Community Bank Owatonna

Overview / Commentary
640 Bridge Street
Owatonna, MN 55060

Community Bank Owatonna is headquartered in Owatonna and is the 220th largest bank in the state of Minnesota. It is also the 4,708th largest bank in the nation. It was established in 2003 and as of June of 2019, it had grown to 11 employees at 1 location. Community Bank Owatonna's money market rates are 82% higher than the national average, and it has a B+ health rating.


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Community Bank Owatonna has a relatively low asset base.

Health Grade Components

FDIC Certificate #57468
Year Established2003
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.59%
Return on Equity - YTD6.48%
Annual Interest Income$1.2MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$58.7MM$54.2MM
LoansQ2 2019vs Q2 2018$42.5MM$36.4MM
DepositsQ2 2019vs Q2 2018$52.4MM$45.8MM
Equity CapitalQ2 2019vs Q2 2018$5.4MM$5.1MM
Loan Loss AllowanceQ2 2019vs Q2 2018$452.00K$410.00K
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$0$29.00K
Real Estate OwnedQ2 2019vs Q2 2018$0$23.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Community Bank Owatonna Savings Account Rates

0.15%*$10k*-Health Savings
OTHER TIERS: 0.05% Up to $5k | 0.10% $5k - $10k
0.15%*$10k*-Classic Savings
OTHER TIERS: 0.05% Up to $5k | 0.10% $5k - $10k
0.15%*$10k*-Business Classic Savings
OTHER TIERS: 0.05% Up to $5k | 0.10% $5k - $10k
0.10%$25-Early Saver Savings

Community Bank Owatonna Money Market Rates

0.80%*$90k*-Smart Rate Money Market
OTHER TIERS: 0.15% Up to $25k | 0.40% $25k - $50k | 0.65% $50k - $90k
0.35%*$50k*-Business Money Market Savings
OTHER TIERS: 0.15% Up to $25k | 0.25% $25k - $50k

Community Bank Owatonna Checking Account Rates

0.15%*$10k*-Prime Checking
OTHER TIERS: 0.05% Up to $5k | 0.10% $5k - $10k
0.15%*$10k*-"55" Classic Checking
OTHER TIERS: 0.05% Up to $5k | 0.10% $5k - $10k
0.05%--Classic Checking With Interest
0.05%--Business Checking With Interest

Community Bank Owatonna CD Rates

2.25%$5k-51 Month CD Special
2.25%$5k-Business 51 Month CD Special
2.10%$5k-30 Month CD Special
2.10%$5k-Business 30 Month CD Special
1.80%$5k-9 Month CD Special
1.80%$5k-Business 9 Month CD Special
1.50%$1k-5 Year CD
1.50%$1k-Business 5 Year CD
1.25%$1k-4 Year CD
1.25%$1k-Business 4 Year CD
1.00%$1k-3 Year CD
1.00%$1k-Business 3 Year CD
0.75%$1k-2 Year CD
0.75%$1k-Business 2 Year CD
0.50%$1k-1 Year CD
0.50%$1k-Business 1 Year CD
0.25%$1k-182 Day CD
0.25%$1k-Business 182 Day CD
0.10%$1k-91 Day CD
0.10%$1k-Business 91 Day CD

Community Bank Owatonna Locations
Community Bank Owatonna640 Bridge StreetOwatonna, MN 55060

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