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People Driven Credit Union


Overview / Commentary
www.peopledrivencu.org
248-263-4100
24333 Lahser Rd
Southfield, MI 48033

People Driven Credit Union is headquartered in Southfield and is the 50th largest credit union in the state of Michigan. It is also the 869th largest credit union in the nation. It was established in 1928 and as of December of 2020, it had grown to 71 employees and 23,280 members at 4 locations. People Driven Credit Union has an A health rating.

Field of Membership Restrictions

People Driven Credit Union membership is offered to those who live, work, worship or attend school in Lapeer, Genesee, Livingston, Macomb, Oakland, St. Clair, Washtenaw and Wayne Counties in Michigan; anyone over the age of 55 who receives retirement or pension and live in or are a member of a retirement organization in Michigan; employees of Ford Motor Company, Visteon Corporation, Automotive Components Holdings, L.L.C. or Faurecia, or other companies in Michigan.
See current membership details

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Reviews (1)

In Sufficient Funds

Posted by: |

This credit union not only bounced my auto draft from my home insurance AAA because I was $2.01short, they charged me 30.00 and then another 30.00. Because of this I need to use my credit card that charges interest to pay that 70.00. If it were not for my AAA policy being an old one that needs to be withdrawn from people driven or have another inspection to change to Huntington, I would do so in a heartbeat. Once I move I will enjoy closing this account.

1


Health
A

Data as of Q4 2020

Learn why bank health matters

Health Grade Components

Overall
NCUA #61068
Year Chartered1928
Employees71
Primary Regulator
Profit Margin
Return on Assets - YTD0.43%
Return on Equity - YTD4.77%
Annual Interest Income$9.5MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$325.5MM$272.1MM
LoansQ4 2020vs Q4 2019$178.6MM$181.3MM
DepositsQ4 2020vs Q4 2019$293.8MM$242.6MM
Equity CapitalQ4 2020vs Q4 2019$28.8MM$26.9MM
Loan Loss AllowanceQ4 2020vs Q4 2019$1.7MM$1.4MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$816.00K$1.3MM
Real Estate OwnedQ4 2020vs Q4 2019$69.00K$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not People Driven Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

People Driven Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$100-IRA Savings Account
0.01%$100-Share Savings Account
0.01%$100-Holiday Club Account
0.01%$100-Vacation Club Account
0.01%$100-Member's Choice

People Driven Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$100k*-Money Market Plus Account
OTHER TIERS: 0.05% → $1k - $2.5k | 0.10% → $2.5k - $25k | 0.15% → $25k - $100k
0.15%*$25k*-Money Market IRA
OTHER TIERS: 0.05% → $1k - $5k | 0.10% → $5k - $25k

People Driven Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.01%$2.5k-Interest Checking Account

People Driven Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%*$25k*-5 Year CD
OTHER TIERS: 0.50% → $500 - $25k
0.50%*$25k*-4 Year CD
OTHER TIERS: 0.45% → $500 - $25k
0.45%*$25k*-3 Year CD
OTHER TIERS: 0.40% → $500 - $25k
0.40%*$25k*-2 Year CD
OTHER TIERS: 0.35% → $500 - $25k
0.35%*$25k*-1 Year CD
OTHER TIERS: 0.30% → $500 - $25k
0.25%*$25k*-6 Month CD
OTHER TIERS: 0.20% → $500 - $25k
0.25%$25-1 Year Save to Win CD

People Driven Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%*$25k*-5 Year IRA
OTHER TIERS: 0.50% → $500 - $25k
0.50%*$25k*-4 Year IRA
OTHER TIERS: 0.45% → $500 - $25k
0.45%*$25k*-3 Year IRA
OTHER TIERS: 0.40% → $500 - $25k
0.40%*$25k*-2 Year IRA
OTHER TIERS: 0.35% → $500 - $25k
0.35%*$25k*-1 Year IRA
OTHER TIERS: 0.30% → $500 - $25k
Locations


People Driven Credit Union Locations
Branch Office30897 Mound RdWarren, MI 48092-2038
Branch Office24333 Lahser RdSouthfield, MI 48033-6041
Branch Office141 S Main StRomeo, MI 48065-5126
Branch Office5397 W Michigan AveYpsilanti, MI 48197-4900

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