CommunityAmerica Credit Union


Overview / Commentary
913-905-7001
9777 Ridge Dr
Lenexa, KS 66219

CommunityAmerica Credit Union is headquartered in Lenexa and is the largest credit union in the state of Kansas. It is also the 81st largest credit union in the nation. It was established in 1940 and as of December of 2023, it had grown to 1,038 employees and 316,315 members at 34 locations. CommunityAmerica Credit Union's money market rates are 8X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership in CommunityAmerica Credit Union is open to those who live or work in the Kansas counties of Douglas, Jackson, Jefferson, Johnson, Leavenworth, Miami, Shawnee, or Wyandotte, or the Missouri counties of Clay, Cass, Platte, or St. Louis. Family members of existing members also qualify for membership.
See current membership details

Best banking experience I've had so far!

Prior to joining this credit union I was using a prepaid visa card only because I wanted to get paid a few days earlier. That benefit no longer mattered because they had the worst customer service when there was a problem. I found the credit union and was able to join make my initial deposit and verify my identity securely without ever leaving my house! They promptly address any of my concerns and reply back to emails almost immediately. I now have three accounts with them, two checking and a savings. The online banking experience is awesome its very user friendly and the bill pay service they offer is amazing. They send reminders , keep track of previous bills and send prompt payments. I recommend this bank to anybody who will listen!

Awsome Service In KCKS!

A Community America representitive called us a couple of weeks ago... on a Sunday night. It was the day before payday. There were several unauthorized withdrawals from our account. Chances are, they were testing the account, pinging, the day before payday, and if we hadn't stopped it right then, the next day, we would have been wiped out. Our account was saved, withdrawals returned, and that Debit Card was stopped immediately! They are ON DUTY, and watching for security sake 24/7, and I sure do appreciate that! Thank you Community America! We have always found them ready to help us with whatever we need immediately!

Great Experience with Community America

We have banked with Community America for several years and is easily the best bank we have ever had accounts with. When we first opened a free checking account, they also opened a high interest savings account for us as well as a basic savings account. Everyone was very friendly and helpful. Another time, I had to go inside to request a new debit card be made after mine was lost. Fully expecting to have to wait several days for it to arrive on the mail, I was pleasantly surprised when they made me a new one on the spot and I was out of the door in less than 10 minutes. Their online banking and mobile app are both super easy and convenient to use. I use the app most of the time and I can transfer money between checking and savings accounts instantly. I can also set up automatic bill payments through the app or online banking. One other unexpecting thing I was impressed by was cash back on purchases through specific retailers. If they offer 5% cash back with Company X, you use your debit card and they automatically put the cash back into your account. Overall, we have had a wonderful experience with them!

Extreme Declining Customer Service & Knowledge Of The Bank

Posted by: |

I have banked at CACU for 12 years and during this time it has gone from a friendly knowledgeable staff and institution to an embarrassing institution. I received an email from CACU to call a specific number and press option 2 (i confirmed late that this was not a spam email). When I called this number I was hung up on twice. I drove to my branch and the two (2) tellers could not get through to the department either. I must have heard I am sorry 40 times, when in reality they were merely talking puppets. This credit union used to be staffed with human beings, it has digressed to a bank with customer service as low and Bank Of America and Wells Fargo! I am ashamed to bank here now! So sad..

VIEW MORE REVIEWS

Health

Health Grade Components

Overall
NCUA #67664
Year Chartered1940
Employees1038
Primary Regulator
Profit Margin
Return on Assets - YTD0.71%
Return on Equity - YTD7.61%
Annual Interest Income$236MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$4.78B$4.7B
LoansQ4 2023vs Q4 2022$3.17B$2.9B
DepositsQ4 2023vs Q4 2022$3.95B$4.09B
Equity CapitalQ4 2023vs Q4 2022$439.4MM$378.4MM
Loan Loss AllowanceQ4 2023vs Q4 2022$33.9MM$25.9MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$32.4MM$14.6MM
Real Estate OwnedQ4 2023vs Q4 2022$172K$1.1MM
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not CommunityAmerica Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

CommunityAmerica Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%$1$2.5kHigh Interest Savings
0.05%*$50k*-Share Savings Account
OTHER TIERS: 0.03% Up to $50k
0.05%*$50k*-IRA Savings Account
OTHER TIERS: 0.03% $1 - $50k
0.05%*$50k*-Business Share Savings
OTHER TIERS: 0.02% $1 - $50k
0.05%*$50k*-Junior Savings
OTHER TIERS: 0.03% $1 - $50k
0.01%$1-Holiday Club Account
0.01%$1-Special Purpose Savings

CommunityAmerica Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.50%*$500k*-Premier Money Market Savings
OTHER TIERS: 0.45% Up to $10k | 0.50% $10k - $25k | 3.25% $25k - $50k | 3.30% $50k - $100k | 3.35% $100k - $150k | 3.40% $150k - $250k | 3.45% $250k - $500k
3.50%*$500k*-Business Premier Money Market
OTHER TIERS: 0.45% Up to $10k | 0.50% $10k - $25k | 3.25% $25k - $50k | 3.30% $50k - $100k | 3.35% $100k - $150k | 3.40% $150k - $250k | 3.45% $250k - $500k
3.25%--Locked Rate Money Market
0.60%*$500k*-Money Market Savings Account
OTHER TIERS: 0.25% Up to $10k | 0.30% $10k - $25k | 0.35% $25k - $50k | 0.40% $50k - $100k | 0.45% $100k - $150k | 0.50% $150k - $250k | 0.55% $250k - $500k
0.60%*$500k*-Money Market IRA Savings Account
OTHER TIERS: 0.25% Up to $10k | 0.30% $10k - $25k | 0.35% $25k - $50k | 0.40% $50k - $100k | 0.45% $100k - $150k | 0.50% $150k - $250k | 0.55% $250k - $500k
0.60%*$500k*-Business Money Market
OTHER TIERS: 0.25% Up to $10k | 0.30% $10k - $25k | 0.35% $25k - $50k | 0.40% $50k - $100k | 0.45% $100k - $150k | 0.50% $150k - $250k | 0.55% $250k - $500k

CommunityAmerica Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.25%$500-3 Month Share Certificate
5.05%$500-7 Month Share Certificate
4.85%$500-9 Month Share Certificate
4.75%$500-13 Month Share Certificate
3.90%$500-24 Month Share Certificate
3.80%$500-18 Month Share Certificate
3.65%$500-15 Month Share Certificate
3.50%$500-12 Month Share Certificate
3.45%$500-6 Month Share Certificate
3.00%$500-48 Month Share Certificate
3.00%$500-60 Month Share Certificate
2.75%$500-36 Month Share Certificate
2.75%$50-12 Month Saver Certificate
2.60%$500-30 Month Share Certificate

CommunityAmerica Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.25%$500-3 Month IRA Share Certificate
5.05%$500-7 Month IRA Share Certificate
4.85%$500-9 Month IRA Share Certificate
4.75%$500-13 Month IRA Share Certificate
3.90%$500-24 Month IRA Share Certificate
3.80%$500-18 Month IRA Share Certificate
3.65%$500-15 Month IRA Share Certificate
3.50%$500-12 Month IRA Share Certificate
3.45%$500-6 Month IRA Share Certificate
3.00%$500-48 Month IRA Share Certificate
3.00%$500-60 Month IRA Share Certificate
2.75%$500-36 Month IRA Share Certificate
2.60%$500-30 Month IRA Share Certificate
Locations

Availability



The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.