Community Credit Union (FL) is headquartered in Rockledge and is the 22nd largest credit union in the state of Florida. It is also the 356th largest credit union in the nation. It was established in 1953 and as of March of 2025, it had grown to 170 employees and 55,082 members at 9 locations. Community Credit Union (FL)'s savings rates are 10X the national average, and it has an A health rating.
Field of Membership Restrictions
Community Credit Union is open to the following: 1) those who live, work, worship, attend school, or conduct business in the Florida counties of Brevard, Indian River, Orange, Osceola, Polk, or Volusia; 2) employees of the education system, healthcare industry, public information commerce or public service in Orange County in Florida; 3) those associated with ABATE of Florida; 4) immediate family of current credit union members.
See current membership details
SAFE AND SECURE IN FLORIDA ! ! !
Well the rates are now not all that attractive at COMMUNITY FCU so i have sent all our ira savings and more back to A+ rated Florida FCU to be readily available in retirement to draw from as needed and nice to feel secure that the funds at FLORIDA FCU are safe as A+ is still A+
Scammers AVOID
DO not open an account at this credit union!!!! I recently opened an account at this credit union and I opened a checking account and purchased a CD. After I opened the account, I was told that I could not deposit checks larger than $1000 with a limit of 2 per day and that the total amount for the month would be $6000 for the first 60 days. I called customer service to request a increase on these amounts since my business well exceeds both amounts. Customer service told me that they would be back to me in 2days. Well over one month later and 5 calls to customer service without an answer and two calls with left messages to the local branch that were not returned, I decided to close the account. I was told that because I was closing the CD earlier, I had to pay a penalty of $359 on the CD when the interest was only $25!!! No where online was this stated. I was told that it was in the fine print of the CD disclosure I was given when I opened the account.
AVOID THIS ESTABLISHMENT
Terrible Customer Service
I was Trying to correct an account I was behind due to Covid and loss of employment with an auto loan. They CLEARLY said we have the option to help you but we decided otherwise so they messed up my credit for good. I had the money to pay the back pay and continue payments but they said no, they grilled me on the phone about all my bills and how I would pay. I explained over and over what I was trying to do to get right with them and they WOULD NOT help in any way the rates might be good but they don’t care about you long term at all.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 60816 |
| Year Chartered | 1953 |
| Employees | 170 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.2% |
| Return on Equity - YTD | 1.86% |
| Annual Interest Income | $17.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $1.37B$1.37B |
| Loans | Q1 2025vs Q1 2024 | $1.03B$966.8MM |
| Deposits | Q1 2025vs Q1 2024 | $1.14B$1.14B |
| Equity Capital | Q1 2025vs Q1 2024 | $146.9MM$142.2MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $9.6MM$9.1MM |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $2.6MM$1.2MM |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |