto draft from my home insurance AAA because I was $2.01short, they charged me 30.00 and then another 30.00. Because of this I need to use my credit card that charges interest to pay that 70.00. If it were not for my AAA policy being an old one that needs to be withdrawn from people driven or have another inspection to change to Huntington, I would do so in a heartbeat. Once I move I will enjoy closing this account.
Data as of Q3 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 61068 |
| Year Chartered | 1928 |
| Employees | 77 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.63% |
| Return on Equity - YTD | 6.44% |
| Annual Interest Income | $7.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2019vs Q3 2018 | $266.5MM$261.6MM |
| Loans | Q3 2019vs Q3 2018 | $181.8MM$167.3MM |
| Deposits | Q3 2019vs Q3 2018 | $237.3MM$234.7MM |
| Equity Capital | Q3 2019vs Q3 2018 | $26.4MM$23.3MM |
| Loan Loss Allowance | Q3 2019vs Q3 2018 | $1.3MM$1.3MM |
| Unbacked Noncurrent Loans | Q3 2019vs Q3 2018 | $1.1MM$1.1MM |
| Real Estate Owned | Q3 2019vs Q3 2018 | $24.00K$200.00K |