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Community Bank and Trust Company


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.commbk.net
563-263-1122
2609 2nd Ave
Muscatine, IA 52761

Community Bank and Trust Company is headquartered in MUSCATINE and is the 99th largest bank in the state of Iowa. It is also the 2,523rd largest bank in the nation. It was established in 1980 and as of March of 2025, it had grown to 50 employees at 5 locations. Community Bank and Trust Company's money market rates are 3X the national average, and it has an A health rating.

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #23189
Year Established1980
Employees50
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.27%
Return on Equity - YTD21.81%
Annual Interest Income$3.3MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$295.4MM$277.3MM
LoansQ1 2025vs Q1 2024$163.1MM$152.6MM
DepositsQ1 2025vs Q1 2024$273.9MM$256.7MM
Equity CapitalQ1 2025vs Q1 2024$18.1MM$14.2MM
Loan Loss AllowanceQ1 2025vs Q1 2024$2.5MM$2.4MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$276K$1.4MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Community Bank and Trust Company Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$0-Health Savings Account
0.25%$0-Christmas Savings
0.20%*$500k*-Business Savings Plus
OTHER TIERS: 0.10% → $0 - $250k | 0.15% → $250k - $500k
0.10%$50-Savings Account
0.10%$0-Vacation Club
0.10%$0-Minor Savings

Community Bank and Trust Company Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%*$500k*-IMMA Account
OTHER TIERS: 0.20% → $0 - $1k | 0.40% → $1k - $25k | 0.60% → $25k - $100k | 1.00% → $100k - $500k

Community Bank and Trust Company Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$0-Checking With Interest

Community Bank and Trust Company CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$1k-9 Month CD Special with Relationship
4.00%$1k-16 Month CD Special with Relationship
3.90%$1k-9 Month CD Special w/o Relationship
3.90%$1k-16 Month CD Special w/o Relationship
3.75%$1k-25 Month CD Special with Relationship
3.65%$1k-25 Month CD Special w/o Relationship
1.81%$500-60 Month CD
1.61%$500-48 Month CD
1.51%$500-30 Month CD
1.51%$500-36 Month CD
1.00%$500-18 Month CD
1.00%$500-24 Month CD
0.60%$500-12 Month CD
0.40%$500-6 Month CD

Community Bank and Trust Company IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$500-18 Month IRA Golden Variable
Locations


Community Bank and Trust Company Locations
Wapello Branch206 Highway 61 NorthWapello, IA 52653
Wilton Branch210 West Fourth StreetWilton, IA 52778
Columbus Junction Branch227-229 Main StreetColumbus Junction, IA 52738
Community Bank and Trust Company2609 2nd AveMuscatine, IA 52761
Cedar Street Branch615 Cedar StreetMuscatine, IA 52761

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