First Community Bank (Shelbyville, TN)

Overview / Commentary
207 Elm Street
Shelbyville, TN 37160

First Community Bank of Bedford County is headquartered in Shelbyville and is the 43rd largest bank in the state of Tennessee. It is also the 1,559th largest bank in the nation. It was established in 1988 and has grown to 80 employees at 5 locations. First Community Bank of Bedford County has an A+ health rating.

Reviews (1)

First Community Bank Truly Put Community First

First Community Bank truly puts community first with showing appreciation and kindness to all customers and business. I enjoying the employees friendly smiles and services. Thank You First Community Bank!


Health Grade Components

FDIC Certificate #27211
Year Established1988
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD-1.06%
Return on Equity - YTD-9.62%
Annual Interest Income$57.1MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$790.3MM$783.7MM
LoansQ4 2023vs Q4 2022$588.9MM$566.1MM
DepositsQ4 2023vs Q4 2022$577.7MM$594.4MM
Equity CapitalQ4 2023vs Q4 2022$83.6MM$94.2MM
Loan Loss AllowanceQ4 2023vs Q4 2022$4.7MM$3.2MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$8.1MM$2.4MM
Real Estate OwnedQ4 2023vs Q4 2022$0$130K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Community Bank (Shelbyville, TN) Savings Account Rates

1.01%*-$15kKasasa Saver
OTHER TIERS: 0.30% $15k+
0.25%--Regular Savings
0.25%--Christmas Club
0.25%--Kids Club Savings

First Community Bank (Shelbyville, TN) Checking Account Rates

2.51%*-$15kKasasa Cash
OTHER TIERS: 0.30% $15k+
0.20%*$100k*-Senior Classic Checking
OTHER TIERS: 0.05% $500 - $10k | 0.10% $10k - $25k | 0.15% $25k - $10k
0.20%*$100k*-Interest Checking
OTHER TIERS: 0.05% $2.5k - $10k | 0.10% $10k - $25k | 0.15% $25k - $10k

First Community Bank (Shelbyville, TN) Locations
First Community Bank Of Bedford County207 Elm StShelbyville, TN 37160
Lynchburg Branch535 Majors Blvd.Lynchburg, TN 37352
Madison Street Branch1051 Madison StreetShelbyville, TN 37160
Airport Park Branch2841 Highway 231 NorthShelbyville, TN 37160

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