Community Credit Union (FL)

Overview / Commentary
1030 US Highway 1
Rockledge, FL 32955

Community Credit Union (FL) is headquartered in Rockledge and is the 23rd largest credit union in the state of Florida. It is also the 404th largest credit union in the nation. It was established in 1953 and as of December of 2021, it had grown to 131 employees and 51,222 members at 7 locations. Community Credit Union (FL)'s savings rates are 10X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Community Credit Union is open to the following: 1) those who live, work, attend school, conduct business or worship in Brevard, Indian River, Orange, Osceola, Polk, or Volusia counties in Florida; 2) employees of the education system, healthcare industry, public information commerce or public service in Orange County in Florida; 3) those associated with ABATE of Florida; 4) immediate family of current credit union members.
See current membership details

Reviews (2)


Well the rates are nothing to shout about but i have just brought all our ira savings back to Community to be readily available in retirement to draw from as needed - nice to deal with Faby Flores again who still heads up the ira dept. as she is very dependable and professional - also nice to feel secure that the funds will still be there when needed as A+ is still A+

My Review of Community Credit Union of Florida

My experience with Community Credit Union of Florida has been generally very good. Of the negative things I experienced with them was their requirement to take and pass a class about how to manage a checking account. They evidently made me do this because I had lacked an account with a financial institution for a while, a year or two, before applying for an account with them. Ordinarily that would have been fine, although the course itself they had me take was crummy and poorly prepared the student to pass the examination at the end because the multiple choice questions in the exam were worded significantly differently than the material in the course. The good news is once I got my account with the credit union everything there after was good. Customer service has been very friendly and I have zero problems with them handling the finances of my checking and savings accounts. That is a whole world of difference from Banks who create every excuse imaginable to thieve out of their depositors accounts. Other than wishing they would find a better personal finance course to prepare account holders with, my opinion of my credit union would be hard pressed to be any better. In short zero problem equals a big plus in my book.


Health Grade Components

NCUA #60816
Year Chartered1953
Primary Regulator
Profit Margin
Return on Assets - YTD1.31%
Return on Equity - YTD11.59%
Annual Interest Income$33.6MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$1.02B$920.9MM
LoansQ4 2021vs Q4 2020$695.7MM$658.9MM
DepositsQ4 2021vs Q4 2020$882.2MM$792.7MM
Equity CapitalQ4 2021vs Q4 2020$114.6MM$101.8MM
Loan Loss AllowanceQ4 2021vs Q4 2020$10.2MM$10.6MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$689.00K$1.1MM
Real Estate OwnedQ4 2021vs Q4 2020$0$47.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Community Credit Union (FL) Savings Account Rates

5.00%*-$500Serious Saver Account
OTHER TIERS: 0.30% $500+
1.05%$10-Health Savings Account
0.65%--IRA Super Savers Account
0.65%--Business IRA Super Savers Account
0.40%--IRA Share
0.40%--Business IRA Share
0.30%*$500k*-Premium Savings
OTHER TIERS: 0.05% Up to $25k | 0.10% $25k - $50k | 0.20% $50k - $100k | 0.25% $100k - $500k
0.30%*$500k*-Business Premium Savings
OTHER TIERS: 0.05% Up to $25k | 0.10% $25k - $50k | 0.20% $50k - $100k | 0.25% $100k - $500k
0.25%--My Club Account
0.25%--Business Holiday Club Account
0.25%--Holiday Club Account
0.25%--Business My Club Account
0.05%$5-Share Savings
0.05%$5-Business Share Savings

Community Credit Union (FL) Money Market Rates

0.10%$2.5k-Money Market

Community Credit Union (FL) Checking Account Rates

2.50%*-$5kFree Checking Plus
OTHER TIERS: 0.10% $5k+
2.50%*-$5kStudent Checking
OTHER TIERS: 0.10% $5k+
0.20%*$100k*-Business Plus Checking with Interest
OTHER TIERS: 0.15% $1k - $100k
0.15%*$25k*-Premium Checking
OTHER TIERS: 0.10% $10k - $25k
0.10%$4k-Business Checking with Interest
0.10%$600-Organizational Checking
0.10%$5k-Clear Checking 50+

Community Credit Union (FL) CD Rates

0.90%$1k-60 Month CD
0.90%$1k-Business 60 Month CD
0.85%$1k-48-50 Month CD
0.85%$1k-51-53 Month CD
0.85%$1k-54-56 Month CD
0.85%$1k-57-59 Month CD
0.85%$1k-Business 48-50 Month CD
0.85%$1k-Business 51-53 Month CD
0.85%$1k-Business 54-56 Month CD
0.85%$1k-Business 57-59 Month CD
0.60%$1k-36-38 Month CD
0.60%$1k-42-44 Month CD
0.60%$1k-45-47 Month CD
0.60%$1k-Business 36-38 Month CD
0.60%$1k-Business 42-44 Month CD
0.60%$1k-Business 45-47 Month CD
0.60%$1k-39-41 Month CD
0.60%$1k-Business 39-41 Month CD
0.55%$1k-30-32 Month CD
0.55%$1k-33-35 Month CD
0.55%$1k-Business 30-32 Month CD
0.55%$1k-Business 33-35 Month CD
0.50%$1k-24-26 Month CD
0.50%$1k-27-29 Month CD
0.50%$1k-Business 24 - 26 Month CD
0.50%$1k-Business 27-29 Month CD
0.45%$1k-18-20 Month CD
0.45%$1k-21-23 Month CD
0.45%$1k-Business 18-20 Month CD
0.45%$1k-Business 21-23 Month CD
0.40%$1k-12-14 Month CD
0.40%$1k-15-17 Month CD
0.40%$1k-Business 12-14 Month CD
0.40%$1k-Business 15-17 Month CD
0.30%$1k-9-11 Month CD
0.30%$1k-Business 9-11 Month CD
0.25%$1k-6-8 Month CD
0.25%$1k-Business 6-8 Month CD
0.20%$1k-3-5 Month CD
0.20%$1k-Business 3-5 Month CD

Community Credit Union (FL) IRA Rates

0.90%$1k-60 Month IRA
0.85%$1k-48-50 Month IRA
0.85%$1k-51-53 Month IRA
0.85%$1k-54-56 Month IRA
0.85%$1k-57-59 Month IRA
0.60%$1k-36-38 Month IRA
0.60%$1k-42-44 Month IRA
0.60%$1k-45-47 Month IRA
0.60%$1k-39-41 Month IRA
0.55%$1k-30-32 Month IRA
0.55%$1k-33-35 Month IRA
0.50%$1k-24-26 Month IRA
0.50%$1k-27-29 Month IRA
0.45%$1k-18-20 Month IRA
0.45%$1k-21-23 Month IRA
0.40%$1k-12-14 Month IRA
0.40%$1k-15-17 Month IRA
0.30%$1k-9-11 Month IRA
0.25%$1k-6-8 Month IRA
0.20%$1k-3-5 Month IRA

Community Credit Union (FL) Locations
Branch Office293 E Eau Gallie BlvdIndian Harbour Beach, FL 32937-4800
Branch Office660 West AveCocoa, FL 32927-4971
Branch Office7380 Murrell Rd Ste 102Viera, FL 32940
Branch Office2455 S Washington AveTitusville, FL 32780
Branch Office333 E Nasa BlvdMelbourne, FL 32901-1939
Branch Office1325 Palm Bay RdMelbourne, FL 32905-3838
Branch Office1030 US Highway 1Rockledge, FL 32955-2716

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