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Overview / Commentary
1 South Main Street
Sullivan, IL 61951

First Community Bank of Moultrie County is headquartered in Sullivan and is the 338th largest bank in the state of Illinois. It is also the 4,549th largest bank in the nation. It was established in 1905 and as of December of 2017, it had grown to 21 employees at 3 locations. First Community Bank of Moultrie County has an A health rating.


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. First Community Bank of Moultrie County has a relatively low asset base.

Health Grade Components

FDIC Certificate #3745
Year Established1905
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.73%
Return on Equity - YTD7.15%
Annual Interest Income$2.8MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$83.0MM$61.8MM
LoansQ4 2017vs Q4 2016$51.7MM$41.9MM
DepositsQ4 2017vs Q4 2016$73.6MM$55.4MM
Equity CapitalQ4 2017vs Q4 2016$8.8MM$6.1MM
Loan Loss AllowanceQ4 2017vs Q4 2016$735.00K$702.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$770.00K$787.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$183.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Community Bank of Moultrie County Savings Account Rates

0.10%--Christmas Club

First Community Bank of Moultrie County Money Market Rates

0.10%$2,500-Money Market

First Community Bank of Moultrie County Checking Account Rates

0.10%*$5k*-Main Street Checking
OTHER TIERS: 0.03% Up to $2,500 | 0.05% $2,500 - $5k
0.10%$2,500-Super Now
0.05%$1k-Now Account

First Community Bank of Moultrie County CD Rates

1.01%$500-60 Month CD
0.70%$500-48 Month CD
0.50%$500-36 Month CD
0.40%$500-30 Month CD
0.35%$500-24 Month CD
0.25%$500-18 Month CD
0.20%$500-12 Month CD
0.10%$500-6 Month CD
0.07%$500-3 Month CD

First Community Bank of Moultrie County Locations
The First National Bank Of Sullivan1 South Main StreetSullivan, IL 61951
Sullivan BranchHamilton Street and Roane StreetSullivan, IL 61951
Hardware State Bank Branch102 West State StreetLovington, IL 61937

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