People Driven Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
2.00%	Reward Checking	Kasasa Cash 1.84% - National Average
0.50%	Reward Savings	Kasasa Saver 0.81% - National Average
1.60%	5-year CD	5 Year CD 2.40% - Goldman Sachs Bank USA 5 Year CD

View all People Driven Credit Union rates »

Overview / Commentary

www.peopledrivencu.org

248-263-4100

24333 Lahser Rd
Southfield, MI 48033

People Driven Credit Union is headquartered in Southfield and is the 49^th largest credit union in the state of Michigan. It is also the 852^nd largest credit union in the nation. It was established in 1928 and as of June of 2017, it had grown to 80 employees and 24,971 members at 5 locations. People Driven Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Lapeer, Genesee, Livingston, Macomb, Oakland, St. Clair, Washtenaw and Wayne Counties in Michigan; anyone over the age of 55 who receives retirement or pension and live in or are a member of a retirement organization in Michigan; employees of Ford Motor Company, Visteon Corporation, Automotive Components Holdings, L.L.C. or Faurecia, or other companies in Michigan.
See current membership details

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Health

B+

Data as of Q2 2017

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Health Grade Components

Overall
NCUA #	61068
Year Chartered	1928
Employees	80
Primary Regulator

Profit Margin
Return on Assets - YTD	0.25%
Return on Equity - YTD	2.99%
Annual Interest Income	$4.2MM

Assets and Liabilities
Assets	Q2 2017vs Q2 2016	$263.1MM$249.2MM
Loans	Q2 2017vs Q2 2016	$155.7MM$118.2MM
Deposits	Q2 2017vs Q2 2016	$237.7MM$223.6MM
Equity Capital	Q2 2017vs Q2 2016	$22.2MM$23.1MM
Loan Loss Allowance	Q2 2017vs Q2 2016	$1.4MM$1.5MM
Unbacked Noncurrent Loans	Q2 2017vs Q2 2016	$1.3MM$1.1MM
Real Estate Owned	Q2 2017vs Q2 2016	$115.00K$414.00K

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

People Driven Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%^*	-	$10k	Kasasa Saver
OTHER TIERS: 0.15% → $10k+
0.05%	$100	-	Traditional IRA Savings Account
0.05%	$100	-	Roth IRA Savings Account
0.05%	$100	-	Educational IRA Savings
0.03%	$100	-	Share Savings Account
0.03%	$100	-	Holiday Club Account
0.03%	$100	-	Vacation Club Account
0.03%	$100	-	Member's Choice

People Driven Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%^*	$100k^*	-	Money Market Plus Account
OTHER TIERS: 0.05% → $1k - $2,500 \| 0.10% → $2,500 - $10k \| 0.15% → $10k - $25k \| 0.20% → $25k - $100k
0.20%^*	$25k^*	-	Money Market IRA
OTHER TIERS: 0.05% → $1k - $5k \| 0.15% → $5k - $25k
0.20%^*	$25k^*	-	Money Market Roth IRA
OTHER TIERS: 0.05% → $1k - $5k \| 0.15% → $5k - $25k
0.20%^*	$25k^*	-	Money Market CESA
OTHER TIERS: 0.05% → $1k - $5k \| 0.15% → $5k - $25k

People Driven Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.00%^*	-	$10k	Kasasa Cash
OTHER TIERS: 0.15% → $10k+
0.05%	$2,500	-	Interest Checking Account

People Driven Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.10%^*	$25k^*	-	7 Year CD
OTHER TIERS: 2.05% → $500 - $25k
1.60%^*	$25k^*	-	5 Year CD
OTHER TIERS: 1.55% → $500 - $25k
1.30%^*	$25k^*	-	4 Year CD
OTHER TIERS: 1.25% → $500 - $25k
1.10%^*	$25k^*	-	3 Year CD
OTHER TIERS: 1.05% → $1k - $25k
1.00%^*	$25k^*	-	30 Month CD
OTHER TIERS: 0.95% → $1k - $25k
0.95%^*	$25k^*	-	2 Year CD
OTHER TIERS: 0.90% → $1k - $25k
0.85%^*	$25k^*	-	18 Month CD
OTHER TIERS: 0.80% → $1k - $25k
0.80%^*	$25k^*	-	16 Month CD
OTHER TIERS: 0.75% → $1k - $25k
0.65%^*	$25k^*	-	1 Year CD
OTHER TIERS: 0.60% → $1k - $25k
0.55%	$300	-	1 Year CD Add-On
0.55%	$25	-	1 Year SAVE To WIN CD
0.45%^*	$25k^*	-	6 Month CD
OTHER TIERS: 0.40% → $1k - $25k
0.45%^*	$25k^*	-	9 Month CD
OTHER TIERS: 0.40% → $1k - $25k
0.45%^*	$25k^*	-	10 Month CD
OTHER TIERS: 0.40% → $1k - $25k
0.20%^*	$25k^*	-	3 Month CD
OTHER TIERS: 0.15% → $1k - $25k

People Driven Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.10%^*	$25k^*	-	7 Year IRA
OTHER TIERS: 2.05% → $500 - $25k
1.60%^*	$25k^*	-	5 Year IRA
OTHER TIERS: 1.55% → $500 - $25k
1.30%^*	$25k^*	-	4 Year IRA
OTHER TIERS: 1.25% → $500 - $25k
1.10%^*	$25k^*	-	3 Year IRA
OTHER TIERS: 1.05% → $1k - $25k
1.00%^*	$25k^*	-	30 Month IRA
OTHER TIERS: 0.95% → $1k - $25k
0.95%^*	$25k^*	-	2 Year IRA
OTHER TIERS: 0.90% → $1k - $25k
0.85%^*	$25k^*	-	18 Month IRA
OTHER TIERS: 0.80% → $1k - $25k
0.80%^*	$25k^*	-	16 Month IRA
OTHER TIERS: 0.75% → $1k - $25k
0.65%^*	$25k^*	-	1 Year IRA
OTHER TIERS: 0.60% → $1k - $25k
0.55%	$25	-	1 Year SAVE To WIN IRA
0.55%	$300	-	1 Year IRA Add-On

Locations

People Driven Credit Union Locations
Branch Office	477 Michigan Ave Mezzanine Level	Detroit, MI 48226-2523
Branch Office	30800 Van Dyke Ave Ste 101	Warren, MI 48093-8704
Branch Office	24333 Lahser Rd	Southfield, MI 48033-6041
Branch Office	71260 Van Dyke Rd	Bruce Twp, MI 48065-5437
Branch Office	5397 W Michigan Ave	Ypsilanti, MI 48197-4900