Community Credit Union (FL)

Overview / Commentary
1030 US Highway 1
Rockledge, FL 32955

Community Credit Union (FL) is headquartered in Rockledge and is the 22nd largest credit union in the state of Florida. It is also the 379th largest credit union in the nation. It was established in 1953 and as of June of 2023, it had grown to 155 employees and 56,267 members at 7 locations. Community Credit Union (FL)'s savings rates are 10X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Community Credit Union is open to the following: 1) those who live, work, worship, attend school, or conduct business in the Florida counties of Brevard, Indian River, Orange, Osceola, Polk, or Volusia; 2) employees of the education system, healthcare industry, public information commerce or public service in Orange County in Florida; 3) those associated with ABATE of Florida; 4) immediate family of current credit union members.
See current membership details

Reviews (3)


Well the rates are nothing to shout about so i have sent all our ira savings to A+ rated NASA FCU to be readily available in retirement to draw from as needed but nice to feel secure that the funds that will still be there at COMMUNITY FCU are safe as A+ is still A+ and hoping that in the near future better rates will appear

My Review of Community Credit Union of Florida

My experience with Community Credit Union of Florida has been generally very good. Of the negative things I experienced with them was their requirement to take and pass a class about how to manage a checking account. They evidently made me do this because I had lacked an account with a financial institution for a while, a year or two, before applying for an account with them. Ordinarily that would have been fine, although the course itself they had me take was crummy and poorly prepared the student to pass the examination at the end because the multiple choice questions in the exam were worded significantly differently than the material in the course. The good news is once I got my account with the credit union everything there after was good. Customer service has been very friendly and I have zero problems with them handling the finances of my checking and savings accounts. That is a whole world of difference from Banks who create every excuse imaginable to thieve out of their depositors accounts. Other than wishing they would find a better personal finance course to prepare account holders with, my opinion of my credit union would be hard pressed to be any better. In short zero problem equals a big plus in my book.

Terrible Customer Service

Posted by: |

I was Trying to correct an account I was behind due to Covid and loss of employment with an auto loan. They CLEARLY said we have the option to help you but we decided otherwise so they messed up my credit for good. I had the money to pay the back pay and continue payments but they said no, they grilled me on the phone about all my bills and how I would pay. I explained over and over what I was trying to do to get right with them and they WOULD NOT help in any way the rates might be good but they don’t care about you long term at all.


Health Grade Components

NCUA #60816
Year Chartered1953
Primary Regulator
Profit Margin
Return on Assets - YTD1.15%
Return on Equity - YTD10.13%
Annual Interest Income$26.4MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$1.18B$1.06B
LoansQ2 2023vs Q2 2022$905.9MM$741.1MM
DepositsQ2 2023vs Q2 2022$1.02B$916.1MM
Equity CapitalQ2 2023vs Q2 2022$135.5MM$121.4MM
Loan Loss AllowanceQ2 2023vs Q2 2022$0$9.5MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$1.4MM$759.00K
Real Estate OwnedQ2 2023vs Q2 2022$0$0
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Always verify rates and promotions with the bank or credit union. We are not Community Credit Union (FL); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Community Credit Union (FL) Savings Account Rates

5.00%*-$500Serious Saver Account
OTHER TIERS: 0.30% $500+
1.25%*$100k*-Premium Savings
OTHER TIERS: 0.30% Up to $25k | 1.10% $25k - $50k | 1.20% $50k - $100k
1.25%*$100k*-Business Premium Savings
OTHER TIERS: 0.30% Up to $25k | 1.10% $25k - $50k | 1.20% $50k - $100k
0.65%--IRA Super Savers Account
0.65%--Business IRA Super Savers Account
0.25%--My Club Account
0.25%--Business Holiday Club Account
0.25%--Holiday Club Account
0.25%--Business My Club Account
0.05%$5-Share Savings
0.05%$5-Business Share Savings

Community Credit Union (FL) Money Market Rates

0.30%$2.5k-Money Market

Community Credit Union (FL) Checking Account Rates

2.50%*-$5kFree Checking Plus
OTHER TIERS: 0.10% $5k+
2.50%*-$5kStudent Checking
OTHER TIERS: 0.10% $5k+
0.20%*$100k*-Business Plus Checking with Interest
OTHER TIERS: 0.15% $1k - $100k
0.15%*$25k*-Premium Checking
OTHER TIERS: 0.10% $10k - $25k
0.10%$4k-Business Checking with Interest
0.10%$600-Organizational Checking

Community Credit Union (FL) CD Rates

5.00%$1k-13 Month CD Special
5.00%$1k-Business 13 Month CD Special
3.80%$1k-12 Month CD
3.80%$1k-Business 12 Month CD
3.75%$1k-18 Month CD
3.75%$1k-Business 18 Month CD
3.70%$1k-24 Month CD
3.70%$1k-Business 24 Month CD
3.60%$1k-60 Month CD
3.60%$1k-Business 60 Month CD
3.55%$1k-48 Month CD
3.55%$1k-Business 48 Month CD
3.50%$1k-36 Month CD
3.50%$1k-Business 36 Month CD
1.30%$1k-6 Month CD
1.30%$1k-9 Month CD
1.30%$1k-Business 6 Month CD
1.30%$1k-Business 9 Month CD

Community Credit Union (FL) IRA Rates

5.00%--13 Month IRA Special
3.80%$1k-12 Month IRA
3.75%$1k-18 Month IRA
3.70%$1k-24 Month IRA
3.60%$1k-60 Month IRA
3.55%$1k-48 Month IRA
3.50%$1k-36 Month IRA
1.30%$1k-6 Month IRA
1.30%$1k-9 Month IRA

Community Credit Union (FL) Locations
Branch Office293 E Eau Gallie BlvdIndian Harbour Beach, FL 32937-4800
Branch Office660 West AveCocoa, FL 32927-4971
Branch Office7380 Murrell Rd Ste 102Viera, FL 32940
Branch Office2455 S Washington AveTitusville, FL 32780
Branch Office333 E Nasa BlvdMelbourne, FL 32901-1939
Branch Office1325 Palm Bay RdMelbourne, FL 32905-3838
Branch Office1030 US Highway 1Rockledge, FL 32955-2716

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