First Community Bank of Moultrie County


Overview / Commentary
217-728-4302
1 South Main Street
Sullivan, IL 61951

First Community Bank of Moultrie County is headquartered in SULLIVAN and is the 256th largest bank in the state of Illinois. It is also the 3,678th largest bank in the nation. It was established in 1905 and as of March of 2025, it had grown to 21 employees at 3 locations. First Community Bank of Moultrie County's money market rates are 5X the national average, and it has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #3745
Year Established1905
Employees21
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.13%
Return on Equity - YTD19.06%
Annual Interest Income$1.1MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$115.6MM$109MM
LoansQ1 2025vs Q1 2024$46.1MM$45.3MM
DepositsQ1 2025vs Q1 2024$107.7MM$103.1MM
Equity CapitalQ1 2025vs Q1 2024$7.2MM$5.2MM
Loan Loss AllowanceQ1 2025vs Q1 2024$876K$980K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$68K$246K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not First Community Bank of Moultrie County; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Community Bank of Moultrie County Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$1-Christmas Club
0.10%$10-Savings

First Community Bank of Moultrie County Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.27%*$500k*-Select Money Market
OTHER TIERS: 0.25% $25k+ | 0.75% $25k - $100k | 1.26% $100k - $250k | 1.76% $250k - $500k
0.15%$2.5k-Money Market

First Community Bank of Moultrie County Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$2.5k-Super Now
0.10%$1k-Now Account
0.03%*$5k*-Main Street Checking
OTHER TIERS: 0.01% $0 - $2.5k | 0.02% $2.5k - $5k

First Community Bank of Moultrie County CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.77%$500-60 Month CD
1.51%$500-48 Month CD
1.36%$500-36 Month CD
1.26%$500-30 Month CD
1.21%$500-24 Month CD
1.11%$500-18 Month CD
1.01%$500-12 Month CD
0.75%$500-6 Month CD
0.40%$500-3 Month CD
Locations


First Community Bank of Moultrie County Locations
The First National Bank Of Sullivan1 South Main StreetSullivan, IL 61951
Sullivan Branch503 S HamiltonSullivan, IL 61951
Hardware State Bank Branch102 West State StreetLovington, IL 61937

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