Featured Savings Rates
Featured Accounts

Community Choice CU (MI)

Popular Accounts at this Credit Union

1.60%5-year CD5 Year CD
0.55%1-year CD1 Year CD
0.05%SavingsDaily Share Savings Account

Overview / Commentary
31155 Northwestern Hwy
Farmington Hills, MI 48334-2502

Community Choice CU (MI) is headquartered in Farmington Hills and is the 11th largest credit union in the state of Michigan. It is also the 320th largest credit union in the nation. It was established in 1935 and as of September of 2016, it had grown to 242 employees and 80,473 members at 15 locations. Community Choice CU (MI)'s money market rates are 36% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Community Choice CU (MI) is open to anyone through joining the Detroit Historical Museum. Membership is also open to those who live or work in Genesee, Lapeer, Livingston, Macomb, Oakland, St. Clair, Washtenaw, Wayne, Allegan, Kent, Monroe, Ottawa Counties in Michigan and to employees of select divisions of GM and employees of Kelly Services.
See current membership details

Related Posts

Community Choice CU (MI) 57-Mo CD No Longer Listed On Their Website - 4/1/2016

The 57-mo. CD (2.50% APY) is no longer listed on the rates page. https://www.communitychoicecu.com/share-rates

Complications Opening A CD For Out-Of-State Members at Community Choice CU - 3/16/2016

Community Choice Credit Union currently has a very competitive 5-year CD, and there's an association in which anyone can join to qualify for membership. Even though this is an "easy membership" credit union, it doesn't mean it's easy to open a CD if you don't live near one of their Michigan branches. One DA reader emailed me the problems she experienced when she tried to open this CD special. I updated the blog post covering this CD special with the details.

Community Choice CU (Easy Membership) Offers Two CD Specials - 3/4/2016

Michigan's Community Choice Credit Union (easy membership) is offering two CD Specials: 11-month (1.27% APY) and 57-month (1.53% APY). Min deposit is $500 new money.

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Reviews (2)

Great CU! Highly recommended

Posted by: ocoyad | Nov 15, 2014

Every interaction I have had as a member of Community Choice Credit Union has been a positive one! Their staff are very friendly, professional, and courteous. Any questions I have are answered with ease and on some occasions, they have told me how to reduce my fees in order to benefit me in the greatest way possible. Staff members are also easy to work with and I am always treated as though I am an individual, not just a member with a number.

Their facilities are visually appealing and very clean; I always appreciate their attention to detail and willingness to improve and renovate when it is desirable or necessary. Their online banking app for smartphones is very well-designed and makes working with them as a credit union even easier and more enjoyable. I would recommend Community Choice Credit Union to everybody I know!

In The Process Of Opening 57-Mon CD With CCCU

Posted by: kaimen | Mar 29, 2016

I am a remote non-member. The process is OK.
1. Open account online.
2. Call the museum to donate $25 and receive your member number in email
3. Forward museum member number to CCCU
4. I will fund the CDs by deposit a check through the credit union shared network. Their instruction says they'll reach out to you in 24-48 hours once you open an account - but I heard from no one for 3 days. So be pro-active.
5. Rate will be locked once fund is received.


Health Grade Components

NCUA #64880
Year Chartered1935
Primary Regulator
Profit Margin
Return on Assets - YTD0.32%
Return on Equity - YTD3.63%
Annual Interest Income$21.8MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$855.1MM$703.1MM
LoansQ3 2016vs Q3 2015$713.8MM$540.5MM
DepositsQ3 2016vs Q3 2015$714.1MM$598.7MM
Equity CapitalQ3 2016vs Q3 2015$73.4MM$70.8MM
Loan Loss AllowanceQ3 2016vs Q3 2015$4.3MM$5.2MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$3.2MM$3.6MM
Real Estate OwnedQ3 2016vs Q3 2015$69.00K$376.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Community Choice CU (MI) Savings Account Rates

3.00%*-$500Captain Choice
OTHER TIERS: 0.05% $500+
OTHER TIERS: 0.05% $500+
3.00%*-$500Holiday Savings Account
OTHER TIERS: 0.05% $5k+ | 0.50% $500 - $5k
0.10%$100-Daily TraditionalIRA Savings
0.05%$100-Prime Share Savings Account
0.05%$100-Young Adult Savings
0.05%--Daily Share Savings Account
0.05%$100-Business Savings Account

Community Choice CU (MI) Money Market Rates

0.60%*$500k*-Money Market Plus Account
OTHER TIERS: 0.05% Up to $50k | 0.20% $50k - $250k | 0.40% $250k - $500k
0.60%*$500k*-Business Money Market
OTHER TIERS: 0.30% $10k - $100k | 0.40% $100k - $250k | 0.50% $250k - $500k
0.15%*$25k*-Money Market Account
OTHER TIERS: 0.05% Up to $2k | 0.10% $2k - $25k

Community Choice CU (MI) Checking Account Rates

0.25%*$100k*-Business Premium Checking
OTHER TIERS: 0.10% $3,500 - $50k | 0.15% $50k - $100k
0.25%*$100k*-Business Deluxe Checking
OTHER TIERS: 0.10% $3,500 - $50k | 0.15% $50k - $100k
0.20%*$50k*-Choice Checking
OTHER TIERS: 0.10% $2,500 - $25k | 0.15% $25k - $50k

Community Choice CU (MI) CD Rates

1.65%$500-42 Month Special CD - New money only
1.60%*$100k*-5 Year CD
OTHER TIERS: 1.50% $500 - $100k
1.40%*$100k*-4 Year CD
OTHER TIERS: 1.30% $500 - $100k
1.25%*$100k*-3 Year CD
OTHER TIERS: 1.15% $500 - $100k
1.25%$500-15 Month Special CD - New money only
0.90%*$100k*-2 Year CD
OTHER TIERS: 0.80% $500 - $100k
0.55%*$100k*-1 Year CD
OTHER TIERS: 0.50% $500 - $100k
0.40%$25-Save to Win 1 Year Certificate
0.35%*$100k*-6 Month CD
OTHER TIERS: 0.30% $500 - $100k
0.30%*$100k*-3 Month CD
OTHER TIERS: 0.20% $500 - $100k

Community Choice CU (MI) IRA Rates

1.60%*$100k*-5 Year IRA
OTHER TIERS: 1.50% $100 - $100k
1.40%*$100k*-4 Year IRA
OTHER TIERS: 1.30% $100 - $100k
1.25%*$100k*-3 Year IRA
OTHER TIERS: 1.15% $100 - $100k
0.90%*$100k*-2 Year IRA
OTHER TIERS: 0.80% $100 - $100k
0.55%*$100k*-1 Year IRA
OTHER TIERS: 0.50% $100 - $100k
0.35%*$100k*-6 Month IRA
OTHER TIERS: 0.30% $100 - $100k

Community Choice CU (MI) has 15 locations. Click to view all Community Choice CU (MI) locations.